2018/03/19 Visionaries Image Company, LLC Certficiate of Liability Insurance (3)-I VISIU-1
DATEr 312018
07l13l2018
" l%" _ l7 CERTIFICATE OF LIABILITY INSURANCE
�r
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
PRODUCER 310-373-6441
h% : rr Mai Shafik-PULts
ISU/The Olson Duncan Agency
25550 Hawthorne Blvd., Ste 203
PHONE 310-373-6441 FAX 310-378-5336
WC,Ne, R . c, nIo):.
Torrance, CA 90505
Dustin Olson
INSURERS AFFORDING COVERAGE
C #
INRIIRFRA• Sentinel Insurance ComDany LTD
11000
INSURED Visionaries Image Company LLC
INSURERB:Hanover Insurance Company
22292
43 Vista Palormo
Lake Elsinore, CA
INSURERC:
INSl1RFR A
INSURER E -
INSURER F :
r'rwr:PGr:i`C f CATIGIr`ATC All IAA0CD. OC171 L+1t111 III I�M1l7rn.
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR gODL SUB POLICYEFF POLICYEXP
LTRTYPE OF INSURANCE POLICY NUMBER M1 D LIMITS
IM
A
%(
I:UMMtKL:IAL UtNtKAL LIABILI I Y
CLAIMS -MADE X OCCUR
Y
72SBABA6242
08111/2018
08/1112019
EACH €h=I�IFRENL:E
1,000,000
1 QDDQDQ
r
DAMAGE TORENrED
MED EXP (Any oneperson)
$ 10,000
X
PERSONAL & ADV INJURY
1,000,000
RFM A-,1117(;ATP I IMIT APPI IFS PFR
X POLICY 1T LOC
"PLIPPAI A(;(;RF(!ATF
,q 2,000,000
PRODUCTS- COMPIOP AGG
$ 2,000,000
R
A
AUTOMOBILE
LIABILITY
COMBIN55 SINGLE LtW
1,DOO,000
BODILY INJURY Perperson)
$
ANY AUTO
OWNED SCHEDULED
AUTOS ONLY AUTOS
72SBABA6242
08/11/2018
08/11/2019
BODILY INJURY er accldentl
$
X
PERTY AM GE
x arcirien
HIRED x NO�V�Q4h1D
AUTOS ONLV A V
$
UMBRELLALIAB
HOCCUR
EACH OCCURRENCE
$
AGGRP(;ATF
EXCESS LIAB
CLAIMS -MADE
DED I I RETENTION $
$
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY YIN
1'tjiy �i 9i L A7 (`.I ITIVF ❑
NIA
PER OTN
STATUTE R
F I FA(`I-I Af`f'Ir1Fr`IT
an qry n
IF y-, rl—riha iind-
DESCRIPTION OF OPERATIONS bsJovd
E L. DISEASE - EA EMPLOYEE
$
E-L. DISEASE- POLICY LIMIT
B
Professional Liab
Y
iLH3 D531621 00
03/19/2018
03/19/2019
PER CLAIM
1,000,000
AGGREGATE
1,000,000
DESCRIPTION OF OPERATIONS 1 LOCATIONS 1 VEHICLES (ACORD 101. Additional Remarks Schedule, maV be attached If more suace is required)
City and its officers, employees, agents, and authorized volunteers are GL
additional insured on primary non-contributory basis with waiver of
subrogation as required by written contract or agreement per policy form
SS00080405 & Professional liability additional insured per form 910-0728.
*Policy Terms Apply.
City of Menifee
29714 Haun Road
Menifee, CA 92586
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
AUTHORIZED REPRESENTATIVE
ACORD 25 (2016/03) O 1988-2015 ACORD CORPORATION. All rights reserved.
The ACORD name and logo are registered marks of ACORD
BUSINESS LIABILITY COVERAGE FORM
2. Applicable To Medical Expenses Coverage
e. A trust, you are an insured. Your trustees
We will not pay expenses for "bodily injury":
are also insureds, but only with respect to
a. Any Insured
their duties as trustees.
