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2015/08/14 DHS Consulting, Inc. 31205188 =8/3/2016 YYYY) CERTIFICATE OF LIABILITY INSURANCE THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT Risk Strategies Company NAME: Risk Strategies Com an 2040 Main Street, Suite 450 PHO N E 949 242-9240 nc No: Irvine, CA 92614 E-MAIL ADDRESS: syounq@risk-strategies.com INSURERS AFFORDING COVERAGE NAIC# www.risk-strategies.com CA DO[License No.OF06675 INSURER A: Citizens Insurance Co.of America 31534 INSURED INSURER B: Travelers Properly&Casualty Co.of America 25674 DHS Consulting, Inc.2000 E. 4th Street, Suite 320 INsuRERc: Continental Casualty Co. 20443 Santa Ana CA 92705 INSURERD: INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: 31205188 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY EFF POLICY EXP LIMITS LTR POLICY NUMBER MM/DD/YYYY MM/DD/YYYY A V COMMERCIAL GENERAL LIABILITY ✓ OB3A696329 8/14/2015 8/14/2016 EACH OCCURRENCE $ $2,000,000 DAMAGE TO RENTE CLAIMS-MADE 7 OCCUR PREMISES(Ea occur ence) $ $1,000,000 MED EXP(Any one person) $ $5,000 PERSONAL&ADV INJURY $ $2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERALAGGREGATE $ $4,000,000 POLICY ✓�JERT LOC PRODUCTS-COMP/OP AGG $ $4,000,000 OTHER: $ INED A AUTOMOBILE LIABILITY OB3A696329 8/14/2015 8/14/2016 EOaaBccd..,)SINGLE LIMIT $ $2,000,000 ANY AUTO BODILY INJURY(Per person) $ OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS ONLY AUTOSHIRED $ ✓ AUTOS ONLY ✓ AUTOS NLDY _(Per accident) A ✓ UMBRELLA LIAB H OCCUR OB3A696329 8/14/2015 8/14/2016 EACH OCCURRENCE $ $6 000,000 EXCESS LIAR CLAIMS-MADE AGGREGATE $ $6,000,000 DED I ✓I RETENTION$O $ B WORKERS COMPENSATION ✓ UB4483T58 8/14/2015 8/14/2016 ,/ STATUTE EERH AND EMPLOYERS'LIABILITY ANYPROPRIETOR/PARTNER/EXECUTIVE Y/N E.L.EACH ACCIDENT $ $1,000,000 OFFICER/MEMBEREXCLUDED? N/A (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ $1,000,000 If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT 1$ $1,000,000 C Professional Liability MCH591891686 8/14/2015 8/14/2016 Per Claim:$2,000,000 Aggregate:$2,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES(ACORD 101,Additional Remarks Schedule,may be attached if more space is required) Projects as on file with the insured including but not limited to Newport Road Rehabilitation from Bradley Road to Murrieta Road.. City of Menifee and its officers,officials,employees,and authorized volunteers are named as additional insureds and primary/non-contributory clause applies to the general liability policy and a waiver of subrogation applies to the work comp policy-see attached endorsements. Prof Liab Retro Date: Full Prior Acts;Prof Liab Ded:$10,000 per claim CERTIFICATE HOLDER CANCELLATION Cit of Menifee SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 29 14 Haun Rd. ACCORDANCE WITH THE POLICY PROVISIONS. Menifee CA 92586 AUTHORIZED REPRESENTATIVE Michael Christian @ 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD 312C5188 115-15 GL-HNOA-JL-WC-PL I Sherry Young 18/3/2015 8:47:23 AM (PDT) I Page 1 of 5 POLICY NO.:OB3A696329 INSURED: DHS Consulting, Inc. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. GENERAL LIABILITY SUPPLEMENTARY ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM I. Additional Insured by Contract, Agreement or (ii) The "bodily injury', "property Permit damage" or .personal and Under SECTION II — LIABILITY, C. Who Is An advertising injury" arises out of Insured, Paragraph 4. is added as follows: structural alterations, new construction or demolition a. Any person or organization for whom you are operations performed by or on performing operations when you and such person behalf of the manager or lessor;or or organization have agreed in writing in a contract,agreement or permit that such person or (5) p "bodily injury", property damage" or " organization be added as an additional insured "personal and advertising injury" arising out on your policy. Such person or organization is an of the rendering or the failure to render additional insured only with respect to liability for any professional services. This includes but "bodily injury", "property damage" or "personal a not limited architect or any professional services as and advertising injury" caused, in whole or in co engineer arising out of any part, by: construction agreement or activities