2021/05/01 Sceizi Enterprises, Inc. (3)2116t2022
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER, THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BYTHEPOLICIES
BELOW. THIS CERTIFICATE OF INSURANCE OOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLOER,
IMPORTANT: lf the c€rtificate holder is an ADDITIONAL INSURED, the policy(ies) m'rsr have ADDITIONAL INSURED provisions or be endorsed-
lf SUaROGATION lS WAIVED, subject to lhe te]ms and conditions of the policy, certain policies may requir€ an endo6emenl. A statement on
this certificate does not confe.hts to lhe certificate holder in lieu of such endorsemeht s)
rNsuRER c,zenith lnsurance company
ffi, r"1,(ss9) '137-66s1
&?UIAcr La'rra Ray
id[t!ss laura.ray@dibu.com
INSUEER(S) AFFORDlr{G COVERAGE
rrsunrae Fireman's Fund lnsurance Co.
rxsuarna American Automobile lnsurance Co
Scelzi Enterprises, lnc.
2286 E. Date Ave.
Fresno, CA 93706
pRoDUcER License f 0E02096
DiBuduo & DeFendis Insuranc€ Broke6, LLC
P.O. Box 5479
Fresno, CA 93755-5479
[I3,*,L. ."r, ooso
21873
21849
13269
A(:C)Rf>
A X cou meac rr r c eNERAL LlABrLrrY
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GEN'I, AOGREGATE TIMIT APFLIES FER)(l*l,"" I3g& l-.*
SCELENT{1
REVISION NUMSER:
HOWER
CERTIFICATE OF LIABILITY INSURANCE
FI TEN MBER:
POLICY Eff POIICY EXPIMM/OO'TYYYI lTT'DOTYYYYI
x sc0'15795210
scv00974s2101
1,000,000
100,0005l'12021 5112022
MEO EXP
PERSONAL A AOV INJURY
- qqDllY IIJUEY I!'.!!!14!!!LL
10,000
1,000,000
2,OO0,OOO
2,000,000
B euroroetr ureruw
X mrv rrroi l owr,reo f- SCHEDULED
fxlIDB.."." Elffiffiux,w
B Garagekeepers Liab&
B Dealer Physical Oamg
COMBINEOSINGLELMT
lEa a@denrl
51112021 5/1/2022 eoorry riuuny ee, pl,llrjl
1,000,000I
I
6,000,000
OESCRIPTIoN OF OPERATIOI,IS / LOCATIONS / VEHIC LES (ACOR D 1Ol, AddilloBl R.harks Sch.dnl., h.y b. .tl.ch.d It nor. 59.@ 15City of Menitee and its otficers, employees, agenls, and authorized volunteers are named additiohal insured
insurance and nonrontributory per attached form CG7'193 0319.
with respecl lo General Liability and is primary
CERTIFICATF H.'I NFP CANCELLATION
th l,llr,lr,,rltl,, t, tl,,,r,I, r,il rt, tr,rilil l, tltrllt, tltrtl,I r
1392SP0730
City of Menifee
29844 Haun Rd
Sun City CA 92586-6539
scv00974s2101
scv009749210'1
5t1t2021
511t2021
511t2022
5t1t2022
Direct Primary
Comp/Coll $500 Oed
SHOULO ANY OF THE ABOVE DESCRIBEO POLICIES AE CANCELLEO BEFORE
THE EXPIRATION DATE THEREOF, NOIICE wlLL BE OELIVERED IN
ACCORDAiICE wlTH THE POLICY PROVISIONS.
:
AUIHORIZED REPRESENf AIIVE
U
10,000,000
'10,000,000sc0118332't u
RETENTIONC
x $
$
$0
AX
5t1t2021 5t1l2n2?
EACHOCQUERENCE
WOR(ERS COMPENSATIONAND EI'PLOYERS' LIAAIITY
ANY PROPRIETOR/PARINERTEXECUTIVE
OFFICER/MEMAER EXCLUDED'
1,000,000M1225505
E L. orsEl9E-. E EldelqYEq !
c x
OF OPERATIONS be ow
1,000,000
1,000,000
STATUTE31112022 31112023 ELE cHacctDENr
ACORD 25 (20't6/03)
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED IO THE INSURED NAMEO ABO\€ FOR THE POLICY PERIOD
INDICATEO. NOTWIIHSTANDING ANY REOUIREMENT, TERM OR CONOITION OF ANY CONTRACfOROTHER OOCUMENTWTH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSIJED OR MAY PERTAIN. THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUAJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES, LIMITS SHOW\] MAY HAVE BEEN REDUCED BY PAID CLAIMS.