To any insured, except "volunteer workers".
2• Each of the following is also an insured:
b. Hired Person
a. Employees And Volunteer Workers
To a person hired to do work for or on behalf
Your "volunteer workers" only while
of any insured or a tenant of any insured.
performing duties related to the conduct of
c. Injury On Normally Occupied Premises
your business or your "employees", other
"executive
than either your officers" (if you
To a person injured on that part of
are an organization other than a
premises you own or rent that the person
partnership, joint venture or limited liability
normally occupies.
company) or your managers (if you are a
d. Workers' Compensation And Similar
limited liability company), but only for acts
Laws
within the scope of their employment by
To a person, whether or not an
you or while performing duties related to
"employee" of any insured, if benefits for
the conduct of your business.
the "bodily injury" are payable or must be
However, none of these "employees" or
provided under a workers' compensation
"volunteer workers" are insureds for:
or disability benefits law or a similar law.
(1) "Bodily injury" or "personal and
e. Athletics Activities
advertising injury":
To a person injured while practicing,
(a) To you, to your partners or
instructing or participating in any physical
members (if you are a partnership
exercises or games, sports or athletic
or joint venture), to your members
contests.
(if you are a limited liability
f. Products -Completed Operations Hazard
company), or to a co -"employee"
while in the course of his or her
Included with the "products -completed
employment or performing duties
operations hazard".
related to the conduct of your
g. Business Liability Exclusions
business, or to your other
Excluded under Business Liability Coverage.
"volunteer workers" while
performing duties related to the
C. WHO IS AN INSURED
conduct of your business;
1. If you are designated in the Declarations as:
(b) To the spouse, child, parent,
a. An individual, you and your spouse are
brother or sister of that co -
insureds, but only with respect to the
"employee" or that "volunteer
conduct of a business of which you are the
worker" as a consequence of
sole owner.
Paragraph (1)(a) above;
b. A partnership or joint venture, you are an
(c) For which there is any obligation
insured. Your members, your partners, and
to share damages with or repay
their spouses are also insureds, but only with
someone else who must pay
respect to the conduct of your business.
damages because of the injury
c. A limited liability company, you are an
described in Paragraphs (1)(a) or
insured. Your members are also insureds,
(b} above; or
but only with respect to the conduct of your
(d) Arising out of his or her providing
business. Your managers are insureds, but
or failing to provide professional
only with respect to their duties as your
health care services.
managers.
If you are not in the business of
d. An organization other than a partnership,
providing professional health care
joint venture or limited liability company, you
services, Paragraph (d) does not apply
are an insured. Your "executive officers" and
to any nurse, emergency medical
directors are insureds, but only with respect
technician or paramedic employed by
to their duties as your officers or directors.
you to provide such services.
Your stockholders are also insureds, but only
(2) "Property damage" to property:
with respect to their liability as stockholders.
(a) Owned, occupied or used by,
Page 10 of 24 Form SS 00 08 04 05
BUSINESS LIABILITY COVERAGE FORM
(b) Rented to, in the care, custody or
control of, or over which physical
control is being exercised for any
purpose by you, any of your
"employees", "volunteer workers",
any partner or member (if you are
a partnership or joint venture), or
any member (if you are a limited
liability company).
b. Real Estate Manager
Any person (other than your "employee" or
"volunteer worker"), or any organization
while acting as your real estate manager.
c. Temporary Custodians Of Your
Property
Any person or organization having proper
temporary custody of your property if you
die, but only:
(1) With respect to liability arising out of the
maintenance or use of that property; and
(2) Until your legal representative has
been appointed.
d. Legal Representative If You Die
Your legal representative if you die, but
only with respect to duties as such. That
representative will have all your rights and
duties under this insurance.
e. Unnamed Subsidiary
Any subsidiary and subsidiary thereof, of
yours which is a legally incorporated entity
of which you own a financial interest of
more than 50% of the voting stock on the
effective date of this Coverage Part.
