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2017/11/12 IDS Group, Inc. Certificate of Liability Insurance ACC> CERTIFICATE OF LIABILITY INSURANCE FDATE(MM/DD/YYYY) 10/10/2018 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Risk strategies Company CONTACT g P y NAME: Risk Strategies Com an 2040 Main Street, Suite 450 PHONE FAX Irvine, CA 92614 A/C No Ext: 949-242-9240 A/C No): E-MAIL ADDRESS: S Oun risk-strate ies.com INSURER(S)AFFORDING COVERAGE NAIC# www.risk-strategies.com CA DOI License No.OF06675 INSURERA: Travelers Property Casualty Co.of America 25674 INSURED INSURER B: Travelers Indemnity Company of CT 25682 IDS Group, Inc. 1 Peters Canyon Rd., Ste 130 INSURER C: Continental Casualty Company 20443 Irvine CA 92606 INSURER D: INSURER E: INSURER F COVERAGES CERTIFICATE NUMBER: 44827066 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR ADDL SUBR LTR TYPE OF INSURANCE POLICY EFF XP POLICY NUMBER MM DD/YYYY MM/DD/YYYY LIMITS A / COMMERCIAL GENERAL LIABILITY ✓ 6809H717919 5/1/2018 5/1/2019 EACH OCCURRENCE $$2,000,000 CLAIMS-MADE OCCUR PREMISES Ea occurrence $$1,000000 MED EXP(Any one person) $$10,000 PERSONAL&ADV INJURY $$2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $$4,000,000 POLICY ✓❑jE LOC PRODUCTS-COMP/OP AGG $$4,000,000 OTHER: $ B AUTOMOBILE LIABILITY ✓ BA8F335897 5/1/2018 5/1/2019 EaaBINEDtSINGLELIMIT $$lr000,000 ANY AUTO OWNED SCHEDULED BODILY INJURY(Per person) $ AUTOS ONLY AUTOS BODILY INJURY(Per accident) $ HIRED NON-OWNED $ ✓ PROPERTY DAMAGE AUTOS ONLY ✓ AUTOS ONLY Per accident A / UMBRELLALIAB / OCCUR CUP7K299343 5/1/2018 5/1/2019 EACH OCCURRENCE $$9,000,000 EXCESS LIAR CLAIMS-MADE AGGREGATE $$9,000,000 DED ✓ RETENTION$0 $ A WORKERS COMPENSATION ✓ U64K463295 5/1/2018 5/1/2019 �/ STAT UTE ERH AND EMPLOYERS'LIABILITY Y/N ANYPROPRIETOR/PARTN ER/EXECUTIV E OFFICER/MEMBEREXCLUDED? ❑ N/A E.L.EACH ACCIDENT $$1,000,000 Mandatory In NH) (f yes,describe under E.L.DISEASE-EA EMPLOYEE $ 1 000 000 I DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $$1 000 000 C Professional Liability AEH288340328 11/12/2017 11/12/2018 Per Claim: $3,000,000 Aggregate: $3,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,maybe attached if more space is required) Projects as on file with the insured including but not limited to CIP 19-16:Lazy Creek Recreation Center Improvement Project. City of Menifee and its officers,officials,employees,and authorized volunteers are named as additional insureds and primary/non-contributory clause applies to the general and auto liability policies and a waiver of subrogation applies to the work comp policy-see attached endorsements. CERTIFICATE HOLDER CANCELLATION City of Menifee SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE Attn: Margaret Cornejo, THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Contract& Procurement Administrator ACCORDANCE WITH THE POLICY PROVISIONS. 29714 Haun Rd. Menifee CA 92586 AUTHORIZED REPRESENTATIVE Michael Christian ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD 44827066 1 18-19 GL-HNOA-UL-WC, 17-18 PL I Sherry Young 1 10/10/2018 9:14:37 AM (PDT) I Page 1 of 8 Insured: IDS Group, Inc. Policy No. : 6809H717919 COMMERCIAL GENERAL LIABILITY Effective Date:5/1/2018 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BLANKET ADDITIONAL INSURED (ARCHITECTS, ENGINEERS AND SURVEYORS) This endorsement modifies insurance provided underthe following: COMMERCIAL GENERAL LIABILITY COVERAGE PART 1. The following is added to SECTION II — WHO IS h. This insurance does not apply to "bodily AN INSURED: injury" or "property damage" caused by "your Any person or organization that you agree in a work" and included in the "products- "written contract requiring insurance"to include as completed operations hazard" unless the an additional insured on this Coverage Part, but: "written contract requiring insurance" a. Only with respect to liability for"bodily injury", specifically requires you to provide such coverage for that additional insured, and then "property damage" or"personal injury'; and the insurance provided to the additional b. If, and only to the extent that, the injury or insured applies only to such "bodily injury" or damage is caused by acts or omissions of "property damage" that occurs before the end you or your subcontractor in the performance of the period of time for which the "written of "your work" to which the "written contract contract requiring