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2022/07/01 Sandals Church>(b: BROTHERHOOD1I vruruAl - MinistryFirst'' Commercial Multi-Peril !nsurance Coverage Summary These are your policy's Declarations. Renewal of O4nA5AO426258 NAMED INSURED POLICY NUMETR POLICY PERIOD SANDATS CHURCH 04M5A0425258 O7/O1 /2022 al 1201 a.6. 1o O7/O1/2O23 at 12:01 a.m. SANDALS CHURCH 150 Palmyrita Ave Riverside, CA 925O7-1833 COVERAGE DESCRIPTION Property Coverage L ability Coverage Excess Liability Coverage Key Facts About Your Policy These Declarations replace your previous ones. Your policy's Declarations contain a summary of the coveraSe contained in the insurance policy. Your policy contains a full explanation ol your coverage. AGREEMENT: ln return for the payment of the premium and subiect to allthe terms ofthe policy, we agree to provide the insLiance stated in the policy TYPE OF ORGANIZATION: Church lnstitution FORM OF ORGANIZATION: Corporation \-,Policy Overview DETAILS Page 2 - 23 Page24-34 Page 35 ' 35 COVERAGE DESCRIPTION Terrorism Premrum DETAILS $2516 (See Notice Form BN 6'4 DX 3.1 for detalls) Policy Premium Overview This premium is subject to adjustment at each anniversary. This premium is subject to adjustment due to premium audit provision. ANNUAL PREMIUM: $135,937.00 PAYMENT SCHEDUIE: See invoice. Common Policy Forms FORM FORM NAME FORM FORM NAME BN2B 1.1 Notice to our Policyholder C1100 1.0 Common Policy Conditions ct3001.0 Amendatory tndorsement cPr r.0 Table of Contents BCPr00 4.s Commercial Property Coverage Conditions G11001 0 Commercial Liability Coverage BCL301 10 Form Number Reierence BNl]A ],2 Customer Notice: Value-Added Benef its BCLt201.0 Amendatory Endorsement - Assignment c10162 01 19 Amendatory Endorsement Calilornia BN]B ] O Notice OI Payment'Related Charges BCt]001.1 Additional Policy Conditions EX06061.0 Condational Terrorism Exclusion BN5EX 4,0 Notice-Cond Excl-Terrorism-Related Loss BN.6-4.DX 3,1 Terrorism Related Loss Brotherhood Mutual lnsurance Company l www.brotherhoodmutual.com l SOO.333.3T35 l640OBrotherhoodWay,P.O.Box222T,FortWayne,lN46S0l'2227 Ml DEC t2,/20 "Bear ye one anothers burdens and so Iulfili the law of Christ." - Galatians 6:2 Page I of 35 Policy Numbe. 04M5AO426258 Erotherhood Mutual lnsurance Company Print Date: May 19, 2022 Policy Petiod.Ol/O1/2022 al l2rOl a.m. to O7/O1/2O23 at 12:01 an. 909-307.8500 Churahwest lnsurance Services 4oo2-o2o Ww*.Chu]thucrt.Com 201 Caion 5treet Redlands, CA 92171-4645 Contacl you, atent with your clstomer service questions, ancludinS updating your policy or reporting a claam. www.brotherhoodrnutual.comlpayonline For youa convenience, you can make premium payments online. ;1?r BRornERHooD )i[?itilll 1I uuruAl ;cLri P:i'ri Property Coverage Summary N4 in istryFirst'- commercial multi-peril policy Declarations continued... LOCATION # t/1 3/1 DESCRIPTION Church AODRESS 150 Palmyrita Ave Riverside, CA 925071833 SANDALS CHURCH 04M5A0426258 O1/O1/2O22 ar 12|01 a-,r,- \o 01/41/2023 al l2i0l a.m. We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages ljsted here are provided acaording to the terms o, the designated coverage lorm and aoy other applicable forms or endorsements. Property Coverage Details PROPERTY DEDUCTIBI"E GI.ASS OEDUCTIBTE $1s,000 $r5.000 Schedule of Locations Church 250 Palmyita Ave Riverside, CA 925071835 5/1 Church 1325 Amethyst Ave Mentone, CA 92359 Church 14115 Business Center Dr Moreno Valley, CA 92553-9101 7/1 Church OFiice 14093 Business Center Dr Moreno Valley, CA 92553-9103 C hu rch 477 N Woodland Ave Banning, CA 9222010/1 11/1 Church 6807 Palm Ave Riverside, CA 92506'2811 11/2 Off ce & Fel owh p Ha I 6807 Palm Ave Riverside, CA 92506 2811 11/3 Fe owship Hall 6807 Palm Ave River5ide, CA 92506-2811 12/1 Dwell ng 453l Luther St Riverside, CA 925A4 223' 13/1 Church 3701 N Sierra Way San Bernardino, CA 92405-2219 Education 370] N Sierra Way San Be-natdino, CA 92405 2219 Mobile Classroom 3701 N Sierra Way San Be,natdino, CA 92405-2219 3701 N Sierra Way 5an 8e"r'atdino, CA 924A5-2219 370l N Sierra Way San Be,natdino, CA 924A5-2219 13/4 fdylal_o"n Educatlon131s 13/6 ,.4/1 14/2 14/3 Youth Euilding Church 3701 N Sierra Way San Eernardino, CA 92405-2219 17421 Van Buren Blvd Riverside, CA 92504 5944 17421 Van Buren Blvd Riverside, CA 92504-5944Education 14/4 Education . -E9y:--".lt9t Educatioa Chapel 17421 Van Buren Blvd Riverside. CA 92504-5944 17421 Van B!ren Blvd Riverside, CA 92504-5944 14/5 15/1 1611 16/2 ]742l Van Buren Bivd Ri!e,s\de, C4,92504 -5944 Church Office 17455 Van Buren Blvd Riverside CA 92504 5944 l5445 Porter Ave R verside. CA 92504 6432 storage Church 16445 Porter Ave Riverside, CA 92504'6032 ll03 N Highway 173 Lake Arrowhead, CA 92352 11/2 17/3 22/1 Education 1103 N Highway 173 Lake Arrowhead, CA 92352 1103 N Highway 173 Lake Arrowhead, CA 92352 405 W Lincoln Ave Fresno, CA 93706-9236 Youth B{rilding Church 13/_? 13/3 2212 22/3 Fellowship Hall 405 W Lincoln Ave Fresno, CA 93706-9236 405 W Lincoln Ave Fresno. CA 93706 9236Church OIfice 23/1 Church office a5s !v !t't!-oll AyS if9:nor.94 23796:e236 455 W Lincoln Ave Fresno, CA 93706-923623/2 ga(age Brotherhood A,4utuallnsurance Company l www brotherhoodmutual.corF l S0O.333.3T35 l 54OO Brotherhood way,P.O Box 222l, Fotl Wayne, lN468O1'2227 Ml DEC 12/24 'Bear ye one another's burdens and so fulfill the law of Christ." - Galatians 6:2 Pase 2 oI3s 6/1 ;1(D: BROTHERHOOD1I tvturuAL" *- Property Coverage Summary NAMED INSURED POLICY NUMBER POLICY PERIOD SANDALS CHURCH 04M5AO426258 Olol/2o22 at12:o1 a tn b A7/O1/2O23 at l2i0l a.m. i\4 i nistryFirst" commercial multi-peri l policy Decla rations contin ued... We provide the Commercial Property coverage at the declared premrse(s) for the coverage and Iimits indicated. The Coverages iisted here are provided according to the terms of the desiSnated coverage {orm and any other applicable forms or endorsements. LOCATION f DESCRIPTION ADDRESS 24/1 Church - North An nex 29995 Evans Rd Menifee. CA 92586 3607 24/2 Church - West Annex 29995 Evans Rd A,4e nlfe e, C A 92586-3607 24/3 Church 29995 Evans Rd Men fee, CA 92586-3607 2s/1 Church 630 E 5th St Azusa, CA 91702 3800 25/2 Fellowship Hall 630 E 5th 5t Azusa, CA 91702-3800 21/1 Church 622 N Gl bert 5t Anahenn, CA 92801-3747 Education 522 N Gllbert St Anaheim. CA 92801-3141 27/3 Fellowship Hall 522 N Gilbert St Anaheim.CA928Ol 3141 27/4 Church Office 622 N Gllbert St Anaheim, CA 92801-3747 29/1 31/1 31/2 Schedule of Buildings and Personal Property ...c,l.vl:I ... .. . . Church 27985 Menifee Rd Menifee, CA 92585-9676 3595 SononTa Ave Santa Rosa, CA 95405-5413 Classrooms 3595 Sonoma Ave Santa Rosa, CA 95405 5413 Mortgagee Pacific Premier Bank, ISAOA 5670411922 ard s6803 PO Box 200065 Kennesaw GA 30156 COVERAGE DESCRIPTION COVERAGELIMIT COINSURANCE EQDED VALUATION TYPE AUTO INCR PERII.TYPE (INCL, TYPE OF PROPERTY)Building See Combined Schedule FORM Personal Property See Combined Schedule EtiiJins ddin;aae $6;ir6,6oo N/A NiA NIA & Law Cost of Construction N,/A N,/A BCPt38 4 5 Building Ordinance & $31,583,000 Law lncreased BLrilding Loss N,/A N,/A N,/A N,/A N,/A BCP138 4.s Building Ordinance & $3J58,3o0 Law lncreased Debris Removal N,/A N/A N/A N,/A N,/A BCPl38 4 5 Mortgagee Paciflc Premier Bank, ISAOA 567A411922 and s6803 PO Box 200065 Kennesaw, GA 30156 Brotherhood Mutual lnsurance Company I www.brotherhoodmutual.com | 800.333.3735 | 6400 Brotherhoo dWay, P.O. Box 2227, Fort Wayne, lN 46801-2227 M1 DEC 12/20 "Bear ye one another's burdens and so fuifillthe law ol Christ." - Galatians 6:2 PaSe 3 of 35 l5O Palmyrita Ave Riverside, CA 92507-1833 tocATtoN 1,/1 25O Palmyrita Ave Riverside, CA 92507-1835 :(br BROTHERHOOD1I uuruAl, Property Coverage Summary NAMED INSURED POL]CY NUMBER POL CY PERIOD SANDALS CHURCH 04M5A0426258 A7/A1/2O22 at 12:01 a.n- Io O1/OV2A23 at l2:01a.m. fulin istryFlrst'- commercia I mu lti-peri I pol icy Decla rations continued We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The CoveraSes listed here are provided accordinS to the terrns of the designated coverage form and any other app icable forms or endorsements. COVERAGE DESCRIPTION COVERAGE TIMIT COINSURANCE EQDED VAI.UATION TYPE AUTO INCR PERILTYPE (INCI,. TYPE OF PROPERTY) Bu lding See Cornbined Schedule FORM Personal Property See Combined Schedule Building Ordinance & Law Cost of Construction $2,901,600 N/A N/A N/A N,/A N,/A BCPl38 4,5 Building Ordinance & Law lncreased Buiding Loss 00 N/A N,/A N,/A N,/A N,/A BCPl38 4.5 Building Ord nance N/A N/A N/A N,/A BCPl38 4,5 Law lncreased Debris Removal EQ DED VALUATION TYPE AUTO INCR PERILTYPE rocATloN s/r FORMCOVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE ONCL. TYPE OF PROPERTY)BuildinS See Cornbined Schedule Personal Property 5ee Combined schedule CHURCH LOCATTON 6/1 COVERAGE DESCRIPTION COVERAGE I.IMIT COINSURANCE EQDED VATUATION TYPE AUTO INCR PERILTYPE (INCL. TYPE OF PROPERTY) Blilding See Combined Schedule FORM Personal Property See Combined Schedule LOCATTON 7/1 Brotherhood Mutual lnsurance Company I www.brotherhoodmutual.conr | 800.333.3735 I 6400 Brotherhood way, P.O. Box 2227, Fo(t Wayne, lN 46801-2227 M1 DEC 12/24 "Bear ye one another's burdens and so lulfill the law of Christ." - Galatians 6:2 Page 4 of 35 CHURCH 1325 Amethyst Ave Mentone, CA 92359 N,/A 14115 Business Center Dr Moreno Valley, CA 92553-9101 CHURCH OFFICE 14093 Business Center Dr Moreno Valley, CA 92ss3-9103 {L: BROTHE RHooD1I ruuruAL" = Property Coverage Summary NAMED INSURED POLICY NUMEER POLICY PERIOD SANDALS CHURCH 04M5AO425258 0T01/2022 at 12:01 a n. to o7/o1/2o23 at 12r01a.m. MinistryFirst" commercial multi-peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coveraSe and limits indicated- The Coverages listed here are provided according to the terms of the designated coveraSe form and any other applicable forms or endorsements. COVERAGE DESCRIPTION COVERAGE TIMIT COINSURANCE EQOED VAI.UATION TYPE AUTO INCR PERII.TYPE (INCLTYPEOf