The insurance afforded herein for any
subsidiary not shown in the Declarations
as a named insured does not apply to
injury or damage with respect to which an
insured under this insurance is also an
insured under another policy or would be
an insured under such policy but for its
termination or upon the exhaustion of its
limits of insurance.
3. Newly Acquired Or Formed Organization
Any organization you newly acquire or form,
other than a partnership, joint venture or
limited liability company, and over which you
maintain financial interest of more than 50% of
the voting stock, will qualify as a Named
Insured if there is no other similar insurance
available to that organization. However:
a. Coverage under this provision is afforded
only until the 180th day after you acquire
or form the organization or the end of the
policy period, whichever is earlier; and
b. Coverage under this provision does not
apply to:
(1) "Bodily injury" or "property damage"
that occurred; or
(2) "Personal and advertising injury"
arising out of an offense committed
before you acquired or formed the
organization.
4. Operator Of Mobile Equipment
With respect to "mobile equipment' registered in
your name under any motor vehicle registration
law, any person is an insured while driving such
equipment along a public highway with your
permission. Any other person or organization
responsible for the conduct of such person is
also an insured, but only with respect to liability
arising out of the operation of the equipment, and
only if no other insurance of any kind is available
to that person or organization for this liability.
However, no person or organization is an insured
with respect to:
a. "Bodily injury" to a co -"employee" of the
person driving the equipment; or
b. "Property damage" to property owned by,
rented to, in the charge of or occupied by
you or the employer of any person who is
an insured under this provision.
5. Operator of Nonowned Watercraft
With respect to watercraft you do not own that
is less than 51 feet long and is not being used
to carry persons for a charge, any person is an
insured while operating such watercraft with
your permission. Any other person or
organization responsible for the conduct of
such person is also an insured, but only with
respect to liability arising out of the operation
of the watercraft, and only if no other
insurance of any kind is available to that
person or organization for this liability.
However, no person or organization is an
insured with respect to:
a. "Bodily injury" to a co -"employee" of the
person operating the watercraft; or
b. "Property damage" to property owned by,
rented to, in the charge of or occupied by
you or the employer of any person who is
an insured under this provision.
6. Additional Insureds When Required By
Written Contract, Written Agreement Or
Perm it
The person(s) or organization(s) identified in
Paragraphs a. through f. below are additional
insureds when you have agreed, in a written
Form SS 00 08 04 05 Page 11 of 24
BUSINESS LIABILITY COVERAGE FORM
contract, written agreement or because of a
(e) Any failure to make such
permit issued by a state or political
inspections, adjustments, tests or
subdivision, that such person or organization
servicing as the vendor has
be added as an additional insured on your
agreed to make or normally
policy, provided the injury or damage occurs
undertakes to make in the usual
subsequent to the execution of the contract or
course of business, in connection
agreement, or the issuance of the permit.
with the distribution or sale of the
A person or organization is an additional
products;
insured under this provision only for that
(f) Demonstration, installation,
period of time required by the contract,
servicing or repair operations,
agreement or permit.
except such operations performed
However, no such person or organization is an
at the vendor's premises in
additional insured under this provision if such
connection with the sale of the
person or organization is included as an
product;
additional insured by an endorsement issued
(g) Products which, after distribution
by us and made a part of this Coverage Part,
or sale by you, have been labeled
including all persons or organizations added
or relabeled or used as a
as additional insureds under the specific
container, part or ingredient of any
additional insured coverage grants in Section
other thing or substance by or for
F. —Optional Additional Insured Coverages.
the vendor; or
a. Vendors
(h) "Bodily injury" or "property
Any person(s) or organization(referred to
damage" arising out of the soles}
below as vendor), but only with respect to
negligence of the vendor for its
"bodily injury" or "property damage" arising
own acts or omissions or those of
out of "your products" which are distributed
its employees or anyone else
or sold in the regular course of the vendor's
acting on its behalf. However, this
business and only if this Coverage Part
exclusion does not apply
provides coverage for "bodily injury" or
(t) The exceptions contained in
"property damage" included within the
Subparagraphs (d) or (f); or
"products -completed operations hazard".
