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2019/07/01 DR Bechter Consulting, Inc. Certificate of Liability InsuranceRDA CERTIFICATE OF LIABILITY INSURANCE DAT06112/12//2019 Y) �..� 019 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder Is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement A statement on this certificate does not confer rights to the certificate holder In lieu of such endorsements . PRODUCER CONTACTKRISTEN OLSON StateFam NEAL FARINHOLT PNONF 858 578-6605 vsX e. 858 271-0796 41 � 9939 HIBERT ST 203 INSURED SAN DIEGO CA 92131 OR BECHTER CONSULTING INC 41548 BLUE CANYON AVE UNIT 3 MURRIETA, CA92562-7689 INSURE S AFFORDING COVERAGE _ NAIC A INSURER A: State Farm Mutual Automobile Insurance Company 25178 INSURER B : INSURER C : E: r:nV0wrAr:Fc (_FRTIFIr`ATF NIMARFA• RFVISICIN NIIMRFR- THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS_ AND CONDITIONS OF SUCH POLICIES- LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR ----� -� TYPE OF MSURANCE AODL S BR, POLICY NUMBER POLICY EFF POLICY F,XP -- - UNITS Y COMMERCIAL GENERAL LIABILITY CLAIMS"MADE ® OCCUR Y 3000968-A01-55B 07101/2019 01/01/2020 FJ1CH OCCURRENCE ; PR£ 1 s spa S 1,000,000 MEDEXP Anvon�eerson) ; 1,000,000 pERsoNALaADVINJURY ; 1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: POLICY El PROJECT LOC OTHER, GENERAL AGGREGATE $ PRODUCTS - COMP/OP AGG S ; AUTOMOBILE LIABILITY ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS HIRED NON -OWNED AUTOS ONLY AUTOS ONLY MBlNE SINGLE LIMIT $ BODILY INJURY (Per person) ; BODILY INJURY (Per ecc tlenl) $ PROPERTY DAMAGE - Par exldan! S ; UMBRELLA LIAO OCCUR EXCESS LIAR CLAIMS -MADE EACH OCCURRENCE $ AGGREGATE S— DER 1 RETENTIONS ; WORKERS COMPENSATION AND EMPLOYERS' LIABILITY YIN ANY PROPRIETORIPARTNER/EXECUTIVE ❑ OFFICER/MEMBER EXCLUDED? (Mandatory In NH) If es, describe under DESCRIPTION OF PFRATION help, NIA PTAT E ER„ E.L. EACH ACCIDENT _-- ; E-L. DISEASE -EA EMPLOYE $ ; E-L. DISEASE -POLICY LIMIT DESCRIPTION OF OPERATIONS I LOCATIONS / VEHICLES (ACORD 101, AddRionel RemafAs Schedule, maybe attached If more space Is requhed) City of Menifee, City Hall 29844 Haun Rd Menifee, CA 92586 ANY CIF THEIABOVE DESCRIBED POV9118 BE CANCELLED BEFORE PIRA THER NO WILL BE DELIVERED IN 1N H e%ICY O O 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD 1001488 132849.12 03-16-2016 E (mmn3DnrfYYI CERTIFICATE OF LIABILITY INSURANCE DAT6/12/2019 06112/2019 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder Is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terns and conditions of the policy, certain policies may require an endorsement A statement on this certificate does not confer rights to the certificate holder In lieu of such endoreentent(s). PRODUCER StateFarm NEAL FARINHOLT 4P 9939 HIBERT ST 203 w a SAN DIEGO CA 92131 INSURED DR BECHTER CONSULTING INC 41548 BLUE CANYON AVE UNIT 3 M U RR IETA, CA92562-7689 INSURER B : INSURER C : INSURER D : INSURER E : INSURER F KRISTEN OLSON _ 858 578-6605 j� Nar: 858 271-0796 INSURERS) AFFORDING COVERAGE _ _ _ _ _NAIC R State Farm Mutual Automobile Insurance Company 25176 COVERAGES CERTIFICATE NLIMgER- REVISION NUMBER - THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCEADDL SDBIR POLICYNUMBER POLICY @FF MMMMMI F OLICY EXPSf J UNITS Y COMMERCIAL GENERAL LIABILITY CLAIMS -MADE ® OCCUR Y 3000968-A01-55B 07101/2019 01/01/2020 EACH OCCURRENCE f PREI�IJSS�F� ce S 1,000,000 _ MED EXP (Any one person) $ 1,000,000 PERSONAL& ADV INJURY f 1,000,000 06INrLAGGREGATELIMITAPPLIESPER: POLICY ❑ JECTPRO LOC THER GENERAL AGGREGATE $ PRODUCTS -COMPIOPAGG S f AUTOMOBILE LIABILITY ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS HIRED NON -OWNED AUTOS ONLY AUTOS ONLY COMBIIVEO 51NGLE LIMIT $ BODILY INJURY (Per person) S BODILY INJURY (Per accident) $ Pkt3PERIY DAB E ihfram s S UMBRELLA LIAB OCCUR EXCESS LIAB CLAIMS -MADE EACH OCCURRENCE S AGGREGATE $ DED RET IONf $ WORKERS COMPENSATION AND EMPLOYERS' UABIUTY Y I N ANY PROPRIE-IOR/PARTNERVFXECUTIVE ❑ OFFICERNEMBER EXCLUDEW iMandatory In NH) if yes, describe urlCer DESCRIPTION OF PERATi bakm NIA I PER TE ERH E_L.EACH ACCIDENT S E. L. DISEASE - EA EMPLOYE $ - S E.L. DISEASE -POLICY LIMIT DESCRIPTION OF OPERATIONS 1 LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, maybe attached H more space Is requlmd) HOLDER City of Menifee, City Hall 29844 Haun Rd Menifee, CA 92586 ANY (IF PIRAM"H ABOVE