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2016/01/01 Disability Access Consultants, LLC Certificate of Liability Insurance70 ACOO " CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYY) 11/1/2016 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Lee F. Murphy Insurance Group 2361 Highway 36 West St. Paul MN 55113 CONTACT Ceil Provo NAME: RAX PHCNN Ex : (651) 644-7200 aC No: ADDRESS:cprovo@leefmurphy.com INSURERS AFFORDING COVERAGE NAIC # INSURERA:CNA Insurance Company INSURED Disability Access Consultants, LLC 2243 Feather River Blvd Oroville CA 95965 INSURER B :WeSCO Insurance Company INSURER C:Philadel hia Insurance Company INSURER D : INSURER E : INSURER F: COVERAGES CERTIFICATE NUMBER:2016 - 2017 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR OF INSURANCE ADDLTYPE INSD SUER POLICY NUMBER MM/DD/YEYY MM IDD/Y YY LIMITS X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 2,000,000 A CLAIMS -MADE �X OCCUR DAMAGE TO 1EITED Ea occ.".nc. 5 50,000 -PREMISES MED EXP (Anyone person) S 10,000 X Y B6019986956 2/13/2016 2/13/2017 PERSONAL & ADV INJURY $ 2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE S 4,000,000 X POLICY1-1 JEC- LOC PRODUCTS - COMP/OPAGG S 4,000,000 Employee Benefits $ 1,000,000 OTHER: AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT Ea accident S 1 , 000, 000 BODILY INJURY (Per person) S A A ANY AUTO ALL OWNED SCHEDULED AUTOS AUTOS X Y B6020004762 1/O1/16 1/Ol/17 BODILY INJURY (Per accident) S PROPERTY DAMAGE Per accident $ NON -OWNED HIRED AUTOS AUTOS medical payments S 5,000 X I UMBRELLA LIAB X OCCUR EACH OCCURRENCE S 5,000,000 AGGREGATE S A EXCESS LIAB CLAIMS -MADE DED RETENTION$ S X B6019987007 2/13/2016 2/13/2017 B WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETOR/PARTNER/EXECUTIVE YIN WWC3183875 1/08/2016 1/08/2017 X PER OTH- STATUTE ER E.L. EACH ACCIDENT S 1,000,000 OFFICER/MEMBER EXCLUDED? (Mandatory in NH) NIA Y E.L. DISEASE - EA EMPLOYE S 1,000,000 E.L. DISEASE - POLICY LIMIT S 1,000,000 If yes, describe under DESCRIPTION OF OPERATIONS below C Professional Liability PHSD1116464 3/13/2016 3/13/2017 Limit $5,000,000 Deductible $10 , 0 0 0 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) City of Menifee ADA Self Evaluation and Transition Plan . CFRTIFICATE HOLDER CANCELLATION City of Menifee and its officers, employees, agents and authorized volunteers 29714 Haun Road Menifee, CA 92586 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE James Enge/CEIL R . ACORD 25 (2014/01) INS02512014nrl ©1988-2014 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD CAM SB Ed. 06/111) r� THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS - SCHEDULED PERSON OR ORGANIZATION - WITH PRODUCTS COMPLETED OPERATIONS COVERAGE This endorsement modifies insurance provided under the following: BUSINESSOWNERS LIABILITY COVERAGE FORM SCHEDULE* Name Of Person Or Organization: * Information required to complete this Schedule, if not shown on this endorsement, will be shown in the Declarations. A. The following is added to Paragraph C. Who Is An Insured: 4. Any person(s) or organization(s) shown in the Schedule is also an additional insured, but only with respect to liability for 'bodily injury,' 'property damage' or - 'personal and advertising injury,' caused, in whole or in part, by: o a. Your acts or omissions; or b. The acts or omissions of those acting on your behalf in the performance of your ongoing operations for the additional insured(s); at the location(s) designated above; or gc. 'Your work' that is included in the 'products- completed operations hazard' and performed for the additional insured, but only if this sPolicy provides such coverage, and only if the N written contract or written agreement requires you to provide the additional insured such coverage. B. The insurance provided to the additional insured does not apply to 'bodily injury,' 'property damage,' or 'personal and advertising injury' arising out of: 1. The rendering of, or the failure to render any professional architectural, engineering, or surveying services, including: (a) The preparing, approving, or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; and (b) Supervisory, inspection, architectural or engineering activities. 2. 'Bodily Injury,' 'property damage,' or 'personal and advertising injury' arising out of any premises or work for which the additional insured is specifically listed as an additional insured on another endorsement attached to this Policy. C. The following is added to Paragraph H. of the Businessowners Common Policy Conditions: H. Other Insurance This insurance is excess over any other insurance naming the additional insured as an insured whether primary, excess, contingent or on any other basis unless a written contract or written agreement specifically requires that this insurance be either primary or primary and noncontributing. SB-300120-C (Ed. 06/11) Page 1 of 1 CNA SB-300129-B (Ed. 01/08) THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. P4 . TARGETED HACKER ATTACK This endorsement modifies insurance provided