!.l_ t, _
l5lL
GENERA! AGGREGAT€ ]$
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@ 1988-2015 ACORO CORPORATION. All righls reserved.
The ACORD name and logo are registered marks of ACORD
MultiCove@ - Without Medical Payments - CG 71 93 03 19
Policy Amendment(s) Commercial General Liability Coverage Form
Your Commercial General Liability Coverage Form is revised as follows:
1. Broadened Named lnsured
A. SECTION ll- WHO lS AN INSURED, item 3., is deleted and replaced by the following:
3. Any organization that you own at the inception of this policy, or newly acquire or form during the policy
period, and over which you maintain during the policy period majority ownership or majority interest,
will qualiry as a Named lnsured if:
a. There is no other similar insurance avaitable to that organrzation; and
b. The first Named lnsured shown in the Declarations has the responsibility of placing insurance for
that organization; and
c. That organization is incorporated or organized under the laws of the United States of America-
However:
(1) Coverage under this provision 3 is afforded only until the next occurring annual anniversary of the
beginning of the policy period shown in the Declarations, or the end of the policy period, whichever
is earlier; and
(2) Coverage A does not apply to bodily injury or property damage that occuned before you acquired
or formed the organization; and
(3) Coverage B does not apply to personal and advertising inlury arising out of an ofiense mmmitted
before you acquired or formed the organization.
B. SECTION ll - WHO lS AN INSURED, the last paragraph, is deleled and replaced by the following:
No person or organizalion is an insured with respect to the conduct of any current or past partnership, .ioint
venture, or limited liability company thal is not shown as a Named lnsured in the Declarations. However,
this does not apply to a limited liability company that meets all of the conditions in Section ll - Who ls An
lnsured, item 3., above.
2. Additional lnsured
lf an Additional lnsured endorsement is attached to this policy that specifically names a person or organization
as an additional insured, then this Section 2. Additional lnsured does not apply to such person or organization.
SECTION ll - WHO lS AN INSURED, subsection 2.e., is added as follows:
e. Any person or organization is included as an additional insured, bul only to the extent such person or
organization is legally obligated to pay for bodily injury, property damage or personal and advertising
inrury caused by your acts or omissions. With respect to the insurance afforded to such additional insured,
all of the following additional provisions apply:
(1) You have agreed in a written insured contract that such person or organization be added as an
additional insured under this policy;
(2) The bodily injury, property damage or personal and advertising injury for which said person or
organization is legally obligated to pay occurs subsequent to the execution of such insured contract;
(3) The most we will pay is the lesser of either the amount of insurance available under the applicable Limils
of lnsurance shown in the Declarations or the limits of insurance required by the insured contract;
(4) The insurance afiorded to such addilional insured only applies to the extent permitted by law;
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(5) Such person or organization is an additional jnsured only with respect to:
(a) Their ownership, maintenance, or use of that part of the premises, or land, owned by, rented to,
or leased to you, except such person or organization is not an insured with respect to slructural
alterations, new construction or demolition operations performed by or on behalf of such person
or organization;
(b) Your ongoing operations performed for that insured;
(c) Their linancial control of you, except such person or organization is not an insured with respect to
structural alterations, new construction or demolition operations performed by or on behalf of such
person or organizationi
(d) The maintenance, operation or use by you of equipment leased to you by such person or
organization;
(e) Operations performed by you or on your behalf and for which a state or political subdivision has
issued a permit, provided such operations are not performed for such state or political subdivision,
and are not included within the productsrompleted operalions hazard; or
(0 Their liability as a grantor of a franchise to you.
(6) This insurance does not apply to bodily injury property damage, personal and advertising iniury
occurrence or ofiense:
(a) Which takes plac.e at a particular premises after you cease to be a tenant of that premises;
(b) Which takes place afrer all work, including materials, parts or equipment furnished in connection
with such work to be performed by or on behalf of the additional insured at the site of the covered
operations, has been completed;
(c) Which takes place after that portion of your work out of which the injury or damage arises has
been put to its intended use by any other person or organizalion other than another contractor or
subcontractor engaged in performing operations for a principal as parl of the same project; or
(d) Which takes place after the expiration of any equipment lease to which (4)(d) above applies;
(7) With respect to architects, engineers or suryeyors, coverage does not apply to bodily inlury property
damage or personal and adverlising injury arising out of the rendering or failure to render any
professional services by or for you, including:
(a) The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports,
surveys, lield orders, change orders, or drawings and specilications; or
(b) Supervisory inspection, architectural, or engineering services.
