2022/08/01 Commercial Door Company, Inc.ACOFtD.coMMDOO-04
CERTIFICATE OF LIABILTTY INSURANCE 8t1t2022THIS CERTIFICATE IS ISSUED AS A MATTERCERTIFICATE DOES NOT AFFIRMATIVELY ORBELOW. THIS CERTIFICATE OF INSURANCE
REPRESENTATIVE OR PRODUCER, ANO THE CE
OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THISNEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BYTHEPOLICIESDOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZEDRTIFICATE HOLOER.
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INSIJRER(S) AFFORDING COVERAGE
s. dalida.oh a nian@h u b international.com
pRooucER Lic6nse # 0757776
HUB lnternational lnsurance Services lnc600 Corporate PolnteSuite 600Culver City, CA 90230
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26247
Cornmercial Ooor Company, lnc
1374 East Ninth Street
Pomona, CA 9r766
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RERA,Zurich American lnsurance Company
RER B . American Guarantee & Liabitity tnsurance Company
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oEscRlPTlo{ oF oPERATIoNS / LocATloN s / vEHlcLEs lacoRo 1or, Add'lion.r R.m.rt. sch.dut.i may 6..fi.ched lt60r..o... r. r.ouk.dtcitv of Monif€e and irs officers, emptoyees, aseirri. ino auirroilzeo v6'rri'irGl',iiiii iiiir[aiia";;;ffliif;i i;::if& as requirod by written contracr p€rattached endoEements *u-GL'2'162-a cw (0219) and #u.cA.424-F cw (04-14). Primary and Non-contrtbutory wordtng ts ipplicabte with ,especi to'GeneratLiability and Automobile Llability, if required by written contract p6. attached indorsements #u-cL-2162,4 c,iv (02/1g)-a;d ;aA 00 ol io 13.
FICATE o CANCE
@ 1988.2015 ACORO CORpORAT|ON. A rights reserved
The ACORD name and logo are registered marks o, ACORD
City of Menifee and its officers, employees
agents and aulhorized volunteers
29714 Houn Road
Menitee, CA 92586
SHOULDANY OF THEAAOVE DESCRIBED POLICIES BE CANCELLED BEFORETHE EXPIRATION OATE THEREOF. NOTICE WILL BE OELIVERED INACCORDANCE WITH TIIE POLICY PROVISIONS.
AUTHORIZED REPRESENIAIIVE
ACORD 25 (2016/03)
rs
statementmay
REQUIREMENT,
IS THAT THE
OTHER WITHI,4AY PERTAIN.AFFORDED TERI\4S,
CLAIMS,
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A
Additional Insured - Automatic - Owners, Lessees Or
Contractors
Section ll - Who ls An lnsured is amended to include as an additional insured any person or organization whom youare required to add as an additional insured under a written contract or written agreement "*""it"d by you, but onlywilh respect to liability for "bodily injury", "property damage" or "personal and alvertising inlury,; anO-suOlect to tn6following:
'1. lf such written contract or written agreement specilically requires that you provide that the person or organizationbe named as an additional insured under one or both of the following endoisements:
a. The lnsurance Services Office (tSO) ISO Cc 20 1O (10/01 edition); or
b. The ISO CG 20 37 (10/01 edttion),
such person or organization is then an additional insured with respect to such endorsement(s), but only to the extentthat "bodily injury", "property damage', or,,personal and advertising injury,,arises out of:
(1) Your ongoing operations, with respect to paragraph 1.a. above; or
(2) "Your work", with respect to paragraph 1.b. above,
which is the sublect of the written contract or written agreement.
However, solely with respect to this paragraph t., insurance afforded to such additional jnsured:
(a) Only applies if the "bodily injury", "property damage" or "personal and advertising injury" offense occurs
during the policy period and subsequent to your execution of the written conkac.-t oi wiitten agreement;and
(b) Does not apply to "bodily injury" or "property damage" caused by "your work" and included within the"products-completed operations hazard" unless the written contiacl or written agreement specificallyrequires that you provide such coverage to such additional insured.