under the following: BUSINESSOWNERS SPECIAL PROPERTY COVERAGE FORM The following coverage is added to your Businessowners Special Property Coverage Form under Paragraph A.6. Coverage Extensions. Unless otherwise stated, payments made under this Coverage Extension are subject to and not in addition to the applicable Limits of Insurance. Targeted Hacker Attack 1. We will pay up to the Limits of Insurance indicated in Paragraphs 9. and 10. below, for the following: a. Corruption, distortion, deletion, damage or destruction of your 'electronic data' caused by or resulting from a *targeted hacker attack.' b. Subject to paragraph 8. below, actual loss of Business Income you sustain - due to the necessary 'suspension' of your 'operations' during the 'period of restoration.' The 'suspension' must be caused by the necessary interruption or suspension of your 'electronic data processing equipment' resulting from a 'targeted hacker attack' that corrupts, distorts, deletes, damages or destroys your 'electronic data.' c. Subject to paragraph 8. below, with respect to a 'suspension' of your 'operations' as described in paragraph 1.b. above, the 'extra expense' (other than the expense to repair or replace property) to: (1) Avoid or minimize the 'suspension' of business and to continue 'operations'; or (2) Minimize the 'suspension' of business if you cannot continue 'operations.' 2. Worldwide coverage is provided under this Coverage Extension. The coverage territory as described in Paragraph F.8.b does not apply to this Coverage Extension. 3. This Coverage Extension does not apply to: a. 'Stock% or b. Property that is licensed, leased or rented to others. 4. The following exclusions as described in Section B., Exclusions, of the Businessowners Special Property Coverage Form do not apply to this Coverage Extension: a. Paragraph 1.j.; and b. Paragraph 1.k. 5. The following additional exclusions apply: With respect to this Coverage Extension, we will not pay for loss or damage caused directly or indirectly by any of the following. Such loss or damage is excluded regardless of any other cause or event that contributes concurrently or in any sequence to the loss. a. Programming errors or omissions, or incorrect instructions to a machine, including without limitation, incorrect instructions to 'electronic data processing equipment' from a user incorrectly operating with, or committing an error using, an input device (including, without limitation, a keyboard, mouse or touchpad) and corrupting, distorting, deleting, damaging or destroying 'electronic data.' b. Misappropriation, theft, copying, transfer or unauthorized viewing of any property, proprietary("`) or confidential information, 'money,' 'securities,' 'stock,' 'electronic data processing equipment' 'electronic media and data' or 'electronic data' including without limitation, the use of any computer to cause such misappropriation, transfer or copying. c. Errors or deficiency in design, installation, maintenance, repair or modification of your 'electronic data processing equipment,' 'electronic media and data' or 'electronic data' or any 'electronic data processing equipment,' electronic devices, computer system or network to which your 'electronic data processing equipment' 'electronic media and data' or 'electronic data' is connected or dependent; provided, however, this exclusion shall not apply with respect to any such error or deficiency in design, installation, maintenance, repair or modification that is exploited as part of an otherwise covered targeted hacker attack.' d. Unexplained or indeterminable failure, malfunction or slowdown of a 'electronic data processing equipment' 'electronic media and data' or 'electronic data.' e. Suspension, interruption, delay, disruption, loss of (,'*) functionality of, inaccessibility to, or inability to use or communicate with, any 'electronic data SB-300129-B Page 1 of 2 (Ed. 01/08) (Version 1.0) era SB-146932-E (Ed. 06/11) THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BLANKET ADDITIONAL INSURED - LIABILITY EXTENSION This endorsement modifies insurance provided under the following: BUSINESSOWNERS LIABILITY COVERAGE FORM Coverage afforded under this extension of coverage endorsement does not apply to any person or organization covered as an additional insured on any other endorsement now or hereafter attached to this Policy. 1. ADDITIONAL INSURED — BLANKET VENDORS WHO IS AN INSURED is amended to include as an additional insured any person or organization (referred to below as vendor) with whom you agreed, because of a written contract or agreement to provide insurance, but only with respect to 'bodily injury' or 'property damage' arising out of 'your products' which are distributed or sold in the regular course of the vendor's business, subject to the following additional exclusions: 1. The insurance afforded the vendor does not apply to: a. 