ER;NIIVBED POOwx WILL CANCELLED BEFORE PIRA TITER NO WILL BE DELIVERED IN AK H POLICY Q r ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD 1001486 132849.12 03-16-2016 DATE (MM/DD/YYYY) CERTIFICATE OF LIABILITY INSURANCE �-� 04/02/2019 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMrVH I AN 1 : IT me certificate noiaer IS an AUDI I IUNAL INSURED, the pollcy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsements . PRODUCER CONTACT Hiscox Inc. d/b/a/ Hiscox Insurance Agency in CA PHONE (8$8) 202-3007 FAX o -- 520 Madison Avenue EMAIL MAIL Floor R contacti2hiscox.conn New York, NY 10022 INSURERS AFFORDING COVERAGE NAIL / INSURER A: Hiscox Insurance Company Inc 10200 INSURED INSURER B : D.R. Bechter Consulting, Inc. INSURER C : 41548 Blue Canyon Ave. # 3 Murrieta, CA 92562 INSURER D : INSURER E INSURER F : COVERAGES f_FPTIFIf ATF AIilURFR• 92MIletrlal A11111A121=0. THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR L TYPE OF INSURANCE ADDL SU R POLICY NUMBER IPIOALLIICCY EFF POLICY EXP LIMITS A X COMMERCIAL GENERAL LIABILITY CLAIMS -MADE 1�1 OCCUR Y UDC-1416100-CGL-19 01/21/2019 01/21/2020 EACH OCCURRENCE $ 1,000,000 PREMISES Ea rremmo $ 100.000 MED EXP (Any one person) $ 5,000 PERSONAL B,ADVINJURY $ 1,000,000 GENZAGGREGATE LIMIT APPLIES PER: )C POLICY PRO- ❑ JECT LOC OTHER. GENERAL AGGREGATE $ 2,000,000 PRODUCTS - COMP/OP AGG $ S/T Gen. Agg s AUTOMOBILE LIABILITY ANY AUTO ALL OWNED SCHEDULED AUTOS AUTOS NON -OWNED HIRED AUTOS AUTOS COMBINED SINGLE LIMIT $ BODILY INJURY (Per person) $ BODILY INJURY (Per accident) s PROPERTY DAMAGE 3 s UMBRELLA LIAB JEXCESS LIAB OCCUR CLAIMS -MADE EACH OCCURRENCE 5 AGGREGATE s ED RETENTIONS s WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANYPROPRIETOR/PARTNERIEXECUTIVE Y/N OFFICER/MEMBEREXCLUDEO? ❑ (Mandatory in NH) Ifyes, describe under DESCRIPTION OF OPERATIONS below N/A PER OTH- STATUIE ER E.L.EACHACCIDENT $ E L DISEASE - EA EMPLOYEE 5 E L DISEASE - POLICY LIMIT $ DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, maybe attached it more space is required) CERTIFICATE HOLDER CANCELLATION City of Menifee SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE 29714 Haun Rd. THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Menifee CA 92586 ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE V I72%p IY m% %'F L0 IiV fir-VRM 11V17. f'111 IRu111.* IC.7C1 vam. ACORD 25 (2014/01) The ACORD name and logo are registered marks of ACORD ® CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD)YYYY) 04/02/2019 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPURTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsements . PRODUCER I CONTACT Hiscox Inc. d/b/a/ Hiscox Insurance Agency in CA 520 Madison Avenue 32nd Floor New York, NY 10022 INSURED D.R. Bechter Consulting, Inc. 41548 Blue Canyon Ave. # 3 Murrieta, CA 92562 202-3007 Hiscox Insurance Comoanv Inc COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: 10200 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ILTR NSR TYPE OF INSURANCE ADDL BR POLICY NUMBER POLICY IDWYEFF POLICY EXP LIMITS A X COMMERCIAL GENERAL LIABILITY CLAIMS -MADE FRI OCCUR Y UDC-1416100-CGL-19 01/21/2019 01/21/2020 EACH OCCURRENCE $ 1,000,000 DAMAGE TO REXTEIT_ PREMISES lEa occurrence $ 100,000 MED EXP (Any oneperson) $ 5,000 PERSONAL & ADV INJURY s 1,000,DDO GEN'L AGGREGATE LIMIT APPLIES PER: }( POLICY ❑ iMT 71 LOC OTHER: GENERAL AGGREGATE $ 2,000,0013 PRODUCTS - COMP/OP AGG s S/T Gen - $ AUTOMOBILE LIABILITY ANY AUTO ALL OWNED SCHEDULED AUTOS AUTOS NON -OWNED HIRED AUTOS AUTOS COMBINED SINGLE LIMIT accident) $ BODILY INJURY (Per person) S BODILY INJURY Per accident) $ PROPERTY DAMAGE P raccident)$ S UMBRELI A LEAS EXCESS LIAR HCLAIMS-MADE OCCUR EACH OCCURRENCE $ AGGREGATE $ DED I I RETENTION $ WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y / N ANYPROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBEREXCLUDED? ❑ (Mandatory in NH) If yes, describe under DESCRIPTION OF OPERATIONS below N/A PER OTH- E.L. EACH ACCIDENT $ E L DISEASE - EA EMPLOYEE 5 E L. DISEASE - POLICY LIMIT S DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, maybe attached it more space is required) CERTIFICATE City of Menifee 29714 Haun Rd. Menifee CA 92586 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE ©1988-2014 ACORD CORPORATION. All rights reserved. ACORD 25 (2014101) The ACORD name and logo are registered marks of ACORD