PROPERTY) Personai Property See Combined Schedule IORM COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQOED VALUATION TYPE AUTO INCR PERILTYPE (INCI.. TYPE OF PROPERTY)Building see Combined Schedule FORM Personal Property See Combined Schedule Euilding Ordinance & $2,543,000 N,/A Law lncreased Euilding Loss N,/A N,/A N/A N,/A BCPl38 4.s COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTOINCR PERILTYPE (INCI.. TYPE OF PROPERTY)Building see Combined Schedule FORM PersonalProperty 5ee Combined Schedule COVERAGE DESCRIPTION COVERAGE TIMIT COINSURANCE EQDED VAIUATION TYPE AUTOINCR PERILTYPE (INCL. TYPE OF PROPERTY)Building See Combined Schedule FORM Persona{Property 5ee Combined Schedule Building Ordinance & $2,421,OOO Law lncreased EuildinS Loss N,/A N,/A N,/A N/A N/A BCPr38 4.5 Brotherhood Mutual lnsurance Company I www.brotherhoodmutLral.com | 800.333.3735 I 6400 Brotherhoo d way, P.O. Box 2227, Fart Wayne, lN 46801-2227 Ml DEC 12/20 "8ear ye one another's burdens and so fulfill the law of Christ." - Galatians 6:2 Page 5 of 35 CHURCH 47l N Woodland Ave Banning, CA 92220 LOCATTON 10,/1 LOCATTON 11,/1 tocATtoN 1rl2 6807 Palm Ave Riversid€, CA 92506-2811 OFrICE & FELLOWHIP HALL 6807 Palm Ave Riverside, CA 92506-281'l r{2 eRorHERHooD lilT":iff: 1I nlluruAl. r :'Fi' Property Coverage Summary MinistryFirst'- commercial multi-peril policy Declarations continued... SANDALS CHURCH 04M5A0426258 01/01/2022 at 1201 a-r], to O7/O1/2O23 at l2:01a.m. We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The CoveraSes listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. COVERAGE DESCRIPTION COVERAGE I.IMIT COINSURANCE EQDED VAI.UATION TYPE AUTO INCR PERII.TYPE (INCL. TYPE OF PROPERTY)Building See Combined Schedule FORM See Combined Schedule DWELTING COVERAGE OESCRIPTION COVERAGE I.IMIT COINSURANCE EQ DED VAI.UATION TYPE AUTO INCR PERILTYPE (INCL TYPE Of PROP€NTY)Building see Combined Schedule PersonalProperty rocATroN r24 FORM PersonalProperty See Combined Schedule I LOCATTON 13l1 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE (INCL, TYPE Of PROP€RTY) Building See Combined Schedule EQ OED VALUATION TYPE AUTO INCR PERILTYPE FORM PersonalProperty See Combined Schedule Building Ordinance & Law Cost of Construction $r,088,600 N/A N/A N/A N,/A BCP]38 4 5 Building Ordinance & $5,443,000 Law lncreased guilding Loss N,/A N,/A N/A N/A N/A BCPr38 4.5 Building Ordinance & $544,300 Law lncreased Debris Removal N,/A N,/AN/A N/A BCPl3B 4 5 EDUCATION 37Ol N Sierra Way san Bcrnardino, CA 92405-2219 LOCATION r3,/2 Brotherhood Mutual lnsurance company I www.brotherhoodmutual.com | 800.333.3735 I 6400 Brotherhoo d way, P.o. Box 2227, Fort Wayne, lN 46801-2227 Ml DEC 12,/24 "Bear ye one another's burdens and so fulfill the law of Christ." - Galatians 6i2 Page 6 ol35 FETI.OWSHIP HAtL 6807 Palm Ave Riverside, CA 92506-28'11 tocATtoN 11l3 4531 Luther 5t Riverside, CA 92504-2231 CHURCH 3701 N Sierra Way San Bernardino, CA 92105-2219 fLr BROTHERHooD1I vruruAL, Property Coverage Summary NAMED INSURED POL CY NUMBER POLICY PER OD SANDALS CHURCH 04M5A0426258 O7/O1/2O22 ar1ZO1 a.n.to O7/O1/2o23 ar 12:O1a.m. MinistryFirst" commercial multi-peril policy Declarations continued... We provide the Commercial Property covera8e at the declared premise(s) for the coverage and limits indicated. The CoveraSes listed here are provided according to the terms of the designated coveraSe form and any other applicable lorms or endorsements. COVERAGE DTSCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VAI.UATION TYPE AUTO INCR PERII. TYPE (INCL. TYPE Of PROPERTY}Euilding See Combined Schedule FORM Se€ Combined Schedt.rle COVERAGE DESCRIPTION COVERAGE LIMIT (INCI..TYPE OF PROPERTY)Buildins $69,000 COINSURANCE EQ DED VATUATION TYPE reed Amount N/A lacement Cost AUTO INCR A%o FORM BCP85 4.5 PERIL TYPE Specialwith Theft Personal Property $2000 Agreed Amount N,/A Replacement Cost Olo Specialwith COVERAGE LIMIT COINsURANCE EQDED VALUATION TYPE AUTO INCR PERII-TYPE BCP85 4.5 FORM EDUCATION 37Ol N Sierra Way San gernardino,CA92405-2219 IOCATION r3l4 COVERAGE DESCRIPTION (II{CL. TYP€ Of PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule EDUCATION 3701N Sierra Way San Bernardino, CA 92405-2219 LOCATION l3l5 COVERAGEDESCRIPTION COVERAGELIMIT COINSURANCE (INCL, TYPE OF PROPERTY)Buildins See Combined Schedule EQ DED VALUATION TYPE AUTOINCR PERILTYPE FORM PersonalProperty 5ee Combined Schedule YOUTH BUITDING Erotherhood Mutual lnsuran.e Company I www.brotherhoodmutual.com | 800.333.3735 | 6400 Brotherhood Way, P.O. Box 2222 Fort Wayne, lN 46801-2227 I M1 DEC 12/20 "8ear ye one another's burdens and so fulfill the law ol Christ." - Galatians 6:2 Page 7 of 35 MOBITE CLA5SROOM 37Ol N Sierra Way San Bernardino, CA 92405-2219 LOCATTON r3l3 37Ol N Sierra Way San Bernardino, CA 92405-2219 LOCATTON 13,/6 :{D: BROTHERHOOD }i}?lt'#:: 1I ruuruAl P" :'I:tt' Property Coverage Summary Ar1inistryFirst'- commercial multi-peril policy Declarations continued... COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERII.TYPE (INCL TYPE Of PROPERTY)Building See Combined Schedule SANDALSCHURCH 04M5A042625a OlOl/2O22 at1ZO1 arn lo O1/O1/2O23 at 12:01a-it- We provide the Commercial Property coveraSe at the declared pr€mise(s) for the coverage and limits indicated. The Coverages listed here are provided accordinS to tfe terms of the designated coveraSe form and any other applicable forms or endorsements. FORM Personal Property See Combined Schedule Mortgagee Pac fic Prern er 8ank. SAOA 5610411922 and 56803 PO Box 200065 Kennesaw, GA 30156 COVERAGE DESCRIPTION COVERAGEI.IMIT COINSURANCE EQDED VALUATION TYPE AUTO INCR PERILTYPE (INCL. TYPE Of PROPINTY)Building See Combined Schedule FORM PersonalProperty See Combined Schedule EDUCATION 17421 Van Bu.en Blvd Riverside, CA 925O4-59214 IOCATION f4l2 Mortgagee Pacific Premier Bank, ISAOA 5670411922 and 56803 PO Box 200065 Kennesaw, GA 30156 COVERAGE DESCRIPTION COVERAGELIMIT COINSURANCE EQDED VATUATION TYPE AUTO INCR PERII.TYPE (INCL. TYPE OF PROP€RTY) Euilding See Combined Schedule FORM Personal Property See Combined Schedule EDUCATION rocATroN 14l3 Mortgagee Pacific Premier Bank, ISAOA 5670411922 and 56803 PO 8ox 200065 Kennesaw, GA 30156 COVERAGEOESCRIPTION COVERAGETIMIT COINSURANCE (INCL. TYP€ OF PROPERTY)Euilding See Combined Schedule EQ DED VALUATION TYPE AUTOINCR PERILTYPE FORM PersonalProperty 5ee Combined Schedule Brotherhood Mutu.l lnsurance Company I www.brotherhoodmutual.com | 800.333.3735 | 6400 Erotherhood Way. P.O.8,ox 2227, Fo.l Wayne, lN 46801-2227 Ml OEC 12/20 "8ear ye one another's burdens and so fulfill the law of Christ." - Galatians 6i2 PaSe 8 of 35 17421 Van Buren Blvd Riverside, CA 92504-5944 17421 Van Buren Blyd Riverside, CA 92504-5944 SANDAL5 CHURCH o4M5A0426258 o7O1/2O22 at12:O1 a-lr,- to o o1/2o23 al 12:01a.m. We provide the Commercial Property coveraSe at the declared premase(s) for the coverage and limits indicated. The Coverages listed here are provided accordinS to the terms of the desiSnated coverage lorm and any other applicable forms or endorsements. COVERAGE DESCRIPTION COVERAGELIMIT COINSURANCE EQDED VALUATION TYPE AUTO INCR PERII.TYPE (INCT. TYPE OF PROP€RTY) FORM Mortgagee I Pacific Prernier 8ank, ISAOA locATloN r4l4 PO Box rO006! Kenn.sa!,r' GA l0lrEar5670411922 and 56803 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQDED VALUATION TYPE AUTO INCR PERILTYPE (INCI..TYPEOF PROPERTY) Building Sce Combined Schedule FORM Personal Property See Combined Schedul€ I Mortgagee Pacilic Premier Bank. ISAOA l7421van Burrn Blvd Riv€rside CA 92504-5944 LOCATION 1415 56?0411922 and 55803 PO 8ox 200065 Kennesaw, GA 3O156 COVERAGEDESCRIPTION COVERAGETIMIT COINSURANCE (INCL, TYPE Of PROPERTY)Building see Combined Schedule EQ DED VALUATION TYPE AUTO INCR PERILTYPE FORM I Property See Combined Schedule CHAPEL Mortgagee Pacific Premier Bank, ISAOA 5670411922 and 56803 PO Box 200065 Kennesaw, GA 30156 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQOED VALUATION TYPE AUTO INCR PERILTYPE (INCI. TYPE OF PROPERTY)Building see Combined Schedule FORM Personal Property See Combined Schedule Brotherhood Mutual lnsurance Company I www.brotherhoodmutual.com | 800.333.3735 | 6400 Erotherhoo dWay, P.O. Box 2227, Fort Wayne, lN 46801-2227 Ml DEC 12/20 "8ear ye one another's burdens and so fulfill the law of Christ." - Galatians 6:2 PaSe 9 ol35 >1?< eRorHERHooD )i[':i:iff: 1I trrturuAl : rr'rtq'31 Property Coverage Summary Ivlin istryFirst'' commercial multi-peril policy Declarations continued... 