2022/08/04 Vacate Termite & Pest Elimination Co. Inc.-.-\ ^A,CORD-OATE(MWDDTYYYY)
o7t29r2022
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY ANO CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTENO OR ALTER THE COVERAGE AFFORDEO BY THE POLICIES
BELOW, THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: lf the certificate holder is an AOOITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed
lf SUBROGATION lS WAIVED, subrect to the terms and conditions of the policy, certain policies may require an endorsement. A statementon
this certificate does not confer rights to the certiticate holder in lieu of such endorsement(s).
PRODUCER
Pacific Alliame lnsurance Brokerage
Liconse #0827633
P O Bor 3947
cA s3650
Heather Buchanan CISR
(874 s0s-s310
DDRESS:hbuchanan@pacallins.com
INSURER(S)AFFOROING COVERAGE
tNsuRER a. Ma*el lnsuranc€ Company 36970
INSUREO
cA 92553-3093
INSURER B
INSI,]RER O
CERTIFICATE OF LIABILITY INSURANCE
CERIIFICATE NUMBER, 22.23 GL POLLCOVERAGES REVISION NUMBER
THIS IS TO CERTIF.ITHAITHE POLICIES OF ]NSURANCE LISTED BELOWHAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PER]OD
INDICATED NOTW1THSTANDING ANY REq]IRE MENT, TERM OR CONDITION OF ANY COiITRACT OR OTHER DOCUMENT WITH RESPECT TO V1tr]ICH THIS
CERTIFICATE MAY E]E ISSUED OR MAY PERTAIN THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT IO ALL THE TERMS,
EXCLUS]ONS AND CONDIT ONS OF SUCH POLICIES. LII.IITS SHO\.ryN MAY HAVE BEEN REDUCEO BY PAIO CLAIMS
LIMITSrNsoTYPE OF INSURANCE
EACH OCCURRENCE $ 1,000,000
$ 100,0mDAMAGETO RENTED
PREMISES (Eaoccuirence)
MEO EXP (any o^e !.€o.)s 5 000
PERSONAL & ADV INJURY 51,000,000
s 2,000,0mGENERALAGGREGAT€
PR@IJCTS, COMP^cPAGG s 2,000,0@
S
o8104t2022 o8to4t2023
COMMERCIAL GENERAL LIASILITY
Herbicide/Pesticide Applicator
GEN LAGGRECATE UMlT APPL1ES PER
E
L@JECT
Y PCP1304102
c€de7(Eo sir6(E LtMtl S
BOOTLY NJURY(Per re6on)s
5BO0ILY INJURY (P.r accidont)
s
s
OVINED
AUIOSONLY
H REO
SCHEOUL€D
NOI.IOWNEO
AUTOMOB!LE LIABILIIY
sEACN OCCURRENCE
s€xcEss !aB
Io€o RETENTION $
ISTATUIE I
OTN-
E L E.ACHACCIOENT s
E L OISEASE. F:A EMPTOYEE s
sEL OISEASE POLICY LIMIT
WOR(ERS COMPENSAIloN
AND EMPLOYERS UABILITY
ANY PROPRiEIOR'PARINERfXECUTIVE
OFFICER'MEMAER EXCLUDEO?
OESCRIPTloN OF OPERAiONS b.l@
0 EscRtPno I o F oPERATToNS r LocaTror{s / vEHrcLEs (aco RD l0l, add lrloner R. markr sch.dur., m.y b. an.c tEd ll mo.. ipr@ b ..qurEd)
City of M€nifee and its officors, employees, agents, and authorized volunt6ers, are included as additional insur6d with r€spects to general liability as porfom
MGL1220 0415, attached. Primary and Noncontributory wording appli€s as p€r fom CG2001 0413, attached
I
xIx
CERTIFICATE HOLDER ON
SHOULD ANY OF THEABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION OATE THEREOF, NOTICE wtLL BE OELIVERED IN
ACCORDANCE wlTH THE POLICY PROVISIONS,
cA 92586
City of Menif€o
297'14 Haun Road AIJTHORIZEO REPRESENTATIVE r
ACORD 25 (2016/03)
Vacate T€rmito & Pest Elimination Co lnc
24281 PoslalAve unit C223 f-
@ 1988-2015 ACORO CORPoRATIoN. All rights reserved.
