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2018/08/14 DHS Consulting, Inc. Certificate of Liability Insurance (3)AC FDATE (MMIDDIYYYY) CERTIFICATE OF LIABILITY INSURANCE 1'M019 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(tes) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). CONTACT PRODUCER Risk Strategies Company NAME: Risk Strategies Company 2040 Main Street, Suite 450 PHONE 949-242-9240 puc 6w: Irvine, CA 92614 _MAtL"IL INSURERS AFFORDING COVERAGE NAICA www.risk-strategies.com CA DOI License No. OF06675 INSURERA: Citizens Insurance Co. of America 31534 INSURED INSURERB: Federal Insurance Company 20281 DHS Consulting, Inc. INSURERC: Continental Casualty Co. 20443 1820 E. First St-, Ste 410 Santa Ana CA 92705 INSURERD: Allmerica Financial Benefit Insurance Co 41840 INSURER E : INSURER F : f mmTecre ATC hlllaaDCD. ar_•n 0 nn RFVISI0N NIIMRFR: V THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOWHAVEBEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE POLICY NUMBER MNOEIOtiIYYYYY MMIDDNYYY LIMITS LTR A ✓ COMMERCIAL GENERAL LIABILITY ✓ OB3A696329 8/14/2018 8/14/2019 EACH OCCURRENCE S $2 000 000 PRE $ $1,000.000 _ CLAIMS -MADE F-/� OCCUR MED EXP (Any oneperson) $ 5 000 PERSONAL & ADV INJURY $ $2 000 000 GENTL AGGREGATE LIMIT APPLIES PER: GENERALAGGREGATE $ $4,000,000 PRODUCTS - COMP/OP AGG $ 4 000 000 PRO-- LOC POLICY ✓❑ OTHER: D AUTOMOBILE LIABILITY AW3D136931 1/9/2019 1/9/2020 edeDl IN L LIMIT $ $1,000,000 BODILY INJURY (Per person) $ ANY AUTO BODILY INJURY (Per accident) $ OWNED SCHEDULED AUTOS ONLY AUTOS HIRED NON -OWNED ✓ AUTOS ONLY ✓ AUTOS ONLY PROPERTY DAMAGE P PER $ A ,/ UMBRELLA LIAR ✓ occuR •063A696329 12/18/2018 8/14/2019 EACH OCCURRENCE $ $10 000 000 AGGREGATE $ $10 000 000 EXCESS LIAR CLAIMS -MADE DER I ✓ I RETENTION SO $ B WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y / N ANYPROPRIETOR/PARTNER/EXECUTIVE ❑ OFFICER/MEMBEREXCLUDED7 (Mandatory In NH) NIA ✓ 71769489 8/14/2018 8114I2019 ,/ STATUTE ERA E.L. EACH ACCIDENT $ $1 000,000 E.L. DISEASE - EA EMPLOYEEI $ $1,000,Q00 E.L. DISEASE -POLICY LIMIT If yes, RIPTION OF OPERATIONS below describe under DESC $ $1,000.000 C Professional Liability MCH591891686 81141201$ �8/14112019 Per Claim: $5,000,000 Aggregate: $5,000,000 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached If more space is required) Projects as tan file with the Insured. City of Menifee and its officers, officials, employees, and authorized volunteers are named as additional insureds and primary/non-contributory clause applies to the general liability policy and a waiver of subrogation applies to the work comp policy -see attached endorsements. Prof Liab Retfo Date: FUII Prior Acts; Prof Liab Ded: $10,000 per claim f`FDrrCrr`ATF unr nt=D CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE City of Menifee JAN 2 3 2019 THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 29714 Haun Rd. ACCORDANCE WITH THE POLICY PROVISIONS. Menifee CA 92586 AUTHORIZED REPRESENTATIVE Received -- Michael Christian W 1Vt$U-ZU10 AGUKU L UKrUKA I Ivry. mit rign[s reburveu. ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD 46398422 1 19-20 AL, 16-19 GL-UL-WC-PL I Sherry Young 1 1/4/2019 2:44:50 PM (PST) I Page 1 of 4 Architects and Engineers The following policy language is from Businessowners General Liability Coverage Part NAMED INSURED: DHS Consulting, Inc. POLICY NUMBER:OB3A696329 The following are mandatory forms on the policy identified on the Certificate of Insurance: 391-1586 (08-16) BUSINESSOWNERS GENERAL LIABILITY SUPPLEMENTARY ENDORSEMENT Additional Insured by Contract, Agreement or Permit A. Section II — Liability, C — Who is an insured is amended to include as an additional insured any person or organization with whom you agreed in a written contract, written agreement or permit but only respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions; or the acts or omissions of those acting on your behalf, but only with respect to: (i) "Your work" for the additional insured(s) designated in the contract, agreement or permit including "bodily injury" or "property damage" included in the "products - completed operations hazard" only if this Coverage Part provides such coverage; (ii) Premises you own, rent, lease, or occupy; or (iii) Your maintenance, operation or use of equipment leased to you. "Definition: "Your work" a. Means: (1) Work or operations performed by you or on behalf; and (2) materials, parts or equipment furnished in connection with such work or operations; b. Includes (1) warranties or representations made at any time with respect to the fitness, quality, durability, performance or use of "your work"; and (2) the providing of or failure to provide warnings or instructions. This provision does not apply: (1) Unless the written contract or written agreement has been executed or permit has been issued prior to