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2022/12/15 Aztec Landscaping, Inc.SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. INSURER(S) AFFORDING COVERAGE INSURER F : INSURER E : INSURER D : INSURER C : INSURER B : INSURER A : NAIC # NAME:CONTACT (A/C, No):FAX E-MAILADDRESS: PRODUCER (A/C, No, Ext):PHONE INSURED REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. OTHER: (Per accident) (Ea accident) $ $ N / A SUBR WVD ADDL INSD THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. $ $ $ $PROPERTY DAMAGE BODILY INJURY (Per accident) BODILY INJURY (Per person) COMBINED SINGLE LIMIT AUTOS ONLY AUTOSAUTOS ONLY NON-OWNED SCHEDULEDOWNED ANY AUTO AUTOMOBILE LIABILITY Y / N WORKERS COMPENSATION AND EMPLOYERS' LIABILITY OFFICER/MEMBER EXCLUDED? (Mandatory in NH) DESCRIPTION OF OPERATIONS below If yes, describe under ANY PROPRIETOR/PARTNER/EXECUTIVE $ $ $ E.L. DISEASE - POLICY LIMIT E.L. DISEASE - EA EMPLOYEE E.L. EACH ACCIDENT EROTH-STATUTEPER LIMITS(MM/DD/YYYY)POLICY EXP(MM/DD/YYYY)POLICY EFFPOLICY NUMBERTYPE OF INSURANCELTRINSR DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) EXCESS LIAB UMBRELLA LIAB $EACH OCCURRENCE $AGGREGATE $ OCCUR CLAIMS-MADE DED RETENTION $ $PRODUCTS - COMP/OP AGG $GENERAL AGGREGATE $PERSONAL & ADV INJURY $MED EXP (Any one person) $EACH OCCURRENCE DAMAGE TO RENTED $PREMISES (Ea occurrence) COMMERCIAL GENERAL LIABILITY CLAIMS-MADE OCCUR GEN'L AGGREGATE LIMIT APPLIES PER: POLICY PRO-JECT LOC CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) CANCELLATION AUTHORIZED REPRESENTATIVE ACORD 25 (2016/03) © 1988-2015 ACORD CORPORATION. All rights reserved. CERTIFICATE HOLDER The ACORD name and logo are registered marks of ACORD HIRED AUTOS ONLY 2/21/2023 Daisy Trudeau Ins.Services 5015 Canyon Crest Dr.Ste.207 Riverside CA 92507 Diana Castanon 951-680-9600 888-261-9654 diana@daisytrudeauins.com License#:CA #0L52222 Nationwide Mutual Ins Co 23787 AZTEC-1 CompWest Insurance Company 12177AztecLandscaping,Inc. DBA Aztec Janitorial 7980 Lemon Grove Way Lemon Grove CA 91945 Peleus Insurance Company 34118 2027628876 A X 1,000,000 X 300,000 10,000 1,000,000 2,000,000 X Y Y ACP3096461444 12/15/2022 12/15/2023 2,000,000 Employee Benefits 1,000,000 A 1,000,000 X X X Y Y ACP3096461444 12/15/2022 12/15/2023 A X X 5,000,000ACP309646144412/15/2022 12/15/2023 5,000,000 B XCWWCP1000098172/25/2023 2/25/2024 1,000,000 1,000,000 1,000,000 A C Crime Professional Liability ACP3096461444 121 CTR 0193055-02 12/15/2022 1/19/2023 12/15/2023 1/19/2024 Employee Dishonesty Prof Liab Agg Prof Liab Ded $200,000 $1,000,000 $10,000 Contractors Equipment-Leased/Rented Equip Coverage in place,Policy #ACP3096461444,Eff 12/15/22 to 12/15/23,Limit:$100,000-Ded:$1,000 Limited Pollution coverage is in place per form CG22640413,Policy#ACP3096461444,Eff 12/15/22 to 12/15/23,Limit:$1,000,000-Ded:NIL THE CITY OF MENIFEE,ITS COUNCILMEMBERS,OFFICERS,AGENTS,AND EMPLOYEES ARE INCLUDED AS ADDITIONAL INSURED,PRIMARY WORDING &NON CONTRIBUTORY APPLIES,WHERE REQUIRED BY WRITTEN CONTRACT WITH RESPECTS TO GENERAL LIABILITY PER FORMS CG7323 1216 AND CG7246 1115,AND WITH RESPECTS TO AUTO LIABILITY PER FORM AC7005 0316. City of Menifee Dept.of Finance 29844 Haun Rd. Menifee CA 92586 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705 COMMERCIAL AUTO AC 70 05 03 16 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BUSINESS AUTO PROTECTION -GOLD This endorsement modifies in surance provided under the following: BUSINESS AUTO COVERAGE FORM SUMMARY OF COVERAGES A.Effect of This Endorsement B. Newly Acquired or Formed Entities C. Employees as Insureds -Non owned Autos D.Additional Insured by Contract, Permit or Agreement E.Supplementary Payments -Bail Bonds F.Supplementary Payments -Loss of Earnings G.Personal Effects and Property of Others Extension H.Prejudgment Interest Coverage I.Fellow Employee -Officer, Managers and Supervisors J_ Hired Auto Physical Damage K.Temporary Substitute Autos-Physical Damage Coverage L.Expanded Towing Coverage M.Auto Loan or Lease Coverage N.Original Equipment Manufacturer Parts -Leased Private Passenger Types 0. Deductible Amendments P.Rental Reimbursement Coverage Q. Expanded Transportation Expense R.Extra Expense-Stolen Autos S. Physical Damage Limit of Insurance T. New Vehicle Replacement Cost U.Physical Damage Coverage Extension V. Transfer of Rights of Recovery Against Others To Us W. Section IV -Business Auto Conditions-Notice of and Knowledge of Occurrence X. Hired Car Coverage Territory Y.Emergency Lock Out Z.Cancellation Condition AC 70 05 0316 Includes copyrighted material of Insurance Services Office, Inc. with its permission A[P BAPD:10-9-b4b1444 LD9W 18352 INSURED COPY AC7005031600 0001 Page 1 of 7 47 0021966 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705 COMMERCIAL AUTO AC 70 050316 A.1='.FFECT OF THIS 1=:NOORSl='.Ml=NT Coverage provided under this policy is modified by the provisions of this endorsement. If there is any confl ict between the provisions of this endorsement and the provlslon(s) of any state specific endorsement also attached to this poli cy, then the provision(s) of the state-specific endorsement shall apply instead of the pr ovi sions of this endorsement that are in conflict, but only to the extent of the conflict, and only to the extent necessary to bring such provisions into conformance with the state requirement(s) contained in the provision(s) of the state-specific endorsement. B.NEWLY ACQUIRED OR FORMED ENTITIES The Named Insured shown in the Declarations is amended to include any organization you newly acquire or form, other than a partnership, joint venture, or limited liability company, and over which you maintain ownership or majority (more than 50%) interest; if there is no other similar in surance available to that organization. Coverage under this provision is afforded until the 180th day after you acquire or form the organization or the end of the policy period, whichever is later. C. EMPLOYEES AS