The ACORO name and logo are registered marks ofACORO
nl
Markel lnsurance Company
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
PEST CONTROL COMMERCIAL GENERAL LIABILITY ENHANCEMENT
This endorsement modifies insurance provided under the following:
COIV I\,,1 ERCIAL GENERAL LIABILITY COVERAGE FOR M
The following additjonal coverages and extensions are added to this policy as detailed below. As respects any coverage
provided by this endorsement, if higher limits are provided on any other schedule, declarations or endorsement attached
to this policy, then the limits and coverage provided by this endorsement would not apply for that coverage.
SCH EDULE
Policy#: PCPl3O4l02
Lost Key Coverage
Extended Property Damage - Expected Or lntended lnjury
Non-Owned Watercraft
Non-Owned Aircraft
Property Damage To Elorrowed Equipment
Property Damage To Customers' Goods
Damage To Premises Rented To You
Personal And Advertising lnjury From Televised Or Videotaped
Material
Supplementary Payments
Bail Bonds
Loss Of Earnings
Broadened Definition Of lnsured
Automatic Additional lnsureds
When Required By Contract Or Agreement
Mortgagees, Assignees Or Receivers
Vendors
i,,ledical Payments
Each Locatjon And Each Project Aggregates
Duties ln The Event Of Occurrence, Offense, Claim Or Suit
Unintentional Failure To Disclose All Hazards
Waiver Of Transfer Of Rights Of Recovery Against Others To Us
Liberalization
Lilental Anguish Resulting From Bodily lnjury
Broadened Definition Of Mobile Equipment
COMMERCIAL GENERAL LIABILITY
$25,000 Each Occurrence / $25,000 Annual Aggregate
lncluded
lncreased To 51 Feet Long
lf Rented Or Loaned With A Paid Crew
$50,000 Each Occurrence
$10,000 Each Occurrence
Equal To The General Liability Each Occurrence Limit
lncluded
Up To $5,000
Up To $500 A Day
lncluded
lncluded
lncluded
lncluded
$10,000 Any One Person (Unless Excluded)
Equal To The General Aggregate Limit
lncluded
lncluded
lncluded
lncluded
lncluded
lncluded
lncludes copyrighted material of lnsurance Services Office, Inc.,
with rts permission
MGL 1220 04 15 Page 1 of I
IIIARKET
A. LOST KEY COVERAGE
1. The following is added to Section I - Coverages, Coverage A - Bodily lnjury And Property Damage Liability:
We will pay those sums that the insured becomes legally obligated to pay as damages because of "property
damage" due to the loss of keys in the care, custody or control of the insured or the insured's "employees". Our
liabiljty for all damages is lamited to:
(1) The actual cost of the lost keys,
(2) The adjustment of locks to accept new keys; or
(3) New locks, if required, including the cost of their installation.
2. The followang is added to Section lll - Limits OF lnsurance:
The limits of insurance for Lost Key Coverage are subject to the following provisions:
a. The Annual Aggregate limit shown in the Schedule of this endorsement is the most we will pay for all
"property damage" resulting from the loss of keys, as described in this endorsement.
b. Subject to the Annual Aggregate limit, the Each Occurrence limit shown in the Schedule of this endorsement
is the most we will pay for all " property damage" in any one "occurrence" resulting from the loss of keys.
c. The amounts shown in the Schedule of this endorsement for this coverage are part of, not in addition to, the
applicable limits of insurance shown in the Declarations.
B. EXTENDED PROPERTY DAMAGE - EXPECTED OR INTENDEO INJURY
Exclusion 2.a. Expected Or lntended Injury under Section l- Coverages, Coverage A - Bodily lnjury And Property
Damage Liability is replaced by the following:
a. Expected Or lntended lnjury
"Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does
not apply to "bodily injury'or "property damage" resulting from the use of reasonable force to protect persons or
propedy.
