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2021/07/01 Sandals Church Commercial Excess Liability Supplemental Coverage SummaryNAMED INSURED SANDALS CHURCH r BROTHERHOOD POLICY NUMBER 04M5A0426258 MUTUAL POLICY PERIOD 07/01/2021 at 12:01 a.m, to 07/01/2022 at ® 12:01 a.m. Commercial Excess Liability Supplemental Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... In return for the payment of the premium, and subject to all the terms of the policy, we agree with you to provide the insurance as stated in the Excess/Umbrella Liability Coverage endorsement BGL939 4.7. Key Excess Liability Coverage Facts NAME OF INSURED SANDALS CHURCH ADDRESS 150 Palmyrita Ave, Riverside, CA 92507-1833 EXCESS LIABILITY POLICY PERIOD 7/1/2021 to 7/1/2022 at 12:01 a.m. at the location listed above EXCESS LIABILITY ANNUAL PREMIUM $14,741 Excess Liability Coverage - Limit of Insurance Coverage Limit (per Occurrence) $10,000,000 Coverage Aggregate Limit $10,000,000 Deductible/Retention N/A Optional Excess Coverage Information COVERAGE STATUS LIMIT Directors and Officers Liability Coverage Included $10,000,00C Sexual Acts Liability Coverage Included $7,000,000 Employment Practices Liability Coverage Excluded N/A Cyber Liability Coverage Excluded N/A Benefits Administration Liability Coverage Excluded N/A Optional Coverage Limits are the some as the Excess Liability "per Occurrence"and Aggregate limits shown above, unless otherwise specified. Schedule of Underlying Insurance TYPE INSURER POLICY PERIOD POLICY NUMBER LIMITS OF LIABILITY General Liability Brotherhood Mutual Insurance Company 0710112021 - 07/O1/2022 04M5A0426258 $2,000,000 Occ/$10,000,000 Agg Automobile Liability Brotherhood Mutual Insurance Company See applicable declarations page. 04A0426253 $1,000,000 Employer's Liability Brotherhood Mutual Insurance Company See applicable declarations page. 04W0436803 $1000000/$1000000/$1000000 Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 34 of 34 ., 1� NAMED INSURED SANDALS CHURCH r BROTHERHOOD MUTUAL. JR O T H E R H O O D POLICY NUMBER 04M5A0426258 1 V 1 U T U A L POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at R 12:01 a.m., Liability Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... The Coverages listed within these declarations are provided according to the terms of the designated coverage forms and any other applicable forms or endorsements. Only one liability coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL11 4.5). Other Liability and Medical Forms FORM FORM NAME BGL100A1 2.2 Commercial Liability Endorsement BGL150 4.5 Designated Additional Insured(s) BGL59RA 4.0 Related Org Principal and Additional Cov GL0363 08 06 Amendatory Endorsement California GL8901.0 Lead Liability Exclusion EX0281X 3.1 NBC Terrorism Exclusion Additional Insureds NAME LOAN/REFERENCE NUMBER Golf Cars of Riverside, Inc., Additional Insured S & I Arastu Realty, Additional Insured Aragon Construction, Additional Insured DFT Inc. dba Cannon Management and Crown Point Apartments, Additional Insured Rim of the World Unified School District, Additional Insured FORM FORM NAME BGL11 4.5 Liability And Medical Coverage Form BGL1521.0 Additional Insured Endorsement EX9091.0 Asbestos Exposure Exclusion GL095012 99 Known Injury or Damage Amendments BGL939AISP 1.0 Provision Modification -Excess Liability GL1270 06 06 Conditional Terrorism Exclusion INTEREST ADDRESS Other: Rental of golf carts 4000 Alamo St Riverside, CA 92501 -1008 Other: Landlord loc 7-1 2282 Scenic Ridge Dr Chino Hills, CA 91709 -1025 Other: Landlord loc 8-1 5440 E Arrow Hwy Montclair, CA 91763 Other: landlord loc 9-1 6349 Riverside Ave FI 2 Riverside, CA 92506 -3163 Other: parking lot loc 18 27315 North Bay Road Blue Jay, CA 92317 Corona -Norco Unified School Building: 20/1 2820 Clark Ave Norco, CA 92860 District, Additional Insured Mountains Community Parking Lot Other:18:1300 Golden Rule Ln 29101 Hospital Rd Lake Arrowhead, CA 92352 Hospital, Additional Insured -9706 City of Menifee, Additional Location: 24 29844 Haun Rd Sun City, CA 92586 Insured Faith Life Center, Additional Location: 26 3778 Milliken Ave Ste B Eastvale, CA 91752 Insured -1036 Heritage Church, Additional Insured Location: 28 27985 Menifee Rd Menifee, CA 92585 Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit. + per person limit Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 M1 DEC 12/20 'Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 33 of 34 BROTHERHOOD MUTUAL. NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a.m. Liability Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... The Coverages listed within these declarations are provided according to the terms of the designated coverage forms and any other applicable forms or endorsements. Only one liability coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL11 4.5). EXPOSURE DESCRIPTIONS Church ADDRESS/ BUILDING DESCRIPTION Location 24 Building 3 Church CODE 08101 RATING BASIS 5,400 Square Feet Church Location 25 Building 1 Church 08101 4,080 Square Feet Church Location 25 Building 2 Fellowship 08101 4,900 Square Feet Church 3778 Milliken Ave Ste B Eastvale CA 91752-1036 08101 26,000 Square Feet Church Location 27 Building 1 Church 08101 6,175 Square Feet Church Location 27 Building 2 Education 08101 9,900 Square Feet Church 'Location 27 Building 3 Fellowship 08101 8,800 Square Feet Church Location 27 Building 4 Church Off 08101 27,000 Square Feet Church 27985 Menifee Rd Menifee CA 92585-9676 08101 2,072 Square Feet Golf Cart 150 Palmyrita Ave Riverside CA 92507-1833 15002 1 Each Automobile Parking - Open Air - No Parking Fee 1300 Golden Rule Ln Lake Arrowhead CA 92352 15801 11,000 Square Feet Automobile Parking - Open Air - No Parking Fee 29101 Hospital Rd Lake Arrowhead CA 92352-9706 15801 5,000 Square Feet Vacant Buildings Location 19 Building 1 Education Location 19 Building 2 Education Location 19 Building 3 Church 17502 2,328 Square Feet 1,598 Square Feet 10,080 Square Feet Building or Premises - Lessor's Risk - NOC Location 3 Building 1 Church 17703 40,000 Square Feet Building or Premises - Lessor's Risk - NOC Location 15 Building 1 Chapel 17703 4,416 Square Fee' Building or Premises - Lessor's Risk - NOC Location 16 Building 1 Church Off 17703 3,190 Square Feet Building or Premises - Lessor's Risk - NOC Location 16 Building 2 Garage 17703 875 Square Feet Conference Location 1 Building 1 Church 18800 2 Locations & Days Climbing Tower/Wall 150 Palmyrita Ave Riverside CA 92507-1833 30130 1 # items/activities Weight Training 150 Palmyrita Ave Riverside CA 92507-1833 30130 1 # items/activities Playgrounds 3701 N Sierra Way San Bernardino CA 92405-2219 30320 1 Each Pastoral Counseling _ 5 Pastor(s) Special Events High Hazard Activities For details regarding how these coverage limits will apply, see the How Much We Pay section of the High Hazard Activities Coverage Limits Form (BGL-21). ACTIVITY DESCRIPTION MEDICAL LIMIT OCCURRENCE LIMIT COVERAGE AGGREGATE LIMIT Skate Park Operations $0 per person $100,000 $500,000 Fireworks Sales $0 per person T$100,000 $500,000 Fireworks Display $0 per person $100,000 $500,000 Construction Oversight $0 per person $100,000 $500,000 * Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit. + per person limit FORM BGL21 4.1 BGL21 4.1 BGL21 4.1 BGL21 4.1 Brotherhood Mutual Insurance Company I www.brotherhoodmutuaI.