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2023/02/14 Leighton Consulting, Inc..A( --()Rif CERTIFICATE OF LIABILITY INSURANCE 2023 THIS CERTIFICATE IS ISSUEO AS A MATTER OF INFOR ATION ONLY AI{O CONFERS NO RIGHTS UPOT{ THE CERTIFICATE HOLOER. THIS CERTIFICATE OOES NOT AFFIRTIIATIVELY OR NEGATIVELY AIIIENO, EXTENO OR ALTER THE COVERAGE AFFOROEO BY THE POLICIES BELOW. THIS CERTIFICATE OF IHSURA{CE OOES NOT COI{STITUTE A CONTRACT BETWEEI{ THE ISSUING INSURER(S), AUTHORIZEO REPRESENTATIVE OR PRODUCER, ANO THE CERTIFICATE HOLOER ItIPORTANT: It tho cortillcato holdor is an ADDITIONAL l]ISURED, tho policy(ie3) must havo ADDITIONAL INSUREO provision3 or bo ondoGod. It SUBROGATION lS wAlVEO, 3ubjoct to the t ]mr .nd condllloE of the pollcy, conain pollcies may roquiro an endorsomont. A strlemont on this csatiticato doe3 not conler rights to tho certllicato holdrr in liou ot Buch ondorsoment(B). eRoDUcEF Risk Strateoies Comoanv 2040 Main Street, SJite 450 lrvine, CA 92614 www.fl sk-strategies.com CA DOI License No 0F06675 Ri syouno@risk-strategres.com INSURER{S) AFFOROING COVERAGE TNSURERA : Cilizens lnsurance Company of America 31534 Leiohton Consultino. lnc. 26d0 Michelson Dr-rve. Suite 4oo lrvine CA 92612 TNSURERB: Allmerica Financial Benefit lnsurance Co 41840 rNsuRERc: Travelers Property Casually Co ofAmerica 25674 TNSURERO : LeXinOtOn lnsurance comoanv 19437 COVERAGES CERTIFICATE NUMBER: 7 REVISION NUMBER: CANCELLATION @ 1988-20i5 ACORD CORPORATION. All rights ro3ervod The ACORo namo and logo aro,sgi3torod marks oI ACORD SHOIJLO ANY OF THE ABOVE OESCRIBEO POLICIES BE CANCELLED BEFORE THE EXPIRATION OATE THEREOF, NOTICE WLL BE OELIVEREO IN ACCOROANCE WITH THE POLICY PROVISIONS, AUTHORIZEO REPRESENTATIV€ RSC lnsurance Erokerage CERTIFICATE HOLOER ACORO 25 (2016/03) THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED SELOW HAVE BEEN ISSUEO TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATEO NOTWTHSTANOING ANY REOUIREMENT, TERM OR CONOITION OF ANY CONTRACT OR OTHER DOCUMENT WTH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUEO OR MAY PERTAIN, THE INSURANCE AFFOROEO gY THE POI.ICIES DESCRIBED HEREIN IS SUBJECT IO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHO\AAI MAY HAVE BEEN REOUCED BY PAID CLAIMS. EACH OCCURRENCE MED EXP lAny o.e pe.ron) $1 000 000 11.000,0@ 310,0(x1 PERSONAL &ADV NJURY s 1 000,000 GENERALAG6REGATE PRODIJCTS COMP/OP AGG COIII'ERCIAf 6EI'IERAL f IAAIf ITY G€N'LAGGREGATE LIMIT APPLIES PER LOCJECT o83J208488 1111t2022 1111t2023 000 000 $ 2.000.000 COMSINEOSINGLE LIMIT $ 1,000,000 BODILY INJURY (P€r accrd6nl) B $ $ s OWNEO AUTOS ONLY HIREO AUTOS ONLY SCHEDULEO AUTOS NON-OWNED AUTOS ONLY AUTOMOBILELIABILITY AW3J208478 1111t2022 11t112023 EACH OCCURRENCE AGGREGATE s r5.000.000 0 UiIBRELLALIAB EXCESSLIAA occuR o83J208488 1111t2022 11t112023 STATUTE E L EACIi ACC DENT EL OISEASE EAEMPLOYEE c woFxEnscouPENsATtoit AITO EXPLOYERS' f IABILITY ANYPfi OPRIEIOR/PARTNER/EXECI]TIVE OFFICER/I'EMBEREXCLUDEO? DFSCRIPIION OF OPERATIONS b.h u81R5099812243G 9t112022 911t2023 E L OISEASE' POLICY LIMIT s 1.000.000 s 1.000.000 s 1,000.000 211412023 211412024 Per Claim Aggregate Deductible $2,000.000 $4,000.000 $100,000 D Probssional Liability/Follution Liab Claims Made 013001524 DESCRIPIION OF OPERATIOIIS , LOCAIIO|I|S / VEHICLES IACORO I01, Addldo..l R.n.ri. Sch.dul., n.y b. .t..h.d lr 60r rp.c. i. DqliEd) See Addilional Remarks Schedule -ll GL-AUTo-UuB-r.rc 2l-21 9L I s.ndi ttorcno t 2/Al2O21 9:09:19 Ali (PSt) I P.c. I ot 3 Pftot'tE 949-242-9240 BODILY INJURY (Per p€.son) s !5,000,000 Citv of Menifee 29714 Haun Road [ilenibe CA 92586 Risk Strategies Company Leiohton Consultino. lnc. 26tr0 l\4ichelson Drive. Suite 400 lrvine CA 92612 ACORD- AGENCY CUSTOI',ER ID LOC *: ADDITIONAL REMARKS SCHEDULE Page of @2008 ACORD CORPORATION. All rights rcsorvEd Tho ACORD namo and logo ar6 rogistered marks ofACORD ADOENOUI'I AODITIONAL REMARKS ACORD 101 (2008/01) THIS AOOITIOI{AL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: 25 FORM TITLE: Ce.lificate of Liabilily (03/16) HOLDER| City of lvenifee AODRESS: 29714 Haun Road [,'lenifee CA 92586 Cerliflcate is subject to pol.icy limits, conditions and exclusions. Re: Proj #11051 Cityof Menifee Professlonal Services. City of Menifee are inc.luded as additional insured asrespects to General Liability and CoNnercial Auto coverages as required by writtenContract. GeneraL Liabifity and Auto Liability coveraqes are primary and noncontributoryas required by written contract. Walver of Subroqation 1s included with respect GeneralLiabifity, Auto Lj-ability, Workers Compensati-on as r:equired by wrj-tten contract. Umbr:e1IaLiabiLity is fo].low form subject to policy forms, terms, conditions, exclusions and endorsements. 30-Day Notice of Cance].Iat.ion, Except for 1O-Days for Nonpay"ment of Premium applies to GeneraL Liability as required by written contract, rrr:r:i4 lrra) wB Bc 23-24 Fr, s.ndi lroreno 2/a/2421 9ta9tt9 Arl (PsT) I Pdqe 2 0f 3 Architects and Engineers The following policy language is from Businessowners General Liability Coverage Part NAMED INSURED: Leighton Consutting, tnc. POLICY NUMBER: O83J208488 The following are mandatory forms on the policy identified on the Certificate of lnsurance: 391-,1586 (08-16) BUSINESSO\^NERS GENERAL LIABILIry SUPPLEMENTARY ENDORSEMENT Additional lnsured by Contracl, Agreement or Permit A. Section ll - Liability, C - nho is an insured is amended to include as an additional insured any person or organization with whom you agreed in a written contract, written agreement or permit but only respect to liability for "bodily injury", 'property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions, or the acts or omissaons of those acting on your behalf, but only with respect toi(i) "Your work" for the additional insured(s) designated in the conkact, agreement or permit including "bodily injury" or "property damage" included in the "products - completed operations hazard" only if this Coverage Part provides such coverage;(ii) Premises you own, rent, lease, or occupy; or(iiD Your maintenance, operation or use ofequipment leased lo you. -Definition: "Your work" a. Means: (1) Work or operations performed by you or on behalf; and (2) materials, parts or equipment furnished in connection with snch work or operations; b. lncludes (1) warranties or representations made at any time with respect to the fitness, quality, durability, performance or use of "your work'; and (2) the providing of or failure to provide wamings or instructions. This provision does not apply: (1) Unless the written contract or written agreement has been executed or permit has been issued prior to the "bodily lnjury", "property damage", "personal injury" or "advertising injury". (2) To any person or organization lncluded as an lnsured by an endorsement lssued by us and made part ofthis Coverage Part. (3) To any lessor of equipment (a) Afler the equipment lease expires, or (b) lf the "bodily lnjury", "property damage", "personal injury" or "advertising lniury" arises out of sole negligence of the lessor. (4) To any: (a) Owners or other lnterests from whom land has been leased which takes place after the lease for the land expires; or (b) Managers or lessors of premises if: (i) The occurrence takes place after you cease to be a tenant in that premises; or (ii) The "bodily injury", "property damage", "personal injury" or "advertising injury" arises out of structural alterations, new construction or demolition operations performed by or on behalf of the manager or lessor. (5) To "bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of or failure to render any professional services. This exclusion applies even if the claims against any insured allege negligence or other Mongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the "occurrence" which caused the "bodily injury" or "property damage" or the offense which caused the "personal and advertising injury" involved the rendering of or failure to render any professional services by or for you. Other lnsurance Primary & Non-Contributory The following paragraph is added to SECnON lll - COMMON POLICY CONDITIONS, H - Other lnsurance: Additional lnsured - Primary