These exclusions apply even if the claims against any insured allege negligence or other wrongdoing in the
supervision, hiring, employment, training or monitoring of others by thal insured, if the occurrence which caused
the bodily injury or property damage, or the offense which caused the personal or advertising iniury, involved
the rendering of or the failure to render any professional services by or for you.
3. Additional lnsured - Vendors
lf an Additional lnsured Vendors endorsement is attached lo this policy that specifically names a person or
organization as an additional insured, then this Section 3. Additional lnsured - Vendors does not apply to that
person or organization.
Unless the products-completed operalions hazard is excluded from this policy, SECTION ll - WHO lS AN
INSURED, item 2.f. is added as follows:
f. Any vendor of yours is included as an additional insured, but only with respect to bodily injury or property
damage caused by your products which are distributed or sold in the regular course of the vendor's
business, subject to the following additional exclusions:
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(1) The insurance afforded such vendor does not apply to:
(a) Bodily injury or property damage for which the vendor is obligated to pay damages by reason of
the assumption of liability in a contract or agreement. This exclusion does not apply to liability for
damages that the vendor would have in the absence of the contract or agreement;
(b) Any express warranty unauthorized by you,
(c) Any physical or chemical change in the product made intentionally by the vendor;
(d) Repackaging, unless unpacked solely for the purpose of inspection, demonstration, testing, or the
substitution of parts under instructions from the manufacturer, and then repackaged in the original
container;
(e) Any failure to make such inspections, adjustments, tests or servicing as the vendor has agreed
to make or normally undertakes to make in the usual course of business, in connection with the
distribution or sale of the products;
(0 Demonstration, installation, servicing or repair operations, except such operations performed by
the vendor in full compliance with the manufacturer's written instructions at the vendor's premises
in connection with the sale of the producti
(g) Products which, after distribution or sale by you, have been labeled or relabeled or used as a
container, part or ingredient of any other thing or substance by or for the vendor; or
(h) Bodity iniury or property damage arising out of the liability of the vendor for its own acts or
omissions or those of its employees or anyone else acting on its behalf.
(2) This insurance does not apply to any insured person or organization from whom you have acquired such
products or any ingredient, part or mntainer, entering into, accompanying or containing such products;
(3) The most we will pay is the lesser of either the amount of insurance available under the applicable
Limits of lnsurance shown in the Declarations or the limits of insurance required by the contract or
agreement; and
(4) The insurance afiorded to such vendor only applies to the extent permitted by law.
4. Additional lnsured - Limited Primary and Noncontributory Provision
The following is added as a second paragraph to Section lV Conditions, Condition 4. Other lnsurance, following
paragraph b.(2):
However, if you have added any person, organization or vendor of yours as an additional insured to this policy
by way of this Multicover@ endorsement and have agreed in a written insured contract that this insurance is
primary and non-contributory with other insurance available to that additional insured, this insurance is primary
and we will not seek conlribution from such additional insured's other insurance, provided that the additional
insured is a Named lnsured under such olher insurance.
5. Waiver of Subrogation
SECTION tV - COMMERCTAL GENERAL LtABtLtTY CONDITIONS, irem 8., is deleted and replaced by the
following:
8. Transfer of Rights of Recovery Against Others to Us and Blanket Waiver of Subrogation
a. lf the insured has rights to recover all or part of any payment we have made under this Coverage Part,
those rights are transferred to us. The insured must do nothing afrer lhe loss lo impair those rights. At
our request, the insured will bring suit or transfer those rights to us and help us enforce them.
b. lf required by a written insured contract executed prior lo the occurrence or ofiense, we waive any
right of remvery we may have against any person or organization named in such insured contract,
because of payments we make for injury or damage arising out of your operations or your work for
thal person or organization.
-:::::::::::-
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6. Cancellation - 90 Days
Common Policy Conditions endorsement 1L0017, A. Cancellation, item 2.b. is deleted and replaced by the
following:
b. 90 days before the efiective date of cancellation if we cancel for any other reason.