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ:' — Galatians 6:2 Page 32 of 34 ;�; BROTHERHOOD MUTUAL.. NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a.m, Liability Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... The Coverages listed within these declarations are provided according to the terms of the designated coverage forms and any other applicable forms or endorsements. Only one liability coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGLII 4.5). insured's insurable exposures (as conveyed by the Named Insured) known to exist at the policy inception date. Declared premises must be owned, occupied, or rented by you or your scheduled related organizations. EXPOSURE DESCRIPTIONS ADDRESS / BUILDING DESCRIPTION CODE RATING BASIS Apartment 920 Via Cartago Apt 15 Riverside CA 92507-6286 00200 1,083 Square Feet Dwellings - One -Family Location 12 Building 1 Dwelling 01001 1 Each Coffee Shop 6807 Palm Ave Riverside CA 92506-2811 06501 1,000 Square Feet Schools -Religious Training 150 Palmyrita Ave Riverside CA 92507-1833 07702 10 Students Medical excluding students Church Location 1 Building Church 08101 112,034 Square Feet Church Location 3 Building 1 Church 08101 19,760 Square Feet Church Location 5 Building 1 Church 08101 6,500 Square Feet Church Location 6 Building 1 Church 08101 6,786 Square Feet Church Location 8 Building 1 Church 08101 2,400 Square Feet Church Office Location 7 Building 1 Church Off 08101 3,545 Square Feet Church Location 10 Building 1 Church 08101 11,396 Square Feet Church Location 11 Building 1 Church 08101 5,994 Square Feet Location 11 Building 2 Church Off 10,446 Square Feet Location 11 Building 3 Fellowship 7,412 Square Feet Church Location 13 Building 1 Church 08101 21,140 Square Feet Location 13 Building 2 Education 11,578 Square Feet Location 13 Building 3 MobileClss 1,500 Square Feet Location 13 Building 4 Education 10,716 Square Feet Location 13 Building 5 Education 2,400 Square Feet Location 13 Building 6 Youth 2,454 Square Feet Church Location 14 Building 1 Church 08101 19,184 Square Feet Location 14 Building 2 Education 4,200 Square Feet Location 14 Building 3 Education 900 Square Feet Location 14 Building 4 Education 1,200 Square Feet Location 14 Building 5 Education 600 Square Feet Church Location 17 Building 1 Church 08101 13,852 Square Feet Location 17 Building 2 Education 4,560 Square Feet Location 17 Building 3 Youth 600 Square Feet Church Location 20 Building 1 Church 08101 160 Square Feet Church Location 22 Building 1 Church 08101 10,092 Square Feet Location 22 Building 2 Fellowship 7,392 Square Feet Location 22 Building 3 Church Off 2,214 Square Feet Location 23 Building 1 Parsonage 4,756 Square Feet Location 23 Building 2 Garage 240 Square Feet Church Location 24 Building 1 Church 08101 1,200 Square Feet Church Location 24 Building 2 Church 08101 2,400 Square Feet * Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit. + per person limit Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 31 of 34 kA NAMED INSURED SANDALS CHURCH BROTHERHOOD POLICY NUMBER 04M5A042625B MUTUAL POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a,m. Liability Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... The Coverages listed within these declarations are provided according to the terms of the designated coverage forms and any other applicable forms or endorsements. Only one liability coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGLII 4.5). Worldwide Liability Extension Coverage Extended Foreign Ministry Operations- Excluded COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM Short -Term Trip Limited Kidnap and Extortion Expense See Form See Form BGL1121.0 Reimbursement Coverage Short -Term Foreign Trip Terrorism -Related Travel Interruption See Form See Form BGLI121.0 Reimbursement Short -Term Foreign Trip Death Reimbursement Coverage For See Form See Form BGL1121.0 Your Leaders Foreign Operations Image Restoration Extension See Form See Form BGL1121.0 Expanded Medical Coverage For Foreign Ministry Participants See Form See Form BGL1121.0 Sexual Acts Liability Coverage COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM Sexual Acts LiabiI4 Coverage With Screening $1,000,000, $1.000,000, BGL61 4.7 Sexual Harassment Liability Coverage (otherthan your $1,000,000' $1,QQQ,000' BGL61 4.7 employees) __................_........................................................_.......-............................... .... _................_....._. ........... Improper Reporting of Sexual Acts Liability Coverage $1,000,000* $1,000,000* BGL61 4.7 Improper Supervision of Convicted Sexual Offenders Liability 1,000,000* $1,000,000* BGL61 4.7 Coverage Outside Counseling Reimbursement Coverage $5,000*+ $100,000* BGL61 4.7 Sexual Acts Medical Payment Extension 10,000*+ $100,000* BGL61 4.7 Image Restoration Extension $10,000' $1,000,000' BGL614.7 Redemptive Employment/Appointment $300,000' $300,000* BGL613 4.5 Schedule of Liability Exposures In issuing this policy, we have relied on material information provided to us by the Named Insured. The following schedule discloses all of the * Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit. + per person limit Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 Ml DEC 12/20 'Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 30 of 34 , BROTHERHOOD MUTUAL:. NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a.m. Liability Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... The Coverages listed within these declarations are provided according to the terms of the designated coverage forms and any other applicable forms or endorsements. Only one liability coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL11 4.5). Religious Freedom Protection Coverage COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM Religious Communication Liability Coverage $1,000,000' $.510001000* BGL66CA 1.2 Religious Activity Liability Coverage $1,000,000* $5,0001000* BGL66CA 1.2 Discriminatory Acts Liability Coverage $1,000,000, $5,000,000' BGL66CA 1.2 Tax Exempt Challenge: Expense Reimbursement Coverage $25,000' $25,000* BGL66CA 1.2 Litigation Activity: Legal Defense Reimbursement Coverage See form Sea form BGL66CA 1.2 Litigation Activity: Declaratory Action Reimbursement Coverage See farm See form BGL66CA 1.2 Security Operations Coverage COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM Additional Medical Expense Coverage $50,000*+ $250,000* BGL993 4.0 Broadened Wage Loss Reimbursement Coverage (Emotional $10,000*+ $50,000* BGL993 4.0 Injury) Individual Counseling Coverage $10,000*+ $50,000* BGL993 4.0 Damage to Security -Related Equipment $2,500*+ $10,000' BGL993 4.0 Primary Coverage for Specified Individuals See Form See Form BGL993 4.0 Enforcement of Security Policy or Weapons Policy $2,000,000* $2,000,000' BGL993 4.0 Negligent Infliction of Emotional Distress Arising from Security $2,000,000* $2,000,000* BGL993 4.0 Operations Traumatic Incident Response Coverage COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT Additional Medical Expense Coverage $50,000*+_ $1,000,000* Broadened Wage Loss Reimbursement Coverage (Including See form $1,000,000* Emotional Injury) Individual Counseling Coverage $10,000*+ $1,000,000* Additional Organizational Expense $500,000* $1,000,000' * Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit. + per person limit FORM BGL991D 4.1 BGL991D 4.1 BGL991D 4.1 BGL991D 4.1 Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 29 of 34 BROTHERHOOD MUTUAL. NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01a,m. Liability Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... The Coverages listed within these declarations are provided according to the terms of the designated coverage forms and any other applicable forms or endorsements. Only one liability coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL11 4.5). Nonowned Vehicle Coverage COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM Nonowned Vehicle Liability Coverage ..........w.............................,... �..........�.. $1,000,000* $5,000,000* BGL71B 4.0 Defense Coverage: Authorized Operator .................... $1,000,000* .............. $5,000,000* BGL71B 4.0 Nonowned Vehicle Medical Payments Extension 10,000*+ 150,000* BGL71B 4.0 ........................ ........ ..... ..... ....................._... _... Loss of Use Coverage _,........................... ..................... ....... $1per vehicle ^,............. ..... ..... .... $3,000* __.............,500 BGL71B .........._.4.0 ....._.. Trip Occupant Coverage 1,000*+ 5,000,000* BGL71B 4.0 Damage to Property of Others $1,000* $5,000,000* BGL71B 4.0 Nonowned Vehicle Deductible Reimbursement Coverage $1,000* $5,000,000* BGL71B 4.0 _........................................................._ Rental Vehicle Physical Damage Coverage ^,..................................................................................—_. $80,000 per vehicle, $250 .-......................... $160,000* ..—......... .�.... ........... BGL777 3.0 deductible Other Liability Coverage COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM Terrorism Liability Coverage $2,000,000 $10,000,000 BGL025OX 3.1 Relief Activity Additional Coverages COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM Emotional Injury and Financial178tn e Liability $1,000,000* $5,000,000* BGL9941.0 Additional Medical Expense Coverage _ $50,000t,$250,000 per $10,000,000 BGL9941.0 _:.................. ............... ......................... ............................. .............................. Broadened Wage Loss Reimbursement Coverage occurrrence ....................................................................................................... $10,000+....