INSUREDS -NONOWNED AUTOS The following is added lo paragraph A.1. Who Is An Insured of SECTION II -COVERED AUTOS LIABILITY COVERAGE: d.Any "employee" of yours is an "insured" while using a covered "auto" you don't own, hire or borrow in your business or your per sonal affairs. D, ADDITIONAL INSURED BY CON TRACT, PERMIT OR AGREEMENT The following is added to A.1. Who Is An In sured of SECTION II -COVERED AUTOS LIABILITY COVERAGE: Any person or organization that you are re quired to name as an additional insured in a written contract or agreement that is executed or signed by you prior to a "bodily injury" or "property damage" occurrence is an "insured" for Covered Auto L iabilily coverage. How ever, with respect to covered "autos", such person or organization is an insured only to the extent that person or organization qualifies as an "insured" under A.1. Who is an Insured of SECTION II -COVERED AUTOS LIABILITY COVERAGE: If specifically required by the written contract or agreement referenced in the paragraph above, any coverage provided by this endorsement to an additi onal insured shall be primary and any other valid and collectible insurance avail� able to the additional insured shall be non contributory with this insurance. If the written contract does not require this coverage to be primary and the additional insured's coverage to be non-contributory, then this insurance will be excess over any other valid and collectible insur ance available to the additional insured. E.SUPPLEMENTARY PAYMENTS BAIL BONDS Supplementary Payments of SECTION II - COVERED AUTOS LIABILITY COVERAGE is revised as follows: {2) Up to $2.500 for cost of bail bonds (in cluding bonds for related traffic law violations) required because of an "accident" we cover. We do not have to furnish these bonds. F.SUPPLEMENTARY PAYMENTS -LOSS OF EARNINGS Supplementary Payments of the SECTION II - COVERED AUTOS LIABILITY COVERAGE is revised as follows: (4)All reasonable expenses incurred by the "in sured" at our request, including actual loss of earnings up to $500 a day becau:,e of ti me off from work. G.PERSONAL EFF ECTS AND PROPERTY OF OTHERS EXTENSION 1.The. Care, Custody or Control Exclusion of SECTION II COVERED AUTOS LIABILITY COVERAGE, does not apply to "property damage" to property, other than your property, up to an amount not exceed ing $250 in any one "accident". Coverage is excess over any other valid and collectible in5urance. 2.The following paragraph is added to A.4. Coverage Extensions of SECTION Ill - PHYSICAL DAMAGE COVERAGE: c. We will pay up to $500 for your property that is lost or damaged as a result of a covered "loss", without applying a de ductible. Coverage i3 excess over any other valid and collectible insurance. Page2 of 7 Includes copyrighted material of Insurance Services Office, Inc. with its permission AC 70 05 0316 ACP BAPD30·9·6461444 LD9W 18352 INSURED COPY AC7005031600 0001 47 0021967 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705 H. PREJUDGMENT INTEREST COVERAGE The following paragraph is added to SECTION II -COVERED AUTOS LIABILITY COVERAGE, 2.Coverage Extensions, a. Supplementary PaymcntG: (7)Prejudgment interest awarded against the "insured" on that part of the judgment we pay. If we make an offer to pay the applicable limit of insurance, we will not pay any prejudgment interest based on that period of time after the offer. I. FELLOW EMPLOYEE OFFICERS, MANAGERS, AND SUPERVISORS The Fellow Employee Exclusion in SECTION II -COVERED AUTOS LIABILITY COVERAGE is replaced as tollows; A."Bodily injury" to any fellow "employee" of the "insured" arising out of and in the course of thP. fP.llnw "P.mrlnyP.P.1 s" P.mrlnymP.nt or while performing duties related to the con duct of your business. This exclusion does not apply to an "insured" who occupies a pocition ac an officer, manager, or cuporvi sor. J. HIRED AUTO PHYSICAL DAMAGE If covered "auto" designation symbols 1 or 8 ap ply to Liability Coverage and if at least one "au to" you own is covered by this policy for Com prehensive, Specified Causes of Loss, or Colli sion coverages, then the Physical Damage coverages provided are extended to "autos" you lease, hire, rent or borrow without a driver; and provisions in the Business Auto Coverage Form applicable to I !ired Auto Physical Damage apply up to a limit of $100,000. The deductible will be equal to the largest deductible applicable to any owned "auto" for tha t coverage. Any Compre hensive deductible does not apply to fire or lightning. K.TEMPORARY SUBSTITUTE AUTOS PHYSICAL DAMAGE COVERAGE The following is added to paragraph C. Certain Trailers, Mobile Equipment And Temporary Substitute Autos of SECT ION I -COVERED AUTOS: If Physical Damage Coverage is provided by this Coverage Form, the following types of vehicles are also covered "autos" for Physi cal Damage Coverage: Any "auto" you do not own while used with the permission of its owner as a temporary COMMERCIAL AUTO AC 70 05 03 16 substitute for a covered "auto'' you own that is out of service because of its: a.Breakdown; b.Repair; C.Servicing; d."Loss": or e.Destruction The coverage that applies is the same as the coverage provided for the vehicle being replaced. L.EXPANDED TOWING COVERAGE 1.We will pay up to: a.$100 for a covered "auto" you own of the private passenger type, or b.$500 for a covered "auto" you own that is not of the private passenger type, for towing and labor costs incurred each time the covered "auto" is disabled. Howev er, the labor must be performed at the place of disablement. 2.This coverage applies only for an "auto" covered on this policy for Comprehensive or Specified Causes of Loss Coverage and Colllslon coverages. 