2022/01/01 Boudreau Pipeline CorporationaiQo"CERTIFICATE OF LIABILITY INSURANCE
1 1
THIS CERTIFICATE IS ISSUED AS A I{ATTER OF INFORI{ATIOiI ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLOER. THIS
CERTIFICATE DOES NOT AFFIRI{ATIVELY OR NEGATIVELY AIIIEND, EXTEND OR ALTER THE COVERAGE AFFOROED BY THE POLICIES
BELOW. THIS CERTTFTCATE OF TNSURANCE OOES i{OT CONSTTTUTE A CONTRACT BETWEEN THE rSSUrt{G INSURER(S), AUTHORIZED
REPRESEI{TATIVE OR PRODUCER, AND THE CERTIFICATE HOLOER
IMPORTAI{T: lf the cortificato holdor lr an ADDITIONAL li{SURED, tho policy(ios) must have ADDITIONAL INSURED provisions or bG e.do.sod.
ll SUBROGATION lS WAIVEO,3ubjoct to the lo.mr.nd condltlonr ot tho pollcy, cortaln pollcior may roqulrc an ondo66ment. A statoment on
thia cortitlcato doe3 not conlor rights to the cortlllcate holdo, ln llou of !uch ondo6om6nt{s).
moouceR Bolton lnsurance Services LLC
3475 E. Foothill BIvd., Suite 100
Pasadena, CA 911 07
E
E 799 583-2117
AFFOROING COVERAGE
www.bollonco com 60u772 Zunch American lnsura 16535
Co of Amer 25674Boudreau Pipeline Corporation463 N Smith Ave
Corona CA 92878
INSURER C E\anston lnsurance Co 35378
The H tl 2
ERE
COVERAGES CERTIFICATE NUMBER: 65867245 REVISION NUMBER:
CERTIFICATE HOLDER CANCELLATION
Alloperations of the Named lnsured
Citv of Menitee
29714 Haun Road
Menifee CA 92586
SHOULD ANY OF THE ABOVE OESCRIBEO POLICIES BE CANCELLED BEFOREfHE EXPIRATION OAIE THEREOF, NOTICE WILL BE OELIVEREO IN
ACCOROANCE WITH THE POLICY PROVISIONS.
AUTHORIZEO REPRESENTATIVE
Chau Tran
acoRD 25 (2016/03)
O 1988.2015 ACORD CORPORATION. All rights res€rv€d
The ACORD namo and logo aro rogistorod mark3 of ACORD
THIS IS fO CERTIFY IHAT THE POLICIES OF INSURANCE LISTEO BELOW HAVE BEEN ISSUED TO THE INSUREO NAMEO ABOVE FOR THE POUCY PERIOD
INDICATED NOTWTHSTANOING ANY REOUIREMENT. TERM OR CONDITION OF ANY CONTRACT OR OTHER OOCUMENT WTH RESPECI TO WTIICH IIIIS
CERTIFICATE MAY BE ISSUEO OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POTICIES DESCRIEED HEREIN IS SUBJECT TO ALL THE TERMS
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHOW! MAY HAVE BEEN REDUCEO BY PAID CLAIMS.
EACH OCCURRENCE
PREMISES lEa occ!r€nc6r
MEo ExP (A.y ono person)
sl 000 000
s1 000 000
s 10,000
PERSONAL A ADV INJURY s 1,000,000
GENERALAGGREGATE s2,000 000
PRODUCTS COMP/OP A6G s2 000 000
CO [T E RCIA L GENERAf LIABILITY
GEN L AGGREGATE LIM i APPLIES PFR
JECT
GLO 2926848,01 7t1t2021 71112022
s
ITIRED
AUIOS O'ILY
SCHEDULED
AUIOS ONIY
AUTO{OBILE LIAAIL Y BAP 2926849-01 51 000
BOOTLY TNJLTRY (Ps aed€nt)
BOOILY INJ1JRY IP€I P*$N)
BINED SINGLE LMiT
EACIi OCCURRENCE
EXCESS LIAB
OCCUR t5.000.000
t5,000,000
B
nersurror s 10,000
cuP 0T29915922 1t112022 711t2022
oTllSTATT)TE
E L EACH ACCIOENT $ 1,000,000
E L DISEASE EA EIMPLOYEE
WORXERS COi'PENSATION
AND EMPLOYEFS' LIABILITY
ANYPROPR]ETOR/PAFTNE&€XECUTIVE
OFFICERfi EMAER€XCLUOED?