under which any insured or anyone acting on any (1) Your acts or omissions;or insured's behalf provides or provided (2) The acts or omissions of those acting on service, advice, expertise or work. your behalf, Construction includes, but is not limited to, but only with respect to: the plan, conception, design, build, construct, assembly, development, safety, (3) "Your work" for the additional insured(s) at erection, formation, reconstruct, the location designated in the contract, rehabilitation, repair, or any improvement agreement or permit;or made to real property. Construction also (4) Premises you own, rent, lease, control or includes the hiring, supervision or occupy. management of any of these activities. However, this exclusion does not apply to This insurance applies on a primary basis if that liability arising out of an insured's presence is required by the written contract, agreement or at a jobsite that was not caused by permit. professional activities listed in the above b. This provision does not apply: paragraph. (1) Unless the written contract or written c. Additional insured coverage provided by this agreement has been executed or permit has provision will not be broader than coverage been issued prior to the "bodily injury", provided to any other insured. "property damage" or "personal and d. All other insuring agreements, exclusions, and advertising injury'; conditions of the policy apply. (2) To any person or organization included as II, Additional Insured by Contract, Agreement or an insured by an endorsement issued by us Permit—Primary and Non-contributory and made part of this Policy; (3) To any lessor of equipment: The following is added to SECTION III — COMMON POLICY CONDITIONS: (a) After the equipment lease expires;or M. Other Insurance (b) If the "bodily injury", "property damage" or "personal and advertising injury" 1. Additional Insureds arises out of the sole negligence of the If you agree in a written contract, written lessor; agreement or permit that the insurance (4) To any: provided to any person or organization included as an Additional Insured under (a) Owners or other interests from whom SECTION II - LIABILITY, Part C — Who is land has been leased which takes place An Insured, is primary and non-contributory, after the lease for that land expires;or the following applies: (b) Managers or lessors of premises if: (i) The occurrence takes place after you cease to be a tenant in that premises;or 391-1586 02 11 Includes copyrighted material of Insurance Services Offices,Inc.,with its permission Page 1 of 3 312C5188 1 15-16 GL-HNGA-:1L-WC-PL I Sherry Young 1 8/3/20:6 8:47:2J AM (PDT) I Page 2 of 5 If other valid and collectible insurance is When this insurance is excess, we will have available to the Additional Insured for a loss no duty under SECTION II — LIABILITY, we cover under SECTION II — LIABILITY, Part A. Coverages, 1. Business Liability to Part A. Coverages, Paragraph 1., Business defend the insured against any "suit" if any Liability our obligations are limited as other insurer has a duty to defend the follows: insured against that"suit". If no other insurer a. Primary Insurance defends, we will undertake to do so, but we will be entitled to the insured's rights against This insurance is primary to other all those other insurers. insurance that is available to the Additional Insured which covers the When this insurance is excess over other Additional Insured as a Named Insured. insurance, we will pay only our share of the amount of the loss, if any, that exceeds the We will not seek contribution from any sum of: other insurance available to the Additional Insured except: (1) The total amount that all such other insurance would pay for the loss in the (1) For the sole negligence of the absence of this insurance;and Additional Insured; (2) When the Additional Insured is an (2) The total of all deductible and self- insured amounts under all that other Additional Insured under another insurance. primary liability policy;or (3) When b.(2)below applies. We will share the remaining loss, if any, with any other insurance that is not described in If this insurance is primary, our this Excess Insurance provision and was not obligations are not affected unless bought specifically to apply in excess of the any of the other insurance is also Limits of Insurance shown in the primary. Then,we will share with all Declarations of this Coverage Part. that other insurance by the method described in b.