C. NON€VI/NED WATERCRAFT AND NON.OWNED AIRCRAFT
Exclusion 2.9. Aircraft, Auto Or Watercraft under Section I - Coverages, Coverage A - Bodily lnjury And Property
Damage Liability is amended as follows:
1. Paragraph (2) is replaced by the following:
(2) A watercraft you do not own that is:
(a) Less than 5'l feet long; and
(b) Not being used to carry persons or property for a charge,
2. The following is added:
(6) "Bodily injury" or " property damage" arising out of any aircraft not owned by any insured that is rented or
loaned to you with a paid crew.
lf other insurance applies to a loss because of "property damage" to non-owned watercraft or aircraft as described in
Paragraphs (2) or (6) above, the insurance provided by this endorsement does not apply, whether the other insurance
is primary, excess, contingent or issued on any other basis.
D. PROPERTY DAMAGE TO BORROWED EQUIPMENT
1. The following is added to Exclusion 2j, Damage To Property under Section I - Coverages, Coverage A - Bodily
lnjury And Property Damage Liability:
Paragraph (4) of this exclusion does not apply to "property damage" to borrowed equipment while that equipment
is not being used to perform operations.
lncludes copyrighted material of lnsurance Services Office, lnc.,
wfth rts permission
MGL 1220 04 15 Page 2 of I
2. The following is added to Section lll - Limits Of lnsurance:
Subject to the General Aggregate limit, the most we will pay for "property damage" to borrowed equipment is the
amount shown in the Schedule of this endorsement for each "occurrence".
3. The insurance afforded by Paragraph D.I. above is excess over any valid and collectible property insurance
(including any deductible) available to the insured, whether primary, excess, contingent or issued on any other
basis.
E. PROPERTY DAMAGE TO GUSTOMERS' GOODS
1. The following is added to Exclusion 2j. Damage To Property under Section l- Coverages, Coverage A - Bodily
lnjury And Property Damage Liability:
Paragraphs (3), (4) and (6) of this exclusion do not apply to "property damage" to "customers' goods".
2. The following is added to Section lll - Limits Of lnsurance:
Subject to the General Aggregate limit, the most we will pay for "Eoperty damage'to "customers' goods" is the
amount shown in the Schedule of lhis endorsement for each "occurrence".
3. The insurance afforded by Paragraph E.1. above is excess over any valid and collectible property insurance
(including any deductible) available to the insured, whether primary, excess, contingent or issued on any other
ba sis.
4. The following definition is added:
"Customers' goods" means tangible personal property belonging to your customers and left with you for storage,
service or repair. "Customers' goods" does not include.
a. Accounts, bills, currency, deeds, food stamps or other evidences of debt, money, notes or securities. Lottery
tickets held for sale are not securities,
b. Animals;
c. Contraband, or property in the course of illegal transportation or trade,
d. Personal property while airborne or waterborne;
e. Property that is covered under another coverage form of this or any other policy in which it is more specifically
described, except for the excess of the amount due (whether you can collect on it or not) from that other
insurance;
f. Vehicles or self-propelled machines that are licensed for use on public roads; aircraft, or watercraft.
This paragraph does not apply to:
(1) Vehicles or self-propelled machines, other than "autos", you hold for sale; or
(2) Rowboats or canoes out of water at your premises, or
g. The following property while outside of buildings:
(1) Grain, hay, straw or other crops; and
(2) Fences, radio or television antennas (including satellite dishes) and their lead-in wiring, masts or towers,
trees, shrubs or plarts (other than trees, shrubs or plants held for sale).
F. DAMAGE TO PREMISES RENTED TO YOU
The following applies only if Damage To Premises Rented To You is not excluded from the policy to whioh this
endorsement is attached:
L The first paragraph following Paragraph (6) of Exclusion 2.j. Damage To Property under Section l- Coverages,
Coverage A - Bodily lnjury And Property Damage Liability is replaced by the followingl
Paragraphs (1), (3) and (4) of thas exclusion do not apply to "property damage" (other than damage by fire) to
premises, including the conterts of such premises, rented to you. A separate limit of insurance applies to Damage
To Premises Rented To You as described in Section lll - Limits Of lnsurance.
lncludes copyrighted material of lnsurance Services Office, lnc.,
with its permrssron
IVIGL 1220 04 15 Page 3 of 9
2. The final paragraph of Paragraph 2. Exclusions under Section I - Coverages; Coverage A - Bodily lnjury And
Property Damage Liability is replaced by the following:
Exclusions c. through n. do not apply to damage by fire, lightning, explosion, smoke or sprinkler leakage to
premises while rented to you or temporarily occupied by you with permission of the owner. A separate limit of
insurance applies to this coverage as described in Sectron lll - Limits Of lnsurance.