2. lf such written contract or written agreement specifically requires that you provide that the person or organizationbe named as an additional insured under one or both of the following endoisements:
a. The lnsurance Services Offtce (lSO) tSO CG 20 10 (07/04 edition); or
b. The ISO CG 20 37 (07/04 edition),
such person or organization is then an additional insured with respect to such endorsement(s), but only to the extentthat "bodily injury", "property damage" or "personal and advertising injury', is caused, in whole or in pirt, by:
(1) Your acts or omissions; or
(2) The acts or omissions of those acting on your behalf,
ZURICH
THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY.
Policy No. GLO 4435'196-01 Effective Date: 08101 12022
lnciudes copyrighted malerial of lnsurance Services Office, lnc., with its permission
u-GL-2162-4 CW (02l19)
Pago I ol 4
This endorsement modities insurance provided under the:
Commercial General Liability Coverage part
in the performance of:
(a) Your ongoing operations, with respect to paragraph 2.a. above; or
(b) "Your work" and included in the "products-completed operations hazard", with respect to Paragraph2.b. above,
which is the subject of the written contract or written agreement.
However, solely with respect to this Paragraph 2., insurance afforded to such additional insured:
(i) Only applies if the "bodily injury", "property damage', or',personal and advertising inlury. offense
occurs during the policy period and subsequenl to your execulion of the written contract or writtenagreement; and
(ii) Does not apply to "bodily injury" or ,,property damage,, caused by.your work,, and included withinthe "producls-compleled operations hazard" unless the written contract or written agreementspecifically requires that you provide such coverage to such additional insured.
3. lf neither Paragraph 1. nor Paragraph 2. above apply and such written contract or written agreement requires lhatyou provide that the person or organization be named as an additional insured:
a' Under the ISO CG 20 10 (04/13 edition, any subsequent edition or if no edition date is specified); or
b. With respect to ongoing operations (if no form is specified),
such person or organization is then an additional insured only to the extent that "bodily injury", "property damage"or "personal and advertising iniury" is caused, in whole or in part by:
(1) Your acts or omissions; or
(2) The acts or omissions of those acting on your behalf,
in the performance of your ongoing operations, which is the subject of the written contract or written agreement.
However, solely with respect to this Paragraph 3., insurance afforded lo such additional insured:
(a) Only applies to the extent permitted by taw;
(b) Will not be broader than that which you are required by the written contract or written agreement toprovide for such additional insured; and
(c) Only applies if the "bodily injury", "property damage" or "personal and advertising injury" offense occurs
during the policy period and subsequent to your execution of the written contract or written agreement.
4. lf neither Paragraph 1. nor Paragraph 2. above apply and such written contract or written agreement requires thatyou provide that the person or organization be named as an additional insured:
a. Under the ISO CG 20 37 (04/13 edition, any subsequent edition or if no edition date is specified); or
b. With respect to the "products-completed operations hazard" (if no form is specified),
such person or organization is then an additional insured only to the extent that "bodily injury" or "property damage,'
is caused, in whole or in parl by "your work" and included in the "products-completed operations hazard", which isthe subject of the wdtten contract or written agreement.
However, solely with respect to this Paragraph 4., insurance afforded to such additional insured:
(1) Only applies to the extent permitted by law;
(2) Will not be broader than that which you are required by the written contract or written agreement to provide
for such additional insured;
(3) Only applies if the 'bodily injury" or "property damage" occurs during the policy period and subsequent toyour execution of the written contract or written agreement; and
(4) Does not apply to "bodily injury" or "property damage. caused by',your work,,and included within the"products-completed operations hazard" unless the written contract or written agreement specifically
requires that you provide such coverage to such additional insured.