1742I Van Buren Blvd Riverside, CA 925O4-5944 17455 Van Buren Blvd Riverside, CA 92504-5944 JL: BROTHERHOOD l,J[,i":il:: 1I naUTUAL , i: Property Coverage Summary Ir4 inistryFirst'' com mercial multi -peri I pol icy Decla rations continued.. SANOALS CHURCH 04M5AO426258 OUO\/2022 a't 12:01 a.m. to olol/21323 at l2iol a.m. PO Box 200065 Kennesaw, GA 30156 We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided accordinS to the terms of the designated coverage form and any other applicable forms or endo.sements. Mortgagee Pacific Premier Bank, ISAOA 567A411922 and 56803 COVERAGE DESCRIPTION COVERAGE I-IMIT COINSURANCE EQDED VAI.UATION TYPE AUTO INCR PERII. TYPE (INCL, TYPE OF PROPERTY) Building See Comb ned Schedu e FORM PersonalProperty See Combined Schedule Pacific Premier Bank, ISAOA 5610411922 and 56803 PO Box 200065 Kennesaw, GA 30156 COVERAGE OEsCRIPTION COVERAGELIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERII.TYPE (INCI.. TYPE Of PROPERTY)Building See Combined Schedule FORM Personal Property See Combined Schedule COVERAGE DESCRIPTION COVERAGE TIMIT COINSURANCE EQDED VALUATION TYPE AUTO INCR PERII.TYPE (II{CI". TYPE OF PROPERTY)Building See Combined Schedule FORM Property See Combined Schedule COVERAGEDESCRIPT!ON COVERAGEI.IMIT COINSURANCE ONCT, TYPf OF PROPERTY)Building see Combined Schedule EQ DED VALUATION TYPE AUTO INCR PERILTYPE FORM PersonalProperty 5ee Combined 5chedule Brotherhood Mutual lnsurance Company l www brotherhoodmutual.com l 80O.333.3T35 l6400BrotherhoodWay,P.O.Box222T,FortWayne,lN4680l-2227 Ml DEC 12/20 "Bear ye one another's burdens afld so fulfill the law of Christ." - Galatians 6:2 PaSe 10 of 35 '16445 Porter Ave Riverside, CA 92504-6032 rocATloN 15l1 STORAGE Mortg.gec 15445 Porter Ave Riverside, CA 92504-6032 tocATtoN '17ll tocATtoN r7l2 CHURCH 1103 N Highway 173 Lake Arrowhead, CA 92352 EDUCATION 1lO3 N Highway lT3 Lake A.rowhead, CA 92352 :{? sRorHERHooD ),i[':llffi:l lI uuruAl. F''' rt''r: Property Coverage Su mmary MinistryFirst" commercial multi-peril policy Declarations continued... SANOALS CHURCH 04M5A0426258 OlOl/2O22 at 12,01 a.m. to O7O1/2O23 at 12:01a.m- We provide the Commercial Property coverage at the declared premise(s) for the coveraSe and limits indicated. The Coverages listed here are provided accordinS to the terms of the designated coveraSe lorm and any other applicable form5 or endorsements. COVERAGE DESCRIPTION COVERAGE I.IMIT COINSURANCE EQDED VALUATION TYPE AUTOINCR PERII.TYPE (INCL, TYPE OF PROPERTY) IORM COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQDED VALUATION TYPE AUTO INCR PERILTYPE (ItICI.. TYPE OF PROPERTY) Euilding See Combined Schedule FORM Personal Property See Combined Schedule LOCATION 22,/1 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQDED VALUATION TYPE AUTO INCR PERILTYPE (IT{CI.. TYPE OF PROPERTY)Building see Combined Schedule FORM Personal Property See Combined Schedule I rocATroN 272 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQDED VAI.UATION TYPE AUTO INCR PERILTYPE (INCL. ryPEOF PROPERTY)Building see Combined Schedule FORM PersonalProperty See Combined Schedule CHURCH OFFICE tocATtoN 2213 COVERAGE DESCRIPTION COVERAGEI.IMIT COINSURANCE EQDED VAI.UATION TYPE AUTO INCR PERILTYPE (INCI., TYPE OF PROPERTY)Building see Combined Schedule I FORM Brotherhood Mutual lnsurance CompaFy I www.brotherhoodmutual.com | 800.333.3735 | 6400 Brotherhood Way, P.O. Bo\ 2227, f ott Wayne, lN 46801-2227 Ml DEC 12/20 "8ear ye one another's burdens and so fu f I the law of Christ " - Galatians 6:2 Pag€ 11 ol35 YOUTH BUITDING 1103 N Highway 173 Lake Arrowhead, CA 92352 tocATtoN 17l3 CHURCH 4O5 W Lincoln Ave Fresno, CA 93706-9236 FELLOWSHIP HAtI-4O5 W Lincoln Ave Fresno, CA 93706-9236 4O5 W l-incoln Ave Fresno, CA 93706-9236 :{2 eRorHERHooD l,i[?ilil:: 1I uuruAl ::': Property Coverage Summary lrl in istryFirst'- commercial multi-peril policy Declarations continued... SANDALS CHURCH 04M5AO426258 olol/2o22 at 12.01 a-n- to OUOI/2O23 ar l2:01a.m. We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indjcated. The CoveraSes listed here are provided accordinB to the terms ot the designated coverage form and any other applicable forms or endorsements. COVERAGE DESCRIPTION COVERAGELIMIT COINSURANCE EQOEO VAIUATION TYPE AUTO INCR PERIITYPE (NCL TYPEOF PROPERTY) FORM Personal Property See Combined Schedule COVERAGE DESCRIPTION COVERAGELIMIT COINSURANCE EQDED VALUATION TYPE AUTO INCN PERILTYPE (INCI. TYPE Of PROPERIY)Euilding See Combined Schedule rORM PersonalProperty See Combined Schedule COVERAGEDESCRIPTION COVERAGELIMII COINSURANCE EQDED VALUATIONTYPE (IT{CI. TYPE OF PROPERTY)Building see Combined S.hed!le AUTO INCR PERIL TYPE FORI!, PersonalProperty See Combined Schedule COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQDED VATUATION TYPE AUTO INCR PERILTYPE (INCL.TYPE OF PROPERTY) Building See Combined Schedule FORM PersonalProperty See Combined Schedule Brotherhood Mutual lnsurance Company I www.brotherhoodmutual.com | 800.333.3735 | 6400 Brotherhood Way, P.O.}ox 2227, Fott Wayne, lN 46801-2227 M1DEC12/20 "Bear ye one another's burdens and so fulfill the aw oi Christ." - Galatians 612 Page 12 of 35 CHURCH OFFICE 455 W Lincoln Ave Fresno, CA 93706-9236 LOCATION 2311 GARAGE 455 W Lincoln Ave Fresno, CA 93705-9235 LOCATTON 23l2 CHURCH - NORTH ANNEX 29995 Evans Rd Menifee, CA 92586-3607 tocATroN 24lr CHURCH - WEST ANNEX 29995 Evans Rd Menifee, CA 92586-3607 rocATloN 2412 t{b. BROTHERHOOD )i[':ffiff:llrvruruAl D'r:?' Property Coverage Summary [\4inistryFirst'' commercial multi-peril policy Declarations continued... SANDALS CHURCH 04M5A0426258 O7/O\/2O22 at12:O1 a.6. to O7/O1/2O23 zt l2rOl a.m. We provide the Commercial Property coverage at the declar€d premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VAI.UATION TYPE AUTO INCR PERII" TYPE (INCI.. TYPE Of PROPERTY)Euiiding See Combined Schedule FORM 5ee Combined Schedule CHURCH 29995 Evans Rd Menifee, CA 925a6-36O7 LOCATION 2413 COVERAGE DESCRIPTION (INCI.. TYPE OF PROPERTY) Building Personal Property COVERAGE I.IMIT COINSURANCE EQDED VALUATION TYPE AUTO INCR PERI(TYPE FO RM 5ee Combined Schedule Personal Property 5ee Combined Schedule III - tocATtoN 25lr COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERILTYPE (INCI. TYPE Of PROPERIY)Building See Combined Schedule FORM Personal Property 5ee Combined Schedule FELLOWSHIP HAtL COVERAGE OESCRIPTION COVENAGE LIMIT COINSURANCE EQ OEO VALUATION TYPE AUTO INCR PERILTYPE (INCL TYPE Of PROPERTY) BlildinS See Combined Schedule I FORM PersonalProperty See Combined Schedule CHURCH LOCATTON 271 Brotherhood Mutual lnsurance Company I www.brotherhoodmutual.com | 800.333.3735 | 640O Brotherhoo d Way, P.O. Box 2227, Fort Wayne, lN 46801-2227 M] DEC ]2,/20 "8ear ye one another's burdens and so fulfillthe law of Christ." - Galatians 6r2 Page 13 ol35 CHURCH 630 E 5th 5t Azusa, CA 91702-38OO 630 E sth St Azusa, CA 91702-38OO rocATroN 25l2 622 N Gilb€rt St Anaheim. CA 92801-3747 :(D: BR9THERHS9D ),j[':":iff: 1I vruruAl Property Coverage Summary lVlinistryFlrst'' commercial multi-peril policy Declarations continued... SANDALS CHURCH 04M5A0426258 O7/O1/2O22 at12:O1 a.n. to O1/O1/2O23 at l2:Ol a.m. We provide the Commercial Property coverage at the declared premise(s) for the coverage and llmits indicated. The CoveraSes listed here are provided accordinS to the terms of the designated coverage form and any other applicable forms or endorsements. FORMCOVERAGE DESCRIPTION COVERAGE TIMIT COINSURANCE EQDED VALUATION TYPE AUTOINCR PERILTYPE (INCL. TYPE Of PROPERTY) Building See Combined Schedule PersonalPropedy See Combined Schedule EDUCATION COVERAGE DESCRIPTION COVERAGELIMIT COINSURANCE EQDEO VALUATION TYPE AUTO INCR PERILTYPE ONCL TYPE OF PROPERTY)Building see Combined Schedule FORM See Combined Schedule FETTOWSHIP HATT COVERAGE DESCRIPTION COVERAGE I.IMIT COINSURANCE EQDED VAI,UATION TYPE AUTO INCR PERIITYPE OI{CL. TYPE OF PROPERW)Euilding see Combined Schedule Personal Property LOCATTON 2713 FO RM PersonalProperty See Combined Schedule CHURCH OFFICE COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQDED VALUATION TYPE AUTO INCR PERILTYPE (Ii1CL. TYPE OF PROPERTY)Building See Combined Schedute FORM PersonalProperty See Combined Schedule Building Ordinance & Law Cost of Construction ,200 N,/A N,/A N,/A N/A BCPt38 4.5 N/A N,/A BCP]38 4.5 Law lncreased Building Loss Brotherhood Mutual lnsurance Company l www.brotherhoodmutual com l SOO.333.3T35 l6400BrotherhoodWay,PO.Box222T,tortWayne,lN4680l-2227 B,iiJi;s ctldinance &6,000 N,/A N,/A N,/A M1 DEC 12/20 "Bear ye one anothers burdens and so fullill the law of Christ." - Galatians 6 2 Page 14 of 35 622 N Gilbert St Anaheim, CA 92801-3747 LOCATTON 272 LOCATTON 2714 622 N Gilbert St Anaheim, CA 92801-3747 622 N Gilbert St Anaheim, CA 92801-3747 ft enorHERHooD1I rrlturuAl. - Property Coverage Summary (INCL.TYPE OF PROPERTY) BuildinS Ordinance & Law lncreased Debris Rernoval NAMED INSURED POLICY NUMBER POLICY PERIOD SANDAI,S CHURCH 04M5A0426258 07/01/2022 at 12:01 e m. to O7/O1/2O23 a\ 12:01a.m FORM 8CPl38 4.5 MinistryFirst'- commercial multi-peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The CoveraSes listed here are provided accordinS to the terms of the desiSnated cov€ra8e form and any other applicable forms or endorsements. COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQDED VALUATION TYPE AUTO INCR PERII.TYPE $437,6A0 N,/A N/A N/A N,/A N,/A EQ DED VAI.UATION TYPE AUTO INCR PERILTYPE CHURCH COVERAGEDESCRIPTION COVERAGELIMIT COINSURANCE (II{CL TYPI OT PROPERTY)BuildinS see Combined Schedule FORM PersonalProperty See Combined Schedule CHURCH COVERAGE DESCRIPTION COVERAGE I.IMIT (INCI.. TYPE OF PROPERTY)Building See Combined Schedule COINSURANCE EQDED VALUATION TYPE AUTO INCR PERII.TYPE FORM PersonalProperty See Combined Schedule ctAssRooMs II tocATroN 3112 I AUTO INCR PERIL TYPE FORM I COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE(NCL TYpt Or PROPInTY)BuildinS See Combined Schedule PersonalProperty See Combined Schedule N,/A N,/A Law lncreased Building Loss Brotherhood Mutual lnsurance Company I www.brotherhoodmutual.com I 800.333.3735 | 6400 Erotherhood way. P.O. Box 2227, Fort Wayne,lN 46801-2227 BuildinS Ordinance 21,O40 N,/A N/A N/A&BCP]38 4.5 M1 DEC 12/20 "Bear ye one another's burdens and so fLrlfill the law of Christ." - Galatians 6:2 Page 15 ol35 27985 Menifee Rd Menifee, CA 92585-9675 3595 Sonoma Ave Santa Rosa, CA 95405-5413 tocATroN 2911 tocATtoN 3rlr 3595 Sonoma Ave Santa Rosa, CA 95405-5413 t{2 eRotFtERHooD }i[?':ili: 1I nlluruAl. -.L'/PEPC-1 Property Coverage Summa ry MinistryFlrst'' commercial multi-peril policy Declarations continued... SANDALS CHURCI-I 04MsA0426258 OUO|/2O22 at 1ZO1 a.n. to OlOl/2O23 at 12:01a.m. GROUP A COMBINED LIMIT: $88,635,000 COINSURANCE: VALUATION TYPE: PERIL TYPE: AUTOMATIC INCREASE: PERIL FORM: EARTHQUAKE DEDUCTIBLE: Oa/o BCP85 4.5 Exclude Earthquake We provide the Commercial Property coverage at the declared premise(s) tor the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coveraSe form and any other applicable forms or endorsements. Combined Schedule(s) of Buildings and Personal Property (lncludes Statement of Values) - BCP-l47 Agreed Amount Replacement Cost Special with Theft COVERAGE DESCRIPTION (INCL. TYPE OF PROPERTY) Location 1/l (Church)r 150 Palmyrita Ave, Riverside, CA,925071833 ROOT SETTLEMENT OPTION VALUE EuildinS Replacement Cost $3r,583,000 Personal Property Location 3/1 (Church): 250 Palmyrita Ave, Riverside, CA, 925071835 N/A $6.317.000 Bu lding Replacement Cost t14,508.000 PersonalProperty Location 5,/1 (Church):1325 Amethyst Ave, Mentone, CA, 92359 $2,902,OAA Bu lding Replacement Cost $r,4s8,000 Location 6,/l (Church):14115 Eusiness Center Dt Moreno Valley, CA, 92553-9101 $292,000 BU Replacement Cost $1,394,000 . l9r-'9l9l..ll.o-p911.y .................... .i,;;ii;ii 1li?tii;;;ii bFii;;ii lAdU tsuii"e;; t;; cA,92553 9103 ter Dr, Moreno Vall€y, N,/A $279,000 Personal Property N/A Liiiitio,ilcizi rtr,,i.ii ri-a7l^i-WilAi;;;-A;;:"b;;;;;;:'iA. eii)ii - - - -- -- BLrilding ................1."