$50....,000.._.per... —$10......,....000...,000..._ .BGL9941.0 .. .......... occurrence Damage to Relief Worker's Tools and Equipment Coverage $2,500+, $10,000 per $10,000,000 BGL9941.0 occurrence Primary Liability Coverage for Relief Workers 1,000,000* $5,000,000* BGL9941.0 * Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit. +per person limit Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 28 of 34 BROTHERHOOD MUTUAL. NAMED INSURED SANDALS CHURCH POLICY NLIMRFR 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a,m, to 07/O1/2022 at 12:01 a.m. Liability Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... The Coverages listed within these declarations are provided according to the terms of the designated coverage forms and any other applicable forms or endorsements. Only one liability coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGLII 4.5). Employment Practices ("Employment Pract") Liability Coverage COVERAGE DESCRIPTIONS Employment -Related Liability Coverage COVERAGE LIMIT COVERAGE AGGREGATE LIMIT $1,000,000* $5,000,000' Fire Legal/Nonowned Property Damage Liability Coverage COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT Nonowned Property Damage Liability Coverage $1,000,000* $5,000,000* Additional Incidental Contractual Liability Coverage $1,000,000' $5,000,000* Media Liability Coverage FORM BGL85 4.5 FORM BG L9514.5 BGL951 4.5 COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM Personal Injury Liability Coverage (Media/Communications $2,000,000* $10,000,000* BGL411.0 Activity) Personal Injury Liability Coverage (Personal Violations) $2,000,000* $10,000,000* BGL411.0 Personal Injury Liability Coverage (Unauthorized Access/ $2,000,000* $10,000,000* BGL411.0 Posting) Special Defense Coverage (Alleged Intentional Acts) $2,000,000* $10,000,000* BGL411.0 Medical Coverage COVERAGE DESCRIPTIONS Religious Athletic Medical Coverage COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM $10,000*+ $10,000,000* BGL91 4.5 * Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit. + per person limit Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 27 of 34 BROTHERHOOD MUTUAL - NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m, to 07/01/2022 at 12:01 a.m. Liability Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... The Coverages listed within these declarations are provided according to the terms of the designated coverage forms and any other applicable forms or endorsements. Only one liability coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL11 4.5). Counseling Acts Liability Coverage COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM Counseling Acts Liability Coverage $1,000,000, $S,000,000' BGL63 4.1 (3utside Counseling Reimbursement Coverage $5,000+ $5,000,000, BGL63 4.1 Cyber Liability Coverage COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM Computer Use Liability Coverage $500,000' $2,500,000' BGL87CA 4.5 Electronic Commerce Liability Coverage $500;000' $2,500,000' BGL87CA 4.5 Data Breach Liabiilty Coverage $500,000' $2,500,000' BGL87CA 4.5 Outsourced IT Liability Coverage %50Q,000' $2,500,000' BGL87CA 4.5 Special Reimbursement Coverage (Data Breach Rectification $125000 $125,000 OGL87CA 4.5 Costs) Special Reimbursement Coverage (Electronic Discovery Costs) $5.0,000 $50,000 BGL87CA 4.5 Special Defense Coverage (Subpoenas, Regulatory Actions and $50,000 %50,000 BGL87CA 4.5 Injunctive) Defense Reimbursement Coverage COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM Covered Lawsuit Proceeding (Proceeding Limit) , $100,000 $250,000 BGL89CA 4.5 `. ——.....__..............................._......5 Law Enforcement Inquiry ('Inquiry Limit) $25,000 $75,000 BGL89CA 4.5 Directors and Officers Liability Coverage COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM Directors and Officers Leadership Liability Coverage $1,000,000' $5,000,000" BGL81BCA 4.5 Benefits Administration Liability Coverage COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM Employee Benefit Liability Coverage $1,000,000 $5,000,000 BGL83 4.0 (Medical Expense Limlt) $100,000' $500,000, BGL83 4.6 ' Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit, +per person limit J Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 26 of 34 &i - BROTHERHOOD NO MUTUAL, NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m, to 07/01/2022 at 12:01 a.m. Liability Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... The Coverages listed within these declarations are provided according to the terms of the designated coverage forms and any other applicable forms or endorsements. Only one liability coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL11 4.5). Details of Related Organization/Operations NAME DBA Sandals Church Moreno Valleir — 5andals Church Banning ADDRESS 150 Palmyrita Ave Riverside, CA 92507-1833 150 Palmyrita Ave Riverside, CA 92507-1833 1325 Amethyst Ave Mentorle, CA 92359 405 W Lincoln Ave Fresno. CA 93706-9236 Sandals Church Lake Arrowhead 1103 N Highway 173 Lake Arrowhead, E:A 92352 Sanda#s Church Palm Avenue 6807 Palm Ave Riverside, CA 92506-2811 Rogo Ministries 730 N Mountain Ave Ontario, CA 91762-2544 Sandals Church Anaheim 622 N Gilbert St Anaheim, CA 92801-3747 Additional Coverages MINISTRY TYPE FORMS Church Institution BGL51R4.5 Church Institution BGL51R4.5 Church Institution BGL51R4.3 Church Institution BGL51R 4.5 Church Institution BGL51R 4.5 _ Church Institution IBGL51R4.5 Church Institution BGL51R 4.5 •.•."BGL51R Church Institution *__'BGL51R 4.5 COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT Membership Emotional Injury Liability Coverage $2,000,000' $10,000,000. Nursery/Child Care Corporal Punishment Liability Coverage $2,000,000' $iO,QOQ,00D 5u ervp is'son-Related Emotional Injury Liability Coverage $2,000,000" $10,060,Q.00, BGL51R 4.5 Food Preparation Liability Coverage $2,000,00W $10,000,00W BGL51R 4.5 Privnry Vinlatinn I iahility rnvwravp g2.nnn.now 510.000.000, BGL51R 4.5 FORM BG L51 R 4.5 BGL51R 4.5 Damage to Property of Others Coverage _ Not in Your Control $1,000*+ $111000,000' BGL51R 4.5 Devices .BGL51R 4S Incidental Camper Medical Coverage $10,000' $10,0011000' BGL51R 4.5 Additional Incidental Contractual Liability Coverage $2,000,050' $10,000,000* BGL51R 4.5 Details of Related Organization/Operations NAME ADDRESS MINISTRY TYPE FORMS ROGO Foundation 150 Palmyrita Ave Riverside, CA 92507-1833 Miscellaneous Operation BGL58R 4.5 Additional Coverages COVERAGE DESCRIPTIONS Food Preparation Liability Coves Privacy Violation Liability Covei Damage To Property Of Others Not in Your Control In Your Control COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM 0,000,000' $10,000,000. BGL58R 4.5 $2,000�,000' $10,000,000' BGL58R 4.5 00*+ + 4.5 Prosthetic Devices $5001+ $10,000,000, BGL58R 4.5 Additional Incidental Contractual Liability Coverage $2,000,00W $10,000,000* BGL58R 4.5 Defense Coverage Applies in addition to the liability limit unless otherwise specifically stated in an applicable coverage form. * Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit. + per person limit Brotherhood Mutual Insurance Company I www.brotherhoodmutuaI.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 M1 DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 25 of 34 WA Ilk; BROTHERHOOD MUTUAL, NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 am. Liability Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued The Coverages listed within these declarations are provided according to the terms of the designated coverage forms and any other applicable forms or endorsements. Only one liability coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL11 4.5). Key Liability Coverage Facts: Schedule of Limits GENERAL OCCURRENCE LIMIT GENERAL AGGREGATE LIMIT Principal Liability Coverages COVERAGE DESCRIPTIONS Bodily Injury/Property Damage Liability (L) Fire Legal Liability Supplemental Coverages COVERAGE DESCRIPTIONS Incidental Contractual Liabilil Mobile Additional Coverages COVERAGE DESCRIPTIONS Membership Emotional Injury Liability Cover Nursery/Child Care Corporal Punishment Lia Supervision -Related Emotional Injury Liability Food Preparation Liability Coverage Privacy Violation Liabliity Coverage $2,000,000 $10,000,000 COVERAGE LIMIT $2,000,000* COVERAGE LIMIT COVERAGE AGGREGATE LIMIT $101000,000` 0,000` FORM GL1001.0 GL100 lb �siwi[oIoxi1 BGL951 4.5 COVERAGE AGGREGATE LIMIT FORM $�;10,000,000" G L1001.0 F16160Q,000- GL1001.0 $101000,000' GL1001.c COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM $2,000,000" $10,000,000' BGL514.5 $2,000,00W $10,009,000' BG L514.5 $21000,000' $10,000,000, BGL514.5 $2,000,000" M 000,000' 8GL51 4.5 $2,000,00.0" $10,000,000• BG L514.5 uamage io rroperty Vr Utners [;overage $GL514.5 Not In Your Control $1,000'+ $10,000,000' 3GL514.5 In Your Control $2.500'+ $10,000,000' BGL51 4.54.5 Prosthetic Devices $500'+ $10,000,000` BGL514.5 Incidental Camper Medical Coverage $10,00W $1Q000,0001 BGL5145 Additional Incidental Contractual L}ability Coverage $2,000,000• $10,0000001 BGL514 5 Related Organizations/Operations The following entities are insured for designated related Coverages. Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit. + per person limit Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 'Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 24 of 34 . - BROTHERHOOD NO MUTUAL., NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a.m, Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. Systems/ Equipment Breakdown Coverage COVERAGE DESCRIPTION COVERAGE LIMIT DEDUCTIBLE FORM Systems/Equipment Breakdown Coverage Building/Personal Property Limit $10,000 BSEB100 4.1 Rented Personal Property of Others Coverage COVERAGE DESCRIPTION COVERAGE LIMIT DEDUCTIBLE FORM Rented Personal Property of Others $64,450 $1,000 BCP12BCA 4.5 Interior Building Damage Coverage COVERAGE DESCRIPTION COVERAGE LIMIT DEDUCTIBLE FORM Interior Building Damage Coverage -Including Gutters/ $104,168,450 $10,000 BCP49 4.0 Downspouts Coverage Terrorism Loss Coverage COVERAGE DESCRIPTION COVERAGE LIMIT DEDUCTIBLE FORM Certified and Non -Certified Terrorism Loss $104,168,450 $10,000 BCL060OX 3.0 Additional Property Forms FORM BCP0832CA 1.0 FORM NAME Amendatory Endorsement -California BCP188 4.5 Earth Movement Excl-Following Dmg. Ded, BN12V 1.0 Notice Regarding Building Valuation _ BN25671.0 Notice Water Damage/Flood Coverage CP0631 0112 Amendatory Endorsement California CP1701.0 Vacancy Or Unoccupancy Permit CL1640 06 06 Conditional Terrorism Exclusion Additional Interests FORM BCP1471.0 FORM NAME Blanket/Combined Valuation Form BCP500 4.5 Loss Free Deductible Reduction End BN151.0 Notice To Mortgagee CP 117110 08 Exclusion Water Damage CP1321.0 Loss Payable Options BCP915 4.0 Property Coverage Modification ACV Roof EX0651X 3.0 NBC Terrorism Exclusion NAME TYPE LOAN NUMBER INTEREST ADDRESS TMI Trust Company Loss Payee Other: Loc 1-1, 3-1,13-1, PO Box 2288 Fort Worth, TX 76113 -2288 13-2,13-3,13-4,13-5,13-6, 14-1,14-2,14-3,14-4,14-5,15-1,16-1,16-2 RLC Funding, A Division of Loss Payee Other: loc 1-1 BPP 111 Executive Center Dr Ste 102 Columbia, SC Navitas Lease Corp, ISAOA 29210 -8414 American Bankers Insurance Loss Payee Other copiers PO Box 979280 Miami, FL 33197 -9280 Company Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 23 of 34 BROTHERHOOD MUTUAL® NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a,m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. Optional Coverages: All Locations Combined Ordinance or Law Enforcement Coverage COVERAGE DESCRIPTION COVERAGE LIMIT DEDUCTIBLE FORM Ordinance or Law A - Increased Building.Loss $1,000,000 $10,000 BCP138B 4.5 Ordfnance or Law B- Increased Debris Removal �$500,000 $10,000 BCP138B 4.5 Ordinance or Law C - Increased Cost of Construction $500,000 f10.000 BCP138B.4.5 Organizational Optional Theft Coverage COVERAGE DESCRIPTION COVERAGE LIMIT DEDUCTIBLE Theft of Money and Securities $50,000 $250 Theft of Sul I4(ng Materia s $51000• P50 Ministry Personnel Dishonesty Coverage COVERAGE DESCRIPTION Personnel Dishonesty Coverage COVERAGE LIMIT $250,000 Earnings and Donations and Extra Expense Coverage Part COVERAGE DESCRIPTION Earnings and Donations Extra Expense Limited Earthquake Coverage COVERAGE DESCRIPTION Earthquake Sprinkler Leakage Water Damage - Flood, Backup, and Subsurface COVERAGE DESCRIPTION Water Damage -Flood, Back-up, and Subsurface Sewer and Drain Back-up Extension COVERAGE DESCRIPTION Sewer/Drain Backup Extension COVERAGE LIMIT $6,010,000 $:1oa:60-6 COVERAGE LIMIT $1,000,000 COVERAGE LIMIT $10,000 COVERAGE LIMIT See Building/Personal Property Limit DEDUCTIBLE N/A DEDUCTIBLE N/A DEDUCTIBLE $10,000 DEDUCTIBLE $10,000 DEDUCTIBLE $10,000 FORM BCP36 4.5 BCP36 4.5 FORM y BCP37A 4._ j FORM BCP71 4.6 BCP714.6 FORM BCP1651.0 FORM BCP27CA 4.5 FORM BCP135CA 4.1 F� J Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 Ml DEC 12/20 'Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 22 of 34 NAMED INSURED � SANDALS CHURCH ; BROTHERHOOD POLICY NUMBER 04MSA0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 11 MUTUAL. 12:01 a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. Schedule of Additional Coverages: All Locations The policy's property deductible applies to each of these coverages. Details are found on the Commercial Property Coverages BCP12BCA 4.5 form. COVERAGE DESCRIPTION Property Off Premises COVERAGE LIMIT $50,000+ DEDUCTIBLE $10,000 FORM BCP12BCA 4.5 Owned Personal Property -Parsonage $10,000 $10,000 8CP12BCA 4.5 Building/Personal Property - Newly Acquired/Constructed $2,000,000+3- $1Q000 BCP12BCA 4.5 Outside Objects and Structures $20,000/category, $30,000. Total $10,000 BCP128CA 4.5 For an one landscaping item $2;Oaa $10,000 BCP12BCA 4:5 Each loss caused by wind $5,000 $10,000 BCP12BCA 4.5 Other Structures $15,000 $10,000 BCP12BCA 4.5 Owned Personal Property - Dwellings 5% of dwelling value $.10,000 BCP128CA 4.5 Contents - Buildings and Structures Described on the Declarations $15,000+++ $10,000 BCP12BCA 4.5 Vehicle tqulpment an Money and Securities s oniv. uoublea on BCP12BCA 4.5 8CP126CA 4.5 holidays)' Spoilage $1010.00 $10,000 BCP128CA 4.5 Damage to Buildings and Personal Property from Animals $2,500 (Except types of damage excluded in policy form) $10,000 BCP12BCA 4.5 Temporary Emergency Coordination/Shelter Operation Clean- $50,000 for clean-up costs $10,000 BCP12BCA 4.5 Up + If the loss resulted from a covered peril and the property is off premises for no longer than 780 days. ++ Coverage applies for 780 days from the time construction begins or the new property is acquired. +++ Only applies if the limit of insurance shown for the structure is no more than $75,000 and there is no limit of Organizational Personal Property shown on the declarations for the structure. The policy's property deductible does not apply to the following coverages. Details are found on the Commercial Property Coverages form. COVERAGE DESCRIPTION COVERAGE LIMIT FORM Debris Removal Expense - Partial or Total Loss Partial Loss: Remaining Limit for Covered Property - Total BCP12BCA 4.5 Loss: $25,000 Emergency Removal Coverage applies up to 30 days after property is first moved BCPI2BCA 4.5 Fire Department Service Charges $50,000 BCPI2BCA 4.5 Fire Extinguisher Recharge $50,000 if recharged within 30 days BCP12BCA 4.5 Pollutant Clean -Up and Removal $10,000 (annual aggregate)' BCP128CA 43 Installed Lock Recalibration $10,000 if reca4brated within 10 days BCP128CA 4.5 Arson Reward $20.000" BCP12BCA 4.5 Papers and Records (including elect ronit data) $50,000 BCP12BCA 4.5 Personal Property Owned by Others (non -clergy) $5,000 per persarV$25,000 maximum (excess)" 8CP128CA 4:5 Personal Property Owned by (iiergy $30,000 (excess)*** BCP12BCA 4.5 Theft or Vandalism Reward $5,000'• BCP12BCA 4.5 If the loss resulted from a covered peril and was reported within 780 days. Or the amount paid to the insured as a result of the direct loss, if less than the limit stated above. *** Additional limits are available Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 Ml DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ:' — Galatians 6:2 Page 21 of 34 NAMED INSURED BROTHERHOOD POLICY NUMBER SANDALS CHURCH 04M5A0426258 M [J T !JAL POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. GROUPE COINSURANCE: Agreed Amount VALUATION TYPE: Replacement Cost PERIL TYPE: Special with Theft COVERAGE DESCRIPTION (INCL. TYPE OF PROPERTY) Location 17/1 (Church):1103 N 1110way. 173, Lake Arrowh COMBINED LIMIT: $4,496,000 AUTOMATIC INCREASE: 0% PERIL FORM: BCP85 4.5 EARTHQUAKE DEDUCTIBLE: Exclude Earthquake ROOF SETTLEMENT OPTION VALUE CA, 92352 Replacement Cost $2,853,000 Personal Property N/A ................. »....................,....,..........W..,.....,.............m..._..............»