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u-GL-2162-A CW (02/19)
Page 2 ol 4
B Solely with respect to the insurance afforded to any additional insured referenced in Section A. of this endorsemenl,the following additional exclusion applies:
This insurance does not apply to'bodily injury", "property damage" or "personal and advertising injury" arising out ofthe rendering of, or failure to render, any professional architecturil, engineering or surveying seriices inctuOingl
'1. The preparing, approving or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, fieldorders, change orders or drawings and specilications; or
2. Supervisory, inspection, architectural or engineering activities.
This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision,hiring, employment, training or monitoring of others by that insured, if t6e I'occurrence" whicn iaus6d the ,,bodity inlury;or "property damage", or the offense which caused the "personal and advertising injury", involved the rendering of orthe failure to render any professional architectural, engineering or surveying servicej.
Solelywith respect to the coverage provided by this endorsement, the following is added to p aragraph 2. Duties ln TheEvent Of Occurrence, Offense, Claim Or Suit of Section lV - Commercial General Liability bonditions:
The additional insured must see to it that:
(1) We are notified as soon as practicable of an "occurrence" or offense that may result in a claim;
(2) We receive written notice of a claim or ,,suit" as soon as practicable; and
(3) A request for defense and indemnity of the claim or "suit" will promptly be brought against any policy issued byanother insurer under which the additional insured may be an insured in any capacity. This provision does notapply to insurance on which the additional insured is a Named lnsured if the wrjtten contract or writtenagreement requires that this coverage be primary and non-contributory.
Solely with respect to the coverage provided by this endorsement:
'1. The following is added to the Other lnsurance Condition of Section lv - Commercial General LiabilityConditions:
Primary and Noncontributory insurance
This insurance is primary to and will not seek contribution from any other insurance available to an additaonalinsured provided that:
a. The additional insured is a Named lnsured under such other insurance; and
b. You are required by written contract or written agreement that this insurance be primary and not seekcontribution from any other insurance available to the additional insured.
2. The following paragraph is added to Paragraph 4.b. of the Other lnsurance Condition under Section lV -Commercial General Liability Conditions:
This insurance is excess over:
Any of the other insurance, whether primary, excess, contingent or on any other basis, available to an additionalinsured, in which the additional insured on our policy is also covered as an additional insured on another policyproviding coverage for the same "occurrence", offense, claim or "suit". This provision does not apply to anypolicy in which the additional insured is a Named lnsured on such other policy and where our policy is iequiredby a written contract or written agreement to provide coverage to the additional insured on a primiry and non-contributory basis.
This endorsement does not apply to an additional insured which has been added to this Coverage part by anendorsement showing the additional insured in a Schedule of additional insureds, and which endorsement apptiesspecifically to that identified additional insured.
Solely with respect to the insurance afforded to an additional insured under Paragraph A.3. or paragraph A.4. of thisendorsement, the following is added to Section lll - Limits Of lnsurance:
Additional lnsured - Automatic - Owners, Lessees Or Contractors Limit
The most we will pay on behalf of the additional insured is the amount of insurance:
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u-GL-2162-A CW (02l19)
Page 3 of 4
1' Required by the written contract or written agreement referenced in Section A. of this endorsement; or
2. Available under the applicable Limits of lnsurance shown in the Declarations,
whichever is less.
This endorsement shall not increase the applicable Limits of lnsurance shown in the Declarations.
All other terms, conditions, provisions and exclusions of this policy remain the same.
u-GL-2162-4 CW (02l19)
Pago 4 of 4lncludes copyrighled material of lnsurance Sorvices Offlce, lnc., with its permission.