-r:9.tp.l.lt-"..ps!!v . . . .. ... ..i;;iii;; l17i(Cii;;;i;i, 6607 i;ii; A;;;-Hii;i;i;;; tA;t)Sd6'26ii-- Replacernent Cost $2:i4,aoo bs:s,oooN,A $r7,000 B!d ment CostPe6onalProperty N/A ibiliioii illz tbiiici d i;i6;ili; il;iii, 66iti i;i; A;;;iliG;aiiib-: aA:- 92506-2411 $r,618,000 ,000 Euilding Personal rtv Replacement Cost $2,421,A40N,/A 9485,000 Location 1ll3 (Fellowship)i 6807 Palm Ave. Riverside, CA, 92506-2811 BuildinS Replacement Cost $1,533,000 ..................t9f -'-o...l9l..l19P:l'l.Yi;t;rikj;1)7i(6ij;iii;s)raS3l i.iji#;ii;HiG;i;i:;;en:dli;rj1h)',1-'-' N/A building $280,000 $r54,000 perty $BTcioo Liiiati6-;)rli (tiiiiitiij, noB W Li;;;i; Ai;; F;;;;;aA; 45;6?iriiii6'--' BU ing Actua Cash Value (Roof ACV)il,oli,ooo N/A 6,000 Brotherhood Mutual lnsurance Company I www.brotherhoodmutual.com | 800.333.3735 | 6400 Brotherhood Way,P-O-Bot2227,Fott Wayne, lN 46801-2227 Ml DEC 12,/20 "Bear ye one another's burdens and so fulfill the law oi Christ." - Galatians 6:2 PaSe 16 of 35 R9pl9:".:t!"9o"":l N/A BROTH E RH OO D MUTUAL. * Property Coverage Summary MinistryFirst'' commercial multi-peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the covera8e and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable lorms or endorsements. COVERAGE DESCRIPTION (INCI.. TYPE OF PROPERTY) -o.,i;." i2r7 i,;llo*;h'p, aosw Li"co,i A,i, F'eiio, Cn, oiroo i):o 54 1I NAMED INSURED POL CY NUMEER POL CY PERIOD SANDALS CHURCH 04M5A0426258 ouol/2o12 at 12:01 a-.ll.. to OUOI/2O23 at l2:01a.m. ROOF SETTLEMENT OPTION VAI-UE Buildi Replacement Cost $r.651,000 Personal Property N/A .;.;ii"; i)13 iii:,;,-; oiir ,ib5 wt ii,i6;: A,c; i:;;;;;.tA:-ijrd.6_e)jb-- -$331.000 Building Replacement Cost $43);ooo $8r,ooo.... .... .........i-"-,.-t-"-lg!..119-Pgl!.Y... ........ ..... ...............-....L;a;ii;; )i7f (aIri;ii ;iii;;)1455 W Li;;;i; A;;;F;;;;6; tA.-- 93706-9236 gullaf;i PersonalProperty Replacement Cost $886.000 Euilding Replacement Cost L6iiiibi iilr rtr,i,,ir, - ilij,tri A;ii.,tii: jsebi'Ei;;;;R;. ive;ii;;, tA; 92586-3607 Location 2312 (8ara8e): 455 W Lincoln Ave, Fresno, CA,93706'9236 Tenants lmprovemenls $r2000 $25,000 ...................1-"-t:-o-13!.lt-o-p-9tlt.......................................Lo;;iio;iaD itil;ri riG;lA;;;ii; 2e-e-e-5 E;;;; (A;ii,i;;ii;;; CA;-" 92586"3607 PersonalProperty ft ;ii;;')a75 tCNi,tii)i)eee5 i;;;;'dii; in;;;i;;; tA; i)Sili;riao)-- N,/A N,/A nants lmprovements roperty N,/A runft;ii;; )571-(cii,;;ti;) 63ii-E Eiii 5i;A;Ll;;; CA;ei7ii) iEo6- .-- - - $30,000 $30,000 $2s,000 $30,000 Building Actual Cash Va ue (Roof ACV)$793,000 Personal Propertyft;ii;; )d72(i;ii;;;iii;ii6jd E sii; si, H;;;; cA:ejTd)-ib-d6-l1A $159,000 Building Personal Property i;t;ii;; ))li(tii;;aiii, 6-2).i'i G;ii;;ii ii;-A;;ii;i;; tA: e)d6i 3)4, Building Actual Cash Value (Roof ACV)$835,000 Replacement Cost $1,459,000 Personal Property N,/A i;tiiid; ir72 (Eii;;ai;;,ii, ei) il diiri;;i si; A;Jriliii,, tA, g)ijbr-jziu $292.a1a $2,068,000 $414.000 Building Replacement Cost Personal Property Lil;iii;;2i15 ir;il;;;iii;j, e-2)-ij.Giii;;;lat;-A;;ii;;;;aA; t)Edi:jiA;- N/A $r68.000 BuildinB Replacement Cost $t,900,000 Location 274 (Church Off):622 N Gilbert St, An aheit, CA,92801-3747 Rep acement Cost ...1?"8-.01999 $t,l'to,ooioBuilding N,/A $876,000 Brotherhood Mutual lnsuranc€ Company I wwwbrotherhoodmutual.com I 800.333.3735 | 54OO Erotherhoo d way. P-O. Box 2227, Fort wayne, lN 46801-2227 M1DEC 12/2A Eear ye one another's burdens and so fulfillthe law ol Christ.'- Galatians 6:2 Page 17 o135 N,/A :{b: BROTHERHOOD }i[?i:'Ji:l 1I uuruAl. P''''P:P': Property Coverage Summary lr4 in istryFirst'' commercial multi-peril policy Declarations continued... GROUP B COINSURANCE: VALUATION TYPE: PERIL TYPE: SANDALS CHURCH 04M5A0426258 o7/o1/2o22 at 12.01 arn to O|/O1/2O23 a\ l2:01 a.m. We paovide the Commercial Property coverage at the declared p.emise(s) tor the covera8e and limits indicated. The Cove.ages listed here are provided according to the terms of the designated coverage form and any other applicable lorms or endorsements. Agreed Amount Replacement Cost Specialwith Theft COVERAGE DESCRIPTION (INCL. TYPE OF PROPERTY) Location 13ll (Church): 3701 N Sierra Way, San Bernardino, CA, 92405-2219 AUTOMATIC INCREASE: PERIL FORM: EARTHQUAKE DEDUCTIBLE: O'/o BCP85 4.5 Exclude Earthquake ROOF SETTLEMENT OPTION VALU E Buildlng Replacement Cost $s.443.0o0 perty N/A $1,089.000 Location 1312 (Education):3701 N Sierra Way, San Bernardino. CA, 92405-2219 Euilding Replacement Cost 1,84r,ooo Per50nal Property N/A Location 13,/4 (Education): 3701 N Sierra Way, San Bernardino, CA, 92405-2219 $369.000 Euilding nt Cost ,,,,-',,,,,{l]JJ;S3Pr...................i-u-|*til..l!9-p:,.y......................................i;;;ii6ii Ij75 G-;ij;;ii;;ii jToi Ni 5i;i;; W;; S;;-d;;;;;Ai;;;CA;-' 92405-2219 Building lacement Cost $468,000 Personal Propertyil;ii;; iiTii (VdiiiiiiiSTiif i\"Si;;;; w;r;S;; tsil;;;ai;;; aA;' 92405-2219 N/A $94.000 Building Replacement Cost $477,0AO lgr:-"-ri!l!ePsllr , Location l4ll (Church):17421 Van 6;;;; b-i;;; iii;;;i;;;a A,fiid)i:;4i:i '$48.000 Building Replacement Cost $4,i6,i;dooN/A $83Z0OO Location 14l2 (€ducation):17421Van Buren Blvd. Riverside, CA, 92504-3944 BLrilding Replacement Cost t338,000' "" '$66DitoPersonal Property N/A Location 14l3 (Education): 11421 V an Buren Blvd, Riverside, CA, 92504-5944 Buidi $72,000 ..................191,.9..H1..119Ps1!.Y.. Location 14l4 (Education)i 92504-5944 17421 Van Buren Blvd, Riverside, CA, nt CostBuilding $96,000 $24,o Brotherhood Mutual lnsurance Company I www.brotherhoodmutual.com | 800.333.3735 | 6400 Brotherhoodway,P.o.Box222T,Fort Wayne, lN 4680i-2227 Ml DEC 12/20 "8ear ye one another's burdens and so lulfill the law of Christ." - Galatians 6:2 Page l8 of 35 coMBTNED r.rMm $22,862,000 igPl?:"n9rl S",9r!N/A :{D: BROTHERHOOD1I tvturuAl. .- Property Coverage Summary NAMED IN5URED POLICY NUMBER POLICY PERIOD SANDALS CHURCH 04M540426258 07/01/2022 at 1lO1 arn- to O1/O1/2O23 at l2r0l a.m. M inistryFirst'- commercial multi-peri I pol icy Declarations continued... We provide the Commercial Property coverage at the declared p.emise(s) for the coverage and limits indicated- The CoveraSes listed here are provided accordinS to the terms ol the designated coveraSe form and any other applicable forms or endorsements. COVERAGE DESCRIPTION (INCt. TYPE OT PROPERTY)ROOF SETTLEMENT OPTION VAI-UE Location l4l5 (Education): 17421 Van Buren Blvd, Riverside, CA, 92504-5944 BuildinS Replacement Cost s48,000PersonalPropety N,/A i<jtiiic;i;'1E7r'tCi;ip!iij iz.l si viii 'a;,i;i dril. di;,;;;ia;l'CA;"d)BdA-'5eaa---- $r 2.000 Bu ding Replacement Cost $809,000 Pe15onalProperty Location 16,/1 (Church Off)r16445 Porter Ave, Riverside, CA,92504-6032 N,/A $r62.000 Building Replacement Cost $615,000 ti)3.ooo Location l612 (storage):16445 Porter Ave, Riverside, CA, 92504-6032 Bullding Replacement Cost s68,OOO $';cioo Location 2911 (Church);27985 Menifee Rd, Menifee, CA, 92585'9676 Location 31,/1 (Church):3595 Sonoma Ave, Santa Rosa, CA,95405-5413 $2sboo Building Replacement Cost $906,000 Location 3112 (Classrooms)r3595 Sonoma Ave, Santa Rosa, CA, 95405-5413 Buiiding Replacement Cost $1,92 Personal Property N,/A - ROOF SETTLEMENT OPTION AUTOMATIC INCREASE: PERIL FORM: EARTHQUAKE DEDUCTISI.E: ovo BCP85 4.5 b(clude Earthquake $386,000 VALU E COINSURANCE: VALUATION TYPE: PERIL TYPE: Agreed Amount Replacement Cost Specialwith Theft COVERAGE DESCRIPTION (INCL. TYPE OF PROPERTY) Location 171 (Church): ll03 N Highway 173, Lake Arrowhead, CA,92352 Building Replacement Cost $3,r28.000 Location l7l2 (Education):1103 N HiShway 173, take Arrowhead, CA, $6szoo0 92352 Euildins Replacem€nt Cost $906.000 PersonalPro perty N/A Location 17l3 (Youth)i ll03 N HiShway iii; uii; A,i;;ii;;;;aA; e)38) $182.000 Euilding Rep acernent Cost $51,000 PersonalProperty N,/A $s,000 Brotherhood Mutual lnsurance Company I www.brotherhoodmutual.com | 800.333.3735 | 6400 Brotherhoo d way. P.O. Box 2227, Fort Wayne, lN 46801-2227 M1 OEC 12/20 "Bear ye one another's burdens and so rlrlfill the law of Christ." - Galatians 6:2 Page 19 of 35 N,/A GROUP E 5)4 1T BROTHERHOOD MUTUAL" Property Coverage Summary MinistryFirst'' commercial multl-peril policy Declarations continued.., Owned Personal Property'Par50naSe $10,000 ,000,0o0++ Outs de Objects and Stru.tures $20,000,/category, $30,000 Total For any one landscaping item NAMED LNSURED POLICY NUMBER POLICY PERiOD SANDALS CHURCH 04M5A0426258 O7/O1/2O22 at 1201 a.m. to O7O1/2O23 at l2:01a m. We provide the Commercial Property coverage at the declared premise(s) for the coverage and lamits indicated. The Coverages listed here are provided according to the terms of the designated coveraSe lorm and any olher applicable forms or endorsements. Schedule of Additional Coverages: All Locations COVERAGE DESCRIPTION Property Off Premises COVERAGE LIMIT $50.000+ DEOUCTIEIE $r5 000 FORM ECPT2BCA 4.5 $ls.000 BCPl2BCA 4,5 Biprzacn a.s$15.000 1ls10o0 $15,0O0 8CP',t2BCA 4.s BcPr)BaA a.s Each loss caused by wind $2,000 $5,000 5.000 8C 2BCA 4.s Other Structures $1s,000 Owned Persona Property - Dwellings 5% of dwellinc value $15,000 BcPI2BCA 4.5 Contents - Euildings and Structures Described on the Declarations $15.000+++5.000 BCPl2BCA 4,5 Trailers $r0,000 Vehicle u pment and Accessori,.s $)s,000 s.000 P1)4,5 $rs,000 BCPt2BCA 4.s Money and Securit es $5,000 (Loss from specifled perils only. Doubled on specified $15,000 holidays) BCP]28CA 4.5 Spoiagc $10,000 $r5,0o0 BCP]2BCA 4, BcPi2BcA 4Damage to Buildings and Personal Property kom Animals $10,000 ($2,500 sublimit for loss ca!sed by animals listed in policy form) s,000 Temporary Emergency Coordination/Shelter Operation Clean- $50,000 for clean-up costs $r5,000 Up + lf the loss rcsulted ton o covercd petil and the p.openy is olt prcmises lor no longet thon 18o days- ++ Covense oppties lot tg1 doys lrcn the tirr,e constuction besins ot the nev. prcpedy is ocquircd. The policy's property deductible does not apply to the following coverages. Details are found on the Commercial Property Coverages form Cover98e gppltg: 9p "19.3.9 gq"y.:.9,l!