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2009/07/28 Cornerstone Management, Inc. SSM DATE ACORD,M CERTIFICATE OF LIABILITY INSURANCE P1DC 10-22 2008 PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION 'BB&T INS SVCS OF CA INC/PHS/ORANGE ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AMEND, EXTEND OR � 180672 P: (866) 467-8730 F: (877) 905-0457 _ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. PO BOX 33015 - --- - SAN ANTONIO TX 78265 INSURERS AFFORDING COVERAGE INSIA&E - -- D INSURER A:Hartford Casualt _Ins Co INSURERS: -------- -CORNERSTONE MANAGEMENT,MANAGEMENT, INC. INSURER C: PO BOX 1041 wsugER D: _ PALO ALTO CA 94302 INSURER - - -- COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. AN NOTWITHSTDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT MAY PERTAIN,THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL T OR HE TERMS,EXCLUSIONS AND CONDITIONS TO WHICH THIS CERTIFICATE MAY BE ISSUED SUCH POLICIES.AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. OF /NSR PoL/CY EFFECTIVE PoLICY EX�P/RAT/ON LTR TYPE OF INSURANCE _ PoLICY NUMBER DATE MM/DD DATE MM yy _ LIMITS GENERAL COMM AL EACH OCCURRENCE $1 O O O, 000 ��/ - .. A COMMERCIAL GENERAL LIABILITY 7 2 SBA LE 5 4 81 0 7/2 8/O 8 0 7/2 8/0 9 FIRE DAMAGE(Any one fire) 1 s3 0 0, 0 0 0 CLAIMS MADE •n OCCUR MED EXP(Any one person) 1 $1 0 0 0 0 _ IX General �Llab PERSONAL&ADV INJURY $1,000, OOO GENERAL AGGREGATE s2 , 000, 000 GENT AGGREGATE LIMIT APPLIES PER: PRODUCTS-COMP/OP AG $2, O O O, O O O POLICY PRO- - -___ JECT 1XI LOC _ AUTOMOB/LE LIABILITY — — -' '- --- ------ A ANY AUTO 72 SBA LE5481 07/28/08 07/28/09 (EaacBcideDSINGLE LIMIT $1, 000, 000 ALL OWNED AUTOS -` -- �---- -- BODILY INJURY S SCHEDULED AUTOS (Per person) X HIRED AUTOS -- - --�--- --- --- -- NON-OWNED AUTOS BODILY INJURY (Per accident) $ PROPERTY DAMAGE (Per accident) S PGAR14GELIABRITY AUTO ONLY-EA ACCIDENT $ ANY AUTO --- _ OTHER THAN EA ACC S AUTO ONLY: qGG $ _ EXCESS LIABILITY EACH OCCURRENCE $ � OCCUR CLAIMS MADE AGGREGATE DEDUCTIBLE I-- $ � I --- -.- -- -_ 17 RETENTION S -I ---- - '------ _ ___ 9 T WORKERS COMPENSATION AND W�C STATU- I EMPLOYERS'L/ABILTlY TI ORY IMIT a .-----_--._ E.L.EACH ACCIDENT I$ E.L.DISEASE-EA EMPLOYEE S E.L.DISEASE-POLICY LIMIT S OTHER - - .. - [Additional SCR/PT/ON OF OPERA OCAT/ONS/VEHICLES/EXCLUS/ONS ADDED BY ENDORSEMENT/SPEC/AL PROVISIONS ---- --- -- -- hose usual to the Insured's Operations. Certificate Holder is named Insured per the Business Liability coverage form SS 00 08, attached o the policy. CERTIFICATE HOLDER ADDIrioNAL INSURED;INSURER LETTER: CANCELLATION -- — SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF,THE ISSUING INSURER WILL ENDEAVOR TO MAIL 30 DAYS WRITTEN NOTICE 110 DAYS FOR NON-PAYMENT)TO THE CERTIFICATE ' CITY OF MENISEE HOLDER NAMED TO THE LEFT,BUT FAILURE