and Non-Contributory. lf you agree in a written contract, written agreement or permit that the insurance provided to any person or organization included as an Additional lnsured under SECION ll - Liability, C. Who is an lnsured is primary and non-contributory, the following appliesr lf other valid and collectible insurance is available to the Additional lnsured for a loss covered under SECTION ll - LIABILITY of this Coverage Part, our obligations are limited as follows: (1) Primary lnsurance: This insurance is primary to other insurance that is available to the Additional lnsured which covers the Additional lnsured as a Named lnsured. We will not seek contribution from any other insurance available to the Additional lnsured except: (a) For the sole negligence of the Additional lnsured; (b) When the Additional lnsured is an Additional lnsured under another primary liability policy; or (c) Vvhen b. below applies. lf this insurance is primary, our obligations are not affected unless any of the other insurance is also primary. (2) Excess lnsurance: (a) This insurance is excess over any of the other insurance, whether primary, excess, contingent or on any other basis:(D That is Fire, Extended Coverage, Builder's Risk, lnstallation Risk or similar coverage tor "your work",(ii) That is Fire insurance for premises rented to the Additional lnsured or terporarily occupaed by the Additional lnsured with permission of the owneri No coverage is provided by this Nolice, nor can it be construed to replace any provisions of tlE policy (including its endors€menls). lf here is any conflict between this Notice and the policy (including the endorsemenls), the provisions olthe policy (including its endorsements) shall prevail. 1Je:84 r (U:) :l-:l C!-AUTC)-UXE-yrC 23-2a PL I S.ndi Uor.no | 2/e/2023 9r09r19 AX (PSI) I Pa96 3 ol 3 state cancellation endorsement. is increased to 30 Da ys AUTHORIZED REPRESENTATIVE 'Frcn Hrnover Fonns: 3U-1qB (N16);391"144t (0U16);391-1586(6/1q,3efiUB (@/16) No coverage is provided by this Notice, nor can at be construed to replace any provisions of lhe policy (including its endorsements). lf here is any confict belween thas Nolice and the policy (including the endorsements), the provisions ofthe policy (including its endorsernents) shall prevail. (iii) That is insurance purchased by the Additional lnsured to cover the Additional lnsured's liability as a tenant for "property damage" to premises rented to he Additional lnsured or temporarily occupied by the Additional with permission ofthe o ner, or(iv) lf the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent not sufiect to Exclusion g. of SECTION ll - LIABILITY. B. Exclusions, 1. Applicable to Business Liability Coverage.(v) That is insurance available to you for your participation in any past or present "unnamed joinl venture".(vi) That is any insurance you may have that provides coverage for your professional services. (b) \ 'ihen this insurance is excess, we will have no duty to defend the insured against any "suit' if any other insurer has a duty to defend the insured against that "suit". lf no other insurer defends, we will undertake to do so, but we will be entitled to the insured's rights against all those other insurers. (c) Vvhen this insurance is excess over other lnsurance, we will pay only our share of the amount of the loss, if any, that exceeds the sum of: (i) The total amount that all such other insurance would pay for the loss in the absence of this insurance: and (ii) The total of all deductible and self-insured amounts under all that other insurance. We will share lhe remaining loss, if any, with any other insurance lhat is not described in this Excess lnsurance provision and was not bought specifcally to apply in excess of he Limits of lnsurance shown in the Declarations of this Coverage part. (3) Method Of Sharing lf all of the other insurance permits conkibution by equal shares, we will follow this method also. Under thi6 approach, each insurer contributes equal amounts until it has paid its apdicable limit of insurance or none of the loss remains, whichever comes first. lf any of the other insurance does not permit contribution by equal shares, we will contrihite by limits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicaUe limits of insurance of all insurers. Per Project Aggregate The following changes are made to SECTION ll - LIABILITY: 1. The following is added to SECTION ll - LlABlLlry, O. Liabillty and Medical Expenses Limits of lnsurance, paragraph 4l The Aggregate Limits of lnsurance apply separately to each of "your projects" or each "location" listed in the Declarations. 