3. Paragraph 6. under Section lll - Limits Of Insurance js replaced by the following:
6. Subject to Paragraph 5. above, the most we will pay under Coverage A for damages because of "property
damage" to any one premises while rented to you, or in the case of damage by fire, lightning, explosion,
smoke or sprinkler leakage, while rented to you or temporarily occupied by you with permiss,on of the owner,
is equal to the Each Occurrence limat shown in the Declarations
4. Paragraph 4.b.(lXaxii) Other lnsurance under Section lV - Commercial General Liability Conditions is replaced
by the following:
(ii) That is fire, lightning, explosion, smoke or sprinkler leakage insurance for premises rented to you or
temporarily occupied by you with permission of the owner,
5. Paragraph a. of Definition 9. "insured contract" is replaced by the following:
a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that
indemnifies any person or organization for damage by fire, lightning, explosion, smoke or sprinkler leakage to
premises while rented to you or temporarily occupied by you with permission of the owner is not an "insured
contract";
G. PERSONAL ANO ADVERTISING INJURY FROM TELEVISEO OR VIDEOTAPEO MATERIAL
1. Exclusions 2.b. and 2.c. under Section l- Coverages, Coverage B - Personal And Advertising lnjury Liability are
replaced by the following.
b. Material Published With Knowledge Of Falsity
"Personal and advertising injury" arising out of oral, written or professionally produced televised or videotaped
publication, in any manner, of materjal, if done by or at the direction of the insured with knowledge of its
falsity.
c. Material Published Prior To Policy Period
"Personal and advertising injury' arising out of oral, written or professionally produced televised or videotaped
publication, in any manner, of material whose first publication took place before the beginning of the policy
period.
2. Paragraphs d.ande. ofthe definition of"personal and advertising injury''are replaced by the following:
d. Oral, written or professionally produced televised or videotaped publication, in any manner, of material that
slanders or labels a person or organization or disparages a person's or organazation's goods, products or
services;
e. Oral, written or professionally produced televised or videotaped publacation, in any manner, of material that
violates a person's right to privacy,
H. SUPPLEMENTARY PAYMENTS - BAIL BONDS AND LOSS OF EARNINGS
Paragraphs 1.b. and 1.d. under Section I - Coverages, Supplementary l?lyments - Coverages A And B are replaced
by the following:
b. Up to the amount shown in the Schedule of this endorsement for cost of bail bonds required because of accidents
or traffic law violations arising out of the use oi any vehicle to which Bodaly lnjury Liability Coverage applies. We
do not have to furnash these bonds.
d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the
claam or "suit", including actual loss of earnings up to the amount shown in the Schedule of thas endorsemenl
because of time off from work.
lncludes copyrighted material of lnsurance Services Office, lnc.,
with its permrssion.
MGL 1220 04 15 Page 4 of I
I. BROADENED DEFINITION OF INSURED
Section ll - Who ls An lnsured is amended as follows:
1. The following is added to Paragraph 2.a.:
Paragraph (1) does not apply to managers at the supervisory level or above.
2. Paragraph 2. is amended to include the following as insureds:
Any legally incorporated entity of which you own at least 51% of the voting stock on the inceptton date of this
Coverage Form and on the date of any covered "occurrence", ciaim or "suit".
This insurance shall not apply to any entity that is already insured under any other insurance provided by any
company or that would be an insured bLIt for the exhaustion of its limits of insurance.
3. Paragraph 3.a. is replaced by the following:
a. Coverage for your newly acquired or formed organization shall be:
(1) Effective on the date of acquisition or formation; and
(2) Afforded until the end of the policy period of this Coverage Form.
J. AUTOMATIC ADDITIONAL INSUREDS
The following paragraphs are added to Section ll -Who ls An lnsured:
1. The following are also insureds under this policy, subject to the following provisions:
a, When Required By Contract Or Ag reement
Any person or organization to whom you are required by written contract, agreement, permit or authorization
to provide insurance, but only if the contract, agreement, permit or authorization is in effect during the policy
period shown in the Declarations and was executed prior to the "bodily injury", "property damage" or " personal
and advertising injury'. However;
(1) The person or organization is an insured only to the extent you are held liable due to your acts or
omissions or the acts or omissions of those acting on your behalf in connection with:
(a) The ownership, maintenance or use of that part of premises you own, rent, lease or occupy, sub.iect
to the following addrtional provisions.