insurance" requires you to requiring insurance" applies, or in connection provide such coverage or the end of the with premises owned by or rented to you. policy period, whichever is earlier. The person or organization does not qualify as an 2. The following is added to Paragraph 4.a. of additional insured: SECTION IV — COMMERCIAL GENERAL c. With respect to the independent acts or LIABILITY CONDITIONS: omissions of such person or organization; or The insurance provided to the additional insured d. For "bodily injury", "property damage" or is excess over any valid and collectible other "personal injury" for which such person or insurance, whether primary, excess, contingent or organization has assumed liability in a on any other basis, that is available to the contract or agreement. additional insured for a loss we cover. However, if you specifically agree in the "written contract The insurance provided to such additional insured requiring insurance" that this insurance provided is limited as follows: to the additional insured under this Coverage Part e. This insurance does not apply on any basis to must apply on a primary basis or a primary and any person or organization for which non-contributory basis, this insurance is primary coverage as an additional insured specifically to other insurance available to the additional is added by another endorsement to this insured which covers that person or organizations Coverage Part. as a named insured for such loss, and we will not share with the other insurance, provided that: f. This insurance does not apply to the rendering of or failure to render any (1) The "bodily injury" or "property damage" for "professional services". which coverage is sought occurs; and g. In the event that the Limits of Insurance of the (2) The "personal injury" for which coverage is Coverage Part shown in the Declarations sought arises out of an offense committed; exceed the limits of liability required by the after you have signed that "written contract "written contract requiring insurance", the requiring insurance". But this insurance provided insurance provided to the additional insured to the additional insured still is excess over valid shall be limited to the limits of liability required and collectible other insurance, whether primary, by that "written contract requiring insurance". excess, contingent or on any other basis, that is This endorsement does not increase the available to the additional insured when that limits of insurance described in Section III — person or organization is an additional insured Limits Of Insurance. under any other insurance. CG D3 81 09 15 ©2015 The Travelers Indemnity Company.All rights reserved. Page 1 of 2 Includes the copyrighted material of Insurance Services Office, Inc.,with its permission 44827066 18-19 GL-HNOA-UL-WC, 17-18 PL l Sherry Young 1 10/10/2018 9:14:37 AM (PDT) l Page 2 of 8 COMMERCIAL GENERAL LIABILITY 3. The following is added to Paragraph 8., Transfer 4. The following definition is added to the Of Rights Of Recovery Against Others To Us, DEFINITIONS Section: of SECTION IV — COMMERCIAL GENERAL 'Written contract requiring insurance" means that LIABILITY CONDITIONS: part of any written contract under which you are We waive any right of recovery we may have required to include a person or organization as an against any person or organization because of additional insured on this Coverage Part, payments we make for bodily injury", property provided that the "bodily injury" and "property damage" or "personal injury" arising out of "your damage" occurs and the "personal injury" is work" performed by you, or on your behalf, done caused by an offense committed: under a 'written contract requiring insurance' with that person or organization. We waive this right a. After you have signed that written contract; only where you have agreed to do so as part of b. While that part of the written contract is in the "written contract requiring insurance" with effect; and such person or organization signed by you before, and in effect when, the "bodily injury" or c. Before the end of the policy period. "property damage" occurs, or the "personal injury" offense is committed. Page 2 of 2 ©2015 The Travelers Indemnity Company.All rights reserved. CG D3 81 09 15 Includes the copyrighted material of Insurance Services Office. Inc.,with its permission 44827066 1 18-19 GL-HNOA-UL-WC, 17-18 