DEscRtPToN oF oPERATIoNS bdd E L OISEASE, POLICY LIM T
\ lc 2926847-01 71112021 711t2022
$ 1.000.000
$ 1,000,000
C
D
D
o
Conlractors Pollution Liability
Scheduled Equipment
lnstallation Floater
Leased/Renled EquiDmenl trom Others
MKLV4ENV1O3605
tH3 H460517 01
tH3 H460517 01
tH3 H460517 01
'111t2022
1t1t2022
1t1t2022
1t1t2022
7 t112022
7 t1t2022
7 t112022
7 t112022
$1,000.000 Ea Poll Cond / $2,000,000 Agg
Scheduled Value
0100,000
$750,000
OESCFIPIOi! Of OPERA nONS / LOCATIOI,IS / VEIIICLES {ACORO 101 Addllio..l R.m.rt. S.h.dul., m.y b. rfllch.d ll mor .p.c. l. -quind)
GL Additional lnsured applies per UGL2162AC\ /0219 attached, only if required by vrritten contracyaoreemenl.
GL Pnmary & Non-Conlrihllory VvordirE applies per UGL2162AC\ r0219 attached.
GL, Aulo. \l/C & Poll Notice of Cancellation Clauses apply per 1100171198, U!1C307EACW0E17 & MEEIOo171117 attached
Re: All Operations of lh€ Named lnsured. Adddional lnsured(s). City of MenGe.
65367?{5 I sooottr_cl t 1/r/22 GL AlJ rc; Ur$ 55l, Poll !!x/9:l. Eqrt Inrt I n...y c.dr.lr.der I 12t13/2a2r at11:at PM (?sT) I P.s. I of
I
I
I
s
7l1t2oz1 l7nt2o22
BAP 2926849-01
COMMON POLICY CONDITIONS
All Coverage Parts included in this policy are subjecl to the following conditions.
rL 00 17 11 98
b. Give you reports on the conditions we find,
and
c. Recommend changes.
2. We are not obligated to make any inspections,
surveys, reports or recommendalions and any
such actions we do underlake relate only to in-
surability and the premiums to be charged. We
do not make safety inspections. We do not un-
dertake to perform the duty of any person or
organization to provide for the health or safety
of workers or the public. And we do not warrant
that conditions:
a. Are safe or heallhful: or
b. Comply with laws, regulations, codes or
standards.
3. Paragraphs '1. and 2. of this condition apply
not only to us, but also to any rating, advisory,
rate service or similar organization which
makes insurance inspections, surveys, reports
or recommendations.
4. Paragraph 2. of this condition does not apply
to any inspections, surveys, reports or recom-
mendations we may make relative to certifica-
tion, under state or municipal statutes, ordi-
nances or regulations, of boilers, pressure ves-
sels or elevators.
E. Premlums
The Ilrst Named lnsured shown in the Declara-
tions:
1. ls responsible for the payment of all premiums;
and
2. Will be the payee for any return premiums we
pay.
F. Transfar Of Your Rights And Duties Under
This Policy
Your rights and duties under this policy may not
be transfened without our written consent except
in the case of death of an individual named in-
sured.
lf you die, your rights and duties will be trans-
ferred to your legal representative but only while
acting within the scope of duties as your legal rep-
resentative. Until your legal representative is ap-
pointed, anyone having proper temporary custody
of your property will have your rights and duties
but only with respect to that property.
A. Cancollation
1. The first Named lnsured shown in the Declara-
tions may cancel this policy by mailing or de-
livering to us advance written notice of cancel-
lation.
2. We may cancel this policy by mailing or deliv-
ering to the Urst Named lnsured written notice
of cancellation at least:
a. 10 days before the effective date of cancel-
lation if we cancel for nonpayment of pre-
mium: or
b. 30 days before the effective date of cancel-
lation if we cancel for any other reason.
3. We will mail or deliver our notice to the first
Named lnsured's last mailing address known to
us.