(i) This insurance does not apply to any "occurrence" which takes place after you cease to be a
tenant in any premises leased to or rented to you;and
(ii) This insurance does not apply to any structural alterations, new construction or demolition
operations performed by or on behalf of the person or organization,
(b) Your ongoing operations for that insured, whether the work is performed by you or for you;
(e) "Your worl(' performed for the additional rnsured at the locatron designated in the contract, agreement
or permits and included in the "products-completed operations hazard";
(d) The maintenance, operation or use by you of equipment leased to you ry such person or
organization, subject to the following additional provisions:
(i) This jnsurance does not apply to any "occurrence" which takes place after the equipment lease
expires or you cease to lease that equipment, and
(ii) This insurance does not apply to "bodily injury'' or "property damage" arising out of the sole
negligence of such person or organization, or
(e) Permits or authorizations issued by any state or political suHivision with respect to operations
performed by you or on your behalf, subject to the following additional provision:
This insurance does not apply to "bodily injury", "property damage" or "personal and advertising
injury' arising out of operations performed for that state or municipality.
(2) The insurance with respect to any architect, engineer or surveyor does not apply to "bodily injury',
wIGL 122004 15 lncludes copyrighted material of lnsurance Services Ofiice, lnc., PageSof I
wrth its permission.
"property damage" or "personal and adve(ising injury" arising'out of the rendering of or failure to render
any professional services by or for you, including:
(a) The preparing, approving or failure to prepare or approve maps, drawings, opinions, reports, surveys,
change orders, designs or specifications, and
(b) Supervisory, rnspection or engrneering seNices.
(3) This insurance does not apply to "bodily injury", "property damage" or "personal and advertising injury"
ansing out of the rendering of or failure to render any professional services.
(4) This ansurance does not apply to any insured person or organization if the loss, cost, injury or damage is
otheMise excluded from coverage under this insurance, including any endorsements made a part of this
policy.
(5) This insurance does not apply to any person or organization included as an insured by an endorsement
issued by us or otherwise made part of this insurance
(6) No coverage will be provided if, in the absence of this endorsement, no liability will be imposed by law on
you. Coverage will be limited to the extent of your negligence or fault according to the applicable
princaples of comparative fault.
This Additional lnsured provision does not apply to mortgagees, assignees or recervers, or vendors.
b. Mortgagees, Assignees Or Receivets
Any person or organization with respect to their liability as mortgagee, assignee or receiver and arising out of
the ownership, maintenance or use of premises b/ you. However, this insurance does not apply to structural
alterations, new construction or demolition operations performed by or for that person or organization.
c. Vendors
Any vendor wrth whom you have agreed in a written contract or agreement to provide insurance, but only if
the contract or agreement is in effect during the policy period shown in the Declarations and was executed
prior to the "bodily injury or "property damage", and only with respect to "bodily injury or " property damage"
arising out of "your products" which are distributed or sold in the regular course of tl€ vendor's business.
(1) The following additional exclusions apply to such vendors:
This insurance does not apply to:
(a) "Bodily injury or "property damage" for which the vendor is obligated to pay damages by reason of
the assumption of liability in a contract or agreement. This exclusion does not apply to liability for
damages that the vendor would have in the ab€ence of the cortract or agreement,
(b) Any express warranty unauthorized by you,
(c) Any physical or chemical change in the product made intentionally by the vendor;
(d) Repackaging, except when unpacked solely for the purpose of inspection, demonstration, testing or
the substitrrtion of parts under instructions from the manufacturer, and then repackaged in the original
container,
(e) Any failure to make such inspections, adjustments, tests or servrcing as the vendor has agreed to
make or normally undertakes to make in the usual course of business, in connection with the
distribution or sale of the products;
(0 Demonstration, installation, servicing or repair operations, except such operations performed at the
vendor's premises in connection with the sale of the product,
(g) Products which, after distribution or sale ry you, have been labeled or relabeled or used as a
container, part or ingredient of any other thing or substance by or for the vendor;
(h) Any failure to maintain the product in a merchantable condition;or
(i) "Bodily injury' or " property damage" arising out of the sole negligence of the vendor for its own acts or
omissions or those of its employees or anyone else acting on its behalf. However, this exclusion does
lncludes copyrighted material of lnsurance SeNices Office, lnc.,
with its permission
MGL 1220 04 15 Page 6 of I
not apply to.