(tt) Such inspections, adjustments,
(1) The insurance afforded to the vendor
tests or servicing as the vendor
is subject to the following additional
has agreed to make or normally
exclusions:
undertakes to make in the usual
This insurance does not apply to:
course of business, inconnection
with the distribution
(a) "Bodily injury" or "property
or sale of the products.
damage" for which the vendor is
(2) This insurance does not apply to any
obligated to pay damages by
insured person or organization from
reason of the assumption of
whom you have acquired such products,
liability in a contract or agreement.
or any ingredient, part or container,
This exclusion does not apply to
entering into, accompanying or
liability for damages that the
containing such products.
vendor would have in the absence
of the contractor agreement;
b. Lessors Of Equipment
(b) Any express warranty
(1) Any person or organization from
unauthorized by you;
whom you lease equipment; but only
(c) Any physical or chemical change
with respect to their liability for "bodily
"property
in the product made intentionally
injury", damage" or
"personal
by the vendor;
and advertising injury"
caused, in whole or in part, by your
(d) Repackaging, except when
maintenance, operation or use of
unpacked solely for the purpose of
equipment leased to you by such
inspection, demonstration, testing,
person or organization.
or the substitution of parts under
instructions from the manufacturer,
and then repackaged in the
original container;
Page 12 of 24 Form SS 00 08 04 05
BUSINESS LIABILITY COVERAGE FORM
(6) When You Are Added As An
Additional Insured To Other
Insurance
That is other insurance available to
you covering liability for damages
arising out of the premises or
operations, or products and completed
operations, for which you have been
added as an additional insured by that
insurance; or
(7) When You Add Others As An
Additional Insured To This
Insurance
That is other insurance available to an
additional insured.
However, the following provisions
apply to other insurance available to
any person or organization who is an
additional insured under this Coverage
Part:
(a) Primary Insurance When
Required By Contract
This insurance is primary if you
have agreed in a written contract,
written agreement or permit that
this insurance be primary. If other
insurance is also primary, we will
share with all that other insurance
by the method described in c.
below.
(b) Primary And Non -Contributory
To Other Insurance When
Required By Contract
If you have agreed in a written
contract, written agreement or
permit that this insurance is
primary and non-contributory with
the additional insured's own
insurance, this insurance is
primary and we will not seek
contribution from that other
insurance.
Paragraphs (a) and (b) do not apply to
other insurance to which the additional
insured has been added as an
additional insured.
When this insurance is excess, we will
have no duty under this Coverage Part to
defend the insured against any "suit" if any
other insurer has a duty to defend the
insured against that "suit". If no other
insurer defends, we will undertake to do
so, but we will be entitled to the insured's
rights against all those other insurers.
When this insurance is excess over other
insurance, we will pay only our share of
the amount of the loss, if any, that
exceeds the sum of:
(1) The total amount that all such other
insurance would pay for the loss in the
absence of this insurance; and
(2) The total of all deductible and self -
insured amounts under all that other
insurance.
We will share the remaining loss, if any, with
any other insurance that is not described in
this Excess Insurance provision and was not
bought specifically to apply in excess of the
Limits of Insurance shown in the
Declarations of this Coverage Part.
c. Method Of Sharing
If all the other insurance permits
contribution by equal shares, we will follow
this method also. Under this approach,
each insurer contributes equal amounts
until it has paid its applicable limit of
insurance or none of the loss remains,
whichever comes first.
If any of the other insurance does not permit
contribution by equal shares, we will
contribute by limits. Underthis method, each
insurer's share is based on the ratio of its
applicable limit of insurance to the total
applicable limits of insurance of all insurers.