-"..1 ptgp-"ily !_',Itnt m9"9d COVERAGE DESCRIPTION Debris Rernoval Expense - Partial or Total Loss COVERAGE I.IMIT Partial Lossi Remaining Limit for Covered Property - Total Loss:t25,000 FORM BCP]2BCA 4 5 bcPi)bcA 4.5 BCP]28CA 4.5Emergency Removal Fire Department Service CharSes $50,000 8CP]28CA 4 5 BCP]28CA 4 5Fire Extinguisher Recharge Po utant C ean Up and Renrova $50,000 if recharsed within 30 days lnstalled Lock Recalibration Arson Reward Papers and Records (includrnB electronic data) Personal Property Owned by Others (non-clergy) Personal Property Owned by Clergy Theft or Vanda ism Reward $10,000 (annua aggregat e) $10,000 if recalibrated within 10 days $20,000" 8CP]2BCA 4,5 BCP]2BCA 4 5 BCPt2BCA 4.5 $s0,000 '$i 999.p"ei eS,rsl1$zs,ogq m9l!m9m (9l!9!r::: $30,o00 (excess)"' BCP]2BCA BCP]2BCA BCP]28CA 4.5 4.5 4.5 $5.000"BCPl28CA 4,5 ' ll the loss rcsulted lron o avercd petilond wos rcNdcd within t80 doyt." Ot the anaunt poid to the insu@d os o rct lt ol the dtect lass. il less lhon the linit stoted abave- "' Additianal linits ote ovoiloble Brotherhood Mutual lnsurance Company I www.brotherhoodrrutual.com | 80o.333.3735 | 6400 Brotherhood way, P.o.Box2227,Fott Wayne, lN 46801-2227 Mt DEC 12/20 "8ear ye one another's burdens and sofulfillthe lawof Christ.' Galatians 612 Page 20 ol 35 The policy's property deductible applies to each ol these coverages. Details are found on the Commercial Property Coverages BCPl2BCA 4.5 form. >(? sRorHERHooD )li:,iilllff: 1I nlluruAl. I'': InF r Property Coverage Summary MinistryFirst'* commercial multi-peril policy Declarations continued... COVERAGE DESCRIPTION Ordinance or Law A - lncreased Buildi COVERAGE TIMIT $1,000,000 $500,000 $15,000 $r5,000 SANDALS CHURCH 04M5A0426258 07/01/2022 at 12 01 a.n. to O7/OV 2AB at 12i01a.m. We provide the Commercial Property coverage at the declared premise(s) lor the coverage and limits indicated. The Coverages listed here are provided according to the terms ol the designated coverage form and any other applicable forms or endorsernents. Optional Coverages: All Locations Combined Ordinance or Law Enforcement Coverage DEDUCTIBI-E FORM BCP]38B 4 555 Ordinance or Law B - lncreased Debris Removal Ordinaace or Law C - lrcreased Cost oi Construction Organizational Optional Theft Coverage $500.000 $15,000 DEDUCTIBLE BCPl388 4.5 BcPi3bB 4.s FORM BCP36 4.5 BCP36 4.s COVERAGE DESCRIPTION Theft of Money and Securit es COVERAGE LIMIT $50,000 $s.000 $2s0 t250Thefi ol Bu d ng Mate.rals Thelt by Electronic Means $2s,000 $loci;odb (r:,ij6;odoA;nuit Aggregite l"imit) $2s0 $2s0 BCP36 4.5 BCP36 4,5Theft by Coercron Ministry Personnel Dishonesty Coverage COVERAGE DESCRIPTION Personnel D shonesty Coverage COVERAGE LIMIT $2s0,000 Earnings and Donations and Extra Expense Coverage Part COVERAGE DESCRIPTION Earrings and Donations COVERAGE TIMIT $6,0r0,000 DEOUCTIBLE DEDUCTIBI-E FORM BCP37A 4 5 FORM BCP714 6 Extra Expense $100,000 N/A BCPT] 4 6 Limited Earthquake Coverage COVERAGE DESCRIPTION Earthquake Sprinkler Leakage COVERAGE I,IMIT $r.o00.000 DEDUCTIBIE sr5,000 FORM BCPt651 0 Water Damage - Flood, Eackup, and Subsurface COVERAGE DESCRIPTION Water Damage-Flood, Back up, and Subsurface COVERAGE LIMIT $10.000 DEDUCTIELE $rs.o00 FORM BCP2TCA 4 5 Brotherhood Mutual lnsurance Company I www.brotherhoodmutual.com | 800.333.3735 | 6400 Brotherhood Way, P.O. Box 2221, Fott Wayne, lN 46801-2227 M1 DEC 12/20 "Bear ye one another's burdens and so ful{ill the law ol Christ.'- Galat ans 612 Page 21 ol 35 b,Is( 7 BROTH E RH OO D MUTUAL, Property Coverage Summary MinistryFirst'- commercial multi-peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limrts indicated. The Coverages listed here are provided accordinS to the terms of the designated coverage form and any other applicable forms or endorsements. Sewer and Drain Back-up Extension COVERAGE DESCRIPTION Sewey'Drain Backuo Extension COVERAGE I.IMIT See Building,/Personal Prope(y Limit DEDUCTIBTE $15,o00 FORM BCPt35CA 4.1 Systems / Equipment Breakdown Coverage COVERAGE DESCRIPTION Systems/Equipment Breakdown Coverage COVERAGE I.IMIT Bu ld nglPersonalPrope.ty Lim t DEDUCTIEI.E $r5.000 FORM BSEB100 4l Rented Personal Property of Others Coverage COVERAGE OESCRIPTION Rented Personal Property ol Others COVERAGE LIMIT xr00.000 OEOUCTIBLE 9r,000 FORM BCPt2ECA 4.5 lnterior Building Damage Coverage COVERAGE DESCRIPTION lnterior Building Damage Coverage'lncludrnB Gutters,/ Downspouts Coverage COVERAGE LIMIT $|6.702 000 DEDUCTIBLE $r5 000 FORM BCP.19 4 0 Terrorism Loss Coverage COVERAGE OESCRIPTION Certilied and Non Certified Terrorism Loss COVERAGE TIMIT $|6,702,000 DEDUCTIBLE $r5.000 FORM BCr0600x 3.0 Additional Property Forms NAMED NSURED POLICY NUMBER POLICY PERIOD SANDALS CHURCH 04M5AO426258 A7AV2O22 at 1LO1 a.m- lo O//O1/2O23 at FORM BCPOB32CA ],0 acpr88 4.i BNl2V 1.0 BN25& i.b cP063] 0112 BaPeis 4.0 ri66irx:.0 FORM NAME Arrendatory Endorsement Calilornia Eirth Movement Excl-Following Dmg. Ded Notice Regarding Building Valuation FORM BCPt47 t.O BCP5oO 4.5 BNt5 t.O cPo]71 10 08 CPi32 i.o cri640 06 06 TORM NAME B anket/Combined Valuation Form Amendatory Endorsement Californra Loss Free Deductible Reduction End Notice To Mo Exclusion Water Damage Loss Payable Opt ons Conditional Terrorism Exclusion PO 8ox 979280 Miami, FL 33197 -9280 NBC Terrorism Exclusion Additional lnterests NAME RLC Funding, A Divisiofl of Navitas Lease Corp, ISAOA TYPE Loss Payee tOAN NUMBER INTEREST Other:ioc l'1 BPP AODRESS ll l I {ecut ve Ce-ter D. 5te 102 ColJrrbia, (C 29210 -8414 American Bankers nsurance Loss Payee Other] copiers Cornpany Brotherhood Mutual tnsurance Company I www.brotherhoodmutual.com | 800.333.3735 | 640O Erotherhoo dWay, P.O. Bo\ 2227, Fort Wayne, lN 46801-2227 Ml DEC 12/24 "Bear ye one another's burdens and so fulfill the law of Christ." - Galatians 6r2 Page 22 of 35 ion ACV Roof S(L: BRoTHERHooD )il?llil:l 1I vruruAl 'l P'Fii Property Coverage Summary IVlinistryFirst'' commercial multi-peril policy Declarations continued... NAME Pacific Prem er Bank, ISAOA TYPE Lender s Loss Payable INTEREST Buiding:3/1, Building:1,/1, B!ildingrl4,/1, Brilding:14/2, B!ilding:14l3, Brildin$14/4, BuildinAt 14/5, Building:15l1, Building:1611, Buildin$ 16/2 SANDALS CHURCH 04M5A0426258 O7O1/2022 at 12:01 a.n. to OUOI/2O23 at 12:01a.m. We provide the Commercial Property coverage at the declared premise(s) for the cov€rage and limits indicated. The CoveraSes listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. ADDRESS PO Box 200065 Kennesaw, GA 30156 Brotherhood Mutua lnsurance Company l www.brotherhoodmutual.com l BOO.333.3T35 l6400BrotherhoodWay,P.OBox222l,FoftWayne,lN46S0l-2227 M1 DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." - Galatians 6:2 Page 23 of 35 LOAN NUMBER 5670411922 and 5680383511 The Coverages Listed within these declarations are provided according to the terms of the designated coverage forms and any other applicable forms or endorsements. Only one iabllity coverage and one medical coverage will apply to an occufience and any related loss. Any limit which is speclfically stated within a coverage form or endorsement represents the most we will pay for the coverage to which such a limit applies. For application oi limits, see Liability and Medical Coveraee form (BGLll 4.5). Key Liability Coverage Facts: Schedule of Limits $2,000,000 $1O,00o.000 Principal Liability Coverages COVERAGE DESCRIPTIONS Bodlly lnjury/Property Damage Liability (L) COVERAGE I.IMIT $2,000,000' COVERAGE AGGREGATE LIMIT $10,o00,000' FORM G1r001.0 SANDALS CHURCH 04M5A0426258 OlAl2O22 at 12:01 a-m. to O7O1/2023 at l2:01a.m. Medical Payments (M)$'r0,000'+ $2;ooo,obo' $10,000,000' 0,000,000'$r,000,000' $5,000,000' GLl001.0 Products,/Completed Work (N)G1r001.0 BGtdsi 4.sFire Legal Lrab lity (O) Supplemental Coverages COVERAGE DESCRIPTIONS lncidental ContractLral Liabi ity COVERAGE TIMIT $2.000,000' COVERAGE AGGREGATE TIMIT $10,000,000' FORM GLt00 1.0 lncidenlal Medical Malpractlce $2,000,000' $10,000,000' GLr00 r.0 -.$i,bod.bdd ' '' $id.bbb,obb: ' Glroo'.( COVERAGE LIMIT $2,000,000' COVERAGE AGGREGATE TIMIT $r0.000,00o' FORM 8G1514,5 ^,4obile Equ pment Additional Coverages COVERAGE DESCRIPTIONS Membership Emouo_na-l 1il9ry "!ig,qilily 99y9'fC9 N9l-'9 hild Care Corporal Punishrnent L ability $2,000,000' $10,000,000' BGL5] 4.5 Supervision-Related Emotional lnjury Liability Coverage $2,000,000'$10.000,000'8G1514,5 Food Preparation Liability Coverage $2,000,000' $10,000,000' r0,000,000' BGL5] 4,5 8G1514,5Privacy V olation Llabil ty Cover $i;ooo,o6ot " $ Damage To Property Of Others Coverage BGL51 4,5 Not in Your Control $1,000'+$r0,000,000' $io,oob,obo' 8G1514,5 BGL51 4.5n You r Control 2,s00,+ Prosthetic Devices $500-+ $10,000,000-lncide.rra1Canpe.Medi(a'coveIa8e$.9.s9q. Additional lncidental Contractual Liability Coverage $2,000,000' $10,000,000' BG1514,5- bcL5r 4.s BGaSi 4.5 ' anly o single linit opplies to lhe loss. All coverage linits orc subject to the qeneral occwence linit ond oll oggregote linits otc subject to the genercl aggreale liniL Brotherhood Mutual lnsurance Company I www.brotherhoodmutual.corn | 800.333.3735 | 640O Brotherhoo d way, P.O.