2. For the purpose of coverage provided by this endorsement only, the following is added to SECTION ll . LIABILITY, F. Liability and Medical Expensos Definitions: 1. "Your project" means: a. Any premises, site or "location" at, on, or in which "your work" is not yet comdeted; and b. Does not include any "location" listed in the Declarations. 2. "Location" means premises involving the same or connecting lots, or premises whose connection is interrupted only by a slreet, roadway, waterway or righlof-way of a railroad. Separation Of lnsureds Except with respect to the Limits of lnsurance, and any rights or duties specifically assigned in this Coverage Part to the first Named lnsured, this insurance applies: a. As if each Named lnsured were the only Named lnsured; and, b. Separately to each insured against whom claim is made or "suit" is brought. Waiver Of Subrogation The TF.ANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US Condition (Section lV * COMMERCIAL GENERAL LIABILITY CONDITIONS) is amended by the addition of the following: We tlvaive any right of recovery we may have against the person or organization where required by witten contractbecause of payments we make for injury or damage arising out of your ongoing operations or 'your work" done under a contract with that person or organization and included in lhe "products-completed operations hazard". This waiver applies only to the person or organization where required by witten contract. Notice Of Cancellation For any statutorlly permitted reason other than non-payment of premium, the number of days required for notice of cancellation, as provided in paragraph 2. of either the CANCELLATION Common Policy Condition or as amended by an applicable -13 GL-AUTO-UMB-m 23 24 P! I Sandl ateno | 2/A/2O21 9:09:t9 }J,l tPS?) | Paq. 4 of 3 POLICY No. : AW3J208478 Leighton Consulting, lnc. THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY, BLANKET ADDITIONAL INSURED - PRIMARY AND NON-CONTRIBUTORY This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM A. The following is added to SECTION ll - LIABILITY COVERAGE, Paragraph A.1. Who ls An lnsured: Additional lnsured if Required by Contract lf you agree in a written contract, written agreement or written permit that a person or organization be added as an additional "insured" under this Coverage Part, such person or organization is an "insured"; but only to the extent that such person or organization qualifies as an "insured" under paragraph A.'1.c. of this Section. lf you agree in a written contract, written agreement or written permit that a person or organization be added as an additional "insured" under this Coverage Part, the most we will pay on behalf of such additional "insured" is the lesser of: (1) The Limits of lnsurance for liability coverage specified in the written contract, written agreement or written permit, or (2) The Limits of lnsurance for Liability Coverage shown in the Declarations applicable to this Coverage Part. Such amount shall be part of and not in addition to the Limits of lnsurance shown in the Declarations applicable to this Coverage Part. Regardless of the number of covered "autos", "insureds", premiums paid, claims made or vehicles involved in the "accadent", the most we will pay for the total of all damages and "covered pollution cost or expense" combined resulting from any one "accident" is the Limit of lnsurance for Liability Coverage shown in the Declarations. B. The following is added to SECTION lV - BUSINESS AUTO CONDITIONS, Paragraph B. General Conditions, subparagraph 