PL I Sherry Young 1 10/10/2018 9:14:37 AM (PDT) I Page 3 of 8 IDS Group, Inc. BA8F335897 5/1/2018 COMMERCIAL AUTO THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY, BUSINESS AUTO EXTENSION ENDORSEMENT This endorsement modifies Insurance provided under the following: BUSINESS AUTO COVERAGE FORM GENERAL DESCRIPTION OF COVERAGE—This endorsement broadens coverage, However, coverage for any Injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or limited by another endorsement to the Coverage part, and these coverage broadening provisions do not apply to the extent that coverage Is excluded or limited by such an endorsement. The following listing Is a general cover- age description only. Limitations and exclusions may apply to these coverages, Read all the provisions of this en- dorsement and the rest of your policy carefully to determine rights,duties, and what Is and Is not covered. A. BROAD FORM NAMED INSURED H. HIRED AUTO PHYSICAL DAMAGE—LOSS OF B. 13LANKET ADDITIONAL INSURED USE—INCREASED LIMIT C. EMPLOYEE HIRED AUTO 1• PHYSICAL DAMAGE — TRANSPORTATION EXPENSES—INCREASED LIMIT D. EMPLOYEES AS INSURED J. PERSONAL PROPERTY E. SUPPLEMENTARY PAYMENTS — INCREASED K. AIRBAGS LIMITS L. NOTICE AND KNOWLEDGE OF ACCIDENT OR F. HIRED AUTO — LIMITED WORLDWIDE COV- LOSS ERAGE—INDEMNITY BASIS M. BLANKET WAIVER OF SUBROGATION G. WAIVER OF DEDUCTIBLE—GLASS N. UNINTENTIONAL ERRORS OR OMISSIONS PROVISIONS A. BROAD FORM NAMED INSURED this Insurance applies and only to the extent that The following Is added to Paragraph A.1., Who Is person or organization qualifies as an "insured" An Insured, of SECTION II—COVERED AUTOS under the Who Is An Insured provision contained LIABILITY COVERAGE: in Section 11, Any organization you newly acquire or form dur- C. EMPLOYEE HIRED AUTO Ing the policy period over which you maintain 1. The following Is added to Paragraph A.1., 50% or more ownership Interest and that Is not Who Is An insured, of SECTION II — COV- separately Insured for Business Auto Coverage. ERED AUTOS LIABILITY COVERAGE: Coverage under this provision Is afforded only un- An "employee" of yours is an "insured" while tit the 1801h day after you acquire or form the or- operating an "auto" hired or rented under a ganization or the end of the policy period, which- contract or agreement In an "employee's" ever Is earlier. name, with your permission, while performing B. BLANKET ADDITIONAL INSURED duties related to the conduct of your bust- ness. The following Is added to Paragraph c. In A.1., 2. The following replaces Paragraph b. in B,6., Who is An insured, of SECTION 11 —COVERED Other Insurance, of SECTION IV — BUSI- AUTOS LIABILITY COVERAGE: NESS AUTO CONDITIONS: Any person or organization who Is required under b. For Hired Auto Physical Damage Cover- a written contract or agreement between you and age, the following are deemed to be cov- that person or organization, that Is signed and ered "autos"you own: executed by you before the "bodily injury" or (1) Any covered "auto" you lease, hire, "property damage" occurs and that is in effect rent or borrow; and during the policy period, to be named as an addi- (2) Any covered "auto" hired or rented by tional Insured Is an "Insured" for Covered Autos your "employee" under a contract in Liability Coverage, but only for damages to which an "employee's" name, with your CA T3 63 0216 0201S The Travelers Indemnity Company.All rights reserved. Page 1 of 4 Includes copyrighted material of insurance Services Orrke,ino.with Its permission. 44827066 18-19 GL-HNOA-UL-WC, 17-18 PL I Sherry Young 1 10/10/2018 9:14:37 AM (PDT) I Page 4 of 8 COMMERCIAL AUTO Permission, while performing duties (a) With respect to any claim made or "suit" related to the conduct of your busi- brought outside the United States of ness. America, the territories and possessions However, any "auto"that is leased, hired, of the United States of America, Puerto rented or borrowed with a driver Is not a Rico and Canada: covered "auto". (I) You must arrange to defend the "in- D. EMPLOYEES AS INSURED sured"against, and investigate or set- The following Is added to Paragraph A.9., Who Is tle any such claim or "suit" and keep An Insured, of SECTION II—COVERED AUTOS us advised of all proceedings and ac- LIABILITY COVERAGE: tions. Any "employee"of yours Is an "insured"while us- (11) Neither you nor any other Involved ing a covered"auto"you don't ova , hire or borrow "Insured" will make any settlement in your business or your personal affairs, without our consent. E. SUPPLEMENTARY PAYMENTS — INCREASED (III)We may, at our discretion, participate LIMITS in defending the "insured" against, or 1. The following replaces Paragraph A,2,a,(2), isu the settlement of, any claim or of SECTION II—COVERED AUTOS LIABIL- ITY COVERAGE: (Iv)We will reimburse the "Insured" for (2) Up to $3,000 for cost of ball bonds {in- sums that the "insured" legally must Pay as damages because of "bodily eluding bonds for related traffic law viola- Injury"or"property damage"to which lions} required because of an "accident" we cover. We do not have to furnish this insurance applies, that the "in- we bonds, sured" pays with our consent, but only up to the limit described in Para- 2. The following replaces Paragraph A.2.a.(4) graph C., Limits Of Insurance, of of SECTION I1— COVERED AUTOS LiABIL- SECTION II — COVERED AUTOS ITY COVERAGE: LIABILITY COVERAGE. (4) All reasonable expenses incurred by the (v) We will reimburse the "insured" for "insured" at our request, Including actual the reasonable expenses incurred loss of earnings up to $500 a day be- with our consent for your investiga- cause of time off from work, lion of such claims and your defense F. HIRED AUTO — LIMITED WORLDWIDE COV- of the "insured" against any such ERAGE—INDEMNITY BASIS "suit", but only up to and Included The following replaces Subparagraph (S) In Para- within the limit described in Para- graph 8.7., Policy Period, Coverage Territory, graph C., Limits Of Insurance,SECTION II — COVERED AUTOof S S of SECTION IV — BUSINESS AUTO CONDI- TIONS: LIABILITY COVERAGE, and not In addition to such limit. Our duty to (5) ,Anywhere In the world, except any country or make such payments ends when we jurisdiction while any trade sanction, em- have used up the applicable limit of bargo, or similar regulation imposed by the insurance In payments for damages, United States of America applies to and pro- settlements or defense expenses. hlbits the transaction of business with or (b) This Insurance Is excess over any valid within such country or jurisdiction, for Cov- and collectible other insurance available ered Autos Liability Coverage for any covered to the "insured" whether primary, excess, "auto" that you lease, hire, rent or borrow contingent or on any other basis. without a driver for a period of 30 days or less (c) This insurance is not a substitute for re- and that is not an "auto" you lease, hire, rent or borrow from any of your "employees", quired or compulsory insurance in any partners ((f you are a partnership), members country outside the United States, its ter- (if you are a limited liability company) or ritories and possessions, Puerto Rico and Canada.members of their households. Page 2 of 4 02015 The Travelers indemnity Company.All rights reserved, Includes copyrighted material or Insurance Services Office,Inc.with its permission. CA T3 ti3 02 7 6 44827066 18-19 GL-HNOA-UL-WC, 17-18 PL I Sherry Young 1 10/10/2018 9:14:37 AM (PDT) I Page 5 of 8 COMMERCIAL AUTO You agree to maintain all required or (2) In or on your covered"auto". compulsory insurance In any such coun- This coverage applies only in the event of a total try up to the minimum limits required by theft of your covered "auto". local law. Your failure to comply with compulsory insurance requirements will No deductibles apply to this Personal Property not invalidate the coverage afforded by coverage, this policy, but we will only be liable to the K. AIRBAGS same extent we would have been liable The following Is added to Paragraph B.3., Exclu- had you complied with the compulsory in- sions, of SECTION III — PHYSICAL DAMAGE surance requirements. COVERAGE: (d) It Is understood that we are not an admit- Exclusion 3.a. does not apply to "loss" to one or ted or authorized Insurer outside the more airbags in a covered "auto" you own that In- United States of America, its territories flate due to a cause other than a cause of"loss" and possessions, Puerto Rico and Can- set forth In Paragraphs A.1.b. and A.1.c., but ada, We assume no responsibility for the only: furnishing of certificates of insurance, or a. If that "auto" is a covered "auto" for Compre- for compliance In any way with the laws hensive Coverage under this policy; of other countries relating to Insurance, b. The alrbags are not covered under any war- G. WAIVER