the "bodily Injury", "property damage", "personal injury" or "advertising injury". (2) To any person or organization Included as an Insured by an endorsement Issued by us and made part of this Coverage Part. (3) To any lessor of equipment (a) After the equipment lease expires; or (b) If the "bodily Injury", "property damage", "personal injury" or "advertising Injury" arises out of sole negligence of the lessor. (4) To any: (a) Owners or other Interests from whom land has been leased which takes place after the lease for the land expires; or (b) Managers or lessors of premises if: (i) The occurrence takes place after you cease to be a tenant in that remises; or II The "bodily injury","property damage", "personal injury" or "advertising injury" arises out of structural p (��) Y9 9 J rY' alterations, new construction or demolition operations performed by or on behalf of the manager or lessor. (5) To "bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of or failure to render any professional services. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the "occurrence" which caused the "bodily injury" or "property damage" or the offense which caused the "personal and advertising injury" involved the rendering of or failure to render any professional services by or for you. Other Insurance Primary & Non -Contributory The following paragraph is added to SECTION III — COMMON POLICY CONDITIONS, H — Other Insurance: Additional Insured — Primary and Non -Contributory. If you agree in a written contract, written agreement or permit that the insurance provided to any person or organization included as an Additional Insured under SECTION II — Liability, C. Who is an Insured is primary and non-contributory, the following applies: If other valid and collectible insurance is available to the Additional Insured for a loss covered under SECTION II — LIABILITY of this Coverage Part, our obligations are limited as follows: (1) Primary Insurance: This insurance is primary to other insurance that is available to the Additional Insured which covers the Additional Insured as a Named Insured. We will not seek contribution from any other insurance available to the Additional Insured except: (a) For the sole negligence of the Additional Insured; (b) When the Additional Insured is an Additional Insured under another primary liability policy; or (c) When b. below applies. If this insurance is primary, our obligations are not affected unless any of the other insurance is also primary. (2) Excess Insurance: (a) This insurance is excess over any of the other insurance, whether primary, excess, contingent or on any other basis: (i) That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for "your work' (ii) That is Fire insurance for premises rented to the Additional Insured or temporarily occupied by the Additional Insured with permission of the owner; No coverage is provided by this Notice, nor can it be construed to replace any provisions of the policy (including its endorsements). If there is any conflict between this Notice and the policy (including the endorsements), the provisions of the policy (including its endorsements) shall prevail. 46398422 1 19-20 AL, 18-19 GL-UL-WC-PL I Sherry Young 1 1/4/2019 2:44:50 PM (PST) I Page 2 of 4 (ill) That is insurance purchased by the Additional Insured to cover the Additional Insured's liability as a tenant for "property damage" to premises rented to the Additional Insured or temporarily occupied by the Additional with permission of the owner; or (iv) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent not subject to Exclusion g. of SECTION II - LIABILITY. B. Exclusions, 1. Applicable to Business Liability Coverage. (v) That is insurance available to you for your participation in any past or present "unnamed joint venture". (vi) That is any insurance you may have that provides coverage for your professional services. (b) When this insurance is excess, we will have no duty to defend the insured against any "suit" if any other insurer has a duty to defend the insured against that "suit". If no other insurer defends, we will undertake to do so, but we will be entitled to the insured's rights against all those other insurers. (c) When this insurance is excess over other Insurance, we will pay only our share of the amount of the loss, if any, that exceeds the sum of: (1) The total amount that all such other insurance would pay for the loss in the absence of this insurance; and (ii) The total of all deductible and self -insured amounts under all that other insurance. We will share the remaining loss, if any, with any other insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Coverage part. (3) Method Of Sharing If all of the other insurance permits contribution by equal shares, we will follow this method also. Under this approach, each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. If any of the other insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers. Per Project Aggregate The following changes are made to SECTION II - LIABILITY: 1. The following is added to SECTION II - LIABILITY, D. Liability and Medical Expenses Limits of Insurance, paragraph 4: The Aggregate Limits of Insurance apply separately to each of "your projects" or each "location" listed in the Declarations. 