7. Liberalization
SECTION lV - COMMERCIAL GENERAL LIABILITY CONDITIONS, the following is added as an additional
Condition:
Liberalization
lf we adopt a change in our forms or rules which would broaden the coverage provided by any form that is a part
of this policy without an extra premium charge, the broader coverage will apply to this policy. This extension is
effective upon the approval of such broader coverage in your state.
8- Fire, Explosion, Sprinkler Leakage, or Lightning Legal Liability Coverage
A. SECTION I . COVERAGES, COVERAGE A BODILY INJURY AND PROPERry DAMAGE LIABILIry, 2.
Exclusions, the last paragraph, is deleted and replaced by the following:
Exclusions c. through n. do not apply to damage by fire, explosion, sprinkler leakage, or lightning to premises
while:
1. Rented to you;
2. Temporarily occupied by you with the permission of the owner; or
3. Managed by you under a written agreemenl with the owner.
A separate limit of insurance applies to this coverage as described in Section lll - LIMITS OF INSURANCE.
B. SECTION lll - LIMITS OF INSURANCE, item 6., isdeletedand replaced by the following:
6. Subject to 5. above, the Damage to Premises Rented To You Limit shown in the Declarations, for
property damage to any one premises while rented to you, or in the case ofdamage by fire, explosion,
sprinkler leakage, or lightning while rented to you, temporarily occupied by you with the permission of
the owner, or managed by you under a written agreement with the owner, is the greater of:
a. $1,000,000 Any One Premises; or
b. The Damage To Premises Rented To You Limit shown in the Declarations.
C. SECTION lV - COMMERCIAL GENERAL LlABlLlry CONDITIONS, 4. Other lnsurance, b. Excess
lnsurance, (1Xa), items (i) and (iii), are deleted and replaced by the following:
(i) That is Fire, Explosion, Sprinkler Leakage or Lightning insurance for premises while rented to you,
temporarily occupied by you with permission ofthe owner, or managed by you under a writlen agreement
with the owner;
(iii) That is insurance purchased by you to mver your liability as a tenant for property damage to premises
rented to you, temporarily occupied by you with the permission of the owner, or managed by you under
a written agreement with the owner; or
D. SECTION V - DEFINITIONS, 9. lnsured Contract, item a., is deleted and replaced by the following:
(a) A contract for a lease of premises. However, thal portion of the contract for a lease of premises that
indemnities any person or organization for damage by lire, explosion, sprinkler leakage, or lightning to
premises while rented to you, temporarily occupied by you with permission of the owner, or managed
by you under a written agreement with the owner, is not an insured contract;
9. Damage to lnvitees' Automobiles from Falling Trees or Tree Limbs - Limited Coverage
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This coverage applies to direcl physical damage to automobiles owned by invilees subject to all of the following:
1. Provided such damage originates from trees on premises owned, managed, leased or renled by an insured;
2. Coverage applies only to invitees of an insured or an insured's tenant;
3. Such damage is directly caused by windiriven falling lrees or tree limbsl
4. The most we will pay for any one loss is lhe lowest of:
a. the actual cash value of the damaged automobile as of the time of the loss; or
b. the cost of repairing the damaged automobile; or
c. the cost of replacing the damaged automobile with another automobile of like kind and quality.
Regardless of the number of occurrences, losses or claims, this coverage is subiect to a limit of $25,000
in any one policy period;
5. This coverage is not subject to the General Liability General Aggregate Limit; and
6. We will make payments under this coverage without regard to fault.
10. Non-Ot ned or Chartered Watercraft
SECTION I - COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILIry, 2.
Exclusions, item g. Aircraft, Auto, or Watercrafi, item (2), is deleled and replaced by the following:
(2) A watercraft you do not own that is:
(a) Less than 51 feet long; and
(b) Not being used for public transportation or as a common carrier;
11 . Chartered Aircraft
SECTION I . COVERAGES, COVERAGE A BODILY INJURY AND PROPERry DAMAGE LIABILITY, 2.
Exclusions, g. Aircraft, Auto Or Watercraft, item (6), is added as follows:
(6) An aircraft in which you have no ownership interest and that you have chartered with crew.