}c,t 2227, Fort Wayne, lN 46801-2227 M1 DEC 12/24 "Bear ye one another's burdens and so fulfill the law of Christ." - Galatians 612 Page 24 ol 35 :{b: BRoTHERH99D }i[?[ii:l 1I rrlluruAl. :oLC"rEP'cl Liability Coverage Summary ltl in istryFirst" commercia l mu lti-peri l policy Decla rations continued... GENERAL OCCURRENCE LIMIT GENERAL AGGREGATE LIMIT Related Organizations,/Operations The follow ng ent ties are insured for designated related Coverages >{L: BROTHERHOOD P.LCYNUMBER 1I uuruAl P'' i' : Liability Coverage Summary MinistryFirst'- commercial multi-peril policy Declarations continued... SANDALS CHURCH 04M5A0426258 OlOl/2O22 a\ 1201 a.n. to OlOl/2O23 at l2r0l a.m. The Coverages listed within these declarations are provided according to the terms of the designated coverage forms and any other applicable forms or endorsements. Only one liability coverage and one medicai coverage will apply to an occurlence and any related loss. Any limit which is specifica ly stated within a coverage form or endorsement represents the most we will pay ,or the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGLll 4.5). Details of Related Organization,/Operations NAME DBA Sandals Church Moreno Valley Sandals Church Banfling MINISTRY TYPE Church nstitution Church nstitution FORMS BGL5]R 4 5 :irqsl: g.hsr9I E9:1.v""9l!-"v. Sandals Church Fresno s;ndrt;ahriah tak; Arrorhard s;;a;i; aii;i;ii P;i; AG;ii; Sandals Church Anaheim $;i;is ah;i;h S;i; ;; ADORESS 150 Palmyrita Ave Riverside, CA 925071833 150 Palmyrit-a Ave Riverside, CA 92507 1833 1325 ATetl"ysl Ave Menrone CA 9?159 405 W Lincoln Ave Fresno, CA 93706 9236 llo3 N HrShway 173 la"e Arowhead, cA 92352 6807 Palm Ave Riverside, CA 92506-2811 l50 Pdinyirtd Ave Rrve'srde CA 9250/'813 622 N Gilbert St Anaheim. CA 92801'3747 3595 Sonon a Ave Santd Rosa, CA 95405-5411 Church lnstitution Church lnstitution church institution ctrurctr in<iiiiiiion Church lnstitutior Church lnstitution Church lnstitution COVERAGE AGGREGATE TIMIT $r0,000 000' Additional Coverages Details of Related Organization,/Operations NAME ROGO Foundation Additional Coverages 8GL5]R BGL5lR BGLsTR BGL51R aGLStn BGL5iR BGL5lR BGL5]R 45 45 45 45q.i 45 4.5 45 COVERAGE DESCRIPTIONS l4sr!-".rlrip---qT-o"li9r?l I ilw,r,i*pilly !ey-gr"e-8"e llyf -r.S.ty1,.9l,jl! llle cg,poFl Pln!!hm91! !i9blllly covera8r !qpgry5t9tq9F]9d_Emo!CEllqy, !LlqtL!!_y q9y9!"s! Food Preparatron Irabrl,ty Cgveja"Se . Privacy Violation Liabjlity Coverage oimaie io piopCirv oi orheis a;,aia8e Not in Your Control ln Vour Control iiirii'hetlc Devices inilaCntjt ci-pii Miaiiil.co',eiasi Additional lncidental Contractual Liabality Coverage COVERAGE LIMIT $2,000.000' $2,000,000' $2,000,000' $2,000,000' $2.000.000' $10,000.000' $ro,ooo.ooo' $ro,ooo,oooi $io,ooo,ooor FORM BGr5lR 4 5 BGt5tR 4.5 BGt5lR 4 5 BGt5tR 4.5 BGt5t R 4 5 $1,000'+ $r,sooj* $50or+ $1o,ooo' t2.ooo,ooo; $10,000,000' t10,000,000' Sro,ooo,ocior $r0,000,000' $lo,ooo,ooo' BGL5]R 4,5 BGL51R 4,5 BGL5ri 4.i BGLsIR 4.s BGL5]R 4.5 ADDRESS 150 Palmyrita Ave Riverside, CA 925071833 MINISTRY TYPE Miscellaneous Operation FORMS BGL58R 4,5 COVERAGE LIMIT $2,000,oo0' $2,OOO,OOO' COVERAGE AGGREGATE I.IMIT $10,000,000' FORM BGL58R 4,5 BGt5BR 4,5$10,000,000' COVERAGE DESCRIPTIONS lood Prepdration Liabrlity Coverage Privacy Vrolatron Irability Coverage Damage To Prope4y Of Others Covera8e Not in Your Control ln Your Controi Pi,iitneti. o",i."' Additionir l raioenial Contra(tual Ilability Covera8e $1,000'+ $2,50oi* $5ooi; $2,OOO,OOO; 4.5 4.5 4.i 4.5 Defense Coverage Applies in addition to the liability limit unless otherwise specifically stated in an applicable coverage form ' Anly o single limit opplles to the loss All covercge lin,ils arc subiect to the generl occutence limit ond oll oggrgote linits ore sublect to the generol oggrgate limit Brotherhood Mutual lnsurance Company I www.brotherhoodrnut!ai.com | 800.333.3735 6400 Brotherhood Way, P.a. Box 2221, Fotl Wayne, lN 46801-2227 Ml DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." - Galatians 6i2 Page 25 ol35 :{L: BROTHERHO9D )l}':,i,il:: 1I uuruAl. '' :r' Liability Coverage Summary M i n istryFirst'' commercial mu lti -peri I pol icy Decla rations conti n ued... sANDALS CHURCH 04M5AO426258 O O1/2O22 at 12:01 a-n- to O//O1/2O23 at l2:01a.m The Coverages lisled within these declarations are provided accordinS to the terms of the designated coveraSe forms and any other applicable forms or endorsements Only one liability coveraSe and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage forrn or endorsement represents the most we will pay tor the coverage to which sLlch a limjt applies. For application ol limits, see Liability and Medical Coverage form (BGLll 4.5). Counseling Acts Liability Coverage COVERAGE DESCRIPTIONS Counseling Acts L ability Coverage COVERAGE LIMIT $r,000,000' COVERAGE AGGREGATE LIMIT $5,000,000' FORM BGL63 4.1 Outside Counseling Reimbursement Coverage Cyber Liability Coverage COVERAGE DESCRIPTIONS Computer Use Liab ty Coverage COVERAGE I.IMIT $500,000' COVERAGE AGGREGATE I-IMIT $2.500 000' $s.000+$5,000,000'BGL63 41 Electron c Corrmerce Liab lty Coverage PgfP -BrgPqi tr?Pili!v..Covera Outsourced lT Lrability Coverage $s00,000' $5oo,ooo' $5oo,ooo' $2,s00,000' t2,5oo,ooo' $2,soo,ooo' FORM BGLBTCA 4 5 BGLSTCA 4 5 BGLBTCA 4 5 $r25.000 BGLSTCA 4 5 8Gt87CA 4 5Special Reimbursement Coverage (Dab Ereach Rectilication $125,000 Costs) 5Cgglg] RgjTlgl:g.gll Cove-rase (Eleclronic Discovery Costs) Special Delense CoveraSe (Subpoenas, Regulatory Actions and lniunctive) $s0,000 5s0,000 t5o,ooo 8Gr87CA 4 5 $s0,000 BGLSTCA 4,5 COVER-AGE DESCRIPTIONS Co.r'ered Lawsuit Proceeding (Proceedins Limit) Law Enforcement lnquiry (lnquiry Lirnit) COVTRAGE LIMIT $100,000 $2s.ooo COVERAGE AGGREGATE LIMIT $250,000 s75,000 FORM BGLS9CA 4,5 BGLSgCA 4,5 Directors and Officers Liability Coverage COVERAGE OESCRIPTIONS Directors and Ofiicers Leadership Liability Coverage COVERAGE TIMIT $1.000.000' COVERAGE AGGREGATE LIMIT $5.000.000' FORM BGL8lBCA 4,5 Benefits Administration Liability Coverage COVERAGE DESCRIPTIONS Employee Beneirt Liability Coverage COVERAGE I-IMIT $r.000,000 COVERAGE AGGREGATE LIMIT $5.000,000 $5oo 000' FORM BGL83 4.0gcLbi 4.0(Medical Expense L mit)$r00.000' Brotherhood Mutual lnsurance Company I www.brotherhoodmutual.com I 800.333.3735 | 640O Brotherhood Way, P.O. Box 2227, Fott Wayne, lN 46801'2227 Ml DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." - Galatians 612 Page 26 o135 Defense Reimbursement Coverage The Coverages listed within these declarations are provided accordinE to the terms of the desi8nated coverage forms and any other applicable iorms or endorsements. Only one liability coverage and one medical coverage willappiy to an occu(ence and any related loss. Any limit which is specifically stated within a coverage form or endorsement represents the most we will pay tor the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL]1 4.5). Employment Practices ("Employment Pract") Liability Coverage COVERAGE DESCRIPTIONS Employment-Related Liability Coverage COVERAGE LIMIT $r,000,000' COVERAGE AGGREGATE LIMIT $5,000,000' FORM BGL85 4 5 Fire Legal,/Nonowned Property Damage Liability Coverage COVERAGE DESCRIPTIONS Nonowned Property Damage Liab lity Coverage Additiona ncdenta Contractua Liab ity Ccveragc COVERA6E TIMIT $1,000,000' $l,OOO,OOO' SANDALS CHURCH 04MsA0426258 0701/2022 a\ 12.01 a n. \o 01/01/2023 at l2:01a.m. COVERAGE AGGREGATE LIMIT $5 000 000' $5 000 000' TORM BGL951 4.5 BGt95r 4.5 COVERAGE LIMIT s2.000 000' COVERAGE AGGREGATE LIMIT $r0,000,000' FORM BGL4] 1O Media Liability Coverage COVERAGE DESCRIPTIONS Personal lnjury Liability Coverage (Media/Communications Actrvity) Personal lnjury Liability Coverage (Personal Violations) Personai lnjury Liability Coverage (Unauthorized Access/ PostinS) Special Deleflse Coverage (Alleged lntentional Acts) Medical Coverage COVERAGE DESCRIPTIONS Religlous Athletic Medical Coverage COVERAGE LIMIT $10,000'+ COVERAGE AGGREGATE LIMIT $10,000,000' FORM 8G1914.5 $2,000,000 $2.000.000' $2,000,000 $10,000,000 $10,000,000 $r0,o00,0o0' BGt4l r 0 BGL4] 1O BGt4t 10 ' Only a sinqle limit arylies to the loss. All coveroge linits orc subiect ta the general occuffence linit ond all aggregate linils arc subiect lo lhe geneol og1rgate linil. + per pa6on linit Brotherhood Mutual lnsurance Company I www.brotherhoodmutual.com I 8OO 333.3735 | 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, lN 46801-2227 Ml DFC 12/20 "Bear ye one another's burdens and so lLlli the law of Christ. Ga at ans 6:2 Page 27 al 35 :(? snotHERHooD )i['ili;xj: 1I rrrruruAl rn,,'r::''' Liability Coverage Summary I\4 in istryFirst'- commercial multi-peril policy Declarations continued... 