3.Payment applies in addition to the otherwise applicable amount of each coverage you have on a covered "auto". M.AUTO LOAN OR LEASE COVERAGE 1.In the event of a total "loss" to a covered "auto", we will pay any unpaid amount due on the loan or lease, including up to a max imum of $500 for early termination fees or penalties, for your covered "auto" less: a.The amount paid under S�CTION Ill - PHYSICAL DAMAGE COVERAGE of this policy; and b.Any: 1)Overdue lease/loan payments at the time of the "loss"; 2)Financial penalties imposed under a lca,;;c for cxcc,;;,;;ivc u,;;c, abnormal wear and tear or high mileage; 3)Security deposits not refunded by a lessor; 4)Costs of extended warranties, Credit Life insurance, Health, Accident, or Disability insurance purchased with the lease; and AC 70 05 0316 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 3 of 7 ACP BAPD30-9-6461444 LD9W 18352 INSURED COPY AC7005031600 0001 47 0021968 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705 COMMERCIAL AUTO AC 70 05 0316 5)Carry-over balances from previous leases. 2.This coverage only applies to a "loss" whichis also covered under this policy for Com prehensive, Specified Causes of Loss, or Collision coverage. 3.Coverage does not apply to any unpaid amount due on a loan for which the covered "auto" is not the sole collateral. N. ORIGINAL EQUIPMENT MANUFACTURER PARTS -LEASED PRIVATE PASSENGER TYPES Under Paragraph C. Limit of Insurance of SECTION Ill PHYSICAL DAMAGE COVERAGE, Section 4 is added as follows: 4.We will use new original equipment vehicle manufacturer parts for any private passen ger type covered "auto" where required by the lease agreement which has a term of at least six months. If a new original equip ment vehicle manufacturer part is not in pro duction or distribution we may use a like, kind and quality replacement part. 0.DEDUCTIBLE AMENDMENTS The following are added to the Deductible provi sion of SECTION Ill -PHYSICAL DAMAGE COVERAGE: If another policy or coverage form that is not an c1ulurnuuilt:: (JVli1,;y u, 1,;uvt::rayt:: fu11r1 i::.::.ut::u uy this company applies to the same "accident", the following applies: 1.If the deductible under this coveraQe is the smaller (or smallest) deductible, it will be waived: 2.If the deductible under this coverage is not the :smaller (or :smalle:st) deductible, it will be reduced by the amount of the smaller (or smallest) deductible. If a Comprehensive or Specified Causes of Loss Coverage "loss" from one "accident" involves two or more covered "autos", only the highest deductible applicable to those coverages will be applied to the "accident." if the cause of the loss is covered for those vehicles. This provision only applies if you carry Comprehensive or Specified Causes of Loss Coverage for those vehicles, and does not Qxtend coverage to any covered "autos" for which you do not carry such coverage. No deductible applies to glass if the glass is re paired, in a manner acceptable to us, rather than replaced. P.RENTAL REIMBURSEMENT COVERAGE 1.This coverage applies only to a covered "au to" for which Physical Damage Coverage is provided on this policy. 2.We will pay for rental reimbursement ex penses incurred by you for the rental of an "auto" because of "loss" to a covered "auto". Payment applies in addition to the otherwise applicable amount of each coverage you have on a covered "auto." No deductibles apply to this coverage. 3.We will pay only for those expenses incurred during the policy period beginning 24 hours after the "loss" and ending, regardless of the policy's expiration, with the lesser of the following number of days: a.The number of days reasonably required to repair or replace the covered "auto". If "loss" is caused by theft, this number of days is added to the number of days it takes to locate the covered "auto" and return it to you. b. The number of days shown in the Schedule. 4.Our payment is limited to the lesser of the following amounts: a.Necessary and actual expenses incurred. b.$75 for any one day or for a maximum of 30 days. 5.This coverage does not apply while there are spare or reserve "autos" available to you for youroperation:s. 6.If "loss" results from the total theft of a cov ered "auto" of the private passenger type, we will pay under this coverage only that amount of your rental reimbursement ex penses which is not already provided for un der SECTION Ill -PHYSICAL DAMAGE COVERAGE Coverage Extension. Q, EXPANDED TRANSPORTATION EXPENSE Paragraph A.4.a. of SECTION Ill -PHYSICAL DAMAGE COVERAGE is replaced by the follow ing: We will pay up to $50 per day to a maximum of $1500 for temporary transportation expense in cum�d by you because of the total theft of a Page4 of 7 Includes copyrigh ted material of Insurance Services Office, Inc with its permission. AC 70 05 03 16 ACP BAPDl0-9-6461444 LD9W 18352 INSURED COPY AC7005031600 0001 47 0021969 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705 covered "auto" of the private passenger type. We will only pay for those covered "autos" for which you carry Comprehensive or Specified Causes of Loss Coverage. We will pay for tem porary transportation expenses incurred during the period beginning 24 hours after the theft and ending, regardless of the policy's expiration, when the covered "auto" is returned to use or we pay for its "loss". R.EXTRA EXPENSE -STOLEN AUTOS The following paragraph is added to Coverage Extensions of SECTION Ill -PHYSICAL DAMAGE COVERAGE: c.We will pay for up to $5,000 for the expense of returning a stolen covered "auto" to you. We will pay only for those c;overed "auto:s" for which you carry Comprehensive or Spec ified Causes of Loss Coverage S. PHYSICAL DAMAGE LIMIT OF INSURANCE Under SECTION Ill -PHYSICAL DAMAGE COVERAGE, Paragraph C., Limit of Insurance is replaced by the following:c, Limit Of Insurance 1.The most we will pay for "loss" in any one "accident" is the lesser of: a. Tho actual cash value oi tho damaged or stolen property as of the time of the "loss", or b.The cost of repairing or replacing the damaged or stolen property. 