'Bodily injury' or 'property damage' for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement; b. Any express warranty unauthorized by you; c. Any physical or chemical change in the product made intentionally by the vendor; d. Repackaging, except when unpacked solely for the purpose of inspection, demonstration, testing, or the substitution of parts under instructions from the manufacturer, and then repackaged in the original container; e. Any failure to make such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the ris:ribution or sale of the products; f. Demonstration, installation, servicing or repair operations, except such operations performed at the vendor's premises in connection with the sale of the product; g. Products which, after distribution or sale by you, have been labeled or relabeled or used as a container, part or ingredient of any other thing or substance by or for the vendor; or h. 'Bodily injury' or 'property damage' arising out of the sole negligence of the vendor for its own acts or omission or those of its employees or anyone else acting on its behalf. However, this exclusion does not apply to: (1) The exceptions contained in Subparagraphs d. or If.; or (2) Such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products. 2. This insurance does not apply to any insured person or organization, from whom you have acquired such products, or any ingredient, part or container, entering into, accompanying or containing such products. 3. This provision 2. does not apply to any vendor included as an insured by an endorsement issued by us and made a part of this Policy. 4. This provision 2. does not apply if 'bodily injury' or 'property damage' included within the 'products - completed operations hazard' is excluded either by the provisions of the Policy or by endorsement. 2. MISCELLANEOUS ADDITIONAL INSUREDS WHO IS AN INSURED is amended to include as an insured any person or organization (called additional insured) described in paragraphs 2.a. through 2.h. below whom you are required to add as an additional insured on this policy under a written contract or agreement but the written contract or agreement must be: 1. Currently in effect or becoming effective during the term of this policy; and 2. Executed prior to the 'bodily injury,' 'property damage' or 'personal and advertising injury,' but Only the following persons or organizations are additional insureds under this endorsement and coverage provided to such additional insureds is limited as provided herein: a. Additional Insured — Your Work That person or organization for whom you do work is an additional insured solely for liability SB-146932-E Page 1 of 5 (Ed. 06/11) s 0 0 0 SB-146914-C (Ed. 01/12) (2) The effective date of replacement (2) The rates presently in effect. coverage obtained by the first c. If the first Named Insured accepts the Named Insured. renewal, the premium increase, if b. If the first Named Insured elects not any, and other changes are effective to renew, any earned premium for the the day following this policy's period of extension of the terminated anniversary or expiration date. policy will be calculated pro rata at the lower of the following rates: (1) The rates applicable to the terminated policy; or SB-146914-C Copyright, ISO Properties, Inc., 2001 Page 3 of 3 (Ed. 01 /12) CNA SB-146932-E (Ed. 06/11) due to your negligence specifically resulting This insurance does not apply to 'bodily from your work for the additional insured injury,' 'property damage' or 'personal and which is the subject of the written contract or advertising injury' arising out of operations written agreement. No coverage applies to performed for the state or municipality. liability resulting from the sole negligence of c. Controlling Interest the additional insured. The insurance provided to the additional Any persons or organizations with a controlling interest in you but only with respect insured is limited as follows: to their liability arising out of: (1) The Limits of Insurance applicable to the (1) Their financial control of you; or additional insured are those specified in the written contract or written agreement (2) Premises they own, maintain or control or in the Declarations of this policy, while you lease or occupy these whichever is less. These Limits of premises. Insurance are inclusive of, and not in addition to, the Limits of Insurance shown a This insurance does not apply to structural in the Declarations. alterations, new construction and demolition operations performed by or for such additional (2) The coverage provided to the additional insured. insured by this endorsement and paragraph F.9. of the definition of 'insured d. Managers or Lessors of Premises contract' under Liability and Medical A manager or lessor of premises but only with Expenses Definitions do not apply to respect to liability arising out of the ownership, 'bodily injury' or 'property damage' maintenance or use of that specific part of the arising out of the 'products -completed premises leased to you and subject to the operations hazard' unless required by the following additional exclusions: written contract or written agreement. This insurance does not apply to: (3) The insurance provided to the additional insured does not apply to 'bodily injury,' (1) Any 'occurrence' which takes place after s 'property damage,' or 'personal and you cease to be a tenant in that premises; o advertising injury' arising out of the or rendering or failure to render any (2) Structural alterations, new construction or professional services. demolition operations performed by or on b. State or Political Subdivisions behalf of such additional insured. A state or political subdivision subject to the e. Mortgagee, Assignee or Receiver following provisions: A mortgagee, assignee or receiver but only g(1) This insurance applies only with respect with respect to their liability as mortgagee, to the following hazards for which the assignee, or receiver and arising out of the state or political subdivision has issued a ownership, maintenance, or use of a premises permit in connection with premises you by you. s own, rent, or control and to which this N This insurance does not apply to structural insurance applies: alterations, new construction or demolition _ (a) The existence, maintenance, repair, operations performed by or for such additional = construction, erection, or removal of insured. advertising signs, awnings, canopies, f. Owners/Other Interests — Land is Leased cellar entrances, coal holes, re driveways, manholes, marquees, An owner or other interest from whom land hoistaway openings, sidewalk vaults, has been leased by you but only with respect street banners, or decorations and to liability arising out of the ownership, similar exposures; or maintenance or use of that specific part of the land leased to you and subject to the following (b) The construction, erection, or additional exclusions: removal of elevators; or This insurance does not apply to: (2) This insurance applies only with respect to operations performed by you or on your (1) Any 'occurrence' which takes place — behalf for which the state or political after you cease to lease that land; or — subdivision has issued a permit. SB-146932-E Page 2 of 5 (Ed. 06/11) CNA s (Ed. 06/1 ) (2) Structural alterations, new Damage To Property, is replaced by the construction or demolition operations following: performed by or on behalf of such k. Damage To Property additional insured. g. Co-owner of Insured Premises 'Property damage' to: A co-owner of a premises co -owned by you 1. Property you own, rent or occupy, and covered under this insurance but only including any costs or expenses incurred by you, or any other person, with respect to the co -owners liability as co- organization or entity, for repair, owner of such premises. replacement, enhancement, h. Lessor of Equipment restoration or maintenance of such Any person or organization from whom you property for any reason, including prevention of injury to a person or lease equipment. Such person or organization damage to another's property; are insureds only with respect to their liability arising out of the maintenance, operation or 2. Premises you sell, give away or use by you of equipment leased to you by abandon, if the 'property damage' such person or organization. A person's or arises out of any part of those organization's status as an insured under this premises; endorsement ends when their written contract 3. Property loaned to you; or agreement with you for such leased equipment ends. 4. Personal property in the care, With respect to the insurance afforded these custody or control of the insured; additional insureds, the following additional 5. That particular part of any real exclusions apply: property on which you or any This insurance does not apply: contractors or subcontractors working directly or indirectly in your behalf are (1) To any 'occurrence' which takes place performing operations, if the 'property after the equipment lease expires; or damage' arises out of those () To '2 bodily injury,* 'property damage or operations; or 'personal and advertising injury' arising 6. That particular part of any property out of the sole negligence of such that must be restored, repaired or additional insured. replaced because 'your work' was Any insurance provided to an additional insured incorrectly performed on it. designated under paragraphs b. through h. above Paragraph 2 of this exclusion does not does not apply to 'bodily injury' or 'property apply if the premises are 'your work' and damage' included within the 'products -completed were never occupied, rented or held for operations hazard.' rental by you. 3. The following is added to Paragraph H. of the Paragraphs 1, 3, and 4, of this exclusion BUSINESSOWNERS COMMON POLICY do not apply to 'property damage' (other CONDITIONS: than damage by fire or explosion) to H. Other Insurance premises: (1) rented to you: 4. This insurance is excess over any other insurance naming the additional insured (2) temporarily occupied by you with the as an insured whether primary, excess, permission of the owner, or contingent or on any other basis unless a (3) to the contents of premises rented to written contract