Coverage Extension Endorsement ZURICH
I']olicy No Eff. Date ofPol.Erp. Date ofPol.Add'1. Prenr Retum Prcm
BAP 4435198-00 08t01t2021 08101t2022 48709000 INC L
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
This endorsement modifies insurance provided under the
Business Auto Coverage Form
Motor Carrier Coverage Form
A. Amended Who ls An lnsured
1. The following is added to the Who ls An lnsured Provision in Section ll - Covered Autos Liability Coverage:
The following are also "insureds":
a. Any "employee" of yours is an "insured" while using a covered "auto" you don't own, hire or borrow for actsperformed within the scope of employment by you. Any "employee" of yours is also an "insured" while
operating an "auto' hired or rented under a conlract or agreement in an "employee's" name, with your
permission, while performing duties related to the conduct of your business.
b. Anyone volunteering services lo you is an "insured" while using a covered "auto" you don't own, hire or
borrow to transport your clients or other persons in aclivities necessary to your business.
c. Anyone else who furnishes an "auto" referenced in Paragraphs A.1.a. and A.1.b. in lhis endorsement.
d. Where and to the extent permifted by law, any person(s) or organization(s) where required by written contract
or written agreement with you executed prior to any "accident", including those person(s) or organization(s)
directing your work pursuant to such written contract or written agreement with you, provided the "accident"
arises out of operations governed by such contract or agreement and only up to the limits required in the
written contract or written agreement, or the Limits of lnsurance shown in the Declarations, whichever is less.
2. The following is added to the Other lnsurance Condition in the Business Auto Coverage Form and the Other
lnsuranee - Primary and Excess lnsurance Provisions Condition in the Motor Carrier Coverage Form:
Coverage for any person(s) or organization(s), where required by written contract or written agreement with you
executed prior to any "accident", will apply on a primary and non-contributory basis and any insurance maintained
by the additional "insured" will apply on an excess basis. However, in no event will this coverage extend beyond
the terms and conditions of the Coverage Form.
B. Amendment - Supplementary Payments
Paragraphs a.(2) and a.(4) of the Coverage Extensions Provision in Section ll - Covered Autos Liability
Coverage are replaced by the following:
(2) Up to $5,000 for the cost of bail bonds (including bonds for related traffic law violations) required because of an
"accident" we cover. We do not have to furnish these bonds,
(4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to $5oo a
day because of time off from work.
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u-cA.424-F CW (04-14)
Page 1 of 6
a
En Daie ofEnd.
c
D
Fellow Employee Coverage
The Fellow Employee Exclusion contained in Section ll - Covered Autos Liability Coverage does not apply.
Driver Safety Program Liability and physical Damage Coverage
1. The following is added to the Racing Exclusion in Section ll - Covered Autos Liability coverage:
This exclusion does not apply to covered "autos" participating in a driver safety program event, such as, but notlimited to, auto or truck rodeos and other auto or truck agility demonstrations.
2. The following is added to Paragraph 2. in the Excluslons of Section lll - Physical Damage Coverage of theBusiness Auto Coverage Form and Paragraph 2.b. in the Exclusions of Section lV - physlcal bamag"Coverage of the Motor Carrier Coverage Form:
This exclusion does not apply to covered "autos" participating in a driver safety program event, such as, but notlimited to, auto or truck rodeos and other auto or truck agility demonstrations.
Lease or Loan Gap Coverage
The following is added to the coverage provision ofthe physlcal Damage coverage section:
Lease Or Loan Gap Coverage
ln the evenl of a total "loss" to a covered "auto", we will pay any unpaid amount due on the lease or loan for a covered"auto", less:
a. Any amount paid under the physicar Damage coverage section of the coverage Form; and
b. Any:
('t) Overdue lease or loan payments at the time of the ,,loss,,;
(2) Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage;
(3) Security deposits not returned by the lessori
(4) Costs for extended warranties, credit life insurance, health, accident or disability insurance purchased with theloan or lease; and
(5) Carry-over balances from previous leases or loans.
Towinq and Labor
Paragraph A.2. of the Physical Damage Coverage Section is replaced by the following:
We will pay up to $75 for towing and labor costs incurred each time a covered "auto" of the private passenger type isdisabled. However, the labor must be performed at the place of disablement.
Extended Glass Coverage
The following is added to Paragraph A.3.a. ofthe physical Damage Coverage Section:
lf glass must be replaced, the deductible shown in the Declarations will apply. However, if glass can be repaired andis actually repaired rather than replaced, the deductible will be waived. Vou have tn" olption of having the glassrepaired rather than replaced.