..»_..»».................,......»..._.................. ..:........ ........... ........ I..,�600,�OQ Location 17/2 (Education):1103 N Highway 173, Lake Arrowhead, CA, 92352 Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 M1 DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 20 of 34 '�4 BROTHERHOOD MUTUAL.. NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m, to 07/01/2022 at 12:01a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. GROUP C COINSURANCE: VALUATION TYPE: PERIL TYPE: Agreed Amount Replacement Cost Special with Theft COVERAGE DESCRIPTION ONCL. TYPE OF PROPERTY) Location 14/1 (Church):17421 Van Buren Blvd, Riverside, CA, 92504-5944 uren COMBINED LIMIT: $6,820,000 AUTOMATIC INCREASE: 0% PERIL FORM: BCP85 4.5 EARTHQUAKE DEDUCTIBLE: Exclude Earthquake ROOF SETTLEMENT OPTION 1914L 92504-5944 Building Replacement Cost $302,000 Personal Property N/A $61,000 ................................................................................I................ ............................... .................................... ,.......................................................................................... .... ................................ Location 14/3 (Education):17421 Van Buren Blvd, Riverside, CA, 92504-5944 _ Building Replacement Cost $651000 Personal Property WA $16,000 .................. ............................................................... .............................:...........:...........:...................:.::............... ......................................................................................................................................................._....... Location 14/4 (Education):17421 Van Buren Blvd, Riverside, CA, 92504-5944 Persona! Property N/A $21,000 ,.. _........................................... .. ».».. » » »... » _, _ ..»_.. »».w ».....» Location 14/5 (Education) 17421 Van Buren Blvd, Riverside, CA, »........................» .,...» . » ..»..»...........».»..»......_»...... .... ...::. ................... 92504-5944 Building Replacement Cost $43,000 Personal Property N/A .....................,.»......... $11,000 »..............»,.....,,,.........,...,,.......,....,..,.........,,....,,....,.......».»,,... Location 15/I (Chaps.€]:17455 Van Buren Blvd. Riverside, CA, 92504-5944 ... .»,,,,.......» ,.....,,,-,.. Building Replacement Cost $742,000 Personal Property N/A $149,000 .. .» »....� »,,,, .,.....».........».»............................................................................................................ ......... Locatior 16/1 (CfiUrch Off):16455 Porter Ave, Riverside, CA, 92504 ........................................ .. .......... ................. ........................... ................. ._.» ....... » ,.„ »_.»..»..... Building Replacement Cost $544,000 Personal Pro .............................................. Location 16/2 (storal Personal Property $109,000 -orter Ave, Klverslae, (-A, y26U4 Replacement Cost $60,000 N/A $6,000 Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1 800.333.3735 1 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 19 of 34 BROTHERHOOD MUTUAL.. NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m, to 07/01/2022 at 12:01 a,m. Property Coverage Summary MinistryFirst" commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. COVERAGE DESCRIPTION (INCL. TYPE OF PROPERTY) ROOF SETTLEMENT OPTION VALUE Location 21/3 (Fell ow"rip 622 N Gilbert St, Anaheim, CA, 92801 3747 Building Replacement Cost $1.699,000 »Personal Property N/A —' Location 27/4 (Church Off): 622 fV Gilher 5t, An ............ ... ...... .....,.»».,..»......,.................�............ „.».»......$340,00fl aheim, CA, 92$O1-374.................... Building Replacement Cost $3,933,000 Personal Property N/A — — $787000 GROUP B COINSURANCE: VALUATION TYPE: PERIL TYPE: Agreed Amount Replacement Cost Special with Theft COVERAGE DESCRIPTION (INCL. TYPE OF PROPERTY) Location 13/1 (Church): 3701 N Sierra Way, San Bernardino, CA 92405-2219 COMBINED LIMIT. $10,903,000 AUTOMATIC INCREASE: 0% PERIL FORM: BCP85 4.5 EARTHQUAKE DEDUCTIBLE: Exclude Earthquake ROOF SETTLEMENT OPTION VALUE Building Replacement Cost $4,967,00( Persona) Property N A _..........................»....,......,....,....,,......................._.....................................».:..........:.............»... «......... _/.............................,........... $994;0()L ocation 13/2 (fducatianj: 3701 N Sierra Way, San Bernardino, CA, _.......... ....«..........w...«..,.,......,....,...,......... ::............. 92405-2219 BEOding Replacement Cost $1,674,000 Personal Property N/A $335,000 .......................................................................................................................................................»............................................,............:.....»..,......»............,......:.............»......».....W.............._........................... Location 13/4 (Education): 3701 N Sierra Way, San Bernardino, CA, 92405-2219 ..........�.........................................................._.................,,............^.......................................... ................... .. .7' .0 �� ra Keplacement Lost �.....e.................................................—.............................^........................................._r...... _................. ............................................................ _ Persona! Property N q ........:.. �. ............::...............................:..... ................. _.......................................................... Location 13/5 (Education]: 3701 N Sierra Way, San Bernardino, CA, 92405-2219 ce rers_onai rro,perty _ N/A Location 13/6 (Youth): 370T& 53erra Way, fan Ber'nar ........................... . �..........,,......._................ .....,,.......... .........._.......»........«.................... $$$,000 dino, CA, ......... .:. 92405-2219 Building Replacement Cost $422,000 Personal Property N/A mi nnn �J Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 M1 DEC 12120 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 18 of 34 S k; BROTHERHOOD MUTUAL.. NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. COVERAGE DESCRIPTION (INCL. TYPE OF PROPERTY) ROOF SETTLEMENT OPTION VALUE cation 11/3 (Fellowship): 6807 Pa Lolm Ave, Riverside, CA, 92506-2811 Building Replacement Cost $1,533,000 rty Location it/1 wwefang): 4].iI Lu[ner .A, KtyerSiae, CLA, yL5u4-LL.31 Building Replacement Cost $248,000 Personal Property N/A $50,000 22/1 (Church): 405 W Lincoln Ave PersonalProperty-wo/�........................................._... ,............ »� ...._ .......� ......._..... ....,..... ,,. ..... . $3...... Location 22/2 (Fellowship): 405 W Lincoln Ave, Fresno, CA, 93706-9236 Building Replacement Cost $1,4.05:000 Personal Property ...... .. ... ... .._......,.... .. ......�.................w $ ..S1,UUU _ ««.......................... ................ _..................................,....A .. . ... . ..... Location 22/3 (Church OFF): 405 W Lincoln Ave, Fresno, CA, 93706-9236 Building Replacement Cost _ $382,000 Personal Property N/A $77,000 ................ ............................................... .................................... :.................................................................................................................................................................. .................................................................... Location 23/1 (Church office): 455 W Lincoln Ave, Fresno, CA, 93706-9236 92586-3607 Tenants Improvements N/A $25,000 Personal Property N/A $30,000 .......................................................................................,:.............................................................................................................................................................................................................................................................. Location 24/2 (Church - West Annex): 29995 Evans Rd, Menifee, CA, 92586-3607 Personal Property N/A $30,000 .......................................................................................................................................................................................................................................................................................................................................................... Location 24/3 (Church): 29995 Evans Rd, Menifee, CA, 92586-3607 Tenants Improvements N/A $25,000 Personal Property N/A $30,000 .........................................................................................................................................................................................._