2015/08/14 DHS Consulting, Inc. Certificate of Liability Insurance (3)ACORD® CERTIFICATE OF LIABILITY INSURANCE
/YYYY)
=8/3/2016
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
PRODUCER Risk Strategies Company
CONTACT
NAME: Risk Strategies Com an
PHO N E 949 242-9240 AC No:
2040 Main Street, Suite 450
Irvine, CA 92614
E-MAIL
ADDRESS: syounq@risk-strategies.com
INSURERS AFFORDING COVERAGE
NAIC #
INSURER A: Citizens Insurance Co. of America
31534
www.risk-strategies.com CA DO[ License No. OF06675
INSURED
DHS Consulting, Inc.
2000 E. 4th Street, Suite 320
INSURER B : Travelers Property & Casualty Co. of America
25674
INsuRERc: Continental Casualty Co.
20443
INSURERD:
Santa Ana CA 92705
INSURER E :
INSURER F :
COVERAGES CERTIFICATE NUMBER_ g19nc;1RR REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR
LTR
TYPE OF INSURANCE
ADDL
SUBR
POLICY NUMBER
POLICY EFF
MM/DD/YYYY
POLICY EXP
MM/DD/YYYY
LIMITS
A
V
COMMERCIAL GENERAL LIABILITY
✓
OB3A696329
8/14/2015
8/14/2016
EACH OCCURRENCE
$ $2,000,000
CLAIMS -MADE 7 OCCUR
DAMAGE TO RENTE
PREMISES (Ea occur ence)
$ $1,000,000
MED EXP (Any one person)
$ $5,000
PERSONAL & ADV INJURY
$ $2,000,000
GEN'L AGGREGATE LIMIT APPLIES PER:
GENERALAGGREGATE
$ $4,000,000
POLICY ✓� JERT LOC
PRODUCTS - COMP/OP AGG
$ $4,000,000
$
OTHER:
A
AUTOMOBILE
LIABILITY
OB3A696329
8/14/2015
8/14/2016
INED
EOa icccd..,) SINGLE LIMIT
$ $2,000,000
BODILY INJURY (Per person)
$
ANY AUTO
OWNED SCHEDULED
AUTOS ONLY AUTOSHIRED
BODILY INJURY (Per accident)
$
Perr ciPR denDAMAGE
$
✓
AUTOS ONLY ✓ AUOTO ONLDY
A
✓
UMBRELLA LIAB
OCCUR
OB3A696329
8/14/2015
8/14/2016
EACH OCCURRENCE
$ $6 000,000
H
AGGREGATE
$ $6,000,000
EXCESS LIAR
CLAIMS -MADE
DED I ✓ I RETENTION $0
$
B
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
ANYPROPRIETOR/PARTNER/EXECUTIVE Y / N
OFFICER/MEMBEREXCLUDED?
(Mandatory in NH)
N/A
✓
UB4483T58
8/14/2015
8/14/2016
,/ STATUTE EERH
E.L. EACH ACCIDENT
$ $1,000,000
E.L. DISEASE - EA EMPLOYEE
$ $1,000,000
If yes, describe under
DESCRIPTION OF OPERATIONS below
E.L. DISEASE - POLICY LIMIT
$ $1,000,000
C
Professional Liability
MCH591891686
8/14/2015
8/14/2016
Per Claim: $2,000,000
Aggregate: $2,000,000
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
Projects as on file with the insured including but not limited to Newport Road Rehabilitation from Bradley Road to Murrieta Road..
City of Menifee and its officers, officials, employees, and authorized volunteers are named as additional insureds and primary/non-contributory clause
applies to the general liability policy and a waiver of subrogation applies to the work comp policy -see attached endorsements.
Prof Liab Retro Date: Full Prior Acts; Prof Liab Ded: $10,000 per claim
CERTIFICATE HOLDER CANCELLATION
Cityy of Menifee
29714 Haun Rd.
Menifee CA 92586
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
AUTHORIZED REPRESENTATIVE
Michael Christian
@ 1988-2015 ACORD CORPORATION. All rights reserved.
ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD
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POLICY NO.:OB3A696329 INSURED: DHS Consulting, Inc.