2. $1500 is the most we will pay for "loss" in any one "accident" to all electronic equip ment that reproduces, receives or transmits audio, visual or data signals which, at the time of "loss", is: a. Permanently installed in or upon the covered "auto" in a housing, opening or other location tha t is not normally used by the "auto" manufacturer for the in stallation of such equipment. b.Removable from a permanently installed housing unit as described in Paragraph 2.a. above or is an integral part of thatequipment; or c.An integral part of such equipment. 3.An adjustment for depreciation and physical condition will be made in determining actualcash value in the event of a total "loss". 4.The cost of repairing or replacing may: a.Be based on an estimate which includes parts turnished by the original equip- COMMERCIAL AUTO AC 70 os 0316 ment manufacturer or other sources including non-original equipment manu facturers and b.If a repair or replacement results in bet ter than like kind or quality, we will not pay for the amount of the net improve ment. 5.If we offer to pay the actual cash value of the damaged or stolen property, we will value auto advertising wraps, paint customi zation, and similar business related advertis ing modifications. in addition to the actualcash value of the property. Auto advertising wraps, paint customization, and similar business related advertising modificationswill be valued at the cost to replace them with an adjustment made for depreciation and physical condition, T.NEW VEHICLE REPLACEMENT COST The following is added to the Limit of Insurance prov1s1on of SECTION Ill PHYSICAL DAMAGE COVERAGE: S. The proviaiona of ptm19rapha 1. and 3. do not apply to a covered "auto" of the private passenger type or a vehicle with a gross vehicle weight rating of 20,000 pounds orlt!ss wllid1 is a "nt!w vat1iclt!." In the event of a total "loss" to your new ve hicle to which this coverage applies, we will pay at your option: a.The verifiable "new vehicle" purchase price you paid for your damaged vehi• cle, not including any insurance or war ranties purchased; b.If it is available, the purchase price, as negotiated by us, of a "new vehicle" of the same make, model, and equipment or the most similar model available, not including any furnishings, parts, or equipment not installed by the manufac turer or manufacturers' dealership: or. c.The market value of your damaged ve hicle, not including any furnishings, parts, or equipment not installed by the manufacturer or manufacturer's dealer ship. We will not pay for initiation or set up costs associated with loans or leases As used in this endorsement, a "new vehicle" means an "auto" of which you are the original owner that has not been previ- AC 70 05 03 16 Includes copyrighted material of Insurance Services Office, Inc., Page 5 of7 ACP BAPD30·9·6461444 LD9W 18352 with its permission INSURED COPY AC7005031600 0001 47 0021970 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705 COMMERCIAL AUTO AC 70050316 ously titled and which you purchased less than 365 days before the date of the "loss". U, PHYSICAL EXTENSIONS DAMAGE COVERAGE Under SECTION Ill -PHYSICAL DAMAGE COVERAGE. A. Coverage, Coverage Exten sions, b, Loss of Use Expenses is replaced by the following: b. Loss of Use Expenses For Hired Auto Physical Damage, we will pay expenses for which an "insured" be comes legally responsible to pay for loss of use of a vehicle rented or hired without adriver, under a written rental contract or agreement. We will pay for loss of use ex penses if caused by: (1)Other than collision if the Declarations indicate that Comprehensive Coverage is provided for any covered "auto"; (2)Specified Causes of Loss only if the Declarations indicate that Specified Causes of Loss Coverage is provided for any covered "auto"; or (3) Collision only if the Declarations indicate that Collision Coverage is provided for any covered "auto." However, the most we will pay for any expenses for loss of use is $50 per day, to a maximum of $1,500. The insurance prov ided by this provision is excess over any other collectible insurance. V.TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US The following is added to the Transfer Of RightsUf Hecovery Against utners lo us {;ond1t1on: We waive any right of recovery we may have against any person or organization to the extent required of you by a written con tract executed prior to any "accident" be cause of payments we make for damages under this coverage form. W.NOTICE OF AND KNOWLEDGE OF OCCURRENCE SECTION IV -BUSINESS AUTO CONDITIONS, Paragraph A is amended as follows: 6.NOTICE OF AND KNOWLE DGE OF OCCURRENCE a.You r obligation in the Duties in the Event of Accident, Claim, Suit or Loss Condi tion relative to notification requirements applies only when the •accident" or "loss" is known to: (1)You, if you are an individual; (2)A partner, if you are a partnership; (3)A member, if you are a limited liability company;or (4)An executive officer or insurancemanager, lt you are a corporation. b.You r obligation in the. Duties in the Event of Accident, Claim, Suit or Loss Condition relative to providing us with documents concerning a claim or "suit" will not be considered breached unless the breach occurs afte r such claim or "suit" is known to: (1)You, if you are an individual; (2)A partner, if you are a partnership; (3)A member, if you are a limited liability company; or (4)An executive officer or insu rance manager, if you are a corporation. X.HIRED CAR-COVERAGE TERRITORY Item (5) of the Policy Period, Coverage Territory Generalcondltlonss replaced by the ronowlng: (5)Anywheren the worldif a covered "auto" is leased, hired, rented or borrowed without a driver for a period of 30 days or less; and Y.EMERGENCY LOCKOUT We will reimburse you up to $100 for reasonable expense incurred for the services of a locksmith to gain entry into your covered "auto" subject to these provisions: 1.Your door key, electronic key or key entry pad has been lost, stolen or locked in your covered "auto" and you are unable to enter such "auto" , or 2.Your keyless entry device battery dies andyou are