2. For the purpose of coverage provided by this endorsement only, the following is added to SECTION II - LIABILITY, F. Liability and Medical Expenses Definitions: 1. "Your project" means: a. Any premises, site or "location" at, on, or in which "your work" is not yet completed; and b. Does not include any "location" listed in the Declarations. 2. "Location" means premises involving the same or connecting lots, or premises whose connection is interrupted only by a street, roadway, waterway or right-of-way of a railroad. Separation Of Insureds Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this Coverage Part to the first Named Insured, this insurance applies: a. As if each Named Insured were the only Named Insured; and, b. Separately to each insured against whom claim is made or "suit" is brought. Waiver Of Subrogation The TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US Condition (Section IV — COMMERCIAL GENERAL LIABILITY CONDITIONS) is amended by the addition of the following: We waive any right of recovery we may have against the person or organization where required by written contract because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract with that person or organization and included in the "products -completed operations hazard". This waiver applies only to the person or organization where required by written contract. Notice Of Cancellation For any statutorily permitted reason other than non-payment of premium, the number of days required for notice of cancellation, as provided in paragraph 2. of either the CANCELLATION Common Policy Condition or as amended by an applicable state cancellation endorsement, is increased to 90 Days. AUTHORIZED REPRESENTATIVE *From Hanover Forms: 391-1003 (08116); 391-1445 (08116); 391-1586 (08116), 391-1003 (08116) No coverage is provided by this Notice, nor can it be construed to replace any provisions of the policy (including its endorsements). If there is any conflict between this Notice and the policy (including the endorsements), the provisions of the policy (including its endorsements) shall prevail. 46398422 119-20 AL, 18-19 GL-UL-WC-PL I Sherry Young 1 1/4/2019 2:44:50 PM (PST) I Page 3 of 4 WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 99 03 04 (Ed. 7-08) WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT—CALIFORNIA This endorsement changes to policy to which it is attached effective on the inception date of the policy unless a different date is indicated blow. This endorsement, effective on 08/14/18 at 12:01 A.M. standard time, forms a part of (DATE) Policy No. (19) 7176-94-89 of the Federal Insurance Company (NAME OF THE INSURANCE COMPANY) Issued to DHS CONSULTING, INC. Endorsement No. Authorized Representative We have the right to recover our payments from-anyona liable for -an injury cove red. by. this. pol€cy, We will not enforce our right against the person or organization named in the Schedule. The additional premium for the blanket waiver offered by this endorsement shall be 1 % of total California premium. Schedule Person or Organization As required per written contract Job Description All California Operations WC 99 03 04 (Ed. 7-08) 46398422 1 19-20 AL, 18-19 GL-UL-WC-PL I Sherry Young 1 1/4/2019 2:99:50 P14�pPB"rfi-page 4 of 4 Risk Strate ies Company 2040 Main rtreet, Suite 450 Irvine, CA 92614 MAIL DOCUMENT fsure slx City of Menifee Senders Sherry Young 29714 Haun Rd. Phone: 949-242-9240 Menifee CA 92586 Subject: Cert No. 46388422 - DHS Consulting, Inc. - Renewal Certificate of Insurance Date: 1 /4/2019 . of P,3es: 5 URL: www.risk-strategies.com Attached is your renewal certificate of insurance. If you have any questions, please email Sherry Young at syoung@risk-strategies.com. THIS MESSAGE IS INTENDED FOR THE USE OF THE INDIVIDUAL OR ENTITY TO WHICH IT IS ADDRESSED AND MAY CONTAIN INFORMATION THAT IS PRIVILEGED, CONFIDENTIAL AND EXEMPT FROM DISCLOSURE UNDER APPLICABLE LAW. IF THE READER OF THE MESSAGE IS NOT THE INTENDED RECIPIENT, OR THE EMPLOYEE OR AGENT RESPONSIBLE FOR DELIVERING THE MESSAGE TO THE INTENDED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT ANY DISSEMINATION, DISTRIBUTION OR COPYING OF THIS COMMUNICATION IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMEDIATELY BYTELEPHONE, AND RETURN THE ORIGINAL MESSAGE TO US AT THE ABOVE ADDRESS VIA REGULAR POSTAL SERVICE. Certificate of Insurance Delivered by ecertsonllneTm Insurance Visions, Inc. All rights reserved.