5)a 1I BROTHERHOOD MUTUAL. NAMED INSURED POLICY NUMEER POLICY PERIOD SANDALS CHURCH 04M5A0426258 OlOl/2O22 at12:01 a-m-to AlOl/2O23 at l2i01a.m. Liability Coverage Summary I\4in istryFirst" commercia l mu lti-peri l pol icy Declarations contin ued... The Coverages listed within these deciarations are provided according to the terms of the de5ignated coverage forms and any other applicable forms or endorsements. Only one liability coverage and one medical coverage will app{y to an occurence and any related oss. Any limit which is specifically stated within a coverage lorm or endorsement represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liabiliiy and Medical Coverage form (BGLll 4.5). Nonowned Vehicle Coverage COVERAGE DESCRIPTIONS Nonowned Vehicle Liability Coverage COVERAGE I.IMIT $1,000,000' $l,OOO,OOO' COVERAGE AGGREGATE LIMIT ts,000,000' $5,OOO,OOO' FORM BGL7lB 4,0 BGL7lB 4,0Defense Coverage: Authorized Operator Nonowned Vehicle Medical Payments Extensaon Loss ol Use Coverage ' ' iiip ciacriil;i ia;r;;; ' baiiiiiri io i,,opirtv or Otne,s Other Liability Coverage COVERAGE DESCRIPTIONS Terrorism Lrab lity Coverage Relief Activity Additional Coverages No;;;il; V;iiic['Dt&liiiiii'i:limiiu isiiiiieiii tiivCraee ne,i;t vehiite Phr;ic;iDaniige aoieiase ' $10,000'+ $i,500 per vehicl€ $t,ooor* $1,000' $1,OOO' $rs0,000' $j.ooo' $s,000b00' $S.o00,ooo; ts,ood,ooo' $16O,OOO' BGL7lB 4,0 BGL7lB 4,0 8GL71B 4.0 BGLT]B 4 O BGt7lB 4 0 $80,000 per vehicle, t250 deductible BGt777 3.O,1 COVERAGE IIMIT $2,000,000 COVERAGE AGGREGATE TIMIT $r0.000,000 FORM BGL02s0X 3.1 COVERAGE DESCRIPTIONS Emotional lnjury and Fin?lgig] Dimg8g Additional Medical Expense Coverage COVERAGE LIMIT $1,000.000' $5O,OOO+,$250,OOO per $ro,oooi, $5o,obo per c2,5oo*, $to,ooo pir $r,ooo,ooo' Liability COVERAGE AGGREGATE TIMIT $5.000,000' $r0,000,000 FORM BGL994 r.0 8G19941 o $10,000,000 $10,o00,000 Primary Liability Coverage for Relief Workers $5.000,000' ' Only o single linit applies to the loss. All caverge linits or subject to the qeneral occurnce lnnit and oll ogqrgote linits ar bject to the generl oggrgate linit Broadened Wage Loss Reimbursement Coverage Olniigi to neiiei wo*er s Tools and Equipment Coverage 8G199410 BGL9941.0 8G19941.0 Brotherhood Mutual lnsLrrance Company I www.brotherhoodmutual.com | 800.333.3735 | 64OO Erotherhood Way, P.O. Box 2227, Fott Wayne, lN 46BOl-2227 Ml DEC 12/20 "Bear ye one another's burdens and so lulfill the law of Christ." - Galatians 6i2 Page 28 of 35 >r.s BROTH E RH OO D MUTUAL, NAMED INSURED POLICY NUMEER POL]CY PER!OD SANDALS CHURCH 04M5A0426258 Alol/2o22 at 12:01 a.n. to O7/O1/2O21 at 12r01a.m.1I Liability Coverage Summary lrlinistryFirst'' commercial multi-peril policy Declarations continued... The Coverages listed within these declarations are provided accordinS to the terms of the designated coveraSe forms and any other applicable forms or endorsements. Only one liability coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is 5pecifically slated within a coverage form or endorsement represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage forrn (8G111 4.5). Religious Freedom Protection Coverage COVERAGE DESCRIPTIONS Rellgious Communication Liability Coverage COVERAGE LIMIT $1,000,000' COVERAGE AGGREGATE I.IMIT $s.000,000' FORM BGL66CA ].2 Rc us Activity Liability Coverage Covera Tax Exempt Challen8e: Expense Reimbursement Coverage $r,000,000' $s,ooo,ooo' BGL66CA r.2 $r,000,000'$s.000,000'BGL66CA 1,2 BGL66CA ].2$25,000'$25,000' Litigation Activity: Legal Delense Reimbursemenl Coverage See lorm LitiSation Activityi Declaratory Action Reimbursement Coverage See lorm See form 8GL66CA 1.2 8GL66CA r.2See form Security Operations Coverage COVERAGE DESCRIPTIONS Additional Medical Expense Coverage COVERAGE I.IMIT $50.000 ' $10 000 + COVERAGE AGGREGATE LIMIT $2s0,000' FORM BGL993 4.0 Broadened Wage Loss Reimbursement Coverage (Emotional lniury) $50,000'BGt993 4.0 lndividual Counseling Coverage $r0,000^+$s0,000'BGt993 4.0 Darrage to Security Related Equipment $2.500^r $10,000'BGteb3 4.0 Primary Coverage for Specified lndividuals See Form $2,ooo,oobl'"""^ 5ee Form BGt993 4.0 Enforcement of Securlty Policy or Weapons Policy Negligent lnlliction ol Emotional Distress Arisang lrom Security $2,000,000' Operations Traumatic lncident Response Coverage COVERAGE D€SCRIPTIONS Additlona Medil al Expense Covera $2,ooo;o-oor Bcrgii 4.0 $r,ooo,ooo-' BGLe934.o COVERAGE I"IMIT $50,000 f COVERAGE AGGREGATE TIMIT $r,000,000' $r.ooo.ooo' FORM BGL991D 4,1 BGL991D 4 ]See formBroadened Wage Loss Reimbursement Coverage (lncluding Emotionallnjury) lndividual Counseling Coverage $r0.000'+$r,000,000'BGL991D 4.1 BGL99]D 4,]Additional Organ zationaJ Expense $so0.0o0' $1,000,000' ' Only o single linit applies la the loss. All coverge linits ar subiecl ta lhe generl o$rrence linit and oll aggregote limits or subie.t to the generl oggrgote linit Brotherhood Mutual lnsurance Company l wwwbrotherhoodmutual.com l 8OO.333.3T35 l6400BrotherhoodWay,P.O.Bo\2227,FortWayne,lN458Ol-2227 Ml DEC 12/20 "Bear ye one another's burdens and so lulfill the law of Christ." - Galatians 6:2 Page 29 of 35 >(D: BR9THERH99D )3[?ll'Jff: 1I rvruruAl. Fr'!': P:ec: Liability Coverage Summary MinistryFirst'"' commercial multi-peril policy Declarations continued... SANDAL5 CHURCH 04M5A0426258 OuOl/2422 at 1201 a.m. ta OlOl/2O23 ar l2:O1a m COVERAGE DESCRIPTIONS Short-Term Trip Lirnited Kidnap and Ertortion Expense Reimbursement Coverage COVERAGE TIMIT COVERAGE AGGREGATE TIMIT See Forn FORM BGLlr21.0 The Coverages listed within these declarations are provided according to the terms ol the designated coverage forms and any other applicable forms or endorsements. Only one liability coverage and one medical coverage willapply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement represents the most we will pay tor the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGLll 4.5). Worldwide Liability Extension Coverage Extended Foreign Ministry Operations- Excluded BGL]12 r.0 BG!121.0 8Gt112 r 0 8GLr121.0 Short-Term Foreign Trip Terorism'Related Travel lnterruption Reimbursement Short Term Foreign Trip Death Reimbursement Coverage For Your Leaders see Form See Form ForeiSn Operations lmage Restoration Extension See Form Expanded Medical CoveraSe For Foreign Ministry Participants See Form Sexual Acts Liability Coverage COVERAGE DESCRIPTIONS 5€xual Ads Liability Coygrggg With Sllg9fril_c. . . . Sexual Harassment Liabllity Coverage (other than your employees) lmproper Reportrng of Sexual Acts Liability Coverage COVERAGE LIMIT $1,000,000' $t,ooo,oool COVERAGE AGGREGATE LIMIT $r,000,000' FORM BGL6] 4 7 See Form See Form $r,000,000'L61 41 $1,000,000' $r,0oo.o0o' 5s,o0o;; ,lo,iidd:i -- cio;ooo' $r,000.000'8G1614.7 8G161 4 7 BGL6] 4 7 lmproper Supervjsion oi Convicted Sexual Offenders Liability Coverage $1.000.000' $j-oo,obo' -Oulside Counse ng Reirnbursement Covera8e Sexual Acts Medical Payment Extension $r00,000'BGL6] 4 7 $1,000,000' Redemptive Emp oyment/Appo ntmeni $300.000'$300,000' Schedule of Liability Exposures ln issuing this polic, we have relied on material information provided to us by the Named lnsured. The following schedule discloses ali oi the lmaSe Restoration Extension BGL61 4 ? BGL613 4.5 ' Only o si.gle linit applies to the loss. All coveage lintts orc subject lo the geneol o<.urrence limit ond oll aggrcgote lintts ote subject to lhe generol a99.e9ate linn- Erotherhood Mutual lnsurance Company I www.brotherhoodmutual.com | 800.333.3735 | 6400 Erotherhood Way, P.O.}ox 2227, Fott Wayne, lN 46801-2227 Ml DEC 12/20 "Bear ye one another's burdens and so lulfill the law of Christ.' - Galatians 6:2 PaSe 30 of 35 See Form See Form 5 1t BROTHERHOOD MUTUAL, Liability Coverage Summary EXPOSURE DESCRIPTIONS Apartment ADDRESS / BUII.DING DESCRIPTION 920 Via Cartago Apt l5 Rlverside CA 92507 6286 Location l2 Building I Dwelling NAMED NSURt-D POLICY NUMEER POLICY PTR OD SANDALS CHURCH 04M5A0426258 01/01/2022 at 12:01 a.n- to O7/O1/2O23 at l2:01 a.m. cooE 00200 01001 RATING BASIS 1,083 Square Feel I Each 1,000 Square Eeet 7L I\4 i nistryFirst" commercia I mu lti-peri I policy Declarations conti nued.. The Coverages listed within these declarations are provided accordinS to the terms of the designated coverage forms and any other applicable lorms or endorsements. Only one liability coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coveraSe form or endors€ment represents the most we will pay for the coverage to which sl.]ch a limit applies. For application of limits, see Liability and Medical Coverage torm (BGLll 4.5). insured's insurable exposures (as conveyed by the Named Insured) known to exist at the policy inception date. Declared premises must be owned, occupied, or rented by you or your scheduled related organizations. DwellinSs - One-Family Coffee Shop 6807 Palm Ave Riversidg.Cf 92506:281r 150 Palmyrita Ave Riverside CA 925071833 3701 N Si9ll9 W?y Sq! Belnardino CA 92405-2219 150 Palmyrita Ave Riverside CA 925071833Schools-Religious TraininS Medical excluding students Church 06501 Cofiee Shop 06501 01742 500 Square Feet 500 Square Feet l0 Students Location 1 Suildins I Church Location 3 Building 1 Church 08r01 08r01 112,034 Square Feet Church Chur.h Office Church 5 Eglldllq 1 ChyTh 6 Building l Church 7 Suilding l Church Off l0 Euilding l Church 1l Euilding 1 Church ll BuildinS 2 Church Otf 11 Euildins 3 Fellowship 11,396 Square Feet 19,760 Square Feet 6,500 Square Feet 6,786 Square Feet 3,545 Square Feet 5,994 Square Feet 10,446 5quare Feet 7,412 Square Feet 21,140 Square Feet 11,578 Square Feet 1,500 Square Feet 10,716 Square Feet 2,400 Square Feet 2,454 Square Feet 9ryrsh Church Location Location Location Location Location Location Location 08r01 08r01 08r01 08r01 0Br0lChurch Church Church Location Location location Iocation location Location Location Location Location Location Location Location Location Location Location Location Location Location Location 13 Building I Chlrch 13 BuildinS 2 Education 13 BuildinS 3 Mobileclss 13 BuildinS4 Education 13 Building 5 Education l3 Euildins 6 Youth l4 Building I Church l4 Buildine 2 Education l4 BuildinE 3 Education 14 BuildinS 4 Education 14 Building 5 Education 17 Euilding l Church 17 Euildins 2 Education 17 Euilding 3 Youth 22 Building 1 Church 22 Building 2 Fellowship 22 Euilding 3 Church Off 23 Building 1 Parsonage 23 Euilding 2 GaraSe 10,092 Square Feet 2392 Square Feet 2,214 Square Feet 4,756 Square Feet 240 Square Feet 08101 08101 Ch! rch r9,184 4,200 900 1,200 600 13,8s2 4.560 600 5quare Feet Square Feet Sq!are Feet Square Feet Square Feet Square Feet Square Feet Square Feet 08101 Chu rch Church 08101 08r01 Church 08r01 ' Only o single limit oppli.s ta the loss. All covercge linits or subject to the geneol occunence linil ond oll oggrgote limits ore subiecl ta the generl aggtegate lirr'it. Location 24 BuildinS I Church Location 24 B!ilding 2 Church 1,200 Square Feet 2,400 Square Feet Brotherhood Mutual lnsurance Company I www brotherhoodmutual.com I 800133.37t5 6400 Erotherhood Way, P.O. Box 2227, FatI Wayne,lN 46801 2221 M1 DEC 12/24 'Bear ye one another's burdens and so fulfil the law of Christ." - Galatians 6:2 Page 3l of 35 >r. Is 7 BROTHERHOOD M UTUAL. Liability Coverage Summary MinistryFlrst'' commercial multi-peril policy Declarations continued... The Coverages listed within these declarations are provided accordinS to the terms oi the designated coverage forms and any other applicable iorms or endorsements. Only one liability coverage and one medical coveraSe will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement represents the most we will pay ior the coveraSe to which such a limit applies. For application ol limits, see Liab lity and Medical CoveraSe lorm (BGLll 4.5). EXPOSURE DESCRIPTIONS NAMED NSURED POI CY NUMBER POL CY PERIOD SANDALS CHURCH 04M5A0426258 OlOl/2A22 at l2|O1 a.m- to O1/O1/2O23 ar 12:01am cooE 08101 ADDRESS,/ BUILDING DESCRIPTION Location 24 BuildinS 3 Church Location 25 Suilding I Church Location 25 Euilding 2 Fel owship Location 27 Buildins I Church 08101 08101 08101 RATIN6 BASIS Church 5,400 Square Feet 4,080 Square Feet are-0-0, _s"9 y9l9 l"_e:! . 