unable to enter such "auto" as a re sult, 3.Your key, electronic key or key entry pad has been lost or stolen and you havechanged the lock to prevent an unauthorized entry; and Page& of 7 Includes copyrighted material of Insurance Services Office, Inc with its permission. AC 7005 0316 ACP BAPD3D-9-b4bl444 LD9W 18352 INSURED COPY AC7005031600 0001 47 0021971 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705 4.Original copies of receipts for services of alocksmith must be provided before reim bursement is payable. Z.CANCELLATION CONDITION Paragraph A.2. of the COMMON POLICYCONDITION -CANCELLATION applies except as follows: COMMERCIAL AUTO AC 70 os 0316 If we cancel for any reason other than nonpayment of premium, we will mail or deliver to the Flrst Named Insured written notice of cancel lation at least 60 days before the ef fective date of cancellation. This provision does not apply in those states that require more than 60 days prior notice of cancella tion. AC 70050316 Inc ludes copyrighted material of Insurance Services Office, Inc., with its permission Page7 of7 ACP BAPD30·9·6461444 LD9W 18352 INSURED COPY AC7005031600 0001 47 0021972 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705 COMMERCIAL GENERAL LIABILITY CG 72 461115 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULL V. ADDITIONAL INSURED -OWNERS 1 LESSEES OR CONTRACTORS -AUTOMATIC STATUS FOR OTHER PARTIES WHEN REQUIRED IN WRITTEN CONSTRUCTION AGREEMENT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL UABIUTY COVERAGE PART A. SecHon II -Who 19 An ln9ured i� nmt:-nrlt:-d 10include as ar1 addilior1al insurw. Ongoing Operations 1.Any person or organriation ror wnom you areperforming operations when you and suchperson or organization have agreed in writingin o. contract or ogfccmcnt that such personor organization be added as an additional1nsurea on your policy; ana :!. Ariy 01hc-r pertJon err organi2tllion you o,c required lo add as an additional insured under tne contract or agreement oescrroeo In Paragraph 1. above. such µerso11(st or orgar1iza1ion(s) is an add"ilionar Insureo only with respect to I1abIhty tor "boaIIy injury". "property damage" or "pe rsonal and advertising injury" caused, in whole or in part, by: a.Your acts or omrss,ons; or b.The o.cts or omissions of those £tcting onyour bel1alt; in the performance of your ongoing operations for the o.dditionol in�urcd. However. the insurance afforded to such additional insured described abo11e· a.Only applies to fhe extent permitted bylaw;and b.Will not be broader than that which �'Ouare required by the contract or agreementto provide for such additional insured. A pers.:in's or organization's statu$ as an additional insured for ongoing operations ends when your operations tor the person or organi,a1ion described in Paragraph 1. above are oomple1oo. With respect to insurance afforded to these additional insureds for ongoing operations, this insurance docs no1 npply to '·bodily injury" 01 "pn.:,perly damage" oc;c;u,Ying alle,. o.All work, including mo.tcriol, port� orequiµmer1l furnished i,1 00t1r1ec\ior1 wilhsuch work, on tne pro1ect {otner tnanservice, maintenance or repairs) to beporformad by or on bah�lf of thaadditional insured{s} at the location ot thecovered operations has been completed or b.that operation of "your work" out of whiehthe injury or damage arises has been putto its intended use by any person ororganin1tion other than �nothP.rcon1re.c\01 or suboon\re.ctor engaged inperforrni11y operalions lvr a µrincipal as a part ot the same pro1ect. B.Section H -Who Is An Insured is amended toillClul'.le as clll cl(t(JiliOllcll irl$urW. Products-Completed Operations Any person or organization with whom you haveaQreed in writinA in a contract or aQrooment that such person or organization be added as anadditional insured on your policy with respect toliabilily for "bodily injury" Of "1:n·vµt:dy dct,ll<lg�"caused, in whole or in part, by ·your work"performed for such person or organization andinclucl9cl ir. th� ·products-comp!Qtlid op@rafonshazard". However. the insurance afforded tc suchadditional insured described above: a.Only applies to the extent permitted bylaw; and b.Will 110( be brooder lhan lhal which youare required by the contract or agreementto provide for such additional insured.c.With respeo( lo lhe insv.-dnoe �lfor\:led (t> theseaod1t1onar insureds, this rnsurance ooes not applyto "bodily injury", "property damage" or "personaland advQrtising injury" arising out of 1h9 r9nd9ri11g CG 72 46 1115 Includes copyrit;1hted material of Insurance Services Office. Inc. with its permission. Page 1 of 2 ACP GLD0309b4bl444 LKIS 18353 INSURED COPY 47 0021539 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705 CG 72 4611 15 of, or lhe lailure lo render, any professional architec1uraI. engineering or surveying services, including: 1.The preparing, approving. or failing to prepareor approve, maps, shop drawings, opinions,reports. surveys. field orders. change ordersor drawings and specilicahons; or 2.Supervisory, inspection, architectural or engineering activities. This exclusion applies even if lhe claims againsl any insured allege negligence or other wrongdoing in the supervision, hiring, amploym�mt, training or monitoring at olh�rs by that insured, if \he "occurtenee" which caused the "bodily Injury· or �proper1y damage·, or the offense which caused the "personal and adve.rti!>ino injury". involved the rendering of. or the t::iiluro to rcndor, .1ny protcssiOn.ll architeclura/, engineering or surveying services. 0 With re!:poct to the in!lurnncc afforded to these addilionat insureds. Ille loUovving is added lo Sectron m -Limits Of Insurance: The mosl we will pay on behalf of 1he addi1fonal i11,;,1,m;n;l 1$ lht;: ;:'11llQ1,11ll QI ttl$1,1f�11Ct;1. 1.RP.(111irro hy 1hP. l"'.