5. Other lnsurance: Primary and Non-Contributory lf you agree in a written contract, written agreement or written permit that the insurance provided to a person or organization who qualifies as an additional "insured" under SECTION ll - LIABILITY COVERAGE, Paragraph A.1. who ls An lnsured, subparagraph Additional lnsured if Required by Contract is primary and non- contributory, the following applies: The liability coverage provided by this Coverage Part is primary to any other insurance available to the additional "insured" as a Named lnsured. We will not seek contribution from any other insurance available to the additional "insured" except: ('l) For the sole negligence of the additional "insured"; or (2) For negligence arising out of the ownership, maintenance or use of any "auto" not owned by the additional "insured" or by you, unless that "auto" is a "trailer" connected to an "auto" owned by the additional "insured" or by you; or (3) Vvhen the additional "insured" is also an additional "insured" under another liability policy. C. This endorsement will apply only if the "accident" occurs: 1. During the policy period; 2. Subsequent to the execution of the written contract or written agreement or the issuance of the written permit; and 3. Prior to the expiration of the period of time that the written contract, written agreement or written permit requires such insurance to be provided to the additional "insured". D. Coverage provided to an additional "insured" will not be broader than coverage provided to any other "insured" under this Coverage Part. 461-04781212 lncludes copyrighted material of ISO lnsurance Services Office, lnc., with its permission Page 1 of 'l ALL OTHER TERMS, CONDITIONS, AND EXCLUSIONS REMAIN UNCHANGED, ,rers:8,r rl.r tr :l cL AUT. FL I sandi loreno | 2/a/xor3 e:oe:'Ie Ar, lPsr) Paq€ 5 ot 3 Insured: Leighton Consulting, lnc Policy No.: AW3J208478 14, AUTO LOAN PHYSICAL DAMAGE EXTENSION The following is added to SECTION lll - PHYSICAL DAMAGE COVERAGE, C. Limit Of lnsurance provision: When a "loss" results in a total loss to a covered auto you own for which a Loss Payee is designated in this policy, the most we will pay for "loss" in any one "accident" is the greater of: The actual cash value of the damaged or stolen property as of the time of the "loss"; or 2. The outstanding balance of the initial loan, less any amounts for taxes, overdue payments, overdue payment charges, penalties, interest , any charges for early termination of the loan, costs for Credit Life lnsurance, Health, Accident or Disability lnsurance purchased with the loan, and carry-over balances from previous loans. 15, AUTO LEASE PHYSICAL DAMAGE EXTENSION The following is added to SECTION lll - PHYSICAL DAMAGE COVERAGE, C. Limit Of lnsurance provision: lf, because of damage, destruction or theft of a covered "auto", which is a long{erm leased "auto", the lease agreement between you and the lessor is terminated, "we" will pay the ditference between the amount paid under paragraph C. LIMIT OF INSURANCE 1. or 2. and the amount due at the time of "loss" under the terms of the lease agreement applicable to the leased "auto" which you are required to pay: less any fees to dispose of the auto, any overdue payments, f inancial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage, security deposits not refunded by the lessor; cost for extended warranties, Credit Life lnsurance, Health, Accident or Disability lnsurance purchased with the loan, and carry over balances from previous leases. This coverage applies only to the initial lease for the covered "auto" which has not previously been leased. This coverage is excess over all other collectible insurance. ,16, DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS d. Knowledge of any "accident", claim. "suit" or "loss" will be deemed knowledge by you when notice of such "accident", claim, "suit" or "loss" has been received by: (1) You, if you are an individual; (2) Any partner or insurance manager if you are a partnership' or (3) An executive officer or insurance manager if you are a corporation. 