12. Coverage Territory - Broadened
SECTION V - DEFINITIONS, item 4.a., is deleted and replaced by lhe following:
a. The United States of Americ€ (including its tenitories and possessions), Puerto Rico, Canada, Bermuda,
the Bahamas, The Cayman lslands and the British Virgin lslands;
13. Personal and Advertising lnjury - Contractual
Unless personal and advertising injury is excluded from this Policy the following applies:
SECTION I - COVERAGES, COVERAGE B, 2. Exclusions, item e., is deleted.
14. Fellow Employee Coverage
SECTION ll - WHO lS AN INSURED, 2.a., item (1) is deleted and replaced by the following:
(1) Personal and advertising iniury:
However, subsections (a), (b), (c) and (d) of item (1) remain unchanged.
15. Bodily lnjury Definition - Broadened
SECTION V - DEFINITIONS, 3. Bodily lniury is deleted and replaced by the following:
Bodily injury means bodily injury sickness or disease sustained by a person including death or mental anquish
resulting from any of these at any time. Menlal anguish means any type of mental or emotional illness or disease.
16. Expected or lntended lnjury - Amendment to Exclusion
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SECTION l. Coverage A Bodily lnjury and Property Damage Liability, 2. EXCLUSIONS, a. Expected or lntended
lnjury, is deleted and replaced by the following:
a. Expected or lntended lnjury
Bodily injury or property damage expected or intended from the standpoint of the insured.
This exclusion does nol apply to bodily injury or property damage resulting from the use of reasonable
force to protect persons or property.
17. Unintentional Failure to Disclose Hazards
SECTION lV - COMMERCIAL GENERAL LIABILITY CONDITIONS, item 6. Representations, the following is
added:
d. lf you unintentionally fail to disclose any hazards existing at the inception date of this policy, we will not deny
coverage under this Coverage Form because of such failure. However, this provision does not affect our
right to collect additional premium or exercise our right of cancellation or non-renewal.
18. Supplementary Payments - lncreased Limits
SECTION I - COVERAGES, SUPPLEMENTARY PAYMENTS - COVERAGES A AND B, items 1 .b. and 1.d., are
deleted and replaced by the following:
b. The cost of bail bonds required because of accidents or traffic law violations arising out of the use of any
vehicle to which the Bodily lnjury Liability Coverage applies. We do not have to furnish these bonds.
d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense
of the claim or suit, including substantiated loss of earnings up to $500 a day because of time off from work.
19. Duties in the Event of an Occurrence, Offense, Claim or Suit - Amended
SECTION lV - COMMERCIAL GENERAL LlABlLlry CONDITIONS, ilem 2.a. is deleted and replaced by the
following:
(1) You must see to it that we or any licensed agent of ours are notified of a General Liability occurrence or
offense which may result in a claim as soon as practicable after it becomes known to:
(a) You, iI you are an individual;
(b) Your partner or member, if you are a partnership or joint venture;
(c) Your member, if you are a limited liability company;
(d) Your executive officer if you are an organization olher than a partnership, joint venture or limited liability
company; or
(e) Your authorized representative or insurance manager
Knowledge of an occurrence or offense by persons other than those listed above does not imply that those
listed above also have such knowledge.
(2) To the enent possible, notice should include:
(a) How, when and where the occuffence or offense took place;
(b) The names and addresses of any injured persons and witnesses; and
(c) The nature and location of any injury or damage arising out of the occurrence or ofiense.
20, Non Employment Discrimination Liability
Unless personal and advertising injury is excluded from this policy the following applies:
A. SECTION V - DEFINITIONS, 14. Personal and advertising injury, item h. is added as follows:
h. Discrimination.
B. B. SECTION V - DEFINITIONS, item 23. is added as follows:
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23. Discrimination means the unlawful treatment of a person or class of persons because of their specific
race, color, religion, gender, age, or national origin in comparison to one or more persons who are not
members of the specilled class.
C. SECTION I - COVERAGES, COVERAGE B PERSONAL AND AOVERTISING INJURY LIABILITY, 2.
Exclusions, the following are added:
q. Discrimination direclly or indirectly related to the past employment, employment or prospective
employment of any person or class of persons by any insured;
r. Discrimination directly or indirectly related to the sale, rental, lease or sublease or prospective sale,
rental, lease or sublease of any dwelling or permanent lodging by or at the direction of any insured;
s. Discrimination, if insurance thereof is prohibited by law; or
t. Fines, penalties, specifrc performance, or injunctions levied or imposed by a govemmental entity,
govemmental code, law, or statute because of discrimination.
All other terms and conditions of the policy apply.
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