4. Notice of cancellatlon will state the effective
date of cancellation. The policy period will end
on that date.
5. lf this policy is cancelled, we will send the first
Named lnsured any premium refund due. lf we
cancel, the refund will be pro rata. lf the first
Named lnsured cancels, the refund may be
less than pro rata. The cancellation will be ef-
fective even if we have not made or offered a
refund.
6. lf notice is mailed, proof of mailing will be suf-
ficient proof of notice.
B. Changes
This policy contains all the agreements between
you and us concerning the insurance afforded.
The first Named lnsured shown in the Declara-
tions is authorized lo make changes in the terms
of this policy with our consent. This policy's terms
can be amended or waived only by endorsement
issued by us and made a part of this policy.
C. Examination Of Your Books And Records
We may examine and audit your books and rec-
ords as they relate to this policy at any time during
the policy period and up to three years afteMard.
D. lnspections And Survays
1. We have the right to:
a. Make inspections and surveys at any time;
trlL 00 1711 98 Copyright, lnsurance Services Office, lnc., 1998 Page 1 of 1
porr s1u/s?H c.drrrrad€r 1l / 21l 202
@
Additional Insured - Automatic - Owners, Lessees Or
Contractors
ZURICH
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Policy No. (ll.O 2()26848-01 Effective Date: 7/l/2021
This endorsement modilies insurance provided under the
Commercial Gsneral Liability Covoragg Part
u-G1,2162-A CW (02/19)
Page 1 of 4
lncludes copydghtod malerial of lnsursnce S€rvices Offic€, lnc., with its pomission.
'i5361r4t I uoUDPiP-Cr | 1/1/11 CL An WC; Umb 95M Potl SrM/S2r' Eqnr lnrr Na.cy C.duallader 12l2rlI0:l 4:1rr0l pH lpST) paq€ r of tn
A. Section ll - Who ls An lnsurod is amended to include as an additional insured any person or organization whom you
are required to add as an additional insured under a written contract or written agreement executed by you, but only
with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" and subject to the
following:
1. If such written contract or wriften agreement specifically requires that you provide that the person or organization
be named as an additional insured under one or both of the following endorsements:
a. The lnsurance Services Offce (lSO) ISO CG 20 10 (10/01 edition); or
b. The ISO CG 20 37 (10/01 edition),
such person or organization is then an additional insured with respect to such endorsement(s), but only to the extent
that "bodily injury", "property damage" or "personal and advertising injury" arises out of:
(1) Yourongoing operations, with respecl to Paragraph 1.a. above; or
(2) "Your work", with respect to Paragraph 1.b. above,
which is the subject of the written contract or written agreement.
However, solely with respect to this Paragraph 1., insurance afforded to such additional insured:
(a) Only applies if the "bodily injury", "property damage" or "personaland advertising injury" offense occurs
during the policy period and subsequent to your execution of the written contract or written agreement,
and
(b) Does not apply to "bodily injury" or "property damage" caused by "your work" and included within the
"products-compleled operations hazard" unless the written contract or written agreement specifically
requires that you provide such coverage to such additional insured.
2, lf such written contract or written agreement specifically requires that you provide that the person or organization
be named as an additional insured under one or both ofthe following endorsements:
a. The lnsurance Services OflSce (lSO) ISO CG 20 10 (07/04 edition)t or
b. The ISO CG 20 37 (07/04 edition),
such person or organization is then an additional insured with respect to such endorsement(s), but only to the extent
that "bodily injury", "property damage" or "personal and advertising injury" is caused, in whole or in part, by:
(1) Your acts or omissions: or
(2) The acts or omissions of those acting on your behalf,
in the performance of:
(a) Your ongoing operalions, with respect to Paragraph 2.a. above; or
(b) "Your work" and included in the "products-completed operations hazard", with respect to Paragraph
2.b. above,
which is the subject of the written contract or written agreement.
However, solely with respect to this Paragraph 2., insurance afforded to such additional insured:
(i) Only applies if the "bodily injury", "property damage" or "personal and advertising injury" offense
occurs during the policy period and subsequent to your execution of the written contrad or written
agreement; and
(ii) Does not apply to "bodily injury" or "properly damage" caused by "your work" and included within
the "products-completed operations hazard" unless the written contract or written agreement
specifically requires that you provide such coverage to such additional insured.