....,..............................................:..:..........._................................................................. Location 25/1 (Church): 630 E 5th St, Azusa, CA, 91702 3800 Building Actual Cash Value (Roof ACV) $691,000 Personal Property N/A ........................... .............................................................................. ..................... $139,000 ............. ...................................... ......... ..............o-n,.................,.......,......iip"...........................S't'..................................................................... Location 25/2 (Fellowship): 630 E 5th St, Azusa, CA, 91702-3800 Building Actual Cash Value (Roof ACV) $726,000 Personal Property ............................................................ ............................................. $146,000 ., �.... , ..� »... »,........................ */-1' (...............................................................................................................................N/A Location 26/1 (Church): 3778 Milliken Ave Ste B, Eastvale, CA, 91752-1036 Personal Property _...._......... .......... ........ .. .. N/A ».. ._.� » .._ ........�....._....:_.............. ............. $20,000 11................ ..... _... » :. �. ...... ......... - ............. .. ...............................:......................_......... Location 27/1 (Church): 622 N Gilbert St, Anaheim, CA, 92801-3747 Building Replacement Cost $1,305,000 Personal Property N/A .............w.........;...............»,.._..,.... .. $261,000 .. .».::..... ._,...............,,..............,.. .............................................................................................................................................,........................................... Location 27/2........(..Ed....ucation)..: 622.....N Gi..lbert St, Anaheim, CA, 92801-3747 Building Replacement Cost $1,850,000 Personal Property N/A $371,000 Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ:' — Galatians 6:2 Page 17 of 34 BROTHERHOOD MUTUAL,, NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 am. to 07/01/2022 at 12:01 a." Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Personal Property $2,000 Agreed Amount N/A Replacement Cost 0% Special with Theft Combined Schedule(s) of Buildings and Personal Property (Includes Statement of Values) - BCP-147 GROUP A ■ COINSURANCE: Agreed Amount VALUATION TYPE: Replacement Cost PERIL TYPE: Special with Theft COVERAGE DESCRIPTION (INCL. TYPE OF PROPERTY) Location 1/1 (Church):150 Palmyrita Ave, Riverside, CA, 92507-1833 250 Building Personal Property 92507-1835 1325 Amethyst Ave, Mentone, CA, 92359 COMBINED LIMIT: $80,862,000 AUTOMATIC INCREASE: 0% PERIL FORM: BCP85 4.5 EARTHQUAKE DEDUCTIBLE: Exclude Earthquake FORM BCP85 4 5 ROOF SETTLEMENT OPTION VALUE Replacement Cost $28,964,000 cement Cost $2,652,000 Building Replacement Cost 81,403,000 Personal roperty N/A ..................... _....... ..... » ............................. _� �....»....�.,.._...,,.....::_..._..»...................... ................. . .. ,...,»--_,,......_.»__.................._.._......_......_....»..» .......... R2s1,v0a Location 6/1 (Ckiurch).14115 Business Center Dr, Moreno Valley, CA, 92553-9101 Building Replacement Cost $1,350,000 Personal Pro ert $ P Y N/A 270,000 ...............�,......................... ......ic'e......................................._....................»................................................................................. ,.:.................. «..................... :................... .,...................:..:.................. _ ................. Location 7/1 (Church OFfice):14093 Business Center Dr, Moreno Valley, CA, 92553-9103 Personal Property _. _ N/A $17,OOQ Location 8/1 (Church): 5440 E Arrow Hwy, MtirltClair,.CA, 91763...... ... .. . W_..m..._..,..... ..".».... ..",... , ".w .,... .............»..................,...., ......,.....» Personal Pro"rty N/A Location 10/1..�Chiirefi :477I+! Woadlanil Ave,»B........i.. .. ........... ....»».......... .».............. ,,...,,.,........ ........ »................... ................. ................,�..... Ian ng, CA,»92220 Personal Property N/A $.487,000 Lacatian ii; CChur�h) 613D7 Palm Ave, Riverside. CA; 92506 2811.. ........ .. . .............................. .. ....».........,..,,,,.,....,..».»....»..................................._..., ,._ Personal Property N/A . 7,000 / $297,040....................i'ce,.............................a"I'.........................,........................................................__....,,...,.�.,.......,..............,............,.:::..:.........: ,;....:W,,..,............... »_._........».....:...__...................-.- .--..,.,. Location 11/2 (Office & Fellowhip Hall): 6807 Palm Ave, Riverside, CA, 92506-2811 iBuilding Replacement Cost $2,220,000 Personal RropertY N/A $444,000 Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333,3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 'Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 16 of 34 A f, NAM EDINSURE D SANDALS CHURCH - ri BROTHERHOOD POLICY NUMBER 04M5A0426258 ONMUTUAL POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 am. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DIED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule EDUCATION 622 N Gilbert St Anaheim, CA 92801-3747 LOCATION 27/2 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule FELLOWSHIP HALL 622 N Gilbert St Anaheim, CA 92801-3747 LOCATION 27/3 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combine Schedule CHURCH OFFICE 622 N Gilbert St Anaheim, CA 92801-3747 LOCATION 27/4 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule CHURCH 27985 Menifee Rd Menifee, CA 92585-9676 LOCATION 28/1 Brotherhood Mutual Insurance Company I www.brotherhoodmutuaI.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 M1 DEC 12/20 'Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 15 of 34 NAMED INSURED SANDALS CHURCH BROTHERHOOD POLICY NUMBER 04M5A0426258 MUTUAL:. POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. CHURCH 29995 Evans Rd Menifee, CA 92586-3607 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule CHURCH 630 E 5th 5t Azusa, CA 91702-3800 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule FELLOWSHIP HALL 630 E 5th St Azusa, CA 91702-3800 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule CHURCH 3778 Milliken Ave Ste B Eastvale, CA 91752-1036 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Personal Property See Combined Schedule CHURCH 622 N Gilbert St Anaheim, CA 92801-3747 LOCATION 24/3 FORM LOCATION 25/1 FORM LOCATION 25/2 FORM LOCATION 26/1 FORM LOCATION 27/1 Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1 800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 14 of 34 NAMED INSURED SANDALS CHURCH 04 POLICY NUAM1BER 04M5A0426258 BROTHERHOODMUTUAL.. POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. CHURCH OFFICE 455 W Lincoln Ave Fresno, CA 93706-9236 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined __ Schedule Personal Property See Combined Schedule GARAGE 455 W Lincoln Ave Fresno, CA 93706-9236 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule CHURCH - NORTH ANNEX 29995 Evans Rd Men ifee, CA 92586-3607 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule CHURCH • WEST ANNEX 29995 Evans Rd Menifee, CA 92586-3607 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule LOCATION 23/1 FORM LOCATION 23/2 FORM LOCATION 24/1 FORM LOCATION 24/2 FORM Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333,3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 M1 DEC 12/20 'Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 13 of 34 NAMED INSURED SANDALS CHURCH ®, ; BROTHERHOOD POLICY NUMBER 04M5A0426258 MUTUAL POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 0 12:01 a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) CHURCH 13031 Orange 5t Corona, CA 92880.9743 LOCATION 20/1 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Personal Property $25,000 Agreed Amount N/A Replacement Cost 0% Special with Theft BCP85 4.5 ICHURCH 405 W Lincoln Ave Fresno, CA 93706-9236 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule FELLOWSHIP HALL 405 W Lincoln Ave Fresno, CA 93706-9236 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule CHURCH OFFICE 405 W Lincoln Ave Fresno, CA 93706-9236 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule LOCATION 22/1 FORM LOCATION 22/2 FORM LOCATION 22/3 FORM Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 M1 DEC 12/20 'Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 12 of 34 NAMED INSUREO SANDALS CHURCH p� r, BROTHERHOOD POLICY NUMBER 04M5A0426258 MUTUAL - POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a,m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule YOUTH BUILDING 1103 N Highway 173 Lake Arrowhead, CA 92352 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DIED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule EDUCATION 730 N Mountain Ave Ontario, CA 91762-2544 FORM LOCATION 17/3 FORM LOCATION 19/1 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building $157,000 Agreed Amount N/A Actual Cash Value 0% Basic without CP821.0 Vandalism Personal Property $10,000 Agreed Amount N/A Actual Cash Value 0% Basic with Vandalism CP821.0 EDUCATION 730 N Mountain Ave Ontario, CA 91762-2544 LOCATION 19/2 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building _ $107,000 Agreed Amount N/A Actual Cash Value 0% Basic with Vandalism CP821.0 Personal Property $20,000 Agreed Amount N/A Replacement Cost 0% Basic with Vandalism CP821.0 CHURCH 730 N Mountain Ave Ontario, CA 91762-2544 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE LOCATION 19/3 FORM (INCL. TYPE OF PROPERTY) Building $596,000 Agreed Amount N/A Actual Cash Value 0% Basic with Vandalism CP821.0 Personal Property $30,000 Agreed Amount N/A Replacement Cost 0% Basic with Vandalism CP821.0 Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 M1 DEC 12/20 'Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 11 of 34 NAMED INSURED SANDALS CHURCH BROTHERHOOD POLICY NUMBER 04M5A0426258 MUTUAL POLICY PERIOD 07/01/2021 at 12:01 am. to 07/01/2022 at ® 12:01a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) CHURCH OFFICE 16455 Porter Ave Riverside, CA 92504 LOCATION 16/1 Mortgagee TMI Trust Company PO Box 2288 Fort Worth, TX 76113-2288 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined _ Schedule Personal Property See Combined -- Schedule STORAGE 16455 Porter Ave Riverside, CA 92504 Mortgagee TMI Trust Company LOCATION 16/2 PO Box 2288 Fort Worth, TX 76113-2288 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule CHURCH 1103 N Highway 173 Lake Arrowhead, CA 92352 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule EDUCATION 1103 N Highway 173 Lake Arrowhead, CA 92352 FORM LOCATION 17/1 FORM LOCATION 17/2 Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 Ml DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ" — Galatians 6:2 Page 10 of 34 ., �. NAMED INSURED SANDALS CHURCH r ; BROTHERHOOD POLICY NUMBER 04M5A0426258 MUTUAL- POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. EDUCATION M1. lips. . ` 17421 Van Buren Blvd Riverside, CA 92504-5944 LOCATION 14/3 Mortgagee TMI Trust Company PO Box 2288 Fort Worth, TX 76113-2288 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DIED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule EDUCATION 17421 Van Buren Blvd Riverside, CA 92504-5944 LOCATION 14/4 Mortgagee TMI Trust Company PO Box 2288 Fort Worth, TX 76113-2288 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule EDUCATION 17421 Van Buren Blvd Riverside, CA 92504-5944 LOCATION 14/5 Mortgagee TMI Trust Company PO Box 2288 Fort Worth, TX 76113-2288 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule CHAPEL 17455 Van Buren Blvd Riverside, CA 92504-5944 LOCATION 15/1 Mortgagee TMI Trust Company PO Box 2288 Fort Worth, TX 76113-2288 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule FORM ,Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 'Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 9 of 34 NAMED INSURED SANDALS CHURCH BROTHERHOOD POLICY NUMBER 04M5A0426258 MUTUAL. POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a.m. Property Coverage Summary�`1. 1 MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule YOUTH BUILDING 3707 N Sierra Way San Bernardino, CA 92405-2219 LOCATION 13/6 i Mortgagee TMI Trust Company PO Box 2288 Fort Worth, TX 76113-2288 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule CHURCH 17421 Van Buren Blvd Riverside, CA 92504-5944 LOCATION 14/1 Mortgagee TMI Trust Company PO Box 2288 Fort Worth, TX 76113-2288 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule FORM EDUCATION 17421 Van Buren Blvd Riverside, CA 92504-5944 LOCATION 14/2 Mortgagee TMI Trust Company PO Box 2288 Fort Worl"r TX 76113-2288 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule J Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1 800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 M1 DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 8 of 34 NAMED INSURED SANDALS CHURCH POLICYNUMBER 04M5A0426258 BROTHERHOOD POLICY PERIOD 07/01/2021 at 12:01 am; to 07/01/2022 at MUTUAL-: 12:01a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE (INCL. TYPE OF PROPERTY) Persona[ Property See Combined Schedule EQ DIED VALUATION TYPE AUTO INCR PERIL TYPE FORM EDUCATION 3701 N Sierra Way San Bernardino, CA 92405-2219 Mortgagee TMI Trust Company COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule LOCATION 13/2 PO Box 2288 Fort Worth, TX 76113-2288 EQ DIED VALUATION TYPE AUTO INCR PERIL TYPE MOBILE CLASSROOM 3701 N Sierra Way San Bernardino, CA 92405-2219 _1013,11ril LOCATION 13/3 Mortgagee TMI Trust Company PO Box 2288 Fort Worth, TX 76113-2288 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building $69,000 Agreed Amount N/A Replacement Cost 0% Special with Theft BCP85 4.5 Personal Property $7,000 Agreed Amount N/A Replacement Cost 0% Special with Theft BCP85 4.5 EDUCATION 3701 N Sierra Way San Bernardino, CA 92405-2219 Mortgagee TMI Trust Company COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule LOCATION 13/4 PO Box 2288 Fort Worth, TX 76113-2288 EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM EDUCATION 3701 N Sierra Way San Bernardino, CA 92405-2219 Mortgagee TMI Trust Company LOCATION 13/5 PO Box 2288 Fort Worth, TX 76113-2288 Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 'Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 7 of 34 Al'A NAMED INSURED SANDALS CHURCH BROTHERHOOD POLICY NUMBER 04M5A0426258 MUTUAL POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. OFFICE & FELLOWHIP HALL. 6807 Palm Ave Riverside, CA 92506-2811 LOCATION 17/2 Mortgagee Citizens Business Bank 28100706, PO Box 390785 Minneapolis, MN 55439 _ 28100757, COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule FELLOWSHIP HALL Mortgagee 6807 Palm Ave Riverside, CA 92506-2811 Citizens Business Bank 28100706, 28100757, FORM LOCATION 11/3 PO Box 390785 Minneapolis, MN 55439 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule DWELLING 4531 Luther St Riverside, CA 92504-2231 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule FORM LOCATION 12/1 FORM CHURCH 3701 N Sierra Way San Bernardino, CA 92405-2219 LOCATION 13/1 Mortgagee TMI Trust Company PO Box 2288 Fort Worth, TX 76113-2288 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule r0l;idil Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 M1 DEC 12/20 'Bear ye one another's burdens and so fulfill the law of Christ" — Galatians 6:2 Page 6 of 34 NAMED INSURED SANDALS CHURCH ,� �; MUTUAL BROTHERHOOD j� R O T H E R H O O D POLICY NUMBER 04M5A0426258 V I U T U A L - POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 00 12:01 a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. CHURCH OFFICE 14093 Business Center Dr Moreno Valley, CA LOCATION 7/1 92553-9103 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Personal Property See Combined Schedule CHURCH 5440 E Arrow Hwy Montclair, CA 91763 LOCATION 8/1 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Personal Property See Combined Schedule CHURCH 477 N Woodland Ave Banning, CA 92220 LOCATION 10/1 Mortgagee Citizens Business Bank 28100706, PO Box 390785 Minneapolis, MN 55439 28100757, COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule CHURCH 6807 Palm Ave Riverside, CA 92506-2811 Mortgagee Citizens Business Bank 28100706, 28100757, LOCATION 11/1 PO Box 390785 Minneapolis, MN 55439 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule FORM Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 5 of 34 kA NAMED INSURED SANDALS CHURCH BROTHERHOOD POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at MUTUAL::. 