6rl7s sqygre f9_€.t 9,9O0- Square Feet 8,800 Square Feet Location 27 Bujlding 2 Education Locatio-. 27 Building 3 Fellowship Location 27 Euilding 4 Church Off Location 29 Building I Church 14155 Eusiness Center Dr Moreno Location 3l Building I Church Church thYI:I, Church Church Ch9-rc1' Church Church Church !hYI:f, Church oqpl 08101 08r01 08101 08101 0810r 08101 15o02 ls80l. i5801 1s801 !7703 17703 1!l03 17703 Valley CA 92553 22000 Square Feet 2,072 Square Fe€t 2,500 Square Feet 5,250 Square Feet 8,858 Square Feet geilL"-4 49! lpbtlg l1'lt!8 I 9p"! 4!:9-T9!il9-t1|1it 8.:..9P91 Automobile Parking - Open Parking Parking Parking Fee locatio" 3l Bu;ldin8 1 Classroorns 150 Pai,nlrita Ave Rrversrde CA 92507.1831 1300 Golden Ru e Ln Lake Arrowhead CA 92352 29101 HospitalRd Lake Arrowhead CA 92352 9706 155 Palmyrita Ave Riverside CA 92507 I Each Ai! l,J Air No No No 11,000 Square Feet 5,000 Square Feet 30,000 Square Feet Bui{ding or Premises Lessor's Risk - NOC qgili!'ls-.gr.lr,9Ti-.-9.:..".19":":-9,/:.Bi:}.:I! 9. !-9il,9r9rJ,"9 qlrabIsIeryqryqll Weight Training Outreach Ministry Ouheach Ministry 150 pdl-n!r'la Avo R,ve srde CA 92507 l83J l50 Pal-nyfita Ave Q,ve,srde CA 92507.1831 30r30 30130 Building or Premises - Lessois Risk - NOC Building or Premises - Lessor's Risk - NOC flgv--c"t"o.lr l!:. PastoralCounselins ACTIVITY DESCRIPTION siq!9 f-"lf oPglilig!' Fireworks Sa es 1 q9t!d1181 chqlh ls Eyildits 1ch999r 16 gulldtns 1 c!yr9!t olt 16 9ir-!ldtnq ? G1€!9 1 Building 1 Church 40,000 Square Feet 4,416 Square Feeia Location Location Location Location Location 3,190 Square Fee. 875 Square Feet 2 Locations & Days 1# items/activiues I # items/activrties 18800 30110 30130 30320 1 # rtems,/activrties 1# items/activities l Ea.h 5 Pastor(s) 370l N Sierra Way San Be,na.dino CA 92405-2219 SpecialEvents MEDICAI, TIMIT OCCURRENCE LIMII $0 per person $100,000 COVERAGE AGGREGATE LIMIT $500.000 $0 per person FORM BGL2r 4.1 BGL214,] BGL2] 4]Fireworks Display $100,000 $r00,000 $500,000 $500,o00 Construction Oversight $0 per person $0 per person $100,000 $500,o00 ' Only o single limit opplies to the loss. All covercge limits ate subiect to the geneal occurcnce linit ond all oggrcgate linits ar subiecl ta the generl oggrgote limit Brotherhood Mutual lnsurance Company I www brotherhoodmutual.com | 800.333.3735 | 5400 Brotherhoo d Way, P.O. Box 2227, Fort Wayne, lN 46801-2227 M1 DEC 12/20 ''Bear ye one another's burdens and so fullillthe law of Christ. Ga atians 612 Page 32 of 35 High Hazard Activities for details regarding how these coverage limits will apply, see the How Much lrye Poy section of the High Hazard Activities Coverage Limits Form (8GL-21). BGL2] 41 ;12 enorHE RHooD )iffiil#:: 1I uuruAl. PCLC\PiRCD Liability Coverage Summary MinistryFirst" commercial multi-peril policy Declarations continued.. SANDALS CHURCH 04M5A0426258 Olal/2022 at12tO1 a.n. to 07/41/2023 at l2:01a.m. The Coverages listed within these declarations are provided according to the terms of the designated coverage forms and any other applicable forms or endorsements Only one liability coverage and one medical coveraSe will apply to an occurrence and any related loss. Any limit which is specificai y stated within a coverage form or endorsement represents the most we wil pay for the coverage to which such a limit applies. For appllcation of limits, see Liability and Medical Coverase form (BGLll 4.5). FORM BGLlOOA] 2,2 FORM NAME Conrmerc a Liability Endorsemenl FORM BGLIr 4.5 FORM NAME L ability And l\/edical Coverage Form BGL]50 4.s Designated Additionai lnsured(s)BGLl52 r.0 Additiona lnsured Endorsement Related Org Principal and AdditionalCov EX909 I 0 Asbestos Exposure Exclusion Gr0363 0B 06 Amendatory Endorsement Calif ornia Gr-0e5_0- l?.?2 . KL-"y.I l.Uj"yty 9".t P"9T*9 f,I9:rdmef!: BGL939AISP'1.0 ProvisionModification-ExcessLiabilityG18901.0 Lead Liability Exclusion EX02BlX 3.1 NBC Terrorism Exclusion LOAN/REFERENCE NUMBER GLl270 06 06 Conditiona I Terrorism Exclusion Additional lnsureds NAME Goll Cars of Riverside, inc., Additionallnsured INTEREST Other:Rental oi golf carts ADDRESS 4000 Alamo St Riverside, CA 92501 -1008 S & lArastu Realty, Additional Other: Landlord loc 7-1 2282 Scenic Ridge Dr Chino Hills, CA 91709ro)5 DFT lnc. dba Cannon Management and Crown Point Apartments, Additional Lnsured Other: landlord loc9l 6349 Riverside Ave Fl2 Riverside, CA 92506 -3163 Rim of the Wor d Unified School District, Additronal lnsured Otheri parkinS lot loc 18 27315 North 8ay Road Blre iay,CA92311 Mountains Comrnunity Hospita, Additional lnsured Parklng Lot Other lS: 1300 Golden Rule Ln 29101 Hospital Rd Lake Arrowhead, CA 92352 9106 City of Menifee, Additional lnsured Location:24 29844 Haun Rd Sun City,CA925a6 Pacif ic Premier Bank, ISAOA, Additionallnsured 5570411922 and 5580383511 Building:3/1, Building:1,/1, Buildlng:14l1, Bui{dingi 14/2, Building: 14/3' Building: 14/4,guildinal 14/5, Building:15l1, Buildine: 16/1 , PO Box 200065 Kennesaw, GA 30156 ' Only a single linit applies ta the lass. All coveroge linits arc subiect to the genercl occurcnce linit and oll oggregote limits ote subiect to the genenl oggregote limit Brotherhood Mutual lnsurance Company I www.brotherhoodmutual.com | 8o0.333.3735 | 64OO Brotherhood way, P.O. Box 2227, f ott Wayne, lN 46801-2227 M1DEC12/2A "Bear ye one another's burdens and so fulfill the law of Christ." - Galatians 6i2 PaSe 33 of 35 Other Liability and Medical Forms BGL59RA 4,0 S(b: BROTHERHOOD1I uuruAL, Liability Coverage Summary NAMED NSURED POLICY NUMBER POLICY PERIOD SANDALS CHURCH 04M5A0426258 AlOl2O22 at D:41 a.n \o 07/41/2023 at l2:01a.m. INTERE5T tu d rg:16/2, Locatio MinistryFirst'' commercial multi-peril policy Declarations continued... The Coverages listed within these declarations are provided according to the terms of the desrgnated coveraSe forms and any other applicable forms or endorsements. Only one liability coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement represents the most we will pay for the coverage to which such a limit applies. For application of lirnits, see Liability and Medical Coverage form (BGLll 4.5) NAME LOAN/REFERENCE NUMBER ADDRESS Heritage Church, Additiona lnsured Location: 29 27985 Menifee Rd Men ilee, CA 92585 -9676 The Perez Family Trust, Additional nsured Location:30 14137 Business Center Dr Moreno Valley, CA 92553,9101 ' Only a sinqle linit applies ta the loss. All covercge linits orc sub)ect to the generl occunence limit ond oll aggrgote limits ore subiect to the generol oggregote linit Brotherhood Mutual lnsurance Company l www brotherhoodmutua .corn l BOO.333.3z35 l6400Brotherhoodway,P.O.Box222T,FottWayne,lN46S01 2227 Ml DEC 12/20 "Bear ye one another's burdens and so fulfillthe law o{ Christ." - Galatians 6:2 Page 34 of 35 :(b:BRorHERHooD ii[?ilH:l :ii?[:::*" 1I Vf U T U A L , poLrcy prR oD at/a1/2o22 at1? a1a.n b atov2o23 at . Commercial Excess Liability Supplemental Coverage Summary MinistryFirst'- commercial multi-peril policy Declarations continued,., ln return lor the payment of the premium, and subject to all the terms oI th€ policy, we agree with you to provide the insurance as stated in the Excess/Umbrella Lrab,lity Coverage endorsement BGt939 4.7. Key Excess Liability Coverage Facts NAME OF INSURED ADDRESS EXCESS LIABILITY POLICY PERIOD EXCESS I.IAEILITY ANNUAL PREMIUM SANDALS CHURCH 150 Paimyrita Ave, Riverside, CA 92507-1833 7/1/2022lo 7/1/2023 at 12r01 a.m. at the location listed above $14,700 Excess Liability Coverage - Limit of lnsurance Coverage Limit (per Occurrence) Coverage Aggregate Limit Deductible/Retention $10,000,000 $10.000,000 N,/A Optional Excess Coverage lnformation Schedule of Underlying lnsurance TYPE Genera Liability INSURER POI"ICY PERIOD Brotherhood Mutual lnsurance Company O1/O1/2O22 - 07/01/2423 STATUS lnc uded lncluded Excluded Excluded Excluded LtMtT $r0.000,000 $2000.000 N/A N,/A N/A Optonol Coveruge Li,its oe the sane as lhe Excess Liobility 'per Occurcnce" ond Aggrcgole linits shown obove, unless olheryise spe.itied POTICY NUMBER 04M5A0426258 LIMITS OF TIABILITY $2,000,0o0 Occl$10,000,00o Agg Automobile Liabllity Brotherhood Mutual lnsurance Company See applicable declarations page. 04A0426253 $r,000,000 Employe.s Liability Brotherhood Mutual lnsurance Company See applicable declarations pa8e. 04W0436803 $1000000/$1000000/$1000000 Brotherhood MLrtual lnsurance Company I www.brotherhoodmutual.corr I 800.333.3735 | 6400 Erotherhood \Nay, P.O.9ox 2227, Fort Wayne, lN 46801-2227 "Bear ye one another's burdens and so fulfill the law of Christ." - Galatians 6:2Ml OEC 12/20 Page 35 of 35 COVERAGE Directors and Officers Llability Coverage Sexual Acts Liability Coverage Employment Practices Liabil ty Coverage Cyber Liability Coverage Benef its Administration Liability Coverage