3. lf neither Paragraph '1. nor Paragraph 2. above apply and such written contract or written agreement requires that
you provide that the person or organization be named as an additional insured:
a. Under the ISO CG 20 10 (04/13 edition, any subsequent edition or il no edition date is specified); or
b. With respect to ongoing operations (if no form is specified),
such person or organization is then an additional insured only to the extent that "bodily injury", "property damage"
or "personal and adverlising injury" is caused, in whole or in part by:
(1) Your acls or omissions, or
(2) The acts or omissions of those acting on your behalf,
in the performance of your ongoing operations, which is the subject of the written contract or written agreement.
However, solely with respect to this Paragraph 3., insurance afforded to such additional insured:
(a) Only applies to the extent permitted by law;
(b) Will not be broader than that which you are required by the written contract or written agreement to
provide for such additional insured; and
(c) only appliesif the "bodily injury", "property damage" or "personal and advertising inJury" offense occurs
during the policy period and subsequent to your execution of the written contract or written agreement.
4. lf neither Paragraph 1. nor Paragraph 2. above apply and such written contract or writlen agreement requires that
you provide that the person or organization be named as an additional insured:
a. Under the ISO CG 20 37 (04/13 edition, any subsequent edition or if no edition date is specified); or
b. With respect to the "products-completed operations hazard" (if no form is specified),
such person or organization is then an additional insured only to the extent that "bodily injury" or "property damage"
is caused, in whole or in part by "your work" and included in the "products-completed operations hazard", which is
the subject of the written contract or written agreement.
However, solely with respect to this Paragraph 4., insurance afforded to such additional insured:
(1) Only applies to the extent permitted by law;
(2) Will not be broader than that which you are required by the written contracl or written agreement to provide
for such additional insured:
(3) Only applies if the 'bodily injury" or "property damage" occurs during the policy period and subsequent to
your execution of the written contract or written agreementi and
(4) Ooes not apply to "bodily injury" or "property damage" caused by "your work" and included within the
"products-completed operations hazard" unless the written contracl or written agreement specifically
requires that you provide such coverage lo such additional insured.
u-GL-2162 A CW (02/19)
Page 2 ol 4
lncludes copyrighted malerial of lnsurance Services Office, lnc., with its permrssion
L AU aC) Uib t5n PoII 5rU/t2X Eqnt lnrr r t.ncy C!dv.r1.d.r I 1?/2)/242r a:11:A? P,l rPS',r] I Pdqe 4 ol r
B. Solely with respect to the insurance afforded to any additional insured referenced in Section A. of this endorsement,
the following additional exclusion applies;
This insurance does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of
the rendering of, or failure to render, any professional architectural, engineering or surveying services including:
1. The preparing, approving or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field
orders, change orders or drawings and specifications; or
2. Supervisory, inspection, architectural or engineering activities.
This exclusion applies even if the claims againsl any insured allege negligence or other wrongdoing in the supervision,
hiring, employment, training or monitoring of others by that insured, if the "occurrence" which caused the "bodily injury"
or "property damage", or the offense which caused the "personal and advertising injury", involved the rendering of or
the failure to render any professional architeclural, engineering or surveying services.
C. Solely with respect to the coverage provided by this endorsement, the following is added to Paragraph 2. Duties ln Th6
Evsnt Of Occurrsnce, Offense, Claim Or Suit of Section lV - Commercial Gsneral Liability Conditions:
The additional insured must see to it that:
(1) We are notified as soon as practicable of an "occurrence" or offense that may result in a claim;
(2) We receive written notice of a claim or "suit" as soon as practicable; and
(3) A request for defense and indemnity ofthe claim or "suit" will promptly be brought against any policy issued by
another insurer under which the additional insured may be an insured in any capacity. This provision does not
apply to insurance on which the additional insured is a Named lnsured if the written contract or writlen
agreement requires that this coverage be primary and non-contributory.
D. Solely with respect to the coverage provided by this endorsement:
l. The following is added to the Other lnsurance Condition of Seclion lV - Commercial Gensral Liability
Conditions:
Primary and Noncontributory insuranco
This insurance is primary to and will not seek contribution from any other insurance available to an additional
insured provided that:
a. The additional insured is a Named lnsured under such other insurance, and
b. You are required by written contract or written agreement that this insurance be primary and not seek
contribution from any other insurance available to the additional insured.