("ln1r"'l"'.t nr �or�mE>.ntdccoribcd in PQl'ogroph A.1. or Paragraph B.; vr' 2.Available under Ifie applicable Limils orInsurance shown in the Declarations: whiohovcr iG lcGG This endorsement shall not increase the applicable Limits. of Insurance shown in lhe Dool.:ir;:itiom;. E.With respect 10 the insurance afforded to theseadditional insureds, the tallowing is added to Seotion IV -Commeroial General LiabilityConditions. Condilion 4. Other Insurance andsupersedes any provision to the contrary: Primary And Noncont,ibutory Insurance This insurance is primary to and will not seek contribution from any other insurance ::tv::til::tblo to ::tn :.1ddttion:.1I incurcd undor your policy provided that (1)The aeld1hana1 insured 1s a Namedlncurod under cuoh other innumnoo; .:ind (2)You have agreed in writing in a contractor agreement that this insurance. wouldbe primnry and would not cocki;;onlribution from any other insuranceavailable to the additional insured. All 1erms and conditions oi this policy apply unless modtt1ed by this endorsement. Page 2 of 2 ACP GLDO3096461444 Includes copvric:ihted material of Insurance Services Office. Inc. with its permission. LKIS 18353 INSURED COPY CG 72 46 1115 47 0021540 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705 COMMERCIAL GENERAL LIABILITY CG 73 23 1216 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CONTRACTORS ENHANCEMENT PLUS ENDORSEMENT INCLUDING MEDICAL PAYMENTS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Lost Key Coverage 1.Under Section I -Coverages, Coverage A Bodily Injury And Property Damage Liability, coverage is extended to include the following: If a customer's master or grand key, excluding electronic key card, is lost, damaged or stolen while in your care, custody or control we will pay the cost of replacing the keys, including the master lock and all keys used in the same lock, the cost of adjusting locks to accept the new keys, or the cost to replace the locks, whichever is less. 2.Limit of Insurance -For the purpose of this coverage the most we will pay is $ 10,000 per "occurrence". B.Volu ntary Property Damage 1.Section I -Coverages,Cover age A Bodily Injury And Property Damage Liability coverages extendedo includethefollowing: At your request, we will pay for "property damage"to property of others caused by you and while in yourpossession,risingout of your business operations and occurring during the policyperiod. 2.Limit or Insurance -For the purpose of this coverage the most we will pay is $1,500 per "occurrence". C. Non-Owned Watercraft Under Section I -Coverages, Coverage A Bodily Injury And Property Damage Liability, 2.Exclusions, Exclusion g. Aircraft, Auto Or Watercraft Paragraph (2) (a) is replaced with: (a)Less than 51 feet long; and D.Expanded Property Damage Coverage 1.For the purposes of this endorsement only: Section I -Coverages, Coverage A Bodily Injury And Property Damage Liability, 2. Exclusions, (=:l(clusion j. Damage To Property is amended as follows: a.Paragraphs (3), (5), and (6) are deleted in their entirety. b, Paragraph (4} is deleted in its entirety and replaced with: (4)Personal property in the care, custody, or control of the insured: (a)for storage or sale at premises you own, rent or occupy; or (b)while being transported by any aircraft, "auto" or watercraft owned or operated by or rented to or loaned to any insured. c. Thg covgragg providgd by this endorsement does not apply to "property damage": (1)Arising out of the disappearance or loss of use of personal property; or (2)Included in the "products-completed operations hazard". 2.Limit of Insurance -The most we will pay for loss arising out of any one "occurrence" is $5,000. 3.Deductible • Our obligation to pay for a covered loss applies only to the amount of loss in excess of $250. We will pay the deductible amount to effect settlement of any claim or "suit" and, upon notification of this action having been taken, you shall promptly reimburse us for the deductible as has been paid by us. CG 73 231216 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 1 of 5 ACP GLDO3096461444 LKIS 18353 INSURED COPY 47 0021544 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705 CG 73 231216 This insurance is pr imary to any expanded property damage coverage provided by a separate endorsement attached to this policy, and it will supplant any deductible in said endorse ment c. Damage To Premises Rented To You 1.Under Section I-Coverages, Coverage A Bodily Injury And Property Damage Liability, the last paragraph of 2. Exclusions is replaced with: If Damage To Premises Rented To You is not otherwise excluded, Exclusions c. through n. do not apply to damage by fire, lightning, explosion, smoke, or sprinkler leakage to premises while rented to you or temporarily occupied by you with permission ot the owner. 2.Under Section Ill -Limits Of Insurance, Paragraph 6 is replaced with: 6.Subject to 5. above, the Damage To Premises Rented To You Limit is the most we will pay under Coverage A for damages because of "property damage" to any one premises, while rented to you, or in the case of damage by fire, lightning, explosion, smoke or sprinkler leakage, while rented to you or temporarily occupied by you with permission of the owner. The limit is increased to $1,000,000. 3.Under Section IV -Conunerc:ial General Liability Conditions, 4. Other Insurance, b. Excess Insurance (1) (a) (ii) is replaced with: (ii)That is Fire, Lightning, Explosion, smoKe or Sprinkler leakage insurance for premises rented to you or temporarily occupied by you with permission of the owner. F.Supplementary Payments Under Section I -Coverages, Supplementary Payments -Coverages A and B Paragraphs 1.b and 1.d. are replaced with: b.Up to $2,500 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to fumish these bonds. d.All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or "suit", including actual loss of earnings up to $500 a day because of time off from work. G.Newly Formed And Acquired organizations Under SECTION II -WHO IS AN INSURED Paragraph 3.a. is replaced with: a.Coverage undor this provision is afforded only until the 18C1" day after you acquire or form the organization or the end of the policy period, whichever is earlier; H, Additional Insured -Automatic Status When Required In An Agreement Or Contract With You Soclion II -Who Is An lnsurod is amQndQd lo include: 1.Any person(s) or organization(s) described in Paragraph a. -d. below with whom you have agreed in writing in a contract or written agreement that such person or organization be added as an additional insured on your policy during the policy period shown In the Declaratlons. 