Hired Auto Physical Damage - lncreased Loss of Use Expenses
The coverage Extension for Loss of Use Expenses in the Physical Damage coverage Section is replaced by thefollowing:
Loss Of Use Expenses
For Hired Auto Physical Damage, we will pay expenses for which an "insured" becomes legally responsible to pay forIoss of use of a vehicle rented or hired without a driver under a written rental contract or wriiten rent,al agreement. Wewill pay for loss of use expenses if caused by:
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(1) Other than collision only if the Declarations indicate that comprehensive coverage is provided for any covered"auto";
(2) Specified causes of Loss only if the Declarations indicate that Specified causes of Loss Coverage is providedfor any covered "auto,,; or
(3) Collision only if the Declarations indicate that Collision Coverage is provided for any covered ,'auto".
However, the most we wirr pay for any expenses for ross of use is $r 00 per day, to a maximum of 93000.L Personal Effects Coverage
The following is added to the coverage provision of the physical Damage coverage section:
Personal Effects Coverage
a. We will pay up to 9750 for',loss,,to personal effects which are:
(1) Personal property owned by an,,insured,'; and
(2) ln or on a covered "auto',.
b. Subject to Paragraph a. above, the amount to be paid for "loss" to personal effects will be based on the lesser of:
('l) The reasonable cost to replace; or
(2) The actual cash vatue.
c. The coverage provided in Paragraphs a. and b. above, only applies in the event of a totat theft of a covered"auto". No deductible applies to this coverage. However, we wili not pay for "loss" to personal effects of any ofthe following:
(1) Accounts, bills, currency, deeds, evidence of debt, money, notes, securities, or commercial paper or otherdocuments of value.
(2) Bullion, gold, silver, platinum, or other precious alloys or metals; furs or fur garments; jewelry, watches,precious or semi-precious stones.
(3) Paintings, statuary and other works of art.
(4) Contraband or property in the course of illegal transportation or trade.
(5) Tapes, records, discs or other similar devices used with audio, visual or data electronic equipment.
Any coverage provided by this Provision is excess over any other insurance coverage available for the same ',loss,,.
J. Tapes, Records and Discs Coverage
1. The Exclusion in Paragraph-8.4.a. of Section lll - Physical Damage coverage in the Business Auto CoverageForm and the Exclusion in Paragraph 8.2.c. of Section lV - Physical Damale Coverage in the Motor CarrlerCoverage Form does not apply.
2. The following is added to Paragraph l.a. comprehensive coverage under the Coverage provision of thePhysical Damage Coverage Section:
We will pay for "loss" to tapes, records, discs or other similar devices used with audio, visual or data electronicequipment. We will pay only if the tapes, records, discs or other similar audio, visual or data electronic devices:
(a) Are the property of an "insured"; and
(b) Are in a covered "auto" at the time of ,'loss,'.
The most we will pay for such "loss" to tapes, records, discs or other similar devices is $500. The physical
Damage Coverage Deductible provision does not apply to such ,'loss".
u-cA-424-F CW (04-14)
Page 3 of 6lncludes copyrighted material of lnsurance Services Ofllce, lnc., with its permission
K. Airbag Coverage
The Exclusion in Paragraph B.3.a. of Section lll - Physlcal Damage Coverage in the Business Auto Coverage Formand the Exclusion in Paragraph 8.4.a. of Section lV - Physical Damage Coverage in the l\4otor Carrier C6verageForm does not apply to the accidental discharge of an airbag.
L. Two or More Deductibles
The following is added to the Deductible provision of the physical Damage coverage section:
lf an accident is covered both by this policy or Coverage Form and by another policy or Coverage Form issued to you
by us, the following applies for each covered "auto,,on a per vehicle basis:
l. lf the deductible on this policy or Coverage Form is the smaller (or smallest) deductible, it will be waived; or
2. lf the deductible on this policy or Coverage Form is not the smaller (or smallest) deductible, it will be reduced bythe amount of the smaller (or smallest) deductible.