2. The following paragraph is added to Paragraph 4.b. of the Other lnsurance Condition under Section lV -Commercial Gsnsral Liability Conditions:
This insurance is excess over:
Any of the other insurance, whether primary, excess, contingent or on any other basis, avaalable lo an additional
tnsured, in which the additional insured on our policy is also covered as an additional insured on another policy
providing coverage for the same "occurrence", offense, claim or "suit". This provision does not apply to any
policy in which the additional insured is a Named lnsured on such other policy and where our policy is required
by a wri(en contract or written agreement to provide coverage to the additional insured on a primary and non-
contributory basis.
E. This endorsement does not apply to an additional insured which has been added to this Coverage Part by an
endorsement showing the additional insured in a Schedule of additional insureds, and which endorsement applies
specifically to that identified additional insured.
F. Solely with respect to the insurance afforded to an additional insured under Paragraph A.3. or Paragraph A.4. of this
endorsement, the following is added to Section lll - Limits Of lnsuranco:
Additional lnsurgd - Automatic - Owners, Lessoes Or ContractoB Limit
The most we will pay on behalf of the additional insured is the amount of insurance:
lncludes copydghted maledel of hsuranco S€rvic€s Offce, lnc., with its pe.mission.
r/l/:r 6L ^u s1u/51!r Eqst 1 {:1ri42 ps 1r5T) paq
u-G1,2162-A CW (0219)
Page 3 of4
1. Required by the wriften contracl or written agreement referenced in Section A. of this endorsement; or
2. Available under the applicable Limits of lnsurance shown in the Declarations,
whichever is less.
This endorsement shall not increase the applicable Limits of lnsurance shown in the Declarations.
All other terms, conditions, provisions and exclusions of this policy remain the same
u GL 2162 A CW (02i 19)
Page 4 of 4
lncludes copyrighted matedal of lnsuranc€ SeMces Office, lnc., with its permission.
5t3rr7l45 sOUoPrP-cl HC; Umb 9SM PoLl SIM/S:H Eqnt Cad{irrrde! rrlr3l202 lpsrr I paq. | !,r l!
GLO 2926848-01
COMMON POLICY CONDITIONS
All Coverage Parts included in this policy are subject to the following conditions.
tL 00 17 11 98
b. Give you reports on the conditions we find:
and
c. Recommend changes.
2. We are not obligated to make any inspections,
surveys, reports or recommendations and any
such actions we do undertake relate only to in-
surability and the premiums to be charged. We
do not make safety inspections. We do not un-
dertake to perform the duty of any person or
organization to provide for the health or safety
of workers or the public. And we do not warranl
that conditions:
a. Are safe or healthful: or
b. Comply with laws, regulations, codes or
standards.
3. Paragraphs 1. and 2. of this condition apply not
only to us, but also to any rating, advisory, rate
service or similar organization which makes in-
surance inspections, surveys, reports or rec-
ommendations.
4. Paragraph 2. of this condition does not apply to
any inspections, surveys, reports or recom-
mendations we may make relative to certifica-
tion, under state or municipal statutes, ordi-
nances or regulations, of boilers, pressure ves-
sels or elevalors.
E. Premium8
The first Named lnsured shown in the Declara-
tions:
'1. ls responsible for the payment of all premiums;
and
2. Will be the payee for any return premiums we
pay.
F. Transfer of Your Rights And Duties Under This
Policy
Your rights and duties under this policy may not be
transferred wilhout our written consent except in
the case of death of an individual named insured.
lf you die, your rights and duties will be transferred
to your legal represenlative but only whale acting
within the scope of duties as your legal representa-
tive. Until your legal representative is appointed,
anyone having proper temporary custody of your
property will have your rights and duties but only
with respect to thal property.
tL 00 17 11 98 Copyright, lnsurance Services Oflice, lnc., 1998
5s35121s BoUDTIP-cl I 1/r/22 cL NJ trc; Unb S5x PoIr sD{/s?x Eqnr N.ncy a.dr.r1.der I 12/21/10?r 1t11ta1 PH lPsT) I Paq
Pagel ofl tr
A. Cancellation
1. The first Named lnsured shown in the Declara-
tions may cancel this policy by mailing or deliv-
ering to us advance written notice of cancella-
tion.