OF DEDUCTIBLE—GLASS ranty;and The following Is added to Paragraph D., Deducti- c. The airbags were not intentionally Inflated, ble, of SECTION 111 — PHYSICAL DAMAGE We will pay up to a maximum of $1,000 for any COVERAGE: one "loss", No deductible for a covered "auto" will apply to L. NOTICE AND KNOWLEDGE OF ACCIDENT OR glass damage if the glass is repaired rather than LOSS replaced. The following s added to Paragraph A.2.a., of - H. HIRED AUTO PHYSICAL DAMAGE— LOSS OF SECTION IV 1BUSINESS AUTO CONDITIONS: USE—INCREASED LIMIT Your duty to give us or our authorized representa- The following replaces the last sentence of Para- tive prompt notice of the "accident" or "loss" ap- graph AA.b., Loss Of Use Expenses, of SEC- plies only when the "accident" or "loss" is known TION IiI—PHYSICAL DAMAGE COVERAGE: to: However, the most we will pay for any expenses (a) You (if you are an Individual); for loss of use Is $65 per day, to a maximum of (b) A partner Of you are a partnership), $750 for any one"accident". rtn P)� I. PHYSICAL DAMAGE — TRANSPORTATION (c) A member (If you are a limited liability com- pany); EXPENSES—INCREASED LiMiT The following replaces the first sentence In Para- (d) manager(If you are aAn executive �corporation or director or otherore graph AA.a,, Transportation Expenses, of ganization); or SECTION iII — PHYSICAL DAMAGE COVER- AGE: (e) Any "employee" authorized by you to give no- tice of the"accident" or"loss". We'will pay up to $50 per day to a maximum of M. BLANKET WAIVER OF SUBROGATION $1,500 for temporary transportation expense in- curred by you because of the total theft of a cov- The following replaces Paragraph A.6., Transfer Bred"auto"of the private passenger type. Of Rights Of Recovery Against Others To Us, of SECTION IV — BUSINESS AUTO CONDI- J. PERSONAL PROPERTY TIONS: The following Is added to Paragraph A.4,, Cover- 6. Transfer Of Rights Of Recovery Against age Extensions, of SECTION III — PHYSICAL Others To Us DAMAGE COVERAGE: We waive any right of recovery we may have Personal Property against any person or organization to the ex- We will pay up to $400 for "loss" to wearing ap- tent required of you by a written contract signed and executed prior to any "accident" parel and other personal properly which Is: or"loss", provided that the "accident"or"loss" (1) Owned by an "insured"; and arises out of operations contemplated by CA T3 53 02 16 02015 The Travelers Indemnity company.All rights reserved. Page 3 of 4 Includes copyrighted material of Insurance services office,Inc,with Its permission. 44827066 18-19 GL-HNOA-UL-WC, 17-18 PL I Sherry Young 1 10/10/2018 9:14:37 AM (PDT) I Page 6 of 8 COMMERCIAL AUTO such contract. The waiver applies only to the The unintentional omission of, or unintentional person or organization designated in such contract. error in, any Information given by you shall not prejudice your under this How- N. UNINTENTIONAL ERROR$ OR OMISSIONS ever his prov sionhts does not affect our right to col- The following is added to Paragraph B.2., Con- lect additional premium or exercise our right of cealment, Misrepresentation, Or Fraud, of cancellation or non-renewal. SECTION IV--BUSINESS AUTO CONDITIONS: Page 4 of 4 ®2016 The Travelers Indemnity Company.All rights reserved. includes copyrighted meterlal of insurance Services otfte,)no,with Its permission. CA T3 63 02 15 44827066 18-19 GL-HNOA-UL-WC, 17-18 PL I Sherry Young 1 10/10/2018 9:14:37 AM (PDT) I Page 7 of 8 WORKERS COMPENSATION TRAVELERS AND EMPLOYERS LIABILITY ENDORSEMENT WC 99 03 76 (00) Insured: IDS Group, Inc. Policy No.: UB4K463295 Effective Date: 5/1/2018 WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT—CALIFORNIA (BLANKET WAIVER) We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. You must maintain payroll records accurately segregating the remuneration of your employees while engaged in the work described in the Schedule. The additional premium for this endorsement shall be 5.000% of the California workers' compensation premium otherwise due on such remuneration. Schedule Person or Organization ANY PERSON OR ORGANIZATION WITH WHOM YOU AGREE IN WRITING TO WAIVE YOUR RIGHT TO RECOVER AGAINST THEM. YOU MUST AGREE TO THIS WAIVER PRIOR TO THE DATE OF LOSS Job Description: Projects as on file with the insured. Authorized Representative 44827066 18-19 GL-HNOA-UL-WC, 17-18 PL I Sherry Young 1 10/10/2018 9:14:37 AM (PDT) I Page 8 of 8