(i) The exceptions contained in subparagraphs (d) or (0; or
(ii) Such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally
undertakes to make in the usual course of business, in connection with the distribution or sale of
the products.
(2) This insurance does not apply to any insured person or organization from whom you have acquired such
products or any ingredient, part or container entering into, accompanying or containing such products.
(3) This insurance does not apply to any vendor included as an insured by an endorsement issued by us or
otherwise made a part of this insurance.
(4) This insurance does not apply if "bodily injury'or "property damage" included in the "products-completed
operations hazard" is excluded either by the provisions of this insurance or by endorsement.
2. The insurance provided to such automatic additional insureds:
a. Only applies to the extent permitted b,y law; and
b. Will not be broader than that which you are required by the contract or agreement to provide for such
additional insureds.
3. With respect to the insurance afforded to such automatic additional insureds, the following is added to Section lll
- Limits Of lnsurance:
lf coverage provided to the additjonal insured as reguired by a contract or agreement, the most we will pay on
behalf of the additional insured is the amount of insurarEe:
a. Required by the contract or agreement; or
b. Available under the applicable limits of insurance shown in the Declarations,
whichever is less.
The insurance afforded to the additional insured does not increase the applicable limits of insurance sho\rn in the
Declarations.
K. MEDICAL PAYMENTS
The following applies only if Medical Payments Coverage is not excluded from the policy to which this endorsement is
attached:
Paragraph 7. under Section lll - Limits Of lnsurance is replaced by the following.
7. Subject to Paragraph 5. above, the Medacal Expense limit is equal to the Medical Expense limit stated in the
Declarations or the amount shown in the Schedule of this endorsement, whichever is greater, and is the most we
will pay under Coverage C for all medical expenses because of "bodily injury" sustained by any one person.
L. EACH LOCATION AND EACH PROJECT AGGREGATES
The following is added to Section lll - Limits Of lnsurance:
1. For all sums which the insured becomes legally obligated to pay as damages caused by "occurrences" under
Coverage A, and for all medical expenses caused by accidents under Coverage C, which can be attributed only
to operations at a single designated covered "location" or covered construction project:
a. A separate Each Location or Each Project Aggregate limit applies to each covered "location" or covered
construction project, and that limit is equal to the General Aggregate limit shown in the Declarations.
b. The Each Location or Each ProJect Aggregate limit is the most we will pay for the sum of all damages under
Coverage A, except damages because of "bodily injury' or "property damage" included in the "products-
completed operations hazard", and for medical expenses under Coverage C, regardless of the number of:
(l) lnsureds;
(2) Claims made or "suits" brought, or
(3) Persons or organizations making claims or bringing "suits".
MGL 1220 04 15 lncludes copyrighted material of lnsurance Services Office, lnc., Page 7 of g
wrth its permission.
c. Any payments made under Coverage A for damages or under Coverage G for medical expenses shall reduce
the Each Location or Each Project Aggregate limit for each covered "location" or covered project for which
payment is made. Such payments shall not reduce the General Aggregate limit shown in the Declarations nor
shall they reduce any other covered "location" or covered project's general aggregate.
d. The limits shown in the Declarations for Each Occurrence, Damage To Premises Rented To You and Medical
Expense continue to apply. However, instead of being subject to the General Aggregate limit shown in the
Declarations, such limits will be subject to the applicable Each Location or Each Project Aggregate limit.
2. Fot all sums which the insured becomes legally obligated to pay as damages caused by "occurrences" under
Coverage A, and for all medical expenses caused by accidents under Coverage C, which cannot be attributed
only to ongoing operations at a covered "location" or covered project:
a. Any payments made under Coverage A for damages or under Coverage C for medical expenses shall reduce
the amount available under the General Aggregate limit or the Products-Completed Op€rations Aggregate
limit, whichever is applicable; and
b. Such payments shall not reduce any Each Location or Each Project Aggregate limit.