M. Physical Damage - Comprehensive Coverage - Deductible
The following is added to the Deductible provision ofthe physical Damage coverage section:
Regardless of the number of covered "autos" damaged or stolen, the maximum deductible that will be applied toComprehensive Coverage for all "loss" from any one cause is $5,oOO or the deductible shown in the Declarations.whichever is greater.
N. Temporary Substitute Autos - Physical Damage
1. The following is added to Section I - Covered Autos:
Temporary Substitute Autos - physical Damage
lf Physical Damage Coverage is provided by this Coverage Form on your owned covered "autos,', the followingtypes of vehicles are also covered ,,autos,' for physical Damage Coverage:
Any "aulo" you do not own when used with the permission of its owner as a temporary substitute for a covered"auto" you do own but is out of service because of its:
'1. Breakdown:
2. Repair;
3. Servicing;
4. "Loss": or
5. Deslruction.
2. The following is added to the Paragraph A. Coverago Provision ofthe Physical Damage Coverage Section:
Temporary Substitute Autos - physical Damage
We will pay the owner for "loss" to the temporary substitute "auto" unless the "loss" results from fraudulent acts oromissions on your part. lf we make any payment to the owner, we will obtain the owner's rights against any other
Pa rty.
The deductible for the temporary substitute "auto" will be the same as the deductible for the covered ',auto,' itreplaces.
O. Amended Duties ln The Event Of Accident, Claim, Sult Or Loss
Paragraph a. of the Duties ln The Event Of Accident, Clalm, suit Or Loss Condition is replaced by the following:
a. ln the event of "accident", claim, "suit" or "loss", you must give us or our authorized representative prompt noticeof the "accident", claim, "suit" or "loss". However, these duties only apply when the "accident,', claim, ,,suit', or"loss" is known to you (if you are an individual), a partner (if you are a partnership), a member (if you are a limitedliability company) or an executive officer or insurance manager (if you are a corporation). The failure of any
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u-cA424,F CW (04-14)
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agent, servant or employee of the "insured,' to notitr/ us of any ,'accident',, claim, ',suit" or ,,loss,, shall not inValidatethe insurance afforded by this policy.
lnclude, as soon as practicable:
(1) How, when and where the "accident" or "loss" occurred and if a claim is made or ,,suit,' is broughl, writtennotice of the claim or "suit" including, but not limited to, the date and details of such claim or ',suit',;
(2) The "insured's" name and address; and
(3) To the extent possibre, the names and addresses of any injured persons and witnesses.
lf you report an "accident", claim, "suit" or "loss" to another insurer when you should have reported to us, yourfailure to report to us will not be seen as a violation of these amended duties provided you give us notice as soonas practicable after the fact of the delay becomes known lo you.
P. Waiver of Transfer Of Rights Of Recovery Against Others To Us
The following is added to the Transfer of Rights of Recovery Against others To us condition:
This -Condition does not apply to.the odent required of you by a written contract, executed prior to any "accident', or"loss", provided that the "accident" or "loss" arises out oi operitions contemplate; uv .*h "5.tr""t rhis waiver onlyapplies to the person or organization designated in the mniract.
Q. Employee Hired Autos - physical Damage
Paragraph b. of the other lnsurance Condition in the Business Auto Coverage Form and paragraph f. of the otherlnsurance - Primary and Excess lnsurance Provisions condition in the Moior c;;;ie; c;r"r;" Form are replacedby the following:
For Hired Auto Physicar Damage coverage, the foflowing are deemed to be covered ,,autos,,you own:
(1) Any covered "auto" you lease, hire, rent or borrow; and
(2) Any covered "auto" hired or rented under a written contract or written agreement entered into by an ,,employee,'or
elected or appointed official with your permission while being operJted within the course and scope of that"employee's" employment by you or that elected or appointed official's duties as respecitneir ooligations to you.