or written agreement you for a period of 7 or fewer specifically requires that this insurance be consecutive days. either primary or primary and A separate limit of insurance applies to noncontributing. Damage To Premises Rented To You as 4. LEGAL LIABILITY — DAMAGE TO PREMISES described in Section D — Liability and Medical Expenses Limits of Insurance. A. Under B. Exclusions, 1. Applicable to Business Liability Coverage, Exclusion k. SB-146932-E Page 3 of 5 (Ed. 06/11) CNA Paragraphs 3, 4, 5, and 6 of this exclusion do not apply to liability assumed under a sidetrack agreement. Paragraph 6 of this exclusion does not apply to 'property damage' included in the 'products -completed operations hazard.' B. Under B. Exclusions, 1. Applicable to Business Liability Coverage, the last paragraph of 2. Exclusions is deleted and replaced by the following: Exclusions c, d, e, f, g, h, i, k, 1, m, n, and O, do not apply to damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner or to the contents of premises rented to you for a period of 7 or fewer consecutive days. A separate limit of insurance applies to this coverage as described in Section D. Liability And Medical Expenses Limits Of Insurance. C. The first Paragraph under item 5. Damage To Premises Rented To You Limit of Section D. Liability And Medical Expenses Limits Of Insurance is replaced by the following: The most we will pay under Business Liability for damages because of "property damage" to any one premises, while rented to you, or temporarily occupied by you, with the permission of the owner, including contents of such premises rented to you for a period of 7 8 or fewer consecutive days, is the Damage to Premises Rented to You limit shown in the Declaration. m S. Blanket Waiver of Subrogation s We waive any right of recovery we may have against: s a. Any person or organization with whom you " have a written contract that requires such a waiver. 6. Broad Knowledge of Occurrence The following items are added to E. Businessowners General Liability Conditions in the Businessowners Liability Coverage Form: 9 e. Paragraphs a. and b. apply to you or to any additional insured only when such 'occurrence,' offense, claim or 'suit' is known to: (1) You or any additional insured that is an individual; SB-146932-E (Ed. 06/11) (2) Any partner, if you or an additional insured is a partnership; (3) Any manager, if you or an additional insured is a limited liability company; (4) Any 'executive officer' or insurance manager, if you or an additional insured is a corporation; (5) Any trustee, if you or an additional insured is a trust; or (6) Any elected or appointed official, if you or an additional insured is a political subdivision or public entity. This paragraph e. applies separately to you and any additional insured. 7. Bodily Injury Section F. Liability and Medical Expenses Definitions, item 3. 'Bodily Injury' is deleted and replaced with the following: "Bodily injury" means bodily injury, sickness or disease sustained by a person, including death, humiliation, shock, mental anguish or mental injury by that person at any time which results as a consequence of the bodily injury, sickness or disease. 8. Expanded Personal and Advertising Injury Definition a. The following is added to Section F. Liability and Medical Expenses Definitions, item 14. Personal and Advertising Injury, in the Businessowners General Liability Coverage Form: h. Discrimination or humiliation that results in injury to the feelings or reputation of a natural person, but only if such discrimination or humiliation is: 1. Not done intentionally by or at the direction of: a. The insured; or b. Any 'executive officer,' director, stockholder, partner, member or manager (if you are a limited liability company) of the insured; and 2. Not directly or indirectly related to the employment, prospective employment, past employment or termination of employment of any person or person by any insured. b. The following is added to Exclusions, Section B.: SB-146932-E (Ed. 06/11) Page 4 of 5 CNA (IS)Discrimination Relating to Room, Dwelling or Premises Caused by discrimination directly or indirectly related to the sale, rental, lease or sub -lease or prospective sale, rental, lease or sub -lease of any room, dwelling or premises by or at the direction of any insured. (16)Flnes or Penalties Fires ar penalties levied or imposed by a rc,.1— m-lental entity because of �-s ;r;mmation. c. Thi:• wcvision (Expanded Personal and AditAising Injury) does not apply if SB-146932-E (Ed. 06/11) Personal and Advertising Injury Liability is excluded either by the provisions of the Policy or by endorsement. 9. Personal and Advertising Injury Redefined Section F. Liability and Medical Expenses Definitions, item 14, -Personal Advertising Injury, Paragraph c. is replaced by the following: c. The wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room dwelling or premises that a person or organization occupies committed by or on behalf of its owner, landlord or lessor. SB-146932-E (Ed. 06111) Page 5 of 5