12:01a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. CHURCH 250 Pal myrita Ave Riverside, CA 92507-1835 LOCATION 3/1 Mortgagee TMI Trust Company PO Box 2288 Fort Worth, TX 76113-2288 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule Building Ordinance $1,000,000 N/A N/A N/A N/A N/A BCP138 4.5 & Law Cost of Construction Building Ordinance & $13,258,000 N/A N/A N/A N/A N/A BCP138 4.5 Law Increased Building Loss Building Ordinance & $500,000 N/A N/A N/A N/A N/A BCP138 4.5 Law Increased Debris Removal CHURCH 1325 Amethyst Ave Mentone, CA 92359 LOCATION 5/1 Mortgagee Citizens Business Bank 28100706, PO Box 390785 Minneapolis, MN 55439 28100757, COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DIED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property -See Combined Schedule CHURCH 14115 Business Center Dr Moreno Valley, CA 92553-9101 LOCATION 6/1 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 Ml DEC 12120 'Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 4 of 34 NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 BROTHERHOOD MUTUAL.. POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. LOCATION # 22/1 DESCRIPTION Church ADDRESS 405 W Lincoln Ave Fresno, CA 93706-9236 22/2 Fellowship Hall 405 W Lincoln Ave Fresno, CA 93706-9236 22/3 Church Office 405 W Lincoln Ave Fresno, CA 93706-9236 23/1 Church office 455 W Lincoln Ave Fresno, CA 93706-9236 23/2 garage 455 W Lincoln Ave Fresno, CA 93706-9236 24/1 Church - North Annex 29995 Evans Rd Menifee, CA 92586-3607 24/2 Church - West Annex 29995 Evans Rd Menifee, CA 92586-3607 24/3 Church 29995 Evans Rd Menifee, CA 92586-3607 25/1 Church 630 E 5th St Azusa, CA 91702-3800 25/2 Fellowship Hall 630 E 5th St Azusa, CA 91702-3800 26/1 Church 3778 Milliken Ave Ste B Eastvale, CA 91752-1036 27/1 Church 622 N Gilbert St Anaheim, CA 92801-3747 27/2 27/3 27/4 28/1� Education Fellowship Hall Church Office Church 622 N Gilbert St Anaheim, CA 92801-3747 622 N Gilbert St Anaheim, CA 92801-3747 622 N Gilbert St Anaheim, CA 92801-3747 27985 Menifee Rd Menifee, CA 92585-9676 Schedule of Buildings and Personal Property CHURCH 150 Palmyrita Ave Riverside, CA 92507-1833 LOCATION 1/1 Mortgagee TMI Trust Company PO Box 2288 Fort Worth, TX 76113-2288 COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM (INCL. TYPE OF PROPERTY) Building See Combined Schedule Personal Property See Combined Schedule Building Ordinance $1,000,000 N/A N/A N/A N/A N/A BCP138 4.5 & Law Cost of Construction Building Ordinance & $28,964,000 N/A N/A N/A N/A N/A BCP138 4.5 Law Increased Building Loss Building Ordinance & $500,000 N/A N/A N/A N/A N/A BCP138 4.5 Law Increased Debris Removal Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 M1 DEC 12/20 'Bear ye one another's burdens and so fulfill the law of Christ" — Galatians 6:2 Page 3 of 34 v NAMED INSURED SANDALSCHURCH BROTHERHOOD POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at MUTUAL:.: 12:01a.m. Property Coverage Summary MinistryFirstsm commercial multi -peril policy Declarations continued... We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. Property Coverage Details PROPERTY DEDUCTIBLE GLASS DEDUCTIBLE Schedule of Locations LOCATION # 1/1 3/1 5/1 6/1 $10,000 $10,000 ".-`) DESCRIPTION ADDRESS Church 150 Palmyrita Ave Riverside, CA 92507-1833 Church 250 Palmyrita Ave Riverside, CA 92507-1835 Church 1325 Amethyst Ave Mentone, CA 92359 Church 14115 Business Center Dr Moreno Vallev, CA 92553-9101 7/1 Church OFfice 14093 Business Center Dr Moreno Valley, CA 92553-9103 8/1 Church 5440 E Arrow Hwy Montclair, CA 91763 10/1 Church 477 N Woodland Ave Banning, CA 92220 11/1 Church 6807 Palm Ave Riverside, CA 92506-2811 11/2 Office & Fellowhip Hall 6807 Palm Ave Riverside, CA 92506-2811 11/3 Fellowship Hall 6807 Palm Ave Riverside, CA 92506-281' 12/1 Dwelling 4531 Luther St Riverside, CA 92504-2231 13/1 Church 3701 N Sierra Way San Bernardino, CA 92405-2219 13/2 Education 3701 N Sierra Way San Bernardino, CA 92405-2219 13/3 Mobile Classroom 3701 N Sierra Way San Bernardino, CA 92405-2219 13/4 Education 3701 N Sierra Way San Bernardino, CA 92405-2219 13/5 Education 3701 N Sierra Way San Bernardino, CA 92405-2219 13/6 Youth Building 3701 N Sierra Way San Bernardino, CA 92405-2219 14/1 Church 17421 Van Buren Blvd Riverside, CA 92504-5944 14/2 Education 17421 Van Buren Blvd Riverside, CA 92504-5944 14/3 Education 17421 Van Buren Blvd Riverside, CA 92504-5944 14/4 Education 17421 Van Buren Blvd Riverside, CA 92504-5944 14/5 Education 17421 Van Buren Blvd Riverside, CA 92504-5944 15/1 Chapel 17455 Van Buren Blvd Riverside, CA 92504-5944 16/1 Church Office 16455 Porter Ave Riverside, CA 92504 16/2 storage 16455 Porter Ave Riverside, CA 92504 17/1 Church 1103 N Highway 173 Lake Arrowhead, CA 92352 17/2 Education 1103 N Highway 173 Lake Arrowhead, CA 92352 17/3 Youth Building 1103 N Highway 173 Lake Arrowhead, CA 92352 19/1 Education 730 N Mountain Ave Ontario, CA 91762-2544 19/2 Education 730 N Mountain Ave Ontario, CA 91762-2544 19/3 Church 730 N Mountain Ave Ontario, CA 91762-2544 20/1 Church 13031 Orange St Corona, CA 92880-9743 k.� Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 M1 DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 2 of 34 �� BROTHERHOOD ON MUTUAL. MinistryFirsts" Commercial Multi -Peril Insurance Coverage Summary These are your policy's Declarations. Renewal of 04M5A0426258 SANDALS CHURCH 150 Palmyrita Ave Riverside, CA 92507-1833 NAMED INSURED SANDALS CHURCH POLICY NUMBER 04M5A0426258 POLICY PERIOD 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a.m. Key Facts About Your Policy Policy Number 04MSA0426258 Brotherhood Mutual Insurance Company Print Date: May 21, 2021 Policy Period: 07/01/2021 at 12:01 a.m. to 07/01/2022 at 12:01 a.m. 909-307-8500 Churchwest Insurance Services 4002-020 Www.Churchwest.Com 201 Cajon Street Redlands, CA 92373-4645 Contact your agent with your customer service questions, including updating your policy or reporting a claim. www.brotherhoodmutual.com/payon line For your convenience, you can make premium payments online. These Declarations replace your previous ones. Your policy's Declarations contain a summary of the coverage contained in the insurance policy. Your policy contains a full explanation of your coverage. AGREEMENT: In return for the payment of the premium and subject to all the terms of the policy, we agree to provide the insurance stated in the policy. TYPE OF ORGANIZATION: Church Institution FORM OF ORGANIZATION: Corporation Policy Overview COVERAGE DESCRIPTION DETAILS COVERAGE DESCRIPTION DETAILS Property Coverage Page 2 - 23 Terrorism Premium $6,311 (See Notice Form BN-6-A-DX 3.1 for details) Liability Coverage Page 24 - 33 Excess Liability Coverage Page 34 - 34 Policy Premium Overview This premium is subject to adjustment at each anniversary. This premium is subject to adjustment due to premium audit provision. ANNUAL PREMIUM: $119,171,00 PAYMENT SCHEDULE: See invoice. Common Policy Forms FORM FORM NAME BN2B 1.1 Notice to our Policyholder CL3001.0 Amendatory Endorsement BCP100 4.5 Commercial Property Coverage Conditions BCL3011.0 Form Number Reference BCL1201.0 Amendatory Endorsement - Assignment BN1B 1.0 Notice Of Payment -Related Charges EX06061.0 Conditional Terrorism Exclusion BN-6-A-DX 3.1 Terrorism Related Loss FORM CL1001.0 FORM NAME Common Policy Conditions CPl 1.0 Table of Contents GL1001.0 Commercial Liability Coverage BN11A 1.2 Customer Notice: Value -Added Benefits CLO162 0119 Amendatory Endorsement California BCL1001.1 Additional Policy Conditions BN6EX 4.0 Notice-Cond Excl-Terrorism -Related Loss Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com 1800.333.3735 I 6400 Brotherhood Way, P.O. Box 2227, Fort Wayne, IN 46801-2227 MI DEC 12/20 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 1 of 34 City of Menifee 29844 Haun Rd Sun City, CA 92586