8. Transfer Of Rights Of Recovery Against
Others To Us
a. Transfer Of Rights Of Recovery
If the insured has rights to recover all or
part of any payment, including
Supplementary Payments, we have made
under this Coverage Part, those rights are
transferred to us. The insured must do
nothing after loss to impair them. At our
request, the insured will bring "suit" or
transfer those rights to us and help us
enforce them. This condition does not
apply to Medical Expenses Coverage.
b. Waiver Of Rights Of Recovery (Waiver
Of Subrogation)
If the insured has waived any rights of
recovery against any person or
organization for all or part of any payment,
including Supplementary Payments, we
have made under this Coverage Part, we
also waive that right, provided the insured
waived their rights of recovery against
such person or organization in a contract,
agreement or permit that was executed
prior to the injury or damage.
Form SS 00 08 04 05 Page 17 of 24
BLANKET ADDITIONAL INSURED -INSURED CLIENT
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY
Named Insured: Visionaires Image Company LLC Policy Number: LH3-D531621-00
Issued by The Hanover Insurance Company.
This endorsement, Effective 12:01 A. M. 03/19/2018 modifies the following:
A. The following is added to SECTION A. — COVERAGE -- WHAT THIS POLICY INSURES, Paragraph 1.
Professional Services Coverage. -
We will pay claim expenses on behalf of the insured's client arising out of a claim made against both an
insured and the insured's client resulting from a wrongful act committed solely by an insured performing
professional services for the insured's client.
B. The following is added to SECTION B — DEFENSE AND SETTLEMENT (INCLUDED IN THE LIMIT OF
LIABILITY):
1. We have exclusive right to defend any claim against an insured's client However, if the insured's client
is entitled under applicable law to select defense counsel or if we agree to permit the insured's client to
select defense counsel, we will pay only those hourly rates which are paid by us for defense counsel in the
same area and for similar cases. Such defense counsel shall be required to comply with our applicable
litigation guidelines regarding billing, staffing and reporting.
2. We shall have no duty to pay damages, other than claim expenses, on behalf of the insured's client
C. The following is added to SECTION D — DEFINITIONS, the definition of Insured:
Insured also includes the insured's client.
D. The following is added to SECTION D — DEFINITIONS:
Insured's client means any entity for which an insured performs professional services pursuant to a written
agreement whether or not for a fee, consideration or other emolument.
E. The following is added to SECTION E — EXCLUSIONS:
This policy does not apply to claims for the actual or alleged wrongful act of an insured's client.
All other terms and conditions remain unchanged.
910-0728 12 12 Page 1 of 1
Margarita Corne o
From: Melching, Jeffrey <jmelching@rutan.com>
Sent: Wednesday, January 16, 2019 9:49 AM
To: Margarita Cornejo
Subject: Re: Agreement Request: Visionaries Image Company (Menifee Business Brokers Lunch
Video)
Margarita:
This one is also okay to start routing for signatures.
Jeffrey T. Melching
Rutan & Tucker, LLP
611 Anton Boulevard, 14th Floor_
Costa Mesa, CA 92626
(714) 641-3422 (direct)
imelchine@rutan.com
www.rutan.com
RUTAN
Privileged And Confidential Communication.
This electronic transmission, and any documents attached hereto, (a) are protected by the Electronic Communications
Privacy Act (18 USC §§ 2510-2521), (b) may contain confidential and/or legally privileged information, and (c) are for the
sole use of the intended recipient named above. If you have received this electronic message in error, please notify the
sender and delete the electronic message. Any disclosure, copying, distribution, or use of the contents of the
information received in error is strictly prohibited.
On Jan 14, 2019, at 4:43 PM, Margarita Cornejo <mcorneio@cityofinenifeeeus> wrote:
Hello again Jeff,
Attached for your review is the proposed Professional Services Agreement with Visionaries Image
Company for Menifee Business Brokers Lunch Video.
This agreement request is from the City's Office of Economic Development.
Can you please advise if this is ok to start routing for signatures or will require any changes?
Thank you!
Margarita Cornejo Contract & Procurement Administrator
Finance Department
City of Menifee 29714 Haun Road Menifee, CA 92586
Direct: (951) 723-3716 City Hall: (951) 672-6777 Fax: (951) 679-3843
mcornejo@cityofmenifee.us j cityofinenifee.us