(3)below. C. Method Of Sharing b. Excess Insurance If all of the other insurance permits contribution by equal shares, we will follow this method also. This insurance is excess over: Under this approach each insurer contributes (1) Any of the other insurance, whether equal amounts until it has paid its applicable limit primary, excess, contingent or on of insurance or none of the loss remains, any other basis: whichever comes first. (a) That is Fire, Extended If any of the other insurance does not permit Coverage, Builder's Risk, contribution by equal shares, we will contribute Installation Risk or similar by limits. Under this method, each insurer's share coverage for"your work"; is based on the ratio of its applicable limit of (b) That is Fire insurance for insurance to the total applicable limits of premises rented to the insurance of all insurers. Additional Insured or III. Aggregate Limit of Insurance(Per Project) temporarily occupied by the a. For purposes of the coverage provided by this Additional Insured with endorsement, D. Liability and Medical permission of the owner; Expenses Limits of Insurance under Section If (c) That is insurance purchased by —Liability is amended by adding the following: the Additional Insured to cover The General Aggregate Limit under D. Liability the Additional Insured's liability and Medical Expenses Limits of Insurance as a tenant for "property applies separately to each of "your projects" or damage" to premises rented to each location listed in the Declarations. the Additional Insured or temporarily occupied by the b. For purposes of the coverage provided by this Additional Insured with endorsement F. Liability And Medical permission of the owner;or Expenses Definitions under Section II - Liability is amended by adding the following: (d) If the loss arises out of the maintenance or use of aircraft, a. "Your project"means: "autos" or watercraft to the I. Any premises, site or location at, on, or extent not subject to Exclusion in which "your work" is not yet g. of SECTION II—LIABILITY, completed;and Part A. Coverages, 1. Business Liability. if. Does not include any location listed in the Declarations. 391-1586 02 11 Includes copyrighted material of Insurance Services Offices,Inc.,with its permission Page 2 of 3 312C5188 1 15-16 GL-HNOA-JL-WC-PL I Sherry Young 1 8/3/20-6 8:47:2J AM )PDT) I Page 3 o: 5 IV. Blanket Waiver of Subrogation Paragraph K. Transfer Of Rights Of Recovery Against Others To Us in Section III—Common Policy Conditions is amended by the addition of the following: We will waive any right of recovery we may have against any person or organization when you have agreed in a written contract, permit or agreement to waive any rights of recovery against such person or organization because of payments we make for injury or damage arising out of your ongoing operations or"your work" done under a contract with that person or organization and included in the "products-completed operations hazard". 391-1586 02 11 Includes copyrighted material of Insurance Services Offices,Inc.,with its permission Page 3 of 3 31205188 1 15-16 GL-HNOA-JL-KC-PL I Sherry Young 1 8/3/20-6 8:47:20 AM (PDT) I Page 4 of 5 WORKERS COMPENSATION TRAVELERS AND EMPLOYERS LIABILITY ENDORSEMENT WC 99 03 76 (00) Insured: DHS Consulting, Inc. Policy No.: U64483T58 Effective Date: 8/14/2015 WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT—CALIFORNIA (BLANKET WAIVER) We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. You must maintain payroll records accurately segregating the remuneration of your employees while engaged in the work described in the Schedule. The additional premium for this endorsement shall be 5.000% of the California workers' compensation premium otherwise due on such remuneration. Schedule Person or Organization ANY PERSON OR ORGANIZATION WITH WHOM YOU AGREE IN WRITING TO WAIVE YOUR RIGHT TO RECOVER AGAINST THEM. YOU MUST AGREE TO THIS WAIVER PRIOR TO THE DATE OF LOSS Job Description: Projects as on file with the insured. Authorized Representative 312C5188 1 15-16 GL-HNGA-JL-NC-PL I Sherry Young 1 8/3/20-6 8:47:2) AM (PDT) I Page 5 of 5