'I7, BLANKET WAIVER OF SUBROGANON Paragraph 5. Transfer Of Rights Of Recovery Against Others To Us, SECTION IV . BUSINESS AUTO CONDITIONS, A. Loss Conditions is replaced by the following: lncludes copyrighted material of lnsurance Services Office, lnc. with its permission Copyright, lnsurance Services Office, lnc., 1996 461-01s5 (9-97) :3-?{ .r I sandl ',orena l2/S/2021 9:09:19 N IPST) I Paqe 6 or 3 SECTION IV - CONOITIONS The following is added to SECTION lV - BUSINESS AUTO CONDITIONS, A. Loss Conditions, 2. Duties ln The Event Of Accident, Claim, Suit Or Loss: Irsurcd: Leighton Consulting, lnc Policy No.: AW3J208478 18. UNINTENTIONAL FAILURE TO DISCLOSE INFORMATION The following is added to SECTION lV BUSINESS AUTO CONDITIONS. B. General Conditions, paragraph 2. Concealment, Misrepresentation Or Fraud: The following is added to SECTION lV - Business Auto Conditions, B. General Conditions, paragraph 7. Policy Period, Coverage Territory provision: Outside the coverage territory described in a., b., c., and d. above for an "accident" or "loss" resulting from the use of a covered "auto" you hire, without a driver, or your employee hires without a driver, at your direction, for the purpose of conducting your business, for a period of 30 days or less, provided the suit is brought within The United States of America or its territories or possessions. C. "Bodily injury" means bodily injury, sickness or disease sustained by a person including death or mental anguish resulting from any of these 5. Transfer Of Rights Of Recovery Against Others To Us lf any person or organization to or for whom we make payment under this Coverage Form has rights to recover damages from another, which have not been waived through the execution of an "insured contract", written agreement, or permit, prior to the "accident" or "loss" giving rise to the payment, those rights to recover damages from another are transferred to us. That person or organization must do everything necessary to secure our rights and must do nothing after the "accident" or "loss" to impair them. 19. HIRED AUTO - WORLDWDE COVERAGE Your unintentional error in disclosing, or failure to drsclose. any materialfact existing after the effective date of this Coverage Form shall not prejudice your rights under this Coverage Form. However, this provision does not affect our right to collect additional premium or exercise our right of cancellation or nonrenewal. lncludes copyrighted material of lnsurance Services Office, lnc. with its permission Copyright, lnsurance Services Office, lnc., 1996451-0'ls5 (9-97) SECTION V . DEFINITIONS 20, MENTAL ANGUISH Paragraph C. "Bodily injury", SECTION V - DEFINITIONS is replaced by the following: r:9rar34 I lLC) 23-2{ Pr sandi qorcno ) 7/a/2a23 9:09:19 Ax lFsr) I Paqe 7 of a TRAVELER6?WORKERS COMPENSATION AND EMPLOYERS LIABILITY POLICYoNE TOWEn SQUIRE TU.RTFORD er 0518 3 ENDORSET{ENT WC990376( A)- oor WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT - CALIFORNIA (BLANKETWAIVER) We have the rilht to recover our payments from anyone liable for an hiury covered by this policy. We will not entorce oUI right against the perso or orgaizatim named it the Schedule. The additiaral p{emium for this endorsement shall be 2.oo % of the Califomia workers' compensation pre- mtum. Schedule PG6on ol Organlzatlon AltY PBN,6O}I OR OROTITIZATION POR XSICU TEE INSUR@ IITS IGREED EY ttxrTralt coltTRlct BxBcuraD PRIOR TO I.OSS TO FI'X!iI$T THIS TAIVER. Job Oasc.iption All Operalions Endorsement Efteclive oe /\J t t2022 lnsured lsigtr16n 1 ..rutn1t. 1n. lNo lnsurrlce Company Iravc,rrs I'ropen]* Casualty Co of America Col.r|tersigned by OATE OF ISSUE:ST ASSIGN:Page 1 ol I POLICY NUMBER: I 11R5r)L)qst:l{l(; This endorsement chanqes the policy to which it is attached and is effective on the date issued rnless otherwise stated. (Thr hformatlon bllorv ls r.quirad only whGn this GndoEamsnt ls issuGd subsequent to prGparation of the pollcy.) Policy No. t lt] | R5( )998 | 2:.13( i ,ior11:3{ | rra) 2r-23 GL-Ar,'ro-u!rB-{c 2l-:1 PL I sandi Moreno I :/3/2023 9:09rr9 4.1 IPSTt Paq? 3 0f 3