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
GENERAL LIABILITY SUPPLEMENTARY ENDORSEMENT
This endorsement modifies insurance provided under the following:
BUSINESSOWNERS COVERAGE FORM
I. Additional Insured by Contract, Agreement or
Permit
Under SECTION II — LIABILITY, C. Who Is An
Insured, Paragraph 4. is added as follows:
a. Any person or organization for whom you are
performing operations when you and such person
or organization have agreed in writing in a
contract, agreement or permit that such person or
organization be added as an additional insured
on your policy. Such person or organization is an
additional insured only with respect to liability for
"bodily injury", "property damage" or "personal
and advertising injury" caused, in whole or in
part, by:
(1) Your acts or omissions; or
(2) The acts or omissions of those acting on
your behalf,
but only with respect to:
(3) "Your work" for the additional insured(s) at
the location designated in the contract,
agreement or permit; or
(4) Premises you own, rent, lease, control or
occupy.
This insurance applies on a primary basis if that
is required by the written contract, agreement or
permit.
b. This provision does not apply:
(1) Unless the written contract or written
agreement has been executed or permit has
been issued prior to the "bodily injury",
"property damage" or "personal and
advertising injury';
(2) To any person or organization included as
an insured by an endorsement issued by us
and made part of this Policy;
(3) To any lessor of equipment:
(a) After the equipment lease expires; or
(b) If the "bodily injury", "property damage"
or "personal and advertising injury"
arises out of the sole negligence of the
lessor;
(4) To any:
(a) Owners or other interests from whom
land has been leased which takes place
after the lease for that land expires; or
(b) Managers or lessors of premises if:
(i) The occurrence takes place after
you cease to be a tenant in that
premises; or
(ii) The "bodily injury', "property
damage" or .personal and
advertising injury" arises out of
structural alterations, new
construction or demolition
operations performed by or on
behalf of the manager or lessor; or
(5) To "bodily injury", "property damage" or
"personal and advertising injury" arising out
of the rendering of or the failure to render
any professional services. This includes but
is not limited to any professional services as
an architect or engineer arising out of any
construction agreement or activities under
which any insured or anyone acting on any
insured's behalf provides or provided
service, advice, expertise or work.
Construction includes, but is not limited to,
the plan, conception, design, build,
construct, assembly, development, safety,
erection, formation, reconstruct,
rehabilitation, repair, or any improvement
made to real property. Construction also
includes the hiring, supervision or
management of any of these activities.
However, this exclusion does not apply to
liability arising out of an insured's presence
at a jobsite that was not caused by
professional activities listed in the above
paragraph.
c. Additional insured coverage provided by this
provision will not be broader than coverage
provided to any other insured.
d. All other insuring agreements, exclusions, and
conditions of the policy apply.
II. Additional Insured by Contract, Agreement or
Permit — Primary and Non-contributory
The following is added to SECTION III — COMMON
POLICY CONDITIONS:
M. Other Insurance
1. Additional Insureds
If you agree in a written contract, written
agreement or permit that the insurance
provided to any person or organization
included as an Additional Insured under
SECTION II - LIABILITY, Part C — Who is
An Insured, is primary and non-contributory,
the following applies:
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If other valid and collectible insurance is
When this insurance is excess, we will have
available to the Additional Insured for a loss
no duty under SECTION II — LIABILITY,
we cover under SECTION II — LIABILITY,
Part A. Coverages, 1. Business Liability to
Part A. Coverages, Paragraph 1., Business
defend the insured against any "suit" if any
Liability our obligations are limited as
other insurer has a duty to defend the
follows:
insured against that "suit". If no other insurer
a. Primary Insurance
defends, we will undertake to do so, but we
will be entitled to the insured's rights against
This insurance is primary to other
all those other insurers.
insurance that is available to the
Additional Insured which covers the
When this insurance is excess over other
Additional Insured as a Named Insured.
insurance, we will pay only our share of the
amount of the loss, if any, that exceeds the
We will not seek contribution from any
sum of:
other insurance available to the
(1) The total amount that all such other
Additional Insured except:
insurance would pay for the loss in the
(1) For the sole negligence of the
absence of this insurance; and
Additional Insured;
(2) The total of all deductible and self -
(2) When the Additional Insured is an
insured amounts under all that other
Additional Insured under another
primary liability policy; or
insurance.