3. When coverage for liability arising out of the "products-completed operatjons hazard" is provided, any payments
for damages because of "bodily injury' or "property damage" included in the " products-completed operations
hazard" will reduce the Products-Completed Operations Aggregate limit, and not reduce the General Aggregate
limit nor the Each Location or Each Prolect Aggregate limat.
4. lf the applicable covered construction project has been abandoned, delayed, or abandoned and then restarted, or
if the authorized contracting parties deviate from plans, blueprints, designs, specifications or timetables, the
project will still be deemed to be the same construction project
5. For the purposes of this section of this endorsement, "location" means premises involving the same or connecting
lots, or premises whose connection is interrupted only by a street, roadway, waterway or ghLof-way of a railroad.
6. The provisions of Section lll - Limits Of lnsurance not otherwise modified by this endorsement shall continue to
apply as stipulated.
M. DUTIES IN THE EVENT OF OCCURRENCE, OFFENSE, CLAIM OR SUIT
The following is added to Condition 2. Duties ln The Event Of Occurrence, Offense, Claim Or Suit under Section lV -
Commercial General Liability Conditions:
Your obligataon to notify us as soon as practicable of an "occurrence", offense, claim or "suit" is satisfied if you send us
written notice as soon as practicable after any of your "executive officers", directors, partners, insurance managers or
legal representatives become aware of or should have become aware of such "occurrence", otfense, claim or "suit".
N. UNINTENTIONAL FAILURE TO DISCLOSE ALL HAZARDS
The following is added to Condition 6. Representations under Section lV - Commercial General Liability Conditions:
lf you unintentionally fail to disclose all hazards prior to the beginning of the policy period of this Coverage Form, we
shall not deny coverage under this Coverage Form because of such failure.
O. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US
The following is added to Condition 8. Transfer Of Rights Of Recovery Against Others To Us under Section lV -
Commercial General Liability Conditions:
We waive any right of recovery we may have against any person or organization because of payments we make for
injury or damage arising out of your ongoing operations or "your worl?'done under a contract with that person or
organization and included in the "products-completed operations hazard". This waiver applies only to the person or
organization with whom you have agreed in a written contract prior to an "occurrence" to waive such rights.
P. LIBERALIZATION
The following is added to Section lV - Commercial General Liability Conditions:
Liberalization Clause
lf we adopt any revision that would broaden coverage under this Coverage Form without additional premium, the
MGL 122004 15 lncludes copyrighted material of lnsurance Services Office, lnc., Page8of I
with its permission.
All other terms and conditions remain unchanged
lncludes copyrighted material of lnsurance Services Office, lnc.,
with its permissjon.
MGL 1220 04 1 5 Page 9 of I
broadened coverage will immediately apply to this Coverage Form as of the day the revision is effective in your state.
Q. MENTAL ANGUISH RESULTING FROM BODILY INJURY
Definition 3. "bodily injury" is replaced by the following:
3. "Bodily injury" means:
a. Bodily injury, sickness or disease sustained by a person, including mental anguish or emotional distress
resulting from any of these; and
b. Death resulting from bodily injury, sickness or disease.
R. BROADENED OEFINITION OF N/IOBILE EQUIPMENT
The following is added to Paragraph f.(1) of Definition 12. "mobile equipment".
This shall not apply to self-propelled vehicles of less than 1,000 pounds gross vehicle weight.
Policy#: p6p13941q2
The following is added to the Other lnsurance
Condition and supersedes any provision to the
contrary:
PrimaryAnd Noncontributory lnsurance
This insurance is primary to and will not seek
contribution from any other insurance availableto an additional insured under your policy
provided that:
(1) The additional insured is a Named lnsured
under such other insurance, and
COMMERCIAL GENERAL LIABILIry
cc 20 0.1 04 13
(2) You have agreed in writing in a contract or
agreement that this insurance would be
primary and would not seek contribution
from any other insurance available to the
additional insured
THIS ENDORSEMENTCHANGES THE POLICY. PLEASE READ ITCAREFULLY.
PRIMARY AND NONCONTRIBUTORY _
OTH ER INSURANCE CONDITION
This endorsement modifies insurance provided under the following
COMMERCIAL GENERAL LIABILITY COVERAGE PART
PRODUCTS/COI\iIPLETED OPERATIONS LIABILITY COVERAGE PART
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