2, Any other person or organization you are required to add as an additional insured under the contract or agreement described in Paragraph 1. above. The person or organization added as an insured by this endorsement is an insured only for liability due to: a.Lessors of Leased Equipment -with respect to their liability for "bodily injury", "property damage", or "personal and advertising injury", caused in whole or in part by your maintenance, operation, or use of equipment leased to you by such p,m:on(s) or organization(s). This insurance does not apply to any "occurrence" which takes place after the equipment lease expires. However, their status as additional insured under this policy ends when their lease, contract, or agreement with you for such leased equipment expires. b.Managers or Lessors of Premises - with respect to liability arising out of the ownership, maintenance, or use of that part of thQ prQmisQs you own, rQnt, lease, or occupy. Page2 of 5 Includes copyrighted material of Insurance Services Office, Inc., with its permission. CG 73 231216 A(I' \JLUO30964bl.444 LKIS 18353 INSURED COPY 47 0021545 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705 This insurance does not apply to: (1)Any "occurrence" which takes place after you cease to be a tenant in that premises. (2)Structural alterations, new co n struction, or demolition operations performed by or on behalf of the person or organization. Howovor, their sto.tus o.s o.dditiono.l insured under this policy ends when you cease to be a tenant of such premises. c, State or Political Subdivision - Permits Relating to Premises - with respect to the following hazards for which the state or political subdivision has issued a permit or authorization in connection with premises you own, rent, or control and to which this insurance applies, (1)The existence, maintenance, repair, construction, erection, or removal of advertising signs, awnings, canopies, cellar entrances, coal no1es, driveways, manholes, marquees, hoist away openings, sidewalk vaults, street banners, or decorations and similar exposures; or (2)The construction, erection, or removal of elevators; or (:S) The ownership maintenanr;e or use of any elevators covered by this insurance. This insurance does not apply to: (1)"Bodily injury" or "property damage" or "personal or advertising injury" arising out of operations performed for the �tate or municipality; or (2)"Bodily injury" or "property damage" included within the "products completed operations hazard". However, such state or political subdivision's status as additional insured under this policy ends when the pQrmit Qnds. d.Owners, Lessees, or Contractors - with respect to liability for "bodily injury", "property damage", or "personal andadvertising injury" caused in whole or in part, by: CG 73 23 1216 (1) Your acts or omissions; or (2)The acts or omissions of those acting on your behalf; in the performance of your ongoing operations performed for that additional insured, whether the work is performed by you or on your behalf. The insurance does not apply to: (1)"Bodily injury'', "property damagefl, or "personal and advertising injury" arising out of the rendering of or the failure to render any professional architectural, engineering, or survey services, including: (a) The preparing, approving, or failing to prepare or approve maps, shop drawings, opinions, reports , survey, field orders, change orders, or drawings andspecifications; or (b)Supervisory, inspection, archi tectural or engineering activities. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision,hiring, employment, training or monitoring of others by that insured, if the "occurrence" which caused the "bodily injury"or "property damage", or the offense which caused the "personal and advertising injuiy", involved the rendering of, or failure to render, any professional, architectural, engineering, or surveying �ervice�. (2) "Bodily injury" or "property damage" occurring after: (a)All work, including materials,parts, or equipment furnished in connection with such work, on the project (other than service, maintenance, or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed:or CG 73 23 12 16 Includes copyrighted material of Insurance Services Office, Inc., Page 3 of 5 with its permission. Al.I' uLLJO.i096461444 LKIS 18353 INSURED COPY 47 0021546 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705 CG 73 231216 (b)That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcont ractor engaged in performing operations for a principal as a part of the same project. However, a person or organization's status as additional insured under this policy ends when your operations for that additional insured are completed. With respect to the insurance afforded to such additional insureds a. - d. described above, the following is added to Section Ill -Limits Of In suran ce: If coverage provided to the additional insured is required by a contract or ai:ireement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement;or 2. Available under the applicable Limits of Insurance shown in the Declarations: whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. However, the im,urance afforded to auch additional insureds a. -d. described above: 1. Onl y applies to the extent permitted by law; and 2.Will not be broader than that which you are required by the contract or agreement to provide for such additional insured. 