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2009/07/28 Cornerstone Management, Inc. Certificate of Liability Insurance�AC `8D,M CERTIFICATE OF LIABILITY INSURANCE�05-14-2009 DATE E PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION I BB&T INS SVCS OF CA INC/PHS/ORANGE ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE i HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR �180672 P : (8 6 6) 4 6 7 - 8 73 0 F : (8 7 7) 9 0 5 - 04 5 7 ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. PO BOX 33015 SAN ANTONIO TX 78265 INSURED CORNERSTONE MANAGEMENT, INC. PO BOX 1041 PALO_ALTO CA 94302 COVERAGES INSURERS AFFORDING COVERAGE INSURER A: Hartford Casualty Ins Cc INSURER B: INSURER C: INSURER D: INSURER E: THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR I TYPE OF INSURANCE POLICY NUMBER POLICY EFFECTIVE DATE MM/DD/YY POLICY EXPIRATION DATE MMIDD/YY LIMITS GENERAL LIABILITY r� EACH OCCURRENCE $1 , 0 0 0, 0 0 0 A COMMERCIAL GENERAL LIABILITY 72 SBA LE 54 81 0 7/ 2 8/ 0 9 0 7/ 2 8/ 10 FIRE DAMAGE (Any one fire) $ 3 0 0, 000 I CLAIMS MADE I X I OCCUR MED EXP (Any one person) $1 0 , 000 I XI General Liab PERSONAL & ADV INJURY $1 , 0 0 0, 0 0 0 rI GENERAL AGGREGATE s2,000,000 ,, N'L AGGREGATE LIMITAPPLIES PER: PRODUCTS - COMP/OP AGG s2,000,000 � - POLICY I I JPECROT I X I LOC AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $1 0 0 0, 0 0 0 A ANY AUTO 72 SBA LE5481 07/28/09 07/28/10 (Ea accident) , ALL OWNED AUTOS BODILY INJURY $ d SCHEDULED AUTOS (Per person) HIRED AUTOS BODILY INJURY $ X NON -OWNED AUTOS (Per accident) PROPERTY DAMAGE $ (Per accident) GARAGE LIABILITY AUTO ONLY - EA ACCIDENT $ ANY AUTO III OTHER THAN EA ACC $ I AUTO ONLY: AGG $ — EXCESS LIABILITY EACH OCCURRENCE $ OCCUR u CLAIMS MADE AGGREGATE $ $ DEDUCTIBLE $ RETENTION $ $ WORKERS COMPENSATION AND OR Y ST TORATU- LIMITS ER OTH- EMPLOYERS' LIABILITY E.L. EACH ACCIDENT $ E.L. DISEASE - EA EMPLOYEE $ i E.L. DISEASE - POLICY LIMIT $ OTHER DESCRIPTION OF OPERATIONS/I.00ATIONS/VEHICLES/EXCLUSIONS ADDED BY ENDORSEMENT/SPECIAL PROVISIONS Those usual to the Insured's Operations. Certificate Holder is named Additional Insured per the Business Liability coverage form SS 00 08, attached to the policy. SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL 30 DAYS WRITTEN NOTICE (10 DAYS FOR NON-PAYMENT) TO THE CERTIFICATE CITY OF MENISF.E ; Lei , ', HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR 29714 HAUN RDA fI REPRESENTATIVES. MENIFEE, CA, 92584 n�Q �i 11,00Q �!r� l � � L��J i AUTHORI D RE QSENTATIVE ACORD 25-S (7/97) BY: 1�1 ACORD CORPORATION 1988