(3) When b.(2) below applies.
We will share the remaining loss, if any, with
any other insurance that is not described in
If this insurance is primary, our
this Excess Insurance provision and was not
obligations are not affected unless
bought specifically to apply in excess of the
any of the other insurance is also
Limits of Insurance shown in the
primary. Then, we will share with all
Declarations of this Coverage Part.
that other insurance by the method
described in b.(3) below.
C. Method Of Sharing
b. Excess Insurance
If all of the other insurance permits contribution
by equal shares, we will follow this method also.
This insurance is excess over:
Under this approach each insurer contributes
(1) Any of the other insurance, whether
equal amounts until it has paid its applicable limit
primary, excess, contingent or on
of insurance or none of the loss remains,
any other basis:
whichever comes first.
(a) That is Fire, Extended
If any of the other insurance does not permit
Coverage, Builder's Risk,
contribution by equal shares, we will contribute
Installation Risk or similar
by limits. Under this method, each insurer's share
coverage for "your work";
is based on the ratio of its applicable limit of
(b) That is Fire insurance for
insurance to the total applicable limits of
premises rented to the
insurance of all insurers.
Additional Insured or
III. Aggregate Limit of Insurance (Per Project)
temporarily occupied by the
a. For purposes of the coverage provided by this
Additional Insured with
endorsement, D. Liability and Medical
permission of the owner;
Expenses Limits of Insurance under Section 11
(c) That is insurance purchased by
— Liability is amended by adding the following:
the Additional Insured to cover
The General Aggregate Limit under D. Liability
the Additional Insured's liability
and Medical Expenses Limits of Insurance
as a tenant for "property
applies separately to each of "your projects" or
damage" to premises rented to
each location listed in the Declarations.
the Additional Insured or
temporarily occupied by the
b. For purposes of the coverage provided by this
Additional Insured with
endorsement F. Liability And Medical
permission of the owner; or
Expenses Definitions under Section II -
Liability is amended by adding the following:
(d) If the loss arises out of the
maintenance or use of aircraft,
a. "Your project" means:
"autos" or watercraft to the
I. Any premises, site or location at, on, or
extent not subject to Exclusion
in which "your work" is not yet
g. of SECTION II — LIABILITY,
completed; and
Part A. Coverages, 1.
ii. Does not include any location listed in
Business Liability.
the Declarations.
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IV. Blanket Waiver of Subrogation
Paragraph K. Transfer Of Rights Of Recovery
Against Others To Us in Section III — Common Policy
Conditions is amended by the addition of the following:
We will waive any right of recovery we may have
against any person or organization when you have
agreed in a written contract, permit or agreement to
waive any rights of recovery against such person or
organization because of payments we make for injury or
damage arising out of your ongoing operations or "your
work" done under a contract with that person or
organization and included in the "products -completed
operations hazard".
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TRAVELERS
Insured: DHS Consulting, Inc.
Policy No.: U64483T58
Effective Date: 8/14/2015
WORKERS COMPENSATION
AND
EMPLOYERS LIABILITY
ENDORSEMENT WC 99 03 76 (00)
WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS
ENDORSEMENT — CALIFORNIA
(BLANKET WAIVER)
We have the right to recover our payments from anyone liable for an injury covered by this
policy. We will not enforce our right against the person or organization named in the
Schedule.
You must maintain payroll records accurately segregating the remuneration of your
employees while engaged in the work described in the Schedule.
The additional premium for this endorsement shall be 5.000% of the California workers'
compensation premium otherwise due on such remuneration.
Schedule
Person or Organization
ANY PERSON OR ORGANIZATION WITH WHOM YOU AGREE IN WRITING TO WAIVE
YOUR RIGHT TO RECOVER AGAINST THEM. YOU MUST AGREE TO THIS WAIVER
PRIOR TO THE DATE OF LOSS
Job Description:
Projects as on file with the insured.
Authorized Representative
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