TO DO SO SHALL IMPOSE NO 29714 HAUN PD OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER,ITS AGENTS OR MENIFEE,CA, 92584 REPRESENTATIVES. AUTHORMED REPRESENTATIVE - - - ACORD 25-S(7/97) ®ACORD CORPORATION 1988 ACORDT,,, CERTIFICATE OF LIABILITY INSURANCE DATE � 05-14-2009 PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION BB&T INS SVCS OF CA INC/PHS/ORANGE ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR 180672 P: (8 6 6) 4 6 7-8 7 3 0 F: (8 7 7) 9 0 5-04 5 7 ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. PO BOX 33015 SAN ANTONIO TX 78265 INSURERS AFFORDING COVERAGE INSURED INSURER A:Hartford Casualty Ins Co INSURER B: CORNERSTONE MANAGEMENT, INC. INSURER C: PO BOX 1041 INSURER D: PALO ALTO CA 94302 INSURER E: COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN,THE INSURANCE AFFORDED BY I HE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSH LTR I TYPE OF INSURANCE I POLICY NUMBER POLICY EFFECTIVE PODCY EXPIRATION DATE(MM/DONY) I DATE(MMIDD Y LIMITS GENERAL LIABILITY I EACH OCCURRENCE I $1, 0 0 0, 0 0 0 A COMMERCIAL GENERAL LIABILITY 72 SBA LE 54 81 0 7/2 8/0 9 0 7/2 8/10 FIRE DAMAGE(Any one fire) $3 0 0, 0 0 0 _J CLAIMS MADE U OCCUR MED EXP(Any one person) $1 0, 000 I XI General Ll ab PERSONAL&ADV INJURY $1, 0 0 0, 0 0 0 GENERAL AGGREGATE s2 , 000 , 000 i FGEN'L AGGREGATE LIMIT APPLIES PER: I PRODUCTS-COMP/OP AGG I S2 , POLICY PECT RO X LOC J AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $1, 0 0 0, 0 0 0 A ANY AUTO 72 SBA LE5481 07/28/09 07/28/10 (Ea accident) ALL OWNED AUTOS BODILY INJURY $ SCHEDULED AUTOS (Per person) X HIRED AUTOS BODILY INJURY X NON-OWNED AUTOS (Per accident) $ -- PROPERTY DAMAGE $ (Per accident) GARAGE LIABILITY AUTO ONLY-EA ACCIDENT $ ANY AUTO EA ACC $ OTHER THAN �I AUTO ONLY: AGG $ EXCESS LIABILITY_ EACH OCCURRENCE $ OCCUR u CLAIMS MADE AGGREGATE $ $ DEDUCTIBLE $ RETENTION $ $ WORKERS COMPENSATION AND WC STATU- OTH- EMPLOYERS'LIABILITY ORY L I S E.L.EACH ACCIDENT $ E.L.DISEASE-EA EMPLOYEE $ E.L.DISEASE-POLICY LIMIT $ OTHER DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES/EXCLUSIONS ADDED BY ENDORSEMENT/SPECIAL PROVISIONS Those usual to the Insured' s Operations . Certificate Holder is named Additional Insured per the Business Liability coverage form SS 00 08 , attached to the policy. CERTIFICATE HOLDER X ADDITIONAL INSURED;INSURER LETTER: CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF,THE ISSUING INSURER WILL ENDEAVOR TO MAIL 30 DAYS WRITTEN NOTICE(10 DAYS FOR NON—PAYMENT)TO THE CERTIFICATE CITY OF MENISEE p1 HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL IMPOSE NO I C E Ita'- OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER,ITS AGENTS OR 29714 HAUN RD REPRESENTATIVES. MENIFEE,CA, 92584 �, 2 ? 209 h 4 a w � AUTNORI D E ENTATIVE -11"7�� ACORD 25-S (7197) BY: f'ACORD CORPORATION 1988