However, any "auto" that is leased, hired, rented or borrowed with a driver is not a covered ',auto,,.
R. Uninlentional Failure to Disclose Hazards
The following is added to the concearment, Misrepresentation or Fraud condition:
However, we will not deny coverage under this Coverage Form if you unintentionally:
(1) Fail to disclose any hazards existing atthe inception dateof this Coverage Form; or
(2) Make an error, omission, improper description of "autos" or other misstatement of information.
You must notify us as soon as possible after the discovery of any hazards or any other information that was notprovided to us prior to the acceptance of this policy.
S. Hired Auto - World Wide Coverage
Paragraph 7a.(5) of the poricy perrod, coverage Territory condition is repraced by the folowing:
(5) Anywhere in the world if a covered "auto" is leased, hired, rented or borrowed for a period of 60 days or less,T. Bodily lnjury Redefined
The deflnition of "bodrry injury" in the Definitions section is repraced by the folowing:
"Bodily iniury" means bodily injury, sickness or disease, sustained by a person including death or mental anguish,resulting from any of these at any time. Mental anguish means any type of mental or emotional illness or disease.
lncludes copyrighted material of lnsurance Setuices Office, lnc., with its permission
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U. Expected Or lntended lnjury
The Expected Or lntended lnjury Exclusion in Paragraph B. Exclusions under Section ll - Covered Auto LiabilityCoverage is replaced by the following:
Expected Or lntended lnjury
"Bodily injury" or "property damage" expected or intended from the standpoint of the "insured,,. This exclusion doesnot apply to "bodily injury" or "property damage" resulting from the use of reasonable force to protect persons orproperty.
V, Physical Damage - Additional Temporary Transportation Expense Coverage
Paragraph A.4.a. ofSection lll - physical Damage Coverage is replaced by the following:
4. Coverage Extensions
a. TransportationExpenses
We will pay up to $50 per day to a maximum of $1,000 for temporary transportation expense incurred by youbecause of the total theft of a covered "auto" of the private passenger iype. We will pay only tor ihosecovered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. We willpay for temporary transportation expenses incurred during the period beginning 48 hours after the theft andending, regardless of the policy's expiration, when the covered "auto" ii returned to use or we pay for its"loss".
w. Replacement of a Private passenger Auto with a Hybrid or Alternative Fuel Source Auto
The following is added to Paragraph A. coverage ofthe physical Damage coverage section:
ln the event of a total "loss" to a covered "auto" of the private passenger type that is replaced with a hybrid ',auto,, or"auto" powered by an alternative fuel source of the private passenger type, we will pay an additional 1O% of the costof the replacement "auto", excluding tax, title, license, other feei and any aflermaiket vehicle upgrades, up to amaximum of $2500. The covered "aulo'musl be replaced by a hybrid "auto" or an "auto" powered by an alteinativefuel source within 60 calendar days of the payment of the "loss" and evidenced by a bill of sale or new vehicle leaseagreement.
To qualify as a hybrid "auto", the "auto" must be powered by a conventional gasoline engine and another source ofpropulsion power. The other source of propulsion power must be electric, hydrogen, prolane, solar or natural gas,either compressed or liquefied. To qualify as an "auto" powered by an alteinatiie fuel source, the ',auto,, must bepowered by a source of propulsion power other than a conventional gasoline engine. An ',auto" solely propelled bybiofuel, gasoline or diesel fuel or any blend thereof is not an "auto" powered by an ilternative fuel source.
X. Return of Stolen Automobile
The following is added to the Coverage Extension Provision ofthe Physical Damage Coverage Section:
lf a covered "auto" is stolen and recovered, we will pay the cost of transport to return the "auto" to you. We will payonly for those covered "autos" for which you carry either Comprehensive or Specilied Causes of Loss Coverage,
All other terms, conditions, provisions and exclusions of this policy remain the same
lncludes copyrighled material of lnsurance Services Oflice, lnc., wilh its pe.mission
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