3.Primary and Noncontributory -Other Insurance Conditions The following is added to the OtherInsurance Condition and supersedes any provisions to the contrary: Primary and Noncontributory Insurance This insurance is primary to and will notseek contribution from any other insurance available to an additional insured under your policy provided that: a. The additional insured is a Named Insured under such other insurance; and b.You have agreed in writing in a contract or agreement that this insurance wouldbe primary and would not seek contribution from any other insurance available to the additional insured. I.Employee Bodily Injury To Another Employee Under Section II -Who Is An Insured The following is added to Paragraph 2.a.(1): Paragraphs 2.a.(1) (a), (b) and (c) do not apply to "bodily injury" to a co·Memployee" in the course of the co-"employee's" employment by you, or to "bodily injury" to a co-"volunteer worker'' whilG performing dutiGs rGlated to the conduct of your business. J.Broad Form Named Insured Under Section II -Who Is An Insured The following is added to Paragraph 2.: e.Any business entity incorporated or organized under the laws of the United State of America (including any State thereof), its territories or possessions, or Canada (including any Province thereof) in which the Named Insured shown in the Declarations owns, e1ur1ng the poncy period, an Interest Of more than fifty percent. If other valid collectible insurance is available to any business entity covered by this solely by reason of ownership by the Named Insured shown in the Declarations in excess of fifty percent, this insurance is excess over the other insurance, whether primary, excess, contingent, or on any other basis. K.Aggregate Limit Per Location Under Section Ill -Limits Of Insurance the following is added to Paragraph 2: The General Aggregate Limit under Section Ill Limits Of Insurance applies separately to each of your locations owned by or rented to you or temporarily occupied by you with the permission of the owner. For the purposes of this provision, location means premises involving the same or connecting lots, or premises whose connection is interrupted only by a public street, roa dway, wateiway or railroad right-of-way. L.Aggregate Limit Per Project Under Section Ill -Limits Of Insurance The following paragraph is added to Paragraph 2: The General Aggregate Limit under Section Ill Limita Of lnaurance applies separately to each of your construction projects away from premises owned by or rented to you. Page4 of 5 Includes copyrighted material of Insurance Services Office, Inc., with its permission. CG 73 231216 ACP GLDO3096461444 LKIS 18353 INSURED COPY 47 0021547 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705 M. Medical Payments Under Section Ill -Limits Of Insurance, Paragraph 7. is replaced with: 7.Subject to 5. above, the higher of: a. $10,000; or b.The amount shown in the Declarations for Medical Expense Limit is the most we will pay under Coverage C for all medical expenses because of "bodily injury" sustained by one person. This coverage does not apply if Coverage C -Medical Payments is excluded either by the provisions of any coverage forms attached to the policy or by endorsement. N. Knowledge Of An Occurrence Under Section IV -Commercial General Liability Conditions, the following is added to 2.Duties In The Event Of Occurrence, Offense, Claim Or Suit: e.Knowledge of an occurrence, offense, claim or suit by an agent or employee of any insured shall not in itsel f constitute knowledge of the insured unless you, a partner, if you are a partnership; or an executive officer or insurance manager, if you are a corporation receives such notice of an occurrence, offense, claim or suit from the agent or employee. f.The requirements in Paragraph b. will not be considered breached unless there is knowledge of occurrence as outlined in Paragraph e. above. o.Unintentional Failure To Disclose Hazard Under section IV -commercial General Liability Conditions, Condition 6. Representations the following paragraph is added: d.Your failure to disclose all hazards or prior "occurrences" or offenses existing as of the CG 73 23 1216 inception date of the policy shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or prior "occurrences" or offenses is not intentional. This provision does not affect our right to collect additional premium or exercise our right of cancellation or non renewal. P.Waiver Of Subrogation Under Section IV -Commercial General Liability Conditions, 8. Transfer Of Rights Of Recovery Against Others To Us the following paragraph is added: If required by a written contract executed prior to loss, we waive any right of subrogation we may have against the contracting person or organization because ot payments we make tor injury or damage arising out of your ongoing operations or "your work" done under a contract with that person or organization and included in the "products-completed operations hazard". Q, Liberalization Under Section IV -Commercial General Llablllty Conditions, the following paragraph Is added: 10, Liberalization If we revisG this coverage form to providG more coverage without additional premium charge, your policy will automatically provide the additional coverage as of the day the revision is effective in your state. R.Broa dened Bodily Injury Definition (Mental Anguish) Under Section V -Definitions Definition 3. "Bodily Injury" is replaced with: 3."Bodily injury" means physical injury, sickness, or disease to a person and if arising out of the foregoing, mental anguish, mental injury, shock, or humiliation, including death at any time resulting therefrom. All terms and conditions of this policy apply unless modified by this endorsement. CG 73 231216 ACP GLDO3096461444 Includes copyrighted material of Insurance Services Office, Inc., with its permission. LKIS 18353 INSURED COPY Page 5 of 5 47 0021548 DocuSign Envelope ID: 841A331B-B61A-4F6F-9917-E21B0DE73705