2. We may cancel this policy by mailing or deliver-
ing lo the firsl Named lnsured Mitten notice of
cancellation at least:
a. 10 days before the effective date of cancel-
lation if we cancel for nonpayment of premi-
um; or
b. 30 days before the effective date of canceF
lation if we cancel for any other reason.
3. We will mail or deliver our notice to the first
Named lnsured's last mailing address known to
US,
4. Notice of cancellation will state the effective
date of cancellation. The policy period will end
on that date.
5. lf this policy is cancelled, we will send the lirst
Named lnsured any premium refund due. lf we
cancel, the refund will be pro rata. lf the first
Named lnsured cancels, the refund may be
less than pro rata. The cancellation will be ef-
feclive even if we have not made or offered a
refund.
6. lf notice is mailed, proof ot mailing will be sutfi-
cient proof of notice.
B. Changes
This policy contains all the agreements betweenyou and us concerning the insurance afforded.
The first Named Insured shown in the Declarations
is authorized to make changes in the terms of this
policy with our consent. This policys terms can be
amended or waived only by endorsement issued
by us and made a part of this policy.
C. Examination Of Your Books And Record3
We may examine and audit your books and rec-
ords as they relale to this policy at any time during
the policy period and up to three years afteMard.
D. lnspections And Survoyg
'1. We have the right to:
a. Make inspections and surveys al any lime;
WORKERS COMPENSATIOT{ AND EMPLOYERS LIABILITY INSURANCE POLICY u-wc-3078-A cw
(08/17)
CANCELLATION AND NONRENEWAL NOTICE ENDORSEMENT
A. Part Six - Conditions, Paragraph D.2. is replaced by the following
O. Cancellation
2. We may cancel this policy. We must mail or deliver to you not less than 60 days advance written
notice stating when the cancellation is lo take effect except for cancellation for non-payment of
premium. lf we cancel this policy for non-payment of premium we must mail or deliver to you not less
than ten days advance written notice. Mailing that notice to you at your mailing address shown an
Item 1 ofthe lntormation Page will be sufficient to prove notice.
B. Part Six - Conditions, Paragraph F. is added.
F. Nonrenewal Notice
We will mail or deliver to you not less than 60 days advance written notice of our intention to nonrenew
this policy. Mailing that notice to you at your mailing address shown in ltem 1 of the lnformation Page will
be sutficient to prove notice.
All other terms, conditions, provisions and exclusions of this policy remain the same
This endorsement changes the policy to which it is attached and is effective on lhe date issued unless otherwise stated.
(The lntormation below is required only when this eodoGement iE issued subsequent to preparation of the policy.)
Endorsement Etbctive o-ltol /2021
lnsured Boudreau Prpelinc Co[rcmlron
lnsurance Company
Policy No. wc 2926817-0l Endorsement No
Premium
U-WC-3078-A CW (08117) Page I of I
1/1/?; eL AtJ {ar Unb 95x PolI SrH/S:Lt Eqmt 12/23/2a21 4tt1,a2 PM {Psl) I Prqa 3 of 10
nl ENVIRONMENTAL
lvl h.l.V4lrN V l0-1605
TARIET EVANSTON INSURANCE COMPANY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
COMMON POLICY CONDITIONS
Please refer to each Coverage Form to determine which terms are defined. Words shown in quotations may or may not
be defined in all Coverage Forms.
All Coverage Forms included in this policy are subject to the following additional conditions:
A. Cancsllation Or Nonronswal
1. This policy may be €ncelled by the first Named lnsured by surrender thereof to us or any of our authorized
representatives or by mailing to us written notice stating when thereafler the cancellation will be effective.
2. lf we decide to cancel or not to renew this policy, we will mail or deliver to the first Named lnsured shown in the
Declaralions written notice of cancellation or nonrenewal not less than:
a. 10 days prior to cancellation if we cancel for non-payment of premium:
b. 30 days prior to cancellation if we cancel for any other reason; or
c. 30 days prior to nonrenewal.
3. lf notice is mailed, proof of mailing will be sufficient proof of notice.
B. Changss
This policy contains all the agreements between you and us concerning the insurance afforded. The first Named
lnsured shown in the Declarations is authorized to make changes in the terms of this policy with our consent. This
policy's terms can be amended or waived only by endorsement issued by us and made a part of this policy. Notice to
or knowledge by any agent or by any other person will not effecl a waiver or change in any part of this policy or estop
us ftom asserting any right under the terms of this policy.
C. Choice Of Lew
Unless otherwise expressly endorsed in the policy, the laws of New York, without giving effect to its conflicts of law
principles, govern all matters arising out of or relating to this policy and all of the transactions it contemplates,
including, without limitation, its formation, validity, interpretation, construction, performance and enforcement.
D. Examination OfYour Books and Record3
We may examine and audit your books and records as they relate to this policy at any time during the policy period
and up to 3 years afterward.
E. lnspections And Survoys
'1. We have the right to:
a. Make inspections and surveys at any time;
b. Give you reports on the conditions we find; and
c. Recommend changes.
2. We are not obligated to make any inspections, surveys, reports or recommendations, and any such actions we do
undertake relate only to insurability and the premiums to be charged. We do not make safety inspections. We do
not undertake to perform the duty of any person or organization to provide for the health or safety of workers or
the public. And we do not warrant that conditions:
MEEt 00,t711 ,t7 lncludes copyrighted material of lnsurance Services Otfice, lnc.,
with its permission.
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a. Are safe or healthful. or
b. Comply with laws, regulations, codes or standards.
3. Paragraphs 1. and 2. of this condition apply not only to us, but also to any rating, advisory, rate service or similar
organization which makes insurance inspeclions, surveys, reports or recommendations.
4. Paragraph 2. of this condition does not apply to any inspections, surveys, reports or recommendations we may
make relative to certification, under state or municipal statutes, ordinances or regulations, of boilers, pressure
vessels or elevators.
F. Non4umulative Sharsd Genoral Aggregato
The Combined General Aggregate Limit Of lnsurance, if any, shown in the Declarations is the most we will pay under
all lnsuring Agreements for the sum of all "loss", "damages", "defense costs" and supplementary payments, as
applicable.
However, this provision does not apply to:
'1. Supplementary payments paid under the Commercial General Liability Coverage Form;
2. "Bodily injury" and "property damage" included in the "producte-completed operations hazard"; or
3. Supplementary payments because ofthe "products-completed operations hazard",
unless altered by endorsement issued by us.
G. Notice And Reporting Provisiona
ln addition to all other duties of the insured in the event of a "pollution condition", "occurrence", offense, act, error or
omission, "claim" or "suit", you must report any spill or release immediately.
Notice to your insurance agent or broker does not constitute notice to us, or any other person or entity acting on our
behalf. for purposes of the receipt of notice.
H. Premiums
The tirst Named lnsured shown in the Declarations:
'1. ls responsible for the payment of all premiumsl and
2. \Mll be the payee for any retum premiums we pay.
l. Transfer Of Your Rights And Duties Under This Policy
Your rights and duties under this policy may not be transferred without our written consent except in the case of death
of an individual Named lnsured.
lf you die, your rights and duties will be transferred to your legal representative but only while acting within the scope
of duties as your legal representative. Until your legal representative is appointed, anyone having proper temporary
custody of your property will have your rights and duties but only with respect to that property.
J. Two Or irore lnsuring Agroomonts, Coverage Forms Or Policies l8sued By Us
lf more than one lnsuring Agreement, Coverage Form or policy issued to you by us or any company affiliated with us
applies to the same "claim", the aggregate maximum limit of insurance under all of the lnsuring Agreements,
Coverage Forms or policies will not exceed the highest applicable limit of insurance under any one lnsuring
Agreement, Coverage Form or policy. This condition does not apply to:
1. Any lnsuring Agreement, Coverage Form or policy issued by us or an affiliated company specifically to apply as
excess insurance over this policy, or
2. Any lnsuring Agreement covering "crisis management costs" or "